Table No. 5.5 - Population Group and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999 (Part 2 of 5) - आरबीआई - Reserve Bank of India
Table No. 5.5 - Population Group and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999 (Part 2 of 5)
SEMI-URBAN | | | | | (Amount in Rupees Lakh) | ||||||
STATE BANK OF INDIA | NATIONALISED BANKS | ||||||||||
AND ITS ASSOCIATES | | ||||||||||
No. of | Credit | Amount | No. of | Credit | Amount | ||||||
OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | |||||
| | standing | | | standing | ||||||
| | | | 1 | 2 | 3 | 4 | 5 | 6 | ||
I. | AGRICULTURE | 23,51,983 | 6150,89 | 5257,64 | 24,02,919 | 6042,14 | 5297,22 | ||||
1. | Direct Finance | 23,29,356 | 5701,53 | 4924,24 | 23,80,280 | 5242,70 | 4647,00 | ||||
2. | Indirect Finance | 22,627 | 449,36 | 333,41 | 22,639 | 799,44 | 650,22 | ||||
II. | INDUSTRY | 5,49,728 | 8892,11 | 7216,14 | 4,99,809 | 12156,51 | 9875,27 | ||||
1. | Mining & Quarrying | 667 | 178,73 | 113,37 | 981 | 386,45 | 294,23 | ||||
2. | Food Manufacturing & Processing | 10,878 | 1520,27 | 1185,94 | 12,681 | 2559,52 | 1905,93 | ||||
(a) | Rice Mills, Flour & Dal Mills | 5,662 | 606,98 | 460,56 | 6,103 | 744,26 | 552,68 | ||||
(b) | Sugar | 102 | 204,20 | 183,70 | 242 | 875,52 | 671,03 | ||||
(c) | Edible Oils & Vanaspati | 1,893 | 384,54 | 287,88 | 1,590 | 250,37 | 184,89 | ||||
(d) | Tea Processing | 121 | 44,59 | 29,62 | 299 | 139,35 | 105,98 | ||||
(e) | Processing of Fruits & Vegetables | 77 | 25,28 | 22,82 | 118 | 23,88 | 17,35 | ||||
(f) | Others | 3,023 | 254,68 | 201,37 | 4,329 | 526,14 | 373,99 | ||||
3. | Beverage & Tobacco | 206 | 37,79 | 28,50 | 378 | 99,51 | 83,22 | ||||
4. | Textiles | 10,714 | 1160,87 | 946,70 | 11,350 | 1875,17 | 1469,37 | ||||
(a) | Cotton Textiles | 2,975 | 594,25 | 495,02 | 3,135 | 821,92 | 666,81 | ||||
(b) | Jute Textiles | 41 | 16,05 | 11,74 | 74 | 23,92 | 10,15 | ||||
(c) | Handloom Textiles & Khadi | 1,576 | 26,69 | 22,81 | 1,807 | 76,46 | 69,02 | ||||
(d) | Other Textiles | 6,122 | 523,88 | 417,12 | 6,334 | 952,86 | 723,40 | ||||
5. | Paper, Paper Products & Printing | 2,469 | 335,36 | 274,73 | 4,430 | 407,44 | 350,42 | ||||
6. | Leather & Leather Products | 966 | 107,44 | 104,49 | 1,221 | 70,33 | 61,92 | ||||
7. | Rubber & Rubber Products | 861 | 122,84 | 96,01 | 1,226 | 111,97 | 98,92 | ||||
8. | Chemicals & Chemical Products | 4,795 | 1237,40 | 1028,28 | 7,595 | 1833,94 | 1505,43 | ||||
(a) | Heavy Industrial Chemicals | 315 | 127,17 | 81,48 | 587 | 283,81 | 248,22 | ||||
(b) | Fertilisers | 81 | 101,93 | 83,28 | 106 | 319,19 | 244,68 | ||||
