Table No. 5.5 - Population Group and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation (Part 1 of 5) - आरबीआई - Reserve Bank of India
Table No. 5.5 - Population Group and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation (Part 1 of 5)
RURAL | | | | | (Amount in Rupees Lakh) | |||||
STATE BANK OF INDIA | NATIONALISED BANKS | |||||||||
| AND ITS ASSOCIATES | | | | ||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | ||||
Accounts | Limit | Out- | Accounts | Limit | Out- | |||||
| | | | standing | | | standing | |||
| | 1 | 2 | 3 | 4 | 5 | 6 | |||
I. | AGRICULTURE | 25,13,247 | 6766,63 | 5588,61 | 51,22,466 | 13853,21 | 12301,88 | |||
1. | Direct Finance | 25,01,028 | 6465,96 | 5414,13 | 50,72,960 | 12909,99 | 11501,57 | |||
2. | Indirect Finance | 12,219 | 300,66 | 174,48 | 49,506 | 943,22 | 800,31 | |||
II. | INDUSTRY | 2,47,818 | 11093,62 | 5577,39 | 4,44,302 | 9499,21 | 7795,86 | |||
1. | Mining & Quarrying | 287 | 355,39 | 285,43 | 866 | 220,03 | 173,27 | |||
2. | Food Manufacturing & Processing | 3,913 | 764,53 | 530,18 | 16,391 | 1457,18 | 1262,21 | |||
(a) | Rice Mills, Flour & Dal Mills | 1,772 | 211,34 | 150,56 | 9,061 | 379,59 | 321,97 | |||
(b) | Sugar | 41 | 249,39 | 186,24 | 160 | 384,31 | 367,60 | |||
(c) | Edible Oils & Vanaspati | 390 | 84,41 | 67,76 | 1,408 | 112,91 | 84,03 | |||
(d) | Tea Processing | 27 | 40,05 | 30,50 | 168 | 220,02 | 196,57 | |||
(e) | Processing of Fruits & Vegetables | 35 | 9,86 | 9,56 | 170 | 25,66 | 19,19 | |||
(f) | Others | 1,648 | 169,48 | 85,57 | 5,424 | 334,70 | 272,86 | |||
3. | Beverage & Tobacco | 65 | 25,27 | 23,69 | 249 | 98,71 | 75,01 | |||
4. | Textiles | 2,549 | 871,52 | 633,24 | 11,135 | 1133,51 | 929,80 | |||
(a) | Cotton Textiles | 514 | 315,21 | 202,14 | 1,969 | 465,47 | 380,22 | |||
(b) | Jute Textiles | 16 | 1,13 | 96 | 36 | 24,85 | 17,14 | |||
(c) | Handloom Textiles & Khadi | 401 | 8,78 | 6,85 | 2,217 | 30,59 | 26,33 | |||
(d) | Other Textiles | 1,618 | 546,40 | 423,29 | 6,913 | 612,59 | 506,12 | |||
5. | Paper, Paper Products & Printing | 482 | 107,93 | 75,72 | 1,881 | 197,55 | 169,84 | |||
6. | Leather & Leather Products | 287 | 23,74 | 16,94 | 805 | 69,28 | 60,05 | |||
7. | Rubber & Rubber Products | 288 | 46,15 | 27,82 | 495 | 86,15 | 63,02 | |||
8. | Chemicals & Chemical Products | 1,309 | 1531,29 | 1025,49 | 4,186 | 1071,98 | 832,36 | |||
(a) | Heavy Industrial Chemicals | 84 | 240,99 | 72,06 | 223 | 119,64 | 80,45 | |||
