Table 50 : Earnings and Expenses of Scheduled Commercial Banks - 1998-99 (Part 3 of 7) - आरबीआई - Reserve Bank of India
Table 50 : Earnings and Expenses of Scheduled Commercial Banks - 1998-99 (Part 3 of 7)
OTHER SCHEDULED COMMERCIAL BANKS |
(Amount in Rs. lakh) |
||||||||||
For the year ended 31st March |
||||||||||
Benares State |
Bharat Overseas |
Catholic Syrian |
Centurion |
|||||||
Items |
Bank |
Bank |
Bank |
Bank |
||||||
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
|||
|
|
|
(9) |
(10) |
(11) |
(12) |
(13) |
(14) |
(15) |
(16) |
Income |
||||||||||
I. |
Interest Earned |
7844 |
8002 |
12561 |
14376 |
23869 |
25476 |
17264 |
39470 |
|
a) |
Interest/discount on advances/bills |
3361 |
2719 |
6121 |
7529 |
15872 |
14550 |
11309 |
21183 |
|
b) |
Income on investments |
4170 |
5020 |
4324 |
4711 |
7310 |
9272 |
5140 |
9532 |
|
c) |
Interest on balances with |
313 |
263 |
2116 |
2136 |
627 |
1615 |
765 |
1244 |
|
RBI and other inter-bank funds |
||||||||||
d) |
Others |
- |
- |
- |
- |
59 |
40 |
49 |
7511 |
|
II. |
Other income |
1424 |
906 |
1393 |
1829 |
3041 |
2434 |
3140 |
4447 |
|
a) |
Commission, exchange and brokerage |
292 |
275 |
554 |
620 |
628 |
760 |
679 |
887 |
|
b) |
Net profit on sale of investments |
167 |
287 |
94 |
279 |
1396 |
471 |
1352 |
1448 |
|
c) |
Net profit on revaluation of investments |
- |
- |
- |
- |
(3) |
(262) |
- |
- |
|
d) |
Net profit on sale of land, building & |
- |
- |
1 |
16 |
1 |
283 |
- |
- |
|
other assets |
||||||||||
e) |
Net profit on exchange transaction |
204 |
77 |
617 |
785 |
507 |
491 |
379 |
732 |
|
f) |
Miscellaneous income |
760 |
266 |
127 |
129 |
513 |
- |
731 |
1380 |
|
|
Total(I+II) |
9268 |
8908 |
13953 |
16205 |
26910 |
27910 |
20404 |
43917 |
|
Expenditure & Provisions |
||||||||||
III. |
Interest expended |
5898 |
6701 |
9301 |
11261 |
18948 |
20914 |
13231 |
29614 |
|
a) |
Interest on deposits |
5818 |
6665 |
8963 |
10782 |
18216 |
20265 |
12461 |
19917 |
|
b) |
Interest on RBI/inter-bank borrowings |
78 |
35 |
188 |
329 |
64 |
56 |
681 |
5509 |
|
c) |
Others |
2 |
- |
150 |
150 |
669 |
594 |
89 |
4188 |
|
IV. |
Operating expenses |
2539 |
3041 |
2660 |
3252 |
6030 |
6491 |
3340 |
11170 |
|
a) |
Payments to and provisions for employees |
1732 |
2142 |
1381 |
1633 |
3913 |
4466 |
402 |
1017 |
|
b) |
Rent, taxes and lighting |
243 |
257 |
494 |
586 |
549 |
591 |
574 |
635 |
|
c) |
Printing and stationery |
61 |
36 |
46 |
56 |
145 |
119 |
88 |
172 |
|
d) |
Advertisement and publicity |
7 |
6 |
62 |
103 |
22 |
19 |
131 |
196 |
|
e) |
Depreciation on bank's property |
124 |
104 |
124 |
137 |
518 |
460 |
- |
6269 |
|
f) |
Directors' fees, allowances and expenses |
13 |
26 |
7 |
10 |
10 |
16 |
1 |
20 |
|
g) |
Auditors' fees and expenses |