(c) | Drugs & Pharmaceuticals | 722 | 188,55 | 139,92 | 1,184 | 275,44 | 245,49 | ||||
(d) | Non-Edible Oils | 120 | 95,94 | 79,01 | 88 | 25,09 | 18,80 | ||||
(e) | Other Chemicals & Chemical Products | 3,557 | 723,82 | 644,58 | 5,630 | 930,41 | 748,24 | ||||
9. | Petroleum, Coal Products & Nuclear Fuels | 204 | 83,80 | 62,46 | 228 | 240,82 | 224,17 | ||||
10. | Manufacture of Cement & Cement Products | 765 | 118,15 | 84,79 | 984 | 226,05 | 202,75 | ||||
11. | Basic Metals & Metal Products | 3,721 | 1044,35 | 805,18 | 6,827 | 1360,08 | 1216,84 | ||||
(a) | Iron & Steel | 908 | 568,70 | 410,22 | 1,766 | 945,78 | 852,49 | ||||
(b) | Non-Ferrous Metals | 111 | 116,70 | 97,02 | 187 | 89,40 | 83,30 | ||||
(c) | Other Metal Products | 2,702 | 358,95 | 297,95 | 4,874 | 324,90 | 281,06 | ||||
12. | Engineering | 5,306 | 713,62 | 591,37 | 6,557 | 793,42 | 655,18 | ||||
(a) | Heavy Engineering | 355 | 147,68 | 105,61 | 519 | 155,50 | 115,87 | ||||
(b) | Light Engineering | 2,886 | 131,84 | 110,05 | 3,118 | 221,41 | 203,39 | ||||
(c) | Electrical Machinery & Goods | 1,691 | 266,30 | 232,14 | 2,470 | 251,67 | 183,82 | ||||
(d) | Electronic Machinery & Goods | 374 | 167,80 | 143,57 | 450 | 164,86 | 152,10 | ||||
13. | Vehicles, Vehicle Parts & Transport Equipments | 3,598 | 228,17 | 176,14 | 2,414 | 205,87 | 178,61 | ||||
14. | Other Industries | 5,02,491 | 1837,97 | 1589,73 | 4,33,107 | 1712,65 | 1416,94 | ||||
15. | Electricity, Gas & Water | 218 | 114,65 | 86,75 | 206 | 122,79 | 87,98 | ||||
(a) | Electricity Generation & Transmission | 129 | 103,68 | 79,81 | 138 | 114,52 | 81,96 | ||||
(b) | Non-Conventional Energy | 12 | 86 | 68 | 11 | 2,39 | 2,29 | ||||
(c) | Gas, Steam & Water Supply | 77 | 10,11 | 6,26 | 57 | 5,88 | 3,74 | ||||
16. | Construction | 1,869 | 50,69 | 41,70 | 9,624 | 150,49 | 123,36 | ||||
III. | TRANSPORT OPERATORS | 61,331 | 645,54 | 466,42 | 90,511 | 820,59 | 638,68 | ||||
IV. | PROFESSIONAL AND OTHER SERVICES | 70,594 | 420,15 | 324,93 | 2,86,332 | 1089,71 | 923,97 | ||||
V. | PERSONAL LOANS | 12,43,359 | 3927,03 | 3402,87 | 11,78,025 | 4100,92 | 3590,13 | ||||
1. | Loans for Purchase of Consumer Durables | 1,28,551 | 263,30 | 219,03 | 93,997 | 205,98 | 172,13 | ||||
2. | Loans for Housing | 1,05,665 | 1325,37 | 1163,83 | 1,47,059 | 1381,47 | 1220,16 | ||||
3. | Rest of the Personal Loans | 10,09,143 | 2338,36 | 2020,01 | 9,36,969 | 2513,46 | 2197,84 | ||||
VI. | TRADE | 7,49,813 | 3238,56 | 2683,53 | 8,64,210 | 3574,65 | 2935,10 | ||||
1. | Wholesale Trade | 45,056 | 932,24 | 725,33 | 37,829 | 835,13 | 644,30 | ||||