(b) | Fertilisers | 56 | 444,10 | 237,22 | 75 | 232,18 | 177,24 | |||
(c) | Drugs & Pharmaceuticals | 158 | 60,11 | 38,11 | 594 | 168,78 | 138,78 | |||
(d) | Non-Edible Oils | 15 | 1,79 | 1,30 | 56 | 11,64 | 10,43 | |||
(e) | Other Chemicals & Chemical Products | 996 | 784,29 | 676,80 | 3,238 | 539,75 | 425,46 | |||
9. | Petroleum, Coal Products & Nuclear Fuels | 79 | 874,80 | 426,92 | 155 | 328,25 | 296,88 | |||
10. | Manufacture of Cement & Cement Products | 239 | 75,96 | 67,35 | 1,099 | 255,94 | 224,14 | |||
11. | Basic Metals & Metal Products | 1,293 | 4184,89 | 852,77 | 4,436 | 1594,47 | 1333,33 | |||
(a) | Iron & Steel | 290 | 3947,12 | 673,62 | 787 | 1259,21 | 1057,60 | |||
(b) | Non-Ferrous Metals | 58 | 55,68 | 52,07 | 154 | 77,00 | 53,03 | |||
(c) | Other Metal Products | 945 | 182,10 | 127,08 | 3,495 | 258,26 | 222,70 | |||
12. | Engineering | 1,739 | 592,70 | 408,34 | 4,330 | 775,06 | 575,40 | |||
(a) | Heavy Engineering | 278 | 152,32 | 98,43 | 411 | 254,64 | 193,80 | |||
(b) | Light Engineering | 486 | 82,40 | 63,77 | 2,255 | 190,23 | 122,87 | |||
(c) | Electrical Machinery & Goods | 827 | 219,03 | 159,92 | 1,434 | 179,88 | 140,19 | |||
(d) | Electronic Machinery & Goods | 148 | 138,96 | 86,21 | 230 | 150,31 | 118,54 | |||
13. | Vehicles, Vehicle Parts & Transport Equipments | 2,769 | 112,88 | 78,22 | 2,915 | 297,28 | 188,71 | |||
14. | Other Industries | 2,31,906 | 919,71 | 767,08 | 3,88,616 | 1552,65 | 1340,59 | |||
15. | Electricity, Gas & Water | 68 | 497,14 | 263,13 | 215 | 256,45 | 178,03 | |||
(a) | Electricity Generation & Transmission | 37 | 419,57 | 236,29 | 124 | 193,10 | 126,97 | |||
(b) | Non-Conventional Energy | 9 | 75,74 | 25,57 | 13 | 2,56 | 2,23 | |||
(c) | Gas, Steam & Water Supply | 22 | 1,83 | 1,27 | 78 | 60,79 | 48,84 | |||
16. | Construction | 545 | 109,72 | 95,07 | 6,528 | 104,72 | 93,22 | |||
III. | TRANSPORT OPERATORS | 24,196 | 321,16 | 213,78 | 59,624 | 613,79 | 486,00 | |||
IV. | PROFESSIONAL AND OTHER SERVICES | 58,682 | 444,32 | 338,84 | 3,03,908 | 1078,86 | 902,63 | |||
V. | PERSONAL LOANS | 7,91,777 | 2771,03 | 2363,75 | 13,43,247 | 4824,19 | 4289,40 | |||
1. | Loans for Purchase of Consumer Durables | 54,391 | 144,55 | 106,20 | 1,19,677 | 323,61 | 270,15 | |||
2. | Loans for Housing | 87,817 | 778,58 | 681,09 | 1,93,457 | 1547,35 | 1405,43 | |||
3. | Rest of the Personal Loans | 6,49,569 | 1847,89 | 1576,46 | 10,30,113 | 2953,23 | 2613,83 | |||
VI.. | TRADE | 3,03,282 | 2184,44 | 1328,68 | 6,27,181 | 7000,56 | 6993,08 | |||