18 |
21 |
7 |
10 |
9 |
8 |
5 |
24 |
|
h) |
Law charges |
7 |
4 |
19 |
23 |
9 |
9 |
11 |
113 |
|
i) |
Postage, telegrams, telephones, etc. |
57 |
60 |
70 |
78 |
155 |
131 |
98 |
215 |
|
j) |
Repairs and maintenance |
18 |
30 |
35 |
37 |
33 |
36 |
109 |
213 |
|
k) |
Insurance |
87 |
115 |
58 |
58 |
96 |
110 |
51 |
81 |
|
l) |
Other expenditure |
172 |
241 |
357 |
521 |
571 |
526 |
1871 |
2215 |
|
V. |
Provisions and contingencies |
731 |
1198 |
881 |
566 |
1222 |
466 |
1826 |
989 |
|
Total expenses@ |
8436 |
9741 |
11961 |
14513 |
24978 |
27406 |
16571 |
40784 |
||
VI. |
Profit |
100 |
(2031) |
1112 |
1125 |
709 |
38 |
2007 |
2144 |
|
|
Total (III+IV+V+VI) |
9268 |
8908 |
13953 |
16205 |
26910 |
27910 |
20404 |
43917 |
OTHER SCHEDULED COMMERCIAL BANKS |
(Amount in Rs. lakh) |
||||||||||
For the year ended 31st March |
||||||||||
City Union |
Development Credit |
Dhanalakshmi |
Federal |
|||||||
Items |
Bank |
Bank |
Bank |
Bank |
||||||
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
|||
|
|
|
(17) |
(18) |
(19) |
(20) |
(21) |
(22) |
(23) |
(24) |
Income |
||||||||||
I. |
Interest Earned |
12123 |
14989 |
15067 |
22112 |
13353 |
14239 |
70158 |
85944 |
|
a) |
Interest/discount on advances/bills |
8453 |
9434 |
9644 |
11428 |
8668 |
8423 |
42766 |
50480 |
|
b) |
Income on investments |
2696 |
4146 |
5042 |
10093 |
4191 |
5011 |
23901 |
32405 |
|
c) |
Interest on balances with |
196 |
349 |
380 |
590 |
494 |
804 |
3105 |
2738 |
|
RBI and other inter-bank funds |
||||||||||
d) |
Others |
778 |
1060 |
- |
- |
1 |
- |
385 |
321 |
|
II. |
Other income |
2114 |
2760 |
5834 |
3188 |
1459 |
1343 |
9254 |
11298 |
|
a) |
Commission, exchange and brokerage |
990 |
1103 |
691 |
1105 |
1092 |
808 |
2696 |
3776 |
|
b) |
Net profit on sale of investments |
66 |
692 |
3719 |
143 |
208 |
255 |
3310 |
2751 |
|
c) |
Net profit on revaluation of investments |
- |
- |
- |
- |
- |
- |
- |
- |
|
d) |
Net profit on sale of land, building & |
1 |
1 |
- |
- |
1 |
2 |
(67) |
9 |
|
other assets |
||||||||||
e) |
Net profit on exchange transaction |
511 |
402 |
302 |
308 |
9 |
39 |
1076 |
1524 |
|
f) |
Miscellaneous income |
546 |
563 |
1122 |
1633 |
150 |
238 |
2240 |
3238 |
|
|
Total(I+II) |
14237 |
17749 |
20900 |
25300 |
14812 |
15581 |
79412 |
97242 |
|
Expenditure & Provisions |
||||||||||
III. |
Interest expended |
9726 |
12345 |
11477 |
16732 |
10128 |
11255 |
56372 |
77157 |
|
a) |
Interest on deposits |
9281 |
11926 |
10961 |
15706 |
9260 |
10796 |
53563 |
74180 |
|
b) |
Interest on RBI/inter-bank borrowings |
142 |
125 |
382 |
620 |
299 |
21 |
1074 |
587 |
|
c) |
Others |
304 |
294 |
134 |
406 |
570 |
438 |
1735 |
2389 |
|
IV. |
Operating expenses |
2375 |
2915 |
4352 |
5572 |
2791 |
2996 |
13766 |
15147 |
|
a) |
