Table 6 : Components of Bank Credit of Scheduled Commercial Banks in India - 1997-98 - आरबीआई - Reserve Bank of India
Table 6 : Components of Bank Credit of Scheduled Commercial Banks in India - 1997-98
| | | | | | | | (Amount in Rs. lakh) | ||||||
As on 31 st March | ||||||||||||||
State Bank of India | Nationalised Banks | Other Scheduled | Foreign Banks | Regional Rural | Total | |||||||||
Items | and its Associates | | Commercial Banks | | Banks | | ||||||||
1997 | 1998 | 1997 | 1998 | 1997 | 1998 | 1997 | 1998 | 1997 | 1998 | 1997 | 1998 | |||
| | | (1) | (2) | (3) | (4) | (5) | (6) | (7) | (8) | (9) | (10) | (11) | (12) |
Number of reporting banks | 8 | 8 | 19 | 19 | 34 | 34 | 33 | 42 | 190 | 196 | 284 | 299 | ||
A. | (i) | Bills Purchased and discounted | 831810 | 998070 | 1388737 | 1512826 | 536646 | 754125 | 296559 | 291013 | 8379 | 6435 | 3062131 | 3562469 |
(ii) | Cash credits, overdrafts and | 5306256 | 5972197 | 8358596 | 9323887 | 1572107 | 1894930 | 893797 | 1075401 | 266374 | 323900 | 16397130 | 18590315 | |
loans repayable on demand | ||||||||||||||
(iii) | Term loans | 2152093 | 2786398 | 3987606 | 5396877 | 697464 | 895883 | 1462456 | 1562627 | 496221 | 570197 | 8795840 | 11211982 | |
| | Total | 8290159 | 9756665 | 13734939 | 16233590 | 2806217 | 3544938 | 2652812 | 2929041 | 770974 | 900532 | 28255101 | 33364766 |
B. | (i) | Secured by tangible assets | 7190535 | 8348335 | 11277430 | 13304649 | 2260090 | 2709064 | 1841945 | 1951382 | 602013 | 704755 | 23172013 | 27018185 |
(ii) | Covered by Bank/ Government Guarantees | 920982 | 1081387 | 1231861 | 1390555 | 344204 | 557814 | 147966 | 250226 | 74266 | 60165 | 2719279 | 3340147 | |
(iii) | Unsecured | 178643 | 326942 | 1225648 | 1538386 | 201923 | 278060 | 662902 | 727433 | 94695 | 135612 | 2363811 | 3006433 | |
| | Total | 8290160 | 9756664 | 13734939 | 16233590 | 2806217 | 3544938 | 2652813 | 2929041 | 770974 | 900532 | 28255103 | 33364765 |
C. | I. | Advances in India | 7555704 | 8729628 | 12591461 | 14905805 | 2792087 | 3531279 | 2652582 | 2928929 | 770973 | 900531 | 26362807 | 30996172 |
(i) | Priority sectors | 2420752 | 2811069 | 4472273 | 5246292 | 872989 | 997496 | 509494 | 541684 | 614607 | 700512 | 8890115 | 10297053 | |
(ii) | Public sectors | 1257350 | 1519036 | 1162548 | 1768450 | 176060 | 185835 | 51326 | 84188 | 76 | 80 | 2647359 | 3557589 | |
(iii) | Banks | 26540 | 83896 | 52290 | 54861 | 55371 | 41574 | 59166 | 6865 | - | - | 193367 | 187196 | |
(iv) | Others | 3851062 | 4315627 | 6904350 | 7836202 | 1687667 | 2306374 | 2032596 | 2296192 | 156291 | 199939 | 14631966 | 16954334 | |
C. | II. | Advances outside India | 734455 | 1027037 | 1143479 | 1327785 | 14131 | 13659 | 231 | 112 | - | - | 1892296 | 2368593 |
(i) | Due from Banks | 4480 | 8682 | 290284 | 261866 | - | - | - | - | - | - | 294764 | 270548 | |
(ii) | Due from others | 729975 | 1018355 | 853195 | 1065919 | 14131 | 13659 | 231 | 112 | - | - | 1597532 | 2098045 | |
a) Bills purchased and | 188510 | 263676 | 120964 | 166525 | - | 2406 | - | - | - | - | 309474 | 432607 | ||
b) Syndicate loans | 114381 | 197279 | 118430 | 169941 | 2409 | - | 124 | - | - | - | 235344 | 367220 | ||
c) Others | 427084 | 557400 | 613801 | 729453 | 11722 | 11253 | 107 | 112 | - | - | 1052714 | 1298218 | ||
| | | 8290159 | 9756665 | 13734940 | 16233590 | 2806218 | 3544938 | 2652813 | 2929041 | 770973 | 900531 | 28255103 | 33364765 |
- | : | Nil or negligible. |
Source | : | Annual accounts of banks. |