2. | Retail Trade | 7,04,757 | 2306,32 | 1958,20 | 8,26,381 | 2739,52 | 2290,81 | ||||
VII. | FINANCE | 8,326 | 133,30 | 100,40 | 5,294 | 253,62 | 189,75 | ||||
VIII. | ALL OTHERS | 3,11,868 | 1268,97 | 1090,92 | 7,85,991 | 2447,03 | 2119,11 | ||||
TOTAL BANK CREDIT | 53,47,002 | 24676,55 | 20542,86 | 61,13,091 | 30485,18 | 25569,23 | |||||
OF WHICH: | 1. | Artisans & Village Industries | 1,64,068 | 348,72 | 301,50 | 1,75,654 | 343,45 | 304,73 | |||
| 2. | Other Small Scale Industries | 3,06,360 | 2960,51 | 2397,96 | 2,57,659 | 3304,62 | 2615,28 |
SEMI-URBAN | | | | | (Amount in Rupees Lakh) | ||||||
FOREIGN BANKS | REGIONAL RURAL BANKS | ||||||||||
No. of | Credit | Amount | No. of | Credit | Amount | ||||||
OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | |||||
| | standing | | | standing | ||||||
| | | | 7 | 8 | 9 | 10 | 11 | 12 | ||
I. | AGRICULTURE | 3 | 5,41 | 2,16 | 8,29,464 | 941,83 | 846,17 | ||||
1. | Direct Finance | - | - | - | 8,15,096 | 922,60 | 829,23 | ||||
2. | Indirect Finance | 3 | 5,41 | 2,16 | 14,368 | 19,23 | 16,95 | ||||
II. | INDUSTRY | 162 | 518,67 | 338,25 | 1,32,369 | 180,45 | 155,77 | ||||
1. | Mining & Quarrying | 1 | 1,24 | 4 | 29 | 2,06 | 1,41 | ||||
2. | Food Manufacturing & Processing | 13 | 12,62 | 9,86 | 1,055 | 16,22 | 13,70 | ||||
(a) | Rice Mills, Flour & Dal Mills | 1 | 68 | 68 | 390 | 8,02 | 6,87 | ||||
(b) | Sugar | 1 | 90 | - | 3 | 11 | 6 | ||||
(c) | Edible Oils & Vanaspati | - | - | - | 159 | 2,25 | 1,90 | ||||
(d) | Tea Processing | 3 | 2,04 | 1,99 | - | - | - | ||||
(e) | Processing of Fruits & Vegetables | 6 | 3,11 | 2,66 | 8 | 39 | 38 | ||||
(f) | Others | 2 | 5,89 | 4,53 | 495 | 5,45 | 4,47 | ||||
3. | Beverage & Tobacco | 5 | 17,54 | 15,63 | 8 | 32 | 20 | ||||
4. | Textiles | 10 | 7,80 | 5,66 | 644 | 6,34 | 5,19 | ||||
(a) | Cotton Textiles | - | - | - | 68 | 1,67 | 1,26 | ||||
(b) | Jute Textiles | - | - | - | 4 | 16 | 22 | ||||
(c) | Handloom Textiles & Khadi | - | - | - | 59 | 58 | 47 | ||||
(d) | Other Textiles | 10 | 7,80 | 5,66 | 513 | 3,93 | 3,24 | ||||
5. | Paper, Paper Products & Printing | - | - | - | 158 | 2,34 | 2,18 | ||||
6. | Leather & Leather Products | - | - | - | 42 | 41 | 39 | ||||
7. | Rubber & Rubber Products | 8 | 12,79 | 11,27 | 32 | 38 | 35 | ||||
8. | Chemicals & Chemical Products | 40 | 80,00 | 60,75 | 188 | 3,51 | 2,90 | ||||
(a) | Heavy Industrial Chemicals | 7 | 15,16 | 14,35 | - | - | - | ||||
(b) | Fertilisers | - | - | - | - | - | - | ||||
(c) | Drugs & Pharmaceuticals | 5 | 9,50 | 8,27 | 34 | 52 | 48 | ||||
(d) | Non-Edible Oils | - | - | - | - | - | - | ||||
(e) | Other Chemicals & Chemical Products | 28 | 55,33 | 38,13 | 154 | 2,99 | 2,42 | ||||
