Table 50 : Earnings and Expenses of Scheduled Commercial Banks - 1997-98 (Part 7 of 7) - आरबीआई - Reserve Bank of India
Table 50 : Earnings and Expenses of Scheduled Commercial Banks - 1997-98 (Part 7 of 7)
FOREIGN BANKS |
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(Amount in Rs. lakh) |
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For the year ended 31st March |
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Items |
Sakura Bank |
Sanwa Bank |
Societe Generale |
Sonali Bank |
||||||
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
|||
|
|
|
(65) |
(66) |
(67) |
(68) |
(69) |
(70) |
(71) |
(72) |
Income |
||||||||||
I. |
Interest Earned |
10214 |
9766 |
4185 |
3851 |
15297 |
11364 |
73 |
107 |
|
a) |
Interest/discount on advances/bills |
8286 |
7713 |
3511 |
2969 |
10960 |
6968 |
29 |
85 |
|
b) |
Income on Investments |
1668 |
1683 |
671 |
852 |
3453 |
3709 |
30 |
15 |
|
c) |
Interest on balances with |
260 |
361 |
2 |
30 |
818 |
680 |
13 |
7 |
|
RBI and other inter-bank funds |
||||||||||
d) |
Others |
1 |
9 |
- |
- |
66 |
7 |
1 |
- |
|
II. |
Other income |
-878 |
-1812 |
-686 |
277 |
1265 |
1780 |
393 |
459 |
|
a) |
Commission, exchange and brokerage |
349 |
532 |
213 |
191 |
440 |
430 |
371 |
299 |
|
b) |
Net Profit on sale of investments |
- |
- |
76 |
- |
-108 |
716 |
- |
- |
|
c) |
Net Profit on sale of land, |
-3 |
- |
- |
- |
-4 |
- |
- |
- |
|
building & other assets |
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d) |
Net Profit on exchange transaction |
-1228 |
-2929 |
-1053 |
47 |
911 |
607 |
- |
158 |
|
e) |
Miscellaneous income |
3 |
585 |
78 |
39 |
26 |
27 |
22 |
2 |
|
Total (I+II) |
9337 |
7953 |
3498 |
4128 |
16563 |
13144 |
467 |
566 |
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Expenditure & Provisions |
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III. |
Interest expended |
3695 |
3807 |
1813 |
1823 |
11782 |
9021 |
34 |
54 |
|
a) |
Interest on deposits |
809 |
461 |
994 |
1352 |
8747 |
6536 |
23 |
25 |
|
b) |
Interest on RBI/inter-bank borrowings |
2884 |
3346 |
358 |
245 |
3035 |
2485 |
5 |
4 |
|
c) |
Others |
1 |
- |
461 |
226 |
- |
- |
5 |
25 |
|
IV. |
Operating expenses |
728 |
1080 |
481 |
535 |
1431 |
1761 |
143 |
165 |
|
a) |
Payments to and provisions for employees |
238 |
279 |
96 |
115 |
421 |
509 |
66 |
78 |
|
b) |
Rent, taxes and lighting |
166 |
373 |
117 |
123 |
83 |
99 |
31 |
30 |
|
c) |
Printing and stationery |
20 |
22 |
15 |
16 |
18 |
22 |
3 |
2 |
|
d) |
Advertisement and publicity |
2 |
1 |
- |
1 |
8 |
3 |
1 |
- |
|
e) |
Depreciation on Bank's property |
151 |
155 |
60 |
71 |
360 |
337 |
1 |
3 |
|
f) |
Directors' fees, allowances and expenses |
- |
- |
- |
- |
1 |
1 |
- |
- |
|
g) |
Auditors' fees and expenses |
2 |
3 |
3 |
2 |
1 |
2 |
- |
- |
|
h) |
Law charges |
- |
- |
3 |
9 |
4 |
13 |
1 |
- |
|
i) |
Postage, telegrams, telephones, etc. |
23 |
41 |
45 |
43 |
122 |
140 |
9 |
9 |
|
j) |
Repairs and maintenance |
12 |
34 |
23 |
22 |
58 |
59 |
1 |
2 |
|
k) |
Insurance |
8 |