Payments to and provisions for employees |
1431 |
1661 |
2042 |
2391 |
1689 |
1918 |
7890 |
9264 |
|
b) |
Rent, taxes and lighting |
126 |
153 |
244 |
355 |
370 |
385 |
897 |
1148 |
|
c) |
Printing and stationery |
67 |
72 |
91 |
112 |
76 |
73 |
214 |
201 |
|
d) |
Advertisement and publicity |
53 |
63 |
77 |
93 |
55 |
27 |
180 |
122 |
|
e) |
Depreciation on bank's property |
248 |
273 |
1019 |
1432 |
186 |
199 |
1876 |
1959 |
|
f) |
Directors' fees, allowances and expenses |
2 |
3 |
21 |
17 |
9 |
4 |
8 |
16 |
|
g) |
Auditors' fees and expenses |
3 |
5 |
15 |
22 |
4 |
6 |
59 |
68 |
|
h) |
Law charges |
1 |
1 |
109 |
26 |
4 |
2 |
16 |
17 |
|
i) |
Postage, telegrams, telephones, etc. |
85 |
110 |
83 |
101 |
61 |
65 |
185 |
159 |
|
j) |
Repairs and maintenance |
24 |
30 |
92 |
181 |
48 |
27 |
289 |
231 |
|
k) |
Insurance |
58 |
93 |
45 |
74 |
43 |
42 |
234 |
299 |
|
l) |
Other expenditure |
276 |
450 |
514 |
768 |
245 |
248 |
1918 |
1662 |
|
V. |
Provisions and contingencies |
991 |
1264 |
2069 |
862 |
1052 |
944 |
4246 |
4686 |
|
Total expenses@ |
12101 |
15260 |
15829 |
22304 |
12920 |
14250 |
70138 |
92303 |
||
VI. |
Profit |
1145 |
1225 |
3002 |
2133 |
840 |
387 |
5028 |
253 |
|
|
Total (III+IV+V+VI) |
14237 |
17749 |
20900 |
25300 |
14812 |
15581 |
79412 |
97242 |
Notes |
: |
1. @Excluding 'Provisions and Contingencies'. |
: |
2. Figures in bracket indicate loss. |
|
- |
: |
Nil or negligible. |
Source : |
Annual accounts of banks. |
OTHER SCHEDULED COMMERCIAL BANKS |
(Amount in Rs. lakh) |
||||||||||
For the year ended 31st March |
||||||||||
Ganesh Bank of |
Global Trust |
HDFC |
ICICI |
|||||||
Items |
Kurundwad |
Bank |
Bank |
Bank |
||||||
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
|||
|
|
|
(25) |
(26) |
(27) |
(28) |
(29) |
(30) |
(31) |
(32) |
Income |
||||||||||
I. |
Interest Earned |
1105 |
1372 |
39408 |
49136 |
24080 |
37608 |
25970 |
54405 |
|
a) |
Interest/discount on advances/bills |
831 |
1020 |
26938 |
29228 |
11767 |
14317 |
14325 |
22595 |
|
b) |
Income on investments |
246 |
285 |
11673 |
18192 |
10391 |
18220 |
8073 |
20850 |
|
c) |
Interest on balances with |
12 |
28 |
728 |
1381 |
1861 |
5045 |
3214 |
10941 |
|
RBI and other inter-bank funds |
||||||||||
d) |
Others |
17 |
39 |
68 |
335 |
61 |
26 |
357 |
19 |
|
II. |
Other income |
91 |
110 |
12704 |
14632 |
6201 |
6807 |
8505 |
8903 |
|
a) |
Commission, exchange and brokerage |
39 |
46 |
3975 |
3147 |
3047 |
4092 |
2517 |
3741 |
|
b) |
Net profit on sale of investments |
- |
- |
4032 |
3556 |
2097 |
1513 |
3524 |
1244 |
|
c) |
Net profit on revaluation of investments |
- |
- |
- |
- |
- |
- |
- |
- |
|
d) |
Net profit on sale of land, building & |
- |
- |
- |
(26) |
(10) |
1 |
(4) |
(10) |
|
other assets |
||||||||||
e) |