9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | 4 | 15 | 12 | ||||
10. | Manufacture of Cement & Cement Products | - | - | - | 68 | 1,50 | 1,41 | ||||
11. | Basic Metals & Metal Products | 3 | 75 | 17 | 171 | 1,71 | 1,48 | ||||
(a) | Iron & Steel | - | - | - | 1 | 6 | 6 | ||||
(b) | Non-Ferrous Metals | - | - | - | 2 | 5 | 5 | ||||
(c) | Other Metal Products | 3 | 75 | 17 | 168 | 1,60 | 1,37 | ||||
12. | Engineering | 31 | 73,88 | 50,63 | 406 | 4,08 | 3,33 | ||||
(a) | Heavy Engineering | 2 | 2,25 | 2,28 | 23 | 81 | 66 | ||||
(b) | Light Engineering | 17 | 25,25 | 22,79 | 144 | 1,62 | 1,30 | ||||
(c) | Electrical Machinery & Goods | 1 | 1,50 | 3 | 232 | 1,41 | 1,20 | ||||
(d) | Electronic Machinery & Goods | 11 | 44,87 | 25,53 | 7 | 26 | 16 | ||||
13. | Vehicles, Vehicle Parts & Transport Equipments | 22 | 130,15 | 87,14 | 431 | 6,23 | 4,82 | ||||
14. | Other Industries | 20 | 69,96 | 28,20 | 1,28,805 | 128,39 | 111,81 | ||||
15. | Electricity, Gas & Water | 7 | 111,80 | 68,86 | 4 | 13 | 8 | ||||
(a) | Electricity Generation & Transmission | 7 | 111,80 | 68,86 | 2 | 6 | 4 | ||||
(b) | Non-Conventional Energy | - | - | - | - | - | - | ||||
(c) | Gas, Steam & Water Supply | - | - | - | 2 | 7 | 4 | ||||
16. | Construction | 2 | 16 | 3 | 324 | 6,68 | 6,41 | ||||
III. | TRANSPORT OPERATORS | 2 | 8 | 8 | 42,155 | 165,71 | 121,73 | ||||
IV. | PROFESSIONAL AND OTHER SERVICES | 5 | 37 | 31 | 77,295 | 100,81 | 86,07 | ||||
V. | PERSONAL LOANS | 124 | 1,58 | 1,55 | 3,00,741 | 501,54 | 442,22 | ||||
1. | Loans for Purchase of Consumer Durables | - | - | - | 35,965 | 56,53 | 46,38 | ||||
2. | Loans for Housing | 1 | 8 | 8 | 41,400 | 145,33 | 130,89 | ||||
3. | Rest of the Personal Loans | 123 | 1,50 | 1,47 | 2,23,376 | 299,67 | 264,95 | ||||
VI. | TRADE | 6 | 4,58 | 4,33 | 4,19,443 | 474,56 | 414,41 | ||||
1. | Wholesale Trade | 6 | 4,58 | 4,33 | 9,474 | 24,93 | 21,97 | ||||
2. | Retail Trade | - | - | - | 4,09,969 | 449,63 | 392,44 | ||||
VII. | FINANCE | - | - | - | 17 | 68 | 57 | ||||
VIII. | ALL OTHERS | - | - | - | 1,19,356 | 119,38 | 107,45 | ||||
TOTAL BANK CREDIT | 302 | 530,69 | 346,66 | 19,20,840 | 2484,95 | 2174,39 | |||||
OF WHICH: | 1. | Artisans & Village Industries | - | - | - | 1,00,966 | 89,48 | 77,26 | |||
| 2. | Other Small Scale Industries | 23 | 37,51 | 30,62 | 25,865 | 48,71 | 43,34 |
SEMI-URBAN | | | | | (Amount in Rupees Lakh) | ||||||
OTHER SCHEDULED | ALL SCHEDULED | ||||||||||
OCCUPATION | COMMERCIAL BANKS | COMMERCIAL BANKS | |||||||||
No. of | Credit | Amount | No. of | Credit | Amount | ||||||