1. | Wholesale Trade | 16,251 | 1247,04 | 587,33 | 34,452 | 5175,86 | 5430,63 | |||
2. | Retail Trade | 2,87,031 | 937,40 | 741,36 | 5,92,729 | 1824,70 | 1562,44 | |||
VII. | FINANCE | 409 | 58,52 | 47,23 | 2,697 | 290,94 | 203,51 | |||
VIII. | ALL OTHERS | 1,35,128 | 1155,04 | 929,96 | 4,71,120 | 2878,64 | 2287,92 | |||
TOTAL BANK CREDIT | 40,74,539 | 24794,76 | 16388,24 | 83,74,545 | 40039,40 | 35260,27 | ||||
OF WHICH: | 1. Artisans & Village Industries | 58,570 | 126,22 | 103,42 | 1,63,854 | 357,81 | 321,28 | |||
| 2. Other Small Scale Industries | 1,29,898 | 1382,52 | 1089,51 | 1,76,432 | 1656,63 | 1363,68 |
RURAL | | | | | (Amount in Rupees Lakh) | |||||
| FOREIGN BANKS | REGIONAL RURAL BANKS | ||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | ||||
Accounts | Limit | Out- | Accounts | Limit | Out- | |||||
| | | | standing | | | standing | |||
| | 7 | 8 | 9 | 10 | 11 | 12 | |||
I. | AGRICULTURE | 7 | 58,28 | 9,38 | 46,69,143 | 7415,23 | 6324,03 | |||
1. | Direct Finance | 4 | 5,63 | 5,63 | 45,86,217 | 7250,27 | 6191,76 | |||
2. | Indirect Finance | 3 | 52,65 | 3,75 | 82,926 | 164,96 | 132,27 | |||
II. | INDUSTRY | 563 | 2809,72 | 1879,58 | 10,39,823 | 1079,21 | 880,33 | |||
1. | Mining & Quarrying | 4 | 3,51 | 2,39 | 95 | 6,29 | 5,18 | |||
2. | Food Manufacturing & Processing | 36 | 94,22 | 69,60 | 6,727 | 52,21 | 42,61 | |||
(a) | Rice Mills, Flour & Dal Mills | - | - | - | 2,112 | 27,84 | 23,29 | |||
(b) | Sugar | - | - | - | 12 | 1,00 | 52 | |||
(c) | Edible Oils & Vanaspati | - | - | - | 489 | 5,20 | 3,76 | |||
(d) | Tea Processing | 11 | 27,55 | 25,89 | - | - | - | |||
(e) | Processing of Fruits & Vegetables | 2 | 7,80 | 7,76 | 22 | 1,88 | 1,85 | |||
(f) | Others | 23 | 58,87 | 35,95 | 4,092 | 16,29 | 13,20 | |||
3. | Beverage & Tobacco | 32 | 229,24 | 193,38 | 28 | 1,87 | 1,09 | |||
4. | Textiles | 73 | 259,85 | 161,37 | 949 | 8,42 | 6,81 | |||
(a) | Cotton Textiles | 46 | 209,61 | 117,11 | 96 | 1,29 | 1,01 | |||
(b) | Jute Textiles | - | - | - | 2 | 13 | 13 | |||
(c) | Handloom Textiles & Khadi | - | - | - | 139 | 1,15 | 92 | |||
(d) | Other Textiles | 27 | 50,23 | 44,25 | 712 | 5,86 | 4,76 | |||
5. | Paper, Paper Products & Printing | 6 | 18,97 | 15,48 | 250 | 3,83 | 3,35 | |||
6. | Leather & Leather Products | 2 | 2,19 | 80 | 149 | 88 | 75 | |||
7. | Rubber & Rubber Products | 16 | 117,40 | 62,04 | 40 | 57 | 52 | |||
8. | Chemicals & Chemical Products | 58 | 272,80 | 169,98 | 379 | 4,17 | 3,49 | |||
