Table 6: Components of Bank Credit of Scheduled Commercial Banks - 1996-97 - आरबीआई - Reserve Bank of India
Table 6: Components of Bank Credit of Scheduled Commercial Banks - 1996-97
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(Amount in Rs. lakh) |
|
As on 31st March |
||||||||||||
Items |
State Bank of India |
Nationalised Banks |
Other Scheduled |
|||||||||
and its Associates |
|
|
Commercial Banks |
|||||||||
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
|||||
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|
|
|
|
(1) |
(2) |
|
(3) |
(4) |
|
(5) |
(6) |
Number of reporting banks |
8 |
8 |
19 |
19 |
33 |
34 |
||||||
A. |
(i) |
Bills Purchased and discounted |
1040294 |
831810 |
1405993 |
1388737 |
462798 |
536646 |
||||
(ii) |
Cash credits, overdrafts and loans |
4968970 |
5306256 |
8086614 |
8358596 |
1199266 |
1572107 |
|||||
repayable on demand |
||||||||||||
(iii) |
Term loans |
1803306 |
2152093 |
|
3448751 |
3987606 |
|
531170 |
697464 |
|||
|
|
Total |
7812570 |
8290159 |
|
12941357 |
13734939 |
|
2193234 |
2806217 |
||
B. |
(i) |
Secured by tangible assets |
6592678 |
7190535 |
10477754 |
11277430 |
1848456 |
2260090 |
||||
(ii) |
Covered by Bank/ Government |
954470 |
920982 |
1399829 |
1231861 |
173365 |
344204 |
|||||
Guarantees |
||||||||||||
(iii) |
Unsecured |
265422 |
178643 |
|
1063774 |
1225648 |
|
171413 |
201923 |
|||
|
|
Total |
7812570 |
8290160 |
|
12941357 |
13734939 |
|
2193234 |
2806217 |
||
C. |
I. |
Advances in India |
6997819 |
7555704 |
11733286 |
12591461 |
2178335 |
2792087 |
||||
(i) |
Priority sectors |
2139319 |
2420752 |
4041563 |
4472273 |
589473 |
872989 |
|||||
(ii) |
Public sectors |
1269904 |
1257350 |
1064016 |
1162548 |
47855 |
176060 |
|||||
(iii) |
Banks |
88559 |
26540 |
58305 |
52290 |
20353 |
55371 |
|||||
(iv) |
Others |
3500038 |
3851062 |
6569401 |
6904350 |
1520654 |
1687667 |
|||||
C. |
II. |
Advances outside India |
814751 |
734455 |
1208071 |
1143479 |
14899 |
14131 |
||||
(i) |
Due from Banks |
10513 |
4480 |
306462 |
290284 |
- |
- |
|||||
(ii) |
Due from others |
804238 |
729975 |
901609 |
853195 |
14899 |
14131 |
|||||
a) |
Bills purchased and discounted |
227487 |
188510 |
117672 |
120964 |
2325 |
- |
|||||
b) |
Syndicate loans |
108152 |
114381 |
156157 |
118430 |
- |
2409 |
|||||
c) |
Others |
468598 |
427084 |
|
627780 |
613801 |
|
12574 |
11722 |
|||
|
|
|
Total |
7812570 |
8290159 |
|
12941357 |
13734940 |
|
2193234 |
2806218 |
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|
|
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
|
As on 31st March |
||||||||||||
Items |
Foreign Banks |
Regional Rural Banks |
Total |
|||||||||
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
|||||
|
|
|
|
|
(7) |
(8) |
|
(9) |
(10) |
|
(11) |
(12) |
Number of reporting banks |
30 |
33 |
194 |
190 |
284 |
284 |
||||||
A. |
(i) |
Bills Purchased and discounted |
289055 |
296559 |
5589 |
8379 |
3203729 |
3062131 |
||||
(ii) |
Cash credits, overdrafts and loans |
1086725 |
893797 |
225624 |
266374 |
15567199 |
16397130 |
|||||
repayable on demand |
||||||||||||
(iii) |
Term loans |
873809 |
1462456 |
|
463205 |
496221 |
|
7120241 |
8795840 |
|||
|
|
Total |
2249589 |
2652812 |
|
694419 |
770974 |
|
25891170 |
28255101 |
||
B. |
(i) |
Secured by tangible assets |
1640651 |
1841945 |
497556 |
602013 |
21057095 |
23172013 |
||||
(ii) |
Covered by Bank/ Government |
95265 |
147966 |
105018 |
74266 |
2727947 |
2719279 |
|||||
Guarantees |
||||||||||||
(iii) |
Unsecured |
513674 |
662902 |
|
91845 |
94695 |
|
2106129 |
2363811 |
|||
|
|
Total |
2249589 |
2652813 |
|
694419 |
770974 |
|
25891170 |
28255103 |
||
C. |
I. |
Advances in India |
2246703 |
2652582 |
694419 |
770973 |
23850563 |
26362807 |
||||
(i) |
Priority sectors |
444017 |
509494 |
570740 |
614607 |
7785112 |
8890115 |
|||||
(ii) |
Public sectors |
30252 |
51326 |
2269 |
75 |
2414296 |
2647359 |
|||||
(iii) |
Banks |
17903 |
59166 |
4930 |
- |
190051 |
193367 |
|||||
(iv) |
Others |
1754531 |
2032596 |
116480 |
156291 |
13461104 |
14631966 |
|||||
C. |
II. |
Advances outside India |
2886 |
231 |
- |
- |
2040607 |
1892296 |
||||
(i) |
Due from Banks |
- |
- |
- |
- |
316975 |
294764 |
|||||
(ii) |
Due from others |
2886 |
231 |
- |
- |
1723632 |
1597532 |
|||||
a) |
Bills purchased and discounted |
2711 |
- |
- |
- |
350197 |
309474 |
|||||
b) |
Syndicate loans |
- |
124 |
- |
- |
264309 |
235344 |
|||||
c) |
Others |
175 |
107 |
|
- |
- |
|
1109127 |
1052714 |
|||
|
|
|
Total |
2249589 |
2652813 |
|
694419 |
770973 |
|
25891170 |
28255103 |
- |
: |
Nil or negligible |
Source |
: |
Annual accounts of banks |