16 |
7 |
6 |
36 |
42 |
1 |
1 |
|
l) |
Other expenditure |
105 |
155 |
113 |
127 |
319 |
535 |
30 |
38 |
|
V. |
Provisions and contingencies |
2425 |
2909 |
725 |
1400 |
1900 |
1327 |
159 |
166 |
|
Total expenses* |
4423 |
4887 |
2293 |
2358 |
13213 |
10782 |
177 |
219 |
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VI. |
Profit |
2490 |
157 |
480 |
370 |
1449 |
1035 |
130 |
180 |
|
Total (III+IV+V+VI) |
9337 |
7953 |
3498 |
4128 |
16563 |
13144 |
467 |
566 |
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(Amount in Rs. lakh) |
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For the year ended 31st March |
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Standard Chartered |
State Bank of |
Sumitomo |
The Fuji |
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Items |
Bank |
Mauritius |
Bank |
Bank |
||||||
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
|||
|
|
|
(73) |
(74) |
(75) |
(76) |
(77) |
(78) |
(79) |
(80) |
Income |
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I. |
Interest Earned |
54861 |
69363 |
810 |
1630 |
785 |
357 |
1338 |
||
a) |
Interest/discount on advances/bills |
38716 |
47983 |
581 |
1465 |
655 |
214 |
1143 |
||
b) |
Income on Investments |
13462 |
18223 |
96 |
131 |
89 |
12 |
134 |
||
c) |
Interest on balances with |
1016 |
1885 |
133 |
- |
41 |
131 |
60 |
||
RBI and other inter-bank funds |
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d) |
Others |
1666 |
1272 |
- |
33 |
- |
- |
- |
||
II. |
Other income |
14421 |
20276 |
125 |
370 |
365 |
20 |
175 |
||
a) |
Commission, exchange and brokerage |
7810 |
12124 |
33 |
80 |
280 |
17 |
76 |
||
b) |
Net Profit on sale of investments |
1452 |
2438 |
- |
22 |
14 |
- |
- |
||
c) |
Net Profit on sale of land, |
-32 |
- |
- |
- |
- |
- |
- |
||
building & other assets |
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d) |
Net Profit on exchange transaction |
4898 |
5271 |
90 |
243 |
68 |
4 |
98 |
||
e) |
Miscellaneous income |
293 |
444 |
2 |
25 |
|
3 |
- |
- |
|
Total (I+II) |
69282 |
89640 |
935 |
1999 |
|
1149 |
377 |
1512 |
||
Expenditure & Provisions |
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III. |
Interest expended |
35298 |
46499 |
110 |
371 |
353 |
23 |
383 |
||
a) |
Interest on deposits |
33516 |
40737 |
96 |
276 |
280 |
11 |
118 |
||
b) |
Interest on RBI/inter-bank borrowings |
1781 |
5759 |
12 |
95 |
67 |
11 |
265 |
||
c) |
Others |
1 |
3 |
3 |
- |
6 |
- |
- |
||
IV. |
Operating expenses |
24567 |
26311 |
192 |
246 |
432 |
864 |
594 |
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a) |
Payments to and provisions for employees |
10178 |
8116 |
54 |
66 |
96 |
84 |
112 |
||
b) |
Rent, taxes and lighting |
817 |
1480 |
45 |
49 |
89 |
408 |
353 |
||
c) |
Printing and stationery |
1096 |
892 |
2 |
3 |
6 |
7 |
3 |
||
d) |
Advertisement and publicity |
1503 |
1244 |
3 |
5 |
3 |
2 |
- |
||
e) |
Depreciation on Bank's property |
798 |
1225 |
52 |
61 |
29 |
70 |
25 |
||
f) |
Directors' fees, allowances and expenses |
4 |
2 |
- |