(a) | Heavy Industrial Chemicals | 7 | 17,63 | 4,75 | 1 | 5 | 2 | |||
(b) | Fertilisers | 2 | 30,00 | 8,33 | 1 | 4 | 4 | |||
(c) | Drugs & Pharmaceuticals | 11 | 98,67 | 43,62 | 96 | 1,18 | 94 | |||
(d) | Non-Edible Oils | - | - | - | 2 | 6 | 5 | |||
(e) | Other Chemicals & Chemical Products | 38 | 126,51 | 113,28 | 279 | 2,86 | 2,44 | |||
9. | Petroleum, Coal Products & Nuclear Fuels | 4 | 50,42 | 40,62 | 7 | 34 | 28 | |||
10. | Manufacture of Cement & Cement Products | 3 | 89,05 | 79,73 | 271 | 2,95 | 2,51 | |||
11. | Basic Metals & Metal Products | 36 | 214,61 | 178,51 | 434 | 4,16 | 3,50 | |||
(a) | Iron & Steel | 15 | 81,36 | 72,18 | 2 | 40 | 46 | |||
(b) | Non-Ferrous Metals | 7 | 32,21 | 20,74 | 1 | 8 | 8 | |||
(c) | Other Metal Products | 14 | 101,04 | 85,59 | 431 | 3,69 | 2,96 | |||
12. | Engineering | 198 | 892,63 | 552,43 | 1,378 | 15,71 | 12,73 | |||
(a) | Heavy Engineering | 57 | 329,48 | 149,33 | 195 | 6,24 | 5,06 | |||
(b) | Light Engineering | 75 | 185,47 | 147,93 | 824 | 6,87 | 5,56 | |||
(c) | Electrical Machinery & Goods | 24 | 121,50 | 52,17 | 356 | 2,43 | 2,00 | |||
(d) | Electronic Machinery & Goods | 42 | 256,18 | 203,01 | 3 | 17 | 11 | |||
13. | Vehicles, Vehicle Parts & Transport Equipments | 72 | 495,46 | 322,18 | 1,705 | 17,80 | 13,16 | |||
14. | Other Industries | 19 | 45,08 | 17,40 | 10,27,117 | 956,56 | 781,46 | |||
15. | Electricity, Gas & Water | - | - | - | 2 | 7 | 4 | |||
(a) | Electricity Generation & Transmission | - | - | - | 1 | 2 | 2 | |||
(b) | Non-Conventional Energy | - | - | - | - | - | - | |||
(c) | Gas, Steam & Water Supply | - | - | - | 1 | 5 | 1 | |||
16. | Construction | 4 | 24,31 | 13,68 | 292 | 3,36 | 2,83 | |||
III. | TRANSPORT OPERATORS | - | - | - | 2,10,542 | 658,21 | 477,75 | |||
IV. | PROFESSIONAL AND OTHER SERVICES | 9 | 30,65 | 3,68 | 2,80,644 | 334,17 | 272,51 | |||
V. | PERSONAL LOANS | 1,837 | 56,76 | 50,68 | 13,21,651 | 2314,37 | 2009,35 | |||
1. | Loans for Purchase of Consumer Durables | 75 | 2,32 | 1,74 | 1,59,325 | 348,74 | 288,48 | |||
2. | Loans for Housing | 7 | 26 | 26 | 70,941 | 304,79 | 274,24 | |||
3. | Rest of the Personal Loans | 1,755 | 54,18 | 48,68 | 10,91,385 | 1660,84 | 1446,63 | |||
VI.. | TRADE | 8 | 55,68 | 19,15 | 14,99,787 | 1813,55 | 1490,85 | |||
1. | Wholesale Trade | 8 | 55,68 | 19,15 | 47,615 | 83,21 | 69,79 | |||
2. | Retail Trade | - | - | - | 14,52,172 | 1730,34 | 1421,06 | |||
VII. | FINANCE | 5 | 187,13 | 118,66 | 175 | 2,42 | 2,06 | |||
