Table 49 : Liabilities and Assets of Regional Rural Banks - 1997-98 (Part 6 of 17) - आरबीआई - Reserve Bank of India
Table 49 : Liabilities and Assets of Regional Rural Banks - 1997-98
(Part 6 of 17)
|
|
|
|
|
|
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
|
As on 31st March |
||||||||||||||
Godavari |
Golconda |
Gomti |
Gopalganj Kshetriya |
Gorakhpur Kshetriya |
Gurdaspur Amritsar |
|||||||||
Items |
Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
||||||||
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
|||
|
|
|
(121) |
(122) |
(123) |
(124) |
(125) |
(126) |
(127) |
(128) |
(129) |
(130) |
(131) |
(132) |
1. |
Capital |
187 |
187 |
100 |
100 |
1077 |
1077 |
518 |
597 |
100 |
187 |
837 |
837 |
|
(3.2) |
(2.9) |
(3.0) |
(2.3) |
(5.5) |
(4.6) |
(5.1) |
(4.8) |
(0.2) |
(0.2) |
(8.2) |
(6.8) |
|||
2. |
Reserves and Surplus |
278 |
421 |
- |
- |
- |
- |
- |
- |
7220 |
8672 |
- |
- |
|
(4.8) |
(6.5) |
- |
- |
- |
- |
- |
- |
(11.6) |
(11.5) |
- |
- |
|||
3. |
Deposits |
3351 |
3733 |
2454 |
3262 |
16097 |
19893 |
8501 |
10467 |
41991 |
52292 |
7779 |
9401 |
|
(57.8) |
(57.7) |
(72.7) |
(76.1) |
(81.9) |
(85.6) |
(83.4) |
(84.8) |
(67.3) |
(69.6) |
(75.8) |
(76.7) |
|||
3.1. |
Demand deposits |
113 |
73 |
331 |
440 |
735 |
840 |
448 |
522 |
1126 |
2148 |
402 |
197 |
|
3.2. |
Savings bank deposits |
787 |
759 |
609 |
961 |
6388 |
8349 |
4556 |
5719 |
22336 |
27498 |
2949 |
3752 |
|
3.3. |
Term deposits |
2451 |
2901 |
1513 |
1861 |
8974 |
10705 |
3497 |
4226 |
18529 |
22646 |
4428 |
5452 |
|
4. |
Borrowings |
1653 |
1764 |
398 |
434 |
1800 |
1973 |
252 |
281 |
5090 |
4417 |
760 |
853 |
|
(28.5) |
(27.3) |
(11.8) |
(10.1) |
(9.2) |
(8.5) |
(2.5) |
(2.3) |
(8.2) |
(5.9) |
(7.4) |
(7.0) |
|||
4.1. |
From banks* |
1621 |
454 |
82 |
101 |
94 |
83 |
- |
- |
5090 |
- |
51 |
59 |
|
4.2. |
From others |
33 |
1310 |
316 |
333 |
1706 |
1890 |
252 |
281 |
- |
4417 |
708 |
794 |
|
5. |
Other liabilities |
330 |
362 |
424 |
491 |
685 |
299 |
927 |
999 |
8019 |
9572 |
884 |
1158 |
|
(5.7) |
(5.6) |
(12.6) |
(11.4) |
(3.5) |
(1.3) |
(9.1) |
(8.1) |
(12.8) |
(12.7) |
(8.6) |
(9.5) |
|||
5.1. |
Bills Payable |
7 |
2 |
- |
186 |
373 |
82 |
- |
- |
- |
- |
73 |
7 |
|
5.2. |
Inter-office adjustments |
- |
- |
48 |
- |
- |
13 |
- |
6 |
159 |
516 |
- |
- |
|
5.3. |
Interest accrued |
25 |
24 |
156 |
- |
- |
27 |
- |
- |
5575 |
6375 |
8 |
11 |
|
|
5.4. |
Others (including provisions) |
298 |
336 |
221 |
305 |
312 |
176 |
927 |
992 |
2285 |
2681 |
803 |
1140 |
|
Total Liabilities |
5799 |
6466 |
3376 |
4287 |
19659 |
23242 |
10197 |
12343 |
62420 |
75139 |
10259 |
12250 |
|
1. |
Cash in hand |
96 |
120 |
67 |
35 |
215 |
220 |
96 |
85 |
442 |
495 |
145 |
88 |
|
(1.7) |
(1.8) |
(2.0) |
(0.8) |
(1.1) |
(0.9) |
(0.9) |
(0.7) |
(0.7) |
(0.7) |
(1.4) |
(0.7) |
|||
2. |
Balances with RBI |
120 |
121 |
68 |
104 |
480 |
600 |
255 |
313 |
1376 |
1739 |
240 |
285 |
|
(2.1) |
(1.9) |
(2.0) |
(2.4) |
(2.4) |
(2.6) |
(2.5) |
(2.5) |
(2.2) |
(2.3) |
(2.3) |
(2.3) |
|||
3. |
Balances with banks in India |
1327 |
1264 |
137 |
212 |
7635 |
5590 |
5520 |
7471 |
1167 |
1173 |
208 |
2329 |
|
(22.9) |
(19.6) |
(4.0) |
(5.0) |
(38.8) |
(24.1) |
(54.1) |
(60.5) |
(1.9) |
(1.6) |
(2.0) |
(19.0) |
|||
4. |
Money at call and short notice |
- |
- |
936 |
1290 |
- |
- |
- |
- |
31585 |
40468 |
3589 |
1035 |
|
- |
- |
(27.7) |
(30.1) |
- |
- |
- |
- |
(50.6) |
(53.9) |
(35.0) |
(8.4) |
|||
5. |
Investments |
482 |
775 |
450 |
595 |
4074 |
8596 |
600 |
600 |
13528 |
14447 |
1633 |
3655 |
|
(8.3) |
(12.0) |
(13.3) |
(13.9) |
(20.7) |
(37.0) |
(5.9) |
(4.9) |
(21.7) |
(19.2) |
(15.9) |
(29.8) |
|||
6. |
Advances |
3666 |
4036 |
1234 |
1491 |
4881 |
6007 |
2123 |
2258 |
11361 |
12657 |
3451 |
3759 |
|
(63.2) |
(62.4) |
(36.6) |
(34.8) |
(24.8) |
(25.8) |
(20.8) |
(18.3) |
(18.2) |
(16.8) |
(33.6) |
(30.7) |
|||
6.1. |
Bills purchased and discounted |
15 |
17 |
- |
- |
9 |
- |
- |
- |
11 |
8 |
3 |
- |
|
6.2. |
Cash credits, overdrafts & loans |
2178 |
2666 |
716 |
918 |
- |
266 |
270 |
313 |
4418 |
4677 |
849 |
2196 |
|
6.3. |
Term loans |
1474 |
1353 |
518 |
573 |
4872 |
5741 |
1853 |
1945 |
6932 |
7973 |
2598 |
1563 |
|
7. |
Fixed Assets |
29 |
32 |
13 |
15 |
22 |
26 |
10 |
10 |
34 |
37 |
28 |
29 |
|
(0.5) |
(0.5) |
(0.4) |
(0.3) |
(0.1) |
(0.1) |
(0.1) |
(0.1) |
(0.1) |
- |
(0.3) |
(0.2) |
|||
8. |
Other Assets |
78 |
118 |
472 |
546 |
2352 |
2203 |
1593 |
1605 |
2927 |
4122 |
966 |
1069 |
|
(1.3) |
(1.8) |
(14.0) |
(12.7) |
(12.0) |
(9.5) |
(15.6) |
(13.0) |
(4.7) |
(5.5) |
(9.4) |
(8.7) |
|||
8.1. |
Inter - office adjustments (net) |
22 |
22 |
- |
201 |
76 |
- |
46 |
- |
- |
- |
9 |
105 |
|
8.2. |
Interest accrued |
5 |
32 |
43 |
52 |
741 |
1028 |
1223 |
1540 |
2890 |
4064 |
4 |
296 |
|
|
8.3. |
Others |
52 |
63 |
429 |
293 |
1535 |
1175 |
325 |
66 |
37 |
58 |
953 |
669 |
Total Assets |
5799 |
6466 |
3376 |
4287 |
19659 |
23242 |
10197 |
12343 |
62420 |
75139 |
10259 |
12250 |
||
|
|
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
|
|
|
|
|
|
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
|
As on 31st March |
||||||||||||||
Gurgaon |
Gwalior Datia |
Hadoti Kshetriya |
Haryana Kshetriya |
Hazaribagh Kshetriya |
Himachal |
|||||||||
Gramin Bank |
Kshetriya |
Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
|||||||||
Items |
|
Gramin Bank |
|
|
|
|
||||||||
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
|||
|
|
|
(133) |
(134) |
(135) |
(136) |
(137) |
(138) |
(139) |
(140) |
(141) |
(142) |
(143) |
(144) |
1. |
Capital |
1649 |
1649 |
91 |
461 |
100 |
100 |
88 |
96 |
258 |
287 |
997 |
997 |
|
(4.1) |
(3.7) |
(2.2) |
(9.1) |
(0.7) |
(0.6) |
(0.5) |
(0.4) |
(5.2) |
(4.1) |
(4.6) |
(4.0) |
|||
2. |
Reserves and Surplus |
-967 |
349 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
(-2.4) |
(0.8) |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|||
3. |
Deposits |
32865 |
35111 |
2967 |
3707 |
10576 |
12436 |
14671 |
17189 |
4090 |
5952 |
18491 |
22001 |
|
(81.1) |
(78.0) |
(72.2) |
(73.5) |
(76.9) |
(76.9) |
(84.8) |
(77.9) |
(82.0) |
(84.1) |
(86.0) |
(87.5) |
|||
3.1. |
Demand deposits |
337 |
559 |
145 |
174 |
1147 |
801 |
80 |
91 |
184 |
152 |
299 |
498 |
|
3.2. |
Savings bank deposits |
11417 |
13736 |
959 |
1073 |
3528 |
4545 |
5131 |
6400 |
2118 |
3437 |
4741 |
6345 |
|
3.3. |
Term deposits |
21111 |
20817 |
1863 |
2460 |
5902 |
7090 |
9459 |
10698 |
1789 |
2363 |
13451 |
15158 |
|
4. |
Borrowings |
4763 |
5584 |
361 |
476 |
1090 |
1467 |
1609 |
2146 |
269 |
346 |
1279 |
1292 |
|
(11.8) |
(12.4) |
(8.8) |
(9.5) |
(7.9) |
(9.1) |
(9.3) |
(9.7) |
(5.4) |
(4.9) |
(5.9) |
(5.1) |
|||
4.1. |
From banks* |
1303 |
1356 |
- |
22 |
63 |
137 |
26 |
13 |
- |
- |
129 |
126 |
|
4.2. |
From others |
3460 |
4228 |
361 |
454 |
1027 |
1330 |
1583 |
2133 |
269 |
346 |
- |
1166 |
|
5. |
Other liabilities |
2203 |
2330 |
690 |
397 |
1989 |
2166 |
933 |
2625 |
371 |
492 |
736 |
855 |
|
(5.4) |
(5.2) |
(16.8) |
(7.9) |
(14.5) |
(13.4) |
(5.4) |
(11.9) |
(7.4) |
(7.0) |
(3.4) |
(3.4) |
|||
5.1. |
Bills Payable |
- |
- |
- |
- |
- |
- |
18 |
- |
2 |
- |
10 |
8 |
|
5.2. |
Inter-office adjustments |
120 |
86 |
1 |
13 |
- |
- |
- |
- |
- |
- |
70 |
90 |
|
5.3. |
Interest accrued |
240 |
256 |
689 |
- |
26 |
31 |
17 |
20 |
- |
- |
35 |
37 |
|
|
5.4. |
Others (including provisions) |
1843 |
1988 |
- |
384 |
1963 |
2134 |
898 |
2604 |
369 |
492 |
622 |
721 |
|
Total Liabilities |
40511 |
45023 |
4109 |
5041 |
13756 |
16169 |
17300 |
22055 |
4989 |
7077 |
21503 |
25144 |
|
1. |
Cash in hand |
644 |
733 |
50 |
44 |
467 |
302 |
173 |
271 |
35 |
56 |
203 |
353 |
|
(1.6) |
(1.6) |
(1.2) |
(0.9) |
(3.4) |
(1.9) |
(1.0) |
(1.2) |
(0.7) |
(0.8) |
(0.9) |
(1.4) |
|||
2. |
Balances with RBI |
996 |
1061 |
89 |
113 |
288 |
376 |
455 |
540 |
109 |
164 |
570 |
675 |
|
(2.5) |
(2.4) |
(2.2) |
(2.2) |
(2.1) |
(2.3) |
(2.6) |
(2.5) |
(2.2) |
(2.3) |
(2.7) |
(2.7) |
|||
3. |
Balances with banks in India |
18067 |
19144 |
228 |
73 |
985 |
3574 |
284 |
286 |
2507 |
2179 |
5090 |
7523 |
|
(44.6) |
(42.5) |
(5.5) |
(1.4) |
(7.2) |
(22.1) |
(1.6) |
(1.3) |
(50.2) |
(30.8) |
(23.7) |
(29.9) |
|||
4. |
Money at call and short notice |
- |
- |
1602 |
2180 |
3181 |
2192 |
4787 |
5425 |
- |
- |
- |
- |
|
- |
- |
(39.0) |
(43.3) |
(23.1) |
(13.6) |
(27.7) |
(24.6) |
- |
- |
- |
- |
|||
5. |
Investments |
7625 |
8915 |
- |
- |
726 |
400 |
2500 |
2786 |
951 |
3019 |
8734 |
9560 |
|
(18.8) |
(19.8) |
- |
- |
(5.3) |
(2.5) |
(14.5) |
(12.6) |
(19.1) |
(42.7) |
(40.6) |
(38.0) |
|||
6. |
Advances |
10486 |
12523 |
1450 |
1755 |
4620 |
5582 |
5144 |
8687 |
1032 |
1304 |
4014 |
4553 |
|
(25.9) |
(27.8) |
(35.3) |
(34.8) |
(33.6) |
(34.5) |
(29.7) |
(39.4) |
(20.7) |
(18.4) |
(18.7) |
(18.1) |
|||
6.1. |
Bills purchased and discounted |
3 |
- |
38 |
- |
7 |
- |
- |
- |
- |
- |
240 |
454 |
|
6.2. |
Cash credits, overdrafts & loans |
3116 |
3380 |
85 |
139 |
958 |
1194 |
555 |
644 |
161 |
237 |
2052 |
2138 |
|
6.3. |
Term loans |
7367 |
9142 |
1327 |
1616 |
3654 |
4388 |
4589 |
8042 |
871 |
1066 |
1721 |
1961 |
|
7. |
Fixed Assets |
35 |
55 |
10 |
11 |
19 |
23 |
31 |
32 |
10 |
12 |
16 |
21 |
|
(0.1) |
(0.1) |
(0.2) |
(0.2) |
(0.1) |
(0.1) |
(0.2) |
(0.1) |
(0.2) |
(0.2) |
(0.1) |
(0.1) |
|||
8. |
Other Assets |
2658 |
2592 |
681 |
865 |
3470 |
3720 |
3926 |
4030 |
345 |
343 |
2876 |
2460 |
|
(6.6) |
(5.8) |
(16.6) |
(17.2) |
(25.2) |
(23.0) |
(22.7) |
(18.3) |
(6.9) |
(4.8) |
(13.4) |
(9.8) |
|||
8.1. |
Inter - office adjustments (net) |
- |
- |
- |
- |
373 |
319 |
5 |
38 |
51 |
32 |
- |
- |
|
8.2. |
Interest accrued |
2474 |
2319 |
- |
216 |
123 |
274 |
403 |
487 |
- |
- |
1715 |
1392 |
|
|
8.3. |
Others |
183 |
273 |
681 |
649 |
2974 |
3126 |
3518 |
3505 |
294 |
311 |
1160 |
1068 |
Total Assets |
40511 |
45023 |
4109 |
5041 |
13756 |
16169 |
17300 |
22055 |
4989 |
7077 |
21503 |
25144 |
||
|
|
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
Notes |
: |
1. |
Figures in bracket indicate percent share in total. |
2. |
*Including Reserve Bank of India. |
- |
: |
Nil or negligible. |
Source |
: |
Annual accounts of banks. |