- |
- |
- |
- |
||
g) |
Auditors' fees and expenses |
16 |
17 |
1 |
1 |
3 |
2 |
2 |
||
h) |
Law charges |
652 |
1607 |
1 |
- |
5 |
13 |
1 |
||
i) |
Postage, telegrams, telephones, etc. |
2072 |
2078 |
10 |
21 |
47 |
24 |
21 |
||
j) |
Repairs and maintenance |
1538 |
2260 |
4 |
3 |
19 |
12 |
7 |
||
k) |
Insurance |
366 |
408 |
1 |
2 |
- |
2 |
5 |
||
l) |
Other expenditure |
5526 |
6982 |
19 |
35 |
136 |
239 |
64 |
||
V. |
Provisions and contingencies |
5094 |
10160 |
300 |
511 |
163 |
6 |
77 |
||
Total expenses* |
59865 |
72810 |
302 |
617 |
785 |
887 |
976 |
|||
VI. |
Profit |
4322 |
6670 |
332 |
870 |
|
201 |
-516 |
459 |
|
Total (III+IV+V+VI) |
69282 |
89640 |
935 |
1999 |
|
1149 |
377 |
1512 |
|
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(Amount in Rs. lakh) |
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For the year ended 31st March |
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Items |
The Siam Commercial Bank |
Toronto Dominion Bank |
||||
1997 |
1998 |
1997 |
1998 |
|||
|
|
|
(81) |
(82) |
(83) |
(84) |
Income |
||||||
I. |
Interest Earned |
1338 |
2287 |
219 |
||
a) |
Interest/discount on advances/bills |
1162 |
1874 |
191 |
||
b) |
Income on Investments |
33 |
280 |
1 |
||
c) |
Interest on balances with |
143 |
133 |
27 |
||
RBI and other inter-bank funds |
||||||
d) |
Others |
- |
- |
- |
||
II. |
Other income |
165 |
248 |
390 |
||
a) |
Commission, exchange and brokerage |
138 |
123 |
377 |
||
b) |
Net Profit on sale of investments |
14 |
149 |
14 |
||
c) |
Net Profit on sale of land, |
- |
- |
- |
||
building & other assets |
||||||
d) |
Net Profit on exchange transaction |
- |
-30 |
- |
||
e) |
Miscellaneous income |
14 |
6 |
|
-1 |
|
Total (I+II) |
1503 |
2535 |
|
610 |
||
Expenditure & Provisions |
||||||
III. |
Interest expended |
396 |
1242 |
2 |
||
a) |
Interest on deposits |
396 |
191 |
- |
||
b) |
Interest on RBI/inter-bank borrowings |
- |
1051 |
2 |
||
c) |
Others |
- |
- |
- |
||
IV. |
Operating expenses |
280 |
294 |
322 |
||
a) |
Payments to and provisions for employees |
46 |
52 |
51 |
||
b) |
Rent, taxes and lighting |
96 |
100 |
63 |
||
c) |
Printing and stationery |
2 |
2 |
2 |
||
d) |
Advertisement and publicity |
- |
- |
- |
||
e) |
Depreciation on Bank's property |
34 |
45 |
24 |
||
f) |
Directors' fees, allowances and expenses |
- |
- |
- |
||
g) |
Auditors' fees and expenses |
2 |
5 |
1 |
||
h) |
Law charges |
3 |
1 |
25 |
||
i) |
Postage, telegrams, telephones, etc. |
6 |
6 |
18 |
||
j) |
Repairs and maintenance |
6 |
5 |
11 |
||
k) |
Insurance |
3 |
- |
1 |
||
l) |
Other expenditure |
82 |
77 |
124 |
||
V. |
Provisions and contingencies |
419 |
387 |
161 |
||
Total expenses* |
675 |
1535 |
324 |
|||
VI. |
Profit |
408 |
613 |
|
124 |
|
Total (III+IV+V+VI) |
1503 |
2535 |
|
610 |
||
Note |
: *Excluding 'Provisions and Contingencies'. |
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- |
: Nil or negligible. |
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Source : Annual accounts of banks. |