Net profit on exchange transaction |
- |
- |
2296 |
1805 |
1067 |
1195 |
1711 |
3412 |
|
f) |
Miscellaneous income |
52 |
63 |
2401 |
6150 |
- |
6 |
757 |
517 |
|
|
Total(I+II) |
1197 |
1482 |
52112 |
63768 |
30281 |
44415 |
34475 |
63309 |
|
Expenditure & Provisions |
||||||||||
III. |
Interest expended |
839 |
1115 |
32279 |
43846 |
13755 |
22918 |
18668 |
42552 |
|
a) |
Interest on deposits |
775 |
1051 |
30276 |
40904 |
10397 |
17601 |
16195 |
37187 |
|
b) |
Interest on RBI/inter-bank borrowings |
65 |
64 |
1376 |
1470 |
3163 |
4014 |
1010 |
2040 |
|
c) |
Others |
- |
- |
627 |
1472 |
195 |
1303 |
1463 |
3325 |
|
IV. |
Operating expenses |
275 |
300 |
7127 |
9466 |
6271 |
8879 |
5761 |
8297 |
|
a) |
Payments to and provisions for employees |
142 |
175 |
889 |
1316 |
1485 |
2206 |
1227 |
1819 |
|
b) |
Rent, taxes and lighting |
33 |
24 |
878 |
1088 |
1108 |
1421 |
771 |
1137 |
|
c) |
Printing and stationery |
9 |
9 |
213 |
276 |
328 |
511 |
295 |
324 |
|
d) |
Advertisement and publicity |
1 |
- |
464 |
343 |
339 |
499 |
205 |
339 |
|
e) |
Depreciation on bank's property |
46 |
44 |
2706 |
3772 |
1069 |
1502 |
1447 |
1753 |
|
f) |
Directors' fees, allowances and expenses |
1 |
1 |
10 |
7 |
2 |
3 |
5 |
5 |
|
g) |
Auditors' fees and expenses |
- |
- |
17 |
21 |
8 |
14 |
11 |
13 |
|
h) |
Law charges |
3 |
2 |
32 |
21 |
1 |
6 |
33 |
96 |
|
i) |
Postage, telegrams, telephones, etc. |
11 |
13 |
249 |
350 |
599 |
929 |
215 |
433 |
|
j) |
Repairs and maintenance |
1 |
1 |
264 |
386 |
468 |
731 |
420 |
757 |
|
k) |
Insurance |
5 |
6 |
271 |
312 |
91 |
158 |
114 |
225 |
|
l) |
Other expenditure |
23 |
24 |
1134 |
1575 |
773 |
899 |
1017 |
1397 |
|
V. |
Provisions and contingencies |
74 |
57 |
4692 |
3370 |
3940 |
4378 |
5024 |
6124 |
|
Total expenses@ |
1114 |
1416 |
39406 |
53312 |
20026 |
31797 |
24429 |
50849 |
||
VI. |
Profit |
8 |
10 |
8013 |
7086 |
6315 |
8240 |
5022 |
6336 |
|
|
Total (III+IV+V+VI) |
1197 |
1482 |
52112 |
63768 |
30281 |
44415 |
34475 |
63309 |
OTHER SCHEDULED COMMERCIAL BANKS |
(Amount in Rs. lakh) |
||||||||||
For the year ended 31st March |
||||||||||
IDBI |
Induslnd |
Jammu & Kashmir |
Karnataka |
|||||||
Items |
Bank |
Bank |
Bank |
Bank |
||||||
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
|||
|
|
|
(33) |
(34) |
(35) |
(36) |
(37) |
(38) |
(39) |
(40) |
Income |
||||||||||
I. |
Interest Earned |
14925 |
29501 |
55104 |
59356 |
53057 |
69373 |
42992 |
49139 |
|
a) |
Interest/discount on advances/bills |
8815 |
13391 |
34332 |
35233 |
25887 |
34127 |
25691 |
27247 |
|
b) |
Income on investments |
5731 |
14379 |
19127 |
21567 |
24851 |
31638 |
16086 |
19111 |
|
c) |
Interest on balances with |
307 |
1717 |
1420 |
2552 |
2319 |
3609 |
1034 |
2762 |
|
RBI and other inter-bank funds |
