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83768500

Table 6: Components of Bank Credit of Scheduled Commercial Banks - 1996-97


 
 
 
 
 
 
 
 
 
 
 

(Amount in Rs. lakh)


         

As on 31st March


Items

State Bank of India

 

Nationalised Banks

 

Other Scheduled

         

and its Associates


   
 
 

Commercial Banks


         

1996


1997


 

1996


1997


 

1996


1997


 
 
 
 
 

(1)


(2)


 

(3)


(4)


 

(5)


(6)


Number of reporting banks

8

8

 

19

19

 

33

34

                         

A.

(i)

Bills Purchased and discounted

1040294

831810

 

1405993

1388737

 

462798

536646

                         
 

(ii)

Cash credits, overdrafts and loans

4968970

5306256

 

8086614

8358596

 

1199266

1572107

   

repayable on demand

               
                         
 

(iii)

Term loans

1803306


2152093


 

3448751


3987606


 

531170


697464


 
 

Total


7812570


8290159


 

12941357


13734939


 

2193234


2806217


B.

(i)

Secured by tangible assets

6592678

7190535

 

10477754

11277430

 

1848456

2260090

                         
 

(ii)

Covered by Bank/ Government

954470

920982

 

1399829

1231861

 

173365

344204

   

Guarantees

               
                         
 

(iii)

Unsecured

265422


178643


 

1063774


1225648


 

171413


201923


 
 

Total


7812570


8290160


 

12941357


13734939


 

2193234


2806217


C.

I.

Advances in India

6997819

7555704

 

11733286

12591461

 

2178335

2792087

                         
   

(i)

Priority sectors

2139319

2420752

 

4041563

4472273

 

589473

872989

                         
   

(ii)

Public sectors

1269904

1257350

 

1064016

1162548

 

47855

176060

                         
   

(iii)

Banks

88559

26540

 

58305

52290

 

20353

55371

                         
   

(iv)

Others

3500038

3851062

 

6569401

6904350

 

1520654

1687667

                         

C.

II.

Advances outside India

814751

734455

 

1208071

1143479

 

14899

14131

                         
   

(i)

Due from Banks

10513

4480

 

306462

290284

 

-

-

                         
   

(ii)

Due from others

804238

729975

 

901609

853195

 

14899

14131

                         
     

a)

Bills purchased and discounted

227487

188510

 

117672

120964

 

2325

-

                         
     

b)

Syndicate loans

108152

114381

 

156157

118430

 

-

2409

                         
     

c)

Others

468598


427084


 

627780


613801


 

12574


11722


 
 
 

Total


7812570


8290159


 

12941357


13734940


 

2193234


2806218




 
 
 
 
 
 
 
 
 
 
 

(Amount in Rs. lakh)


         

As on 31st March


Items

Foreign Banks


 

Regional Rural Banks


 

Total


         

1996


1997


 

1996


1997


 

1996


1997


 
 
 
 
 

(7)


(8)


 

(9)


(10)


 

(11)


(12)


Number of reporting banks

30

33

 

194

190

 

284

284

                         

A.

(i)

Bills Purchased and discounted

289055

296559

 

5589

8379

 

3203729

3062131

                         
 

(ii)

Cash credits, overdrafts and loans

1086725

893797

 

225624

266374

 

15567199

16397130

   

repayable on demand

               
                         
 

(iii)

Term loans

873809


1462456


 

463205


496221


 

7120241


8795840


 
 

Total


2249589


2652812


 

694419


770974


 

25891170


28255101


B.

(i)

Secured by tangible assets

1640651

1841945

 

497556

602013

 

21057095

23172013

                         
 

(ii)

Covered by Bank/ Government

95265

147966

 

105018

74266

 

2727947

2719279

   

Guarantees

               
                         
 

(iii)

Unsecured

513674


662902


 

91845


94695


 

2106129


2363811


 
 

Total


2249589


2652813


 

694419


770974


 

25891170


28255103


C.

I.

Advances in India

2246703

2652582

 

694419

770973

 

23850563

26362807

                         
   

(i)

Priority sectors

444017

509494

 

570740

614607

 

7785112

8890115

                         
   

(ii)

Public sectors

30252

51326

 

2269

75

 

2414296

2647359

                         
   

(iii)

Banks

17903

59166

 

4930

-

 

190051

193367

                         
   

(iv)

Others

1754531

2032596

 

116480

156291

 

13461104

14631966

                         

C.

II.

Advances outside India

2886

231

 

-

-

 

2040607

1892296

                         
   

(i)

Due from Banks

-

-

 

-

-

 

316975

294764

                         
   

(ii)

Due from others

2886

231

 

-

-

 

1723632

1597532

                         
     

a)

Bills purchased and discounted

2711

-

 

-

-

 

350197

309474

                         
     

b)

Syndicate loans

-

124

 

-

-

 

264309

235344

                         
     

c)

Others

175


107


 

-


-


 

1109127


1052714


 
 
 

Total


2249589


2652813


 

694419


770973


 

25891170


28255103


-

:

Nil or negligible

Source

:

Annual accounts of banks

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