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83603042

Table 5.3 : Distribution of outstanding credit of Scheduled Commercial Banks according to interest rate range - 2005 and 2006

(Amount in Rs. crore)

 

As on March 31

 

 

2005

 

 

2006

 

Interest rate range

No. of

Credit

Amount

No. of

Credit

Amount

 

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

 

(1)

(2)

(3)

(4)

(5)

(6)

Less than 6%

75892

4194

3916

99400

4554

4348

 

(1.3)

(0.3)

(0.4)

(1.2)

(0.3)

(0.4)

6% and above but less than 10%

1708211

209678

172540

2690219

378333

302310

 

(28.6)

(16.9)

(19.5)

(32.8)

(23.1)

(25.3)

10% and above but less than 12%

1302647

222040

154477

1859364

323898

224286

 

(21.8)

(17.9)

(17.5)

(22.7)

(19.8)

(18.8)

12% and above but less than 14%

940683

287014

197518

1023909

336905

230122

 

(15.8)

(23.1)

(22.3)

(12.5)

(20.6)

(19.3)

14% and above but less than 15%

297524

234019

147252

349985

340938

257788

 

(5.0)

(18.9)

(16.6)

(4.3)

(20.8)

(21.6)

15% and above but less than 16%

1015181

97182

73093

1542544

121662

82982

 

(17.0)

(7.8)

(8.3)

(18.8)

(7.4)

(6.9)

16% and above but less than 17%

93983

130336

99384

121763

85162

63485

 

(1.6)

(10.5)

(11.2)

(1.5)

(5.2)

(5.3)

17% and above but less than 18%

76783

8109

5107

166443

31078

23528

 

(1.3)

(0.7)

(0.6)

(2.0)

(1.9)

(2.0)

18% and above but less than 20%

251873

35238

26770

160968

9750

3858

 

(4.2)

(2.8)

(3.0)

(2.0)

(0.6)

(0.3)

20% and above

202982

12032

4727

188128

6100

1332

 

(3.4)

(1.0)

(0.5)

(2.3)

(0.4)

(0.1)

Total loans & advances

5965759

1239842

884784

8202723

1638380

1194039

 

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Inland & foreign bills purchased/discounted

78674

130649

67805

110333

149228

71306

Total

6044433

1370491

952589

8313056

1787608

1265345

Notes :
1. Data relate to accounts each with credit limit over Rs.2 lakh.
2. Figures in bracket represent per cent share in total loans and advances.
Source : Basic Statistical Returns of Scheduled Commercial Banks in India, Volume 35, March 2006.

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