Accounts | Limit | Out- | Accounts | Limit | Out- | ||||||
| | standing | | | standing | ||||||
| | | | 13 | 14 | 15 | 16 | 17 | 18 | ||
I. | AGRICULTURE | 2,55,901 | 841,99 | 753,67 | 58,40,270 | 13982,27 | 12156,86 | ||||
1. | Direct Finance | 2,51,479 | 723,12 | 662,45 | 57,76,211 | 12589,95 | 11062,91 | ||||
2. | Indirect Finance | 4,422 | 118,87 | 91,21 | 64,059 | 1392,32 | 1093,95 | ||||
II. | INDUSTRY | 52,733 | 2624,42 | 2120,86 | 12,34,801 | 24372,17 | 19706,28 | ||||
1. | Mining & Quarrying | 129 | 58,07 | 33,97 | 1,807 | 626,55 | 443,03 | ||||
2. | Food Manufacturing & Processing | 2,473 | 424,64 | 326,39 | 27,100 | 4533,26 | 3441,82 | ||||
(a) | Rice Mills, Flour & Dal Mills | 1,117 | 109,07 | 85,49 | 13,273 | 1469,01 | 1106,28 | ||||
(b) | Sugar | 16 | 31,08 | 26,12 | 364 | 1111,81 | 880,92 | ||||
(c) | Edible Oils & Vanaspati | 512 | 70,54 | 53,54 | 4,154 | 707,70 | 528,21 | ||||
(d) | Tea Processing | 14 | 15,10 | 13,76 | 437 | 201,08 | 151,35 | ||||
(e) | Processing of Fruits & Vegetables | 26 | 6,50 | 3,19 | 235 | 59,15 | 46,40 | ||||
(f) | Others | 788 | 192,35 | 144,29 | 8,637 | 984,51 | 728,65 | ||||
3. | Beverage & Tobacco | 108 | 24,31 | 21,12 | 705 | 179,47 | 148,66 | ||||
4. | Textiles | 3,592 | 745,66 | 608,12 | 26,310 | 3795,85 | 3035,04 | ||||
(a) | Cotton Textiles | 1,577 | 458,43 | 388,59 | 7,755 | 1876,28 | 1551,67 | ||||
(b) | Jute Textiles | 29 | 9,39 | 8,30 | 148 | 49,51 | 30,41 | ||||
(c) | Handloom Textiles & Khadi | 224 | 24,67 | 18,29 | 3,666 | 128,40 | 110,59 | ||||
(d) | Other Textiles | 1,762 | 253,17 | 192,94 | 14,741 | 1741,65 | 1342,36 | ||||
5. | Paper, Paper Products & Printing | 1,370 | 164,69 | 150,30 | 8,427 | 909,82 | 777,63 | ||||
6. | Leather & Leather Products | 145 | 8,07 | 7,94 | 2,374 | 186,26 | 174,74 | ||||
7. | Rubber & Rubber Products | 451 | 59,81 | 35,69 | 2,578 | 307,79 | 242,24 | ||||
8. | Chemicals & Chemical Products | 1,343 | 178,09 | 147,94 | 13,961 | 3332,94 | 2745,31 | ||||
(a) | Heavy Industrial Chemicals | 34 | 6,71 | 6,56 | 943 | 432,85 | 350,62 | ||||
(b) | Fertilisers | 12 | 15,31 | 15,24 | 199 | 436,42 | 343,20 | ||||
(c) | Drugs & Pharmaceuticals | 223 | 22,82 | 19,10 | 2,168 | 496,83 | 413,27 | ||||
(d) | Non-Edible Oils | 32 | 6,46 | 6,16 | 240 | 127,49 | 103,97 | ||||
(e) | Other Chemicals & Chemical Products | 1,042 | 126,80 | 100,88 | 10,411 | 1839,35 | 1534,25 | ||||
9. | Petroleum, Coal Products & Nuclear Fuels | 43 | 12,11 | 11,43 | 479 | 336,87 | 298,18 | ||||
10. | Manufacture of Cement & Cement Products | 244 | 85,24 | 81,16 | 2,061 | 430,94 | 370,11 | ||||
11. | Basic Metals & Metal Products | 734 | 148,12 | 85,09 | 11,456 | 2555,01 | 2108,77 | ||||
(a) | Iron & Steel | 217 | 121,55 | 59,43 | 2,892 | 1636,09 | 1322,19 | ||||
(b) | Non-Ferrous Metals | 8 | 81 | 86 | 308 | 206,96 | 181,22 | ||||
(c) | Other Metal Products | 509 | 25,76 | 24,81 | 8,256 | 711,96 | 605,35 | ||||
12. | Engineering | 1,134 | 177,14 | 149,41 | 13,434 | 1762,14 | 1449,91 | ||||
(a) | Heavy Engineering | 92 | 28,74 | 21,59 | 991 | 334,97 | 246,01 | ||||
(b) | Light Engineering | 508 | 56,84 | 55,92 | 6,673 | 436,95 | 393,45 | ||||
(c) | Electrical Machinery & Goods | 456 | 84,26 | 64,81 | 4,850 | 605,13 | 482,00 | ||||
(d) | Electronic Machinery & Goods | 78 | 7,30 | 7,09 | 920 | 385,09 | 328,46 | ||||
13. | Vehicles, Vehicle Parts & Transport Equipments | 729 | 82,70 | 71,48 | 7,194 | 653,13 | 518,19 | ||||
14. | Other Industries | 37,804 | 304,95 | 259,34 | 11,02,227 | 4053,92 | 3406,01 | ||||
15. | Electricity, Gas & Water | 21 | 23,33 | 21,35 | 456 | 372,70 | 265,02 | ||||
(a) | Electricity Generation & Transmission | 8 | 20,39 | 20,24 | 284 | 350,46 | 250,90 | ||||
(b) | Non-Conventional Energy | 3 | 2,59 | 79 | 26 | 5,83 | 3,76 | ||||
(c) | Gas, Steam & Water Supply | 10 | 35 | 32 | 146 | 16,41 | 10,36 | ||||
16. | Construction | 2,413 | 127,50 | 110,14 | 14,232 | 335,51 | 281,64 | ||||
III. | TRANSPORT OPERATORS | 22,873 | 330,94 | 258,04 | 2,16,872 | 1962,85 | 1484,94 | ||||
IV. | PROFESSIONAL AND OTHER SERVICES | 42,737 | 310,89 | 262,61 | 4,76,963 | 1921,93 | 1597,89 | ||||
V. | PERSONAL LOANS | 3,09,164 | 1170,15 | 1051,69 | 30,31,413 | 9701,22 | 8488,45 | ||||
1. | Loans for Purchase of Consumer Durables | 18,492 | 41,71 | 33,83 | 2,77,005 | 567,52 | 471,38 | ||||
2. | Loans for Housing | 33,009 | 403,13 | 355,09 | 3,27,134 | 3255,38 | 2870,04 | ||||
3. | Rest of the Personal Loans | 2,57,663 | 725,32 | 662,77 | 24,27,274 | 5878,31 | 5147,04 | ||||
VI. | TRADE | 1,21,227 | 1286,49 | 1018,12 | 21,54,699 | 8578,84 | 7055,49 | ||||
1. | Wholesale Trade | 10,662 | 471,01 | 330,96 | 1,03,027 | 2267,89 | 1726,89 | ||||
2. | Retail Trade | 1,10,565 | 815,48 | 687,16 | 20,51,672 | 6310,95 | 5328,60 | ||||
VII. | FINANCE | 717 | 100,33 | 68,46 | 14,354 | 487,94 | 359,17 | ||||
VIII. | ALL OTHERS | 2,70,981 | 770,41 | 653,45 | 14,88,196 | 4605,78 | 3970,93 | ||||
TOTAL BANK CREDIT | 10,76,333 | 7435,63 | 6186,88 | 144,57,568 | 65613,00 | 54820,02 | |||||
OF WHICH: | 1. | Artisans & Village Industries | 10,143 | 30,83 | 25,77 | 4,50,831 | 812,48 | 709,27 | |||
| 2. | Other Small Scale Industries | 31,043 | 955,86 | 739,79 | 6,20,950 | 7307,23 | 5826,99 |