VIII. | ALL OTHERS | 3 | 29 | 11 | 4,20,900 | 453,46 | 402,47 | |||
TOTAL BANK CREDIT | 2,432 | 3198,51 | 2081,25 | 94,42,665 | 14070,63 | 11859,35 | ||||
OF WHICH: | 1. Artisans & Village Industries | - | - | - | 6,67,495 | 573,69 | 467,70 | |||
| 2. Other Small Scale Industries | 73 | 63,23 | 35,73 | 1,26,984 | 180,55 | 147,93 |
RURAL | | | | | (Amount in Rupees Lakh) | ||||||
OTHER SCHEDULED | ALL SCHEDULED | ||||||||||
| COMMERCIAL BANKS | COMMERCIAL BANKS | | ||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | Item | ||||
Accounts | Limit | Out- | Accounts | Limit | Out- | No. | |||||
| | | | standing | | | standing | | |||
| | 13 | 14 | 15 | 16 | 17 | 18 | | |||
I. | AGRICULTURE | 2,84,171 | 883,34 | 737,62 | 125,89,034 | 28976,69 | 24961,52 | I | |||
1. | Direct Finance | 2,77,499 | 769,43 | 661,78 | 124,37,708 | 27401,29 | 23774,86 | 1 | |||
2. | Indirect Finance | 6,672 | 113,91 | 75,84 | 1,51,326 | 1575,40 | 1186,66 | 2 | |||
II. | INDUSTRY | 32,336 | 1432,52 | 1145,62 | 17,64,842 | 25914,28 | 17278,78 | II | |||
1. | Mining & Quarrying | 69 | 35,20 | 32,41 | 1,321 | 620,41 | 498,68 | 1 | |||
2. | Food Manufacturing & Processing | 2,498 | 186,60 | 148,09 | 29,565 | 2554,75 | 2052,69 | 2 | |||
(a) | Rice Mills, Flour & Dal Mills | 450 | 31,13 | 16,16 | 13,395 | 649,90 | 511,97 | 2(a) | |||
(b) | Sugar | 14 | 34,42 | 31,93 | 227 | 669,12 | 586,29 | 2(b) | |||
(c) | Edible Oils & Vanaspati | 198 | 14,49 | 10,77 | 2,485 | 217,01 | 166,31 | 2(c) | |||
(d) | Tea Processing | 15 | 4,87 | 4,75 | 221 | 292,48 | 257,72 | 2(d) | |||
(e) | Processing of Fruits & Vegetables | 7 | 12,75 | 10,01 | 236 | 57,95 | 48,36 | 2(e) | |||
(f) | Others | 1,814 | 88,95 | 74,47 | 13,001 | 668,28 | 482,04 | 2(f) | |||
3. | Beverage & Tobacco | 58 | 31,82 | 28,33 | 432 | 386,91 | 321,51 | 3 | |||
4. | Textiles | 1,551 | 165,80 | 135,03 | 16,257 | 2439,10 | 1866,25 | 4 | |||
(a) | Cotton Textiles | 574 | 110,76 | 95,41 | 3,199 | 1102,35 | 795,89 | 4(a) | |||
(b) | Jute Textiles | 9 | 1,56 | 1,51 | 63 | 27,67 | 19,73 | 4(b) | |||
(c) | Handloom Textiles & Khadi | 37 | 2,13 | 44 | 2,794 | 42,65 | 34,54 | 4(c) | |||
(d) | Other Textiles | 931 | 51,34 | 37,66 | 10,201 | 1266,43 | 1016,09 | 4(d) | |||
5. | Paper, Paper Products & Printing | 255 | 44,21 | 38,61 | 2,874 | 372,49 | 303,01 | 5 | |||
6. | Leather & Leather Products | 46 | 1,79 | 2,20 | 1,289 | 97,88 | 80,74 | 6 | |||
7. | Rubber & Rubber Products | 141 | 40,24 | 35,15 | 980 | 290,51 | 188,55 | 7 | |||
