(Amount in Rs. lakh)

As on 31st March

Hindon

Hissar-Sirsa

Howrah

Indore Ujjain

Jaipur Nagaur

Jammu Rural

Gramin Bank

Kshetriya

Gramin Bank

Gramin Bank

Anchalik

Bank

Items

Gramin Bank

Gramin Bank

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

(145)

(146)

(147)

(148)

(149)

(150)

(151)

(152)

(153)

(154)

(155)

(156)

1.

Capital

93

100

456

456

665

665

100

477

100

100

940

1472

(3.2)

(2.7)

(6.3)

(5.3)

(5.2)

(4.1)

(2.3)

(9.1)

(0.4)

(0.3)

(5.5)

(6.5)

2.

Reserves and Surplus

283

287

-

-

-

-

-

-

850

850

-

-

(9.8)

(7.6)

-

-

-

-

-

-

(3.4)

(2.9)

-

-

3.

Deposits

2313

3055

5035

6250

9727

12676

3017

3988

20232

24346

13696

18003

(79.8)

(81.2)

(69.5)

(72.4)

(76.1)

(77.8)

(70.8)

(76.0)

(82.0)

(82.0)

(79.8)

(79.6)

3.1.

Demand deposits

81

65

175

242

128

258

330

309

969

1479

445

571

3.2.

Savings bank deposits

1219

1711

1350

2029

4046

5181

1052

1316

7565

9042

5102

6751

3.3.

Term deposits

1013

1279

3510

3979

5553

7236

1635

2363

11698

13824

8149

10680

4.

Borrowings

141

208

1441

1571

573

754

332

520

902

1447

650

993

(4.9)

(5.5)

(19.9)

(18.2)

(4.5)

(4.6)

(7.8)

(9.9)

(3.7)

(4.9)

(3.8)

(4.4)

4.1.

From banks*

12

-

165

158

23

61

3

-

-

-

-

-

4.2.

From others

129

208

1276

1414

550

693

329

520

902

1447

650

993

5.

Other liabilities

70

112

308

356

1815

2195

813

259

2576

2944

1880

2153

(2.4)

(3.0)

(4.3)

(4.1)

(14.2)

(13.5)

(19.1)

(4.9)

(10.4)

(9.9)

(11.0)

(9.5)

5.1.

Bills Payable

8

10

4

5

5

-

9

13

245

400

44

19

5.2.

Inter-office adjustments

10

-

15

40

16

17

-

-

-

-

122

31

5.3.

Interest accrued

6

6

4

5

1025

1356

-

11

1726

2023

1339

1567

5.4.

Others (including provisions)

45

95

286

306

770

823

805

235

605

522

374

536

Total Liabilities

2900

3762

7240

8633

12780

16290

4262

5244

24660

29686

17166

22621

1.

Cash in hand

46

55

68

101

366

309

17

29

785

742

93

115

(1.6)

(1.5)

(0.9)

(1.2)

(2.9)

(1.9)

(0.4)

(0.6)

(3.2)

(2.5)

(0.5)

(0.5)

2.

Balances with RBI

67

91

155

190

322

415

87

120

721

900

451

586

(2.3)

(2.4)

(2.1)

(2.2)

(2.5)

(2.5)

(2.0)

(2.3)

(2.9)

(3.0)

(2.6)

(2.6)

3.

Balances with banks in India

571

134

2399

2799

3564

3699

1485

1887

10924

12521

12738

17411

(19.7)

(3.6)

(33.1)

(32.4)

(27.9)

(22.7)

(34.8)

(36.0)

(44.3)

(42.2)

(74.2)

(77.0)

4.

Money at call and short notice

780

-

-

-

-

-

-

-

-

-

-

-

(26.9)

-

-

-

-

-

-

-

-

-

-

-

5.

Investments

410

2021

996

1347

4321

7098

648

736

5145

7921

14

14

(14.1)

(53.7)

(13.8)

(15.6)

(33.8)

(43.6)

(15.2)

(14.0)

(20.9)

(26.7)

(0.1)

(0.1)

6.

Advances

539

699

3164

3831

3144

3488

1399

1828

4614

5378

2462

3500

(18.6)

(18.6)

(43.7)

(44.4)

(24.6)

(21.4)

(32.8)

(34.9)

(18.7)

(18.1)

(14.3)

(15.5)

6.1.

Bills purchased and discounted

-

-

57

101

-

-0

-

-

99

92

21

38

6.2.

Cash credits, overdrafts & loans

55

80

1062

1335

544

715

295

326

1140

1391

76

139

6.3.

Term loans

484

620

2046

2395

2600

2773

1104

1502

3375

3895

2365

3324

7.

Fixed Assets

10

11

31

33

29

32

11

14

11

14

20

42

(0.4)

(0.3)

(0.4)

(0.4)

(0.2)

(0.2)

(0.2)

(0.3)

-

-

(0.1)

(0.2)

8.

Other Assets

477

750

427

333

1034

1250

616

630

2459

2210

1388

954

(16.4)

(19.9)

(5.9)

(3.9)

(8.1)

(7.7)

(14.4)

(12.0)

(10.0)

(7.4)

(8.1)

(4.2)

8.1.

Inter - office adjustments (net)

-

2

-

-

-

-

6

16

244

106

-

-

8.2.

Interest accrued

80

123

164

226

799

1110

25

34

441

739

351

552

8.3.

Others

397

625

263

107

235

140

585

580

1774

1365

1037

401

Total Assets

2900

3762

7240

8633

12780

16290

4262

5244

24660

29686

17166

22621

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on 31 st March

Jamnagar

Jamuna

Jhabhua Dhar

Junagadh Amreli

Ka Bank

Kakathiya

Gramin Bank

Gramin Bank

Kshetriya

Gramin Bank

Nangkyndong

Gramin Bank

Items

Gramin Bank

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

(157)

(158)

(159)

(160)

(161)

(162)

(163)

(164)

(165)

(166)

(167)

(168)

1.

Capital

963

963

96

905

100

100

428

428

100

260

100

823

(11.2)

(9.2)

(1.0)

(7.1)

(0.9)

(0.8)

(9.4)

(7.4)

(1.2)

(2.8)

(1.6)

(11.2)

2.

Reserves and Surplus

64

104

-

-

-

-

-

-

182

465

-

-

(0.7)

(1.0)

-

-

-

-

-

-

(2.1)

(5.1)

-

-

3.

Deposits

5325

6825

7618

10037

8349

10635

3038

3897

6859

7163

3450

4301

(62.1)

(65.0)

(80.2)

(78.4)

(73.2)

(82.5)

(67.0)

(67.8)

(81.0)

(78.1)

(56.6)

(58.4)

3.1.

Demand deposits

45

43

277

347

427

507

59

45

948

768

519

423

3.2.

Savings bank deposits

1932

2440

2327

2874

3098

4131

1016

1242

2960

3221

1159

1356

3.3.

Term deposits

3348

4342

5014

6816

4824

5997

1963

2611

2951

3174

1771

2522

4.

Borrowings

1540

1846

1512

1439

1396

1462

759

987

825

638

1459

1744

(18.0)

(17.6)

(15.9)

(11.2)

(12.2)

(11.3)

(16.7)

(17.2)

(9.7)

(6.9)

(24.0)

(23.7)

4.1.

From banks*

1540

464

242

262

1396

1462

165

193

149

110

316

490

4.2.

From others

-

1382

1270

1177

-

-

594

793

676

528

1143

1253

5.

Other liabilities

679

758

268

420

1563

691

311

440

505

651

1081

490

(7.9)

(7.2)

(2.8)

(3.3)

(13.7)

(5.4)

(6.8)

(7.6)

(6.0)

(7.1)

(17.8)

(6.7)

5.1.

Bills Payable

-

-

59

44

23

5

3

4

-

-

-

-

5.2.

Inter-office adjustments

-

41

82

160

34

50

45

124

-

-

-

-

5.3.

Interest accrued

540

586

43

28

57

69

195

249

326

363

336

345

5.4.

Others (including provisions)

139

130

84

187

1449

567

68

63

179

288

745

145

Total Liabilities

8570

10495

9494

12801

11407

12889

4536

5752

8471

9177

6090

7358

1.

Cash in hand

56

64

454

343

175

185

100

136

40

47

161

162

(0.7)

(0.6)

(4.8)

(2.7)

(1.5)

(1.4)

(2.2)

(2.4)

(0.5)

(0.5)

(2.6)

(2.2)

2.

Balances with RBI

171

225

225

300

235

310

86

116

255

235

114

143

(2.0)

(2.1)

(2.4)

(2.3)

(2.1)

(2.4)

(1.9)

(2.0)

(3.0)

(2.6)

(1.9)

(1.9)

3.

Balances with banks in India

3675

4099

2512

4056

3404

4589

1856

50

2416

3167

1925

2486

(42.9)

(39.1)

(26.5)

(31.7)

(29.8)

(35.6)

(40.9)

(0.9)

(28.5)

(34.5)

(31.6)

(33.8)

4.

Money at call and short notice

-

-

-

-

-

-

-

1761

-

-

-

-

-

-

-

-

-

-

-

(30.6)

-

-

-

-

5.

Investments

885

1281

1809

2615

75

443

784

1215

4301

3881

-

18

(10.3)

(12.2)

(19.1)

(20.4)

(0.7)

(3.4)

(17.3)

(21.1)

(50.8)

(42.3)

-

(0.2)

6.

Advances

2416

3235

3394

4620

4552

4099

1062

1695

1028

1352

2685

3208

(28.2)

(30.8)

(35.7)

(36.1)

(39.9)

(31.8)

(23.4)

(29.5)

(12.1)

(14.7)

(44.1)

(43.6)

6.1.

Bills purchased and discounted

1

1

3

20

1

1

-

-

-

-

-

-

6.2.

Cash credits, overdrafts & loans

1820

2591

1180

1335

50

56

786

1095

599

577

1939

2661

6.3.

Term loans

594

644

2211

3265

4502

4041

276

600

429

774

746

547

7.

Fixed Assets

6

7

23

23

15

15

10

10

11

12

15

21

(0.1)

(0.1)

(0.2)

(0.2)

(0.1)

(0.1)

(0.2)

(0.2)

(0.1)

(0.1)

(0.2)

(0.3)

8.

Other Assets

1361

1584

1078

845

2952

3248

638

769

420

483

1190

1321

(15.9)

(15.1)

(11.4)

(6.6)

(25.9)