||||||||||
d) |
Others |
72 |
15 |
225 |
4 |
- |
- |
181 |
19 |
|
II. |
Other income |
1763 |
2888 |
15483 |
8286 |
5749 |
4303 |
4786 |
4828 |
|
a) |
Commission, exchange and brokerage |
885 |
1934 |
3563 |
3545 |
1344 |
1505 |
2514 |
3031 |
|
b) |
Net profit on sale of investments |
297 |
231 |
8493 |
304 |
1953 |
1022 |
850 |
79 |
|
c) |
Net profit on revaluation of investments |
- |
- |
- |
- |
- |
- |
- |
- |
|
d) |
Net profit on sale of land, building & |
- |
- |
(4) |
(10) |
- |
- |
5 |
5 |
|
other assets |
||||||||||
e) |
Net profit on exchange transaction |
498 |
574 |
1034 |
1513 |
500 |
599 |
827 |
1064 |
|
f) |
Miscellaneous income |
84 |
149 |
2397 |
2935 |
1952 |
1177 |
589 |
648 |
|
|
Total(I+II) |
16688 |
32389 |
70588 |
67642 |
58806 |
73676 |
47778 |
53967 |
|
Expenditure & Provisions |
||||||||||
III. |
Interest expended |
10460 |
23090 |
42903 |
47881 |
32885 |
43094 |
29163 |
37529 |
|
a) |
Interest on deposits |
8109 |
19806 |
37050 |
42964 |
32812 |
42885 |
27553 |
35723 |
|
b) |
Interest on RBI/inter-bank borrowings |
1648 |
2481 |
1574 |
1541 |
67 |
209 |
348 |
638 |
|
c) |
Others |
704 |
802 |
4279 |
3377 |
6 |
- |
1262 |
1169 |
|
IV. |
Operating expenses |
3355 |
5424 |
7574 |
8715 |
9804 |
13390 |
8406 |
9212 |
|
a) |
Payments to and provisions for employees |
636 |
1082 |
747 |
1127 |
5885 |
8506 |
6052 |
6424 |
|
b) |
Rent, taxes and lighting |
1045 |
1419 |
1394 |
1635 |
526 |
721 |
549 |
640 |
|
c) |
Printing and stationery |
82 |
192 |
151 |
184 |
129 |
144 |
123 |
125 |
|
d) |
Advertisement and publicity |
218 |
221 |
231 |
178 |
145 |
175 |
42 |
53 |
|
e) |
Depreciation on bank's property |
249 |
571 |
1673 |
2098 |
372 |
793 |
572 |
695 |
|
f) |
Directors' fees, allowances and expenses |
1 |
2 |
14 |
15 |
6 |
13 |
6 |
10 |
|
g) |
Auditors' fees and expenses |
5 |
8 |
21 |
28 |
47 |
66 |
20 |
23 |
|
h) |
Law charges |
16 |
14 |
610 |
299 |
18 |
16 |
10 |
6 |
|
i) |
Postage, telegrams, telephones, etc. |
240 |
386 |
475 |
609 |
158 |
204 |
108 |
132 |
|
j) |
Repairs and maintenance |
81 |
131 |
179 |
281 |
51 |
77 |
85 |
119 |
|
k) |
Insurance |
73 |
180 |
174 |
187 |
223 |
267 |
161 |
199 |
|
l) |
Other expenditure |
708 |
1218 |
1903 |
2074 |
2245 |
2409 |
676 |
786 |
|
V. |
Provisions and contingencies |
867 |
799 |
10999 |
7365 |
11080 |
8647 |
4393 |
2982 |
|
Total expenses@ |
13815 |
28515 |
50477 |
56597 |
42689 |
56484 |
37569 |
46741 |
||
VI. |
Profit |
2005 |
3076 |
9112 |
3680 |
5037 |
8545 |
5816 |
4245 |
|
|
Total (III+IV+V+VI) |
16688 |
32389 |
70588 |
67642 |
58806 |
73676 |
47778 |
53967 |
Notes |
: |
1. @Excluding 'Provisions and Contingencies'. |
: |
2. Figures in bracket indicate loss. |
|
- |
: |
Nil or negligible. |
Source |
: |
Annual accounts of banks. |