8. | Chemicals & Chemical Products | 397 | 221,45 | 169,60 | 6,329 | 3101,69 | 2200,92 | 8 | |||
(a) | Heavy Industrial Chemicals | 27 | 36,74 | 28,19 | 342 | 415,04 | 185,47 | 8(a) | |||
(b) | Fertilisers | 4 | 40,64 | 40,40 | 138 | 746,96 | 463,23 | 8(b) | |||
(c) | Drugs & Pharmaceuticals | 70 | 39,62 | 32,17 | 929 | 368,36 | 253,62 | 8(c) | |||
(d) | Non-Edible Oils | 7 | 3,33 | 4,59 | 80 | 16,81 | 16,38 | 8(d) | |||
(e) | Other Chemicals & Chemical Products | 289 | 101,13 | 64,24 | 4,840 | 1554,53 | 1282,22 | 8(e) | |||
9. | Petroleum, Coal Products & Nuclear Fuels | 11 | 8,50 | 6,40 | 256 | 1262,30 | 771,10 | 9 | |||
10. | Manufacture of Cement & Cement Products | 106 | 54,28 | 50,91 | 1,718 | 478,17 | 424,64 | 10 | |||
11. | Basic Metals & Metal Products | 350 | 108,78 | 99,33 | 6,549 | 6106,92 | 2467,44 | 11 | |||
(a) | Iron & Steel | 94 | 61,97 | 59,79 | 1,188 | 5350,06 | 1863,64 | 11(a) | |||
(b) | Non-Ferrous Metals | 29 | 19,61 | 12,30 | 249 | 184,58 | 138,22 | 11(b) | |||
(c) | Other Metal Products | 227 | 27,19 | 27,25 | 5,112 | 572,28 | 465,57 | 11(c) | |||
12. | Engineering | 540 | 169,30 | 134,05 | 8,185 | 2445,40 | 1682,95 | 12 | |||
(a) | Heavy Engineering | 96 | 37,19 | 27,83 | 1,037 | 779,86 | 474,45 | 12(a) | |||
(b) | Light Engineering | 262 | 44,10 | 37,02 | 3,902 | 509,07 | 377,15 | 12(b) | |||
(c) | Electrical Machinery & Goods | 151 | 52,54 | 36,36 | 2,792 | 575,37 | 390,65 | 12(c) | |||
(d) | Electronic Machinery & Goods | 31 | 35,48 | 32,83 | 454 | 581,10 | 440,70 | 12(d) | |||
13. | Vehicles, Vehicle Parts & Transport Equipments | 429 | 81,89 | 39,86 | 7,890 | 1005,30 | 642,12 | 13 | |||
14. | Other Industries | 25,145 | 187,87 | 149,60 | 16,72,803 | 3661,87 | 3056,14 | 14 | |||
15. | Electricity, Gas & Water | 11 | 25,74 | 20,32 | 296 | 779,40 | 461,51 | 15 | |||
(a) | Electricity Generation & Transmission | 3 | 24,23 | 19,69 | 165 | 636,93 | 382,96 | 15(a) | |||
(b) | Non-Conventional Energy | 1 | 3 | 6 | 23 | 78,33 | 27,85 | 15(b) | |||
(c) | Gas, Steam & Water Supply | 7 | 1,48 | 57 | 108 | 64,14 | 50,69 | 15(c) | |||
16. | Construction | 729 | 69,07 | 55,74 | 8,098 | 311,18 | 260,54 | 16 | |||
III. | TRANSPORT OPERATORS | 6,471 | 135,43 | 87,51 | 3,00,833 | 1728,60 | 1265,05 | III | |||
IV. | PROFESSIONAL AND OTHER SERVICES | 24,315 | 157,26 | 128,71 | 6,67,558 | 2045,25 | 1646,37 | IV | |||
V. | PERSONAL LOANS | 1,82,153 | 661,14 | 573,51 | 36,40,665 | 10627,50 | 9286,69 | V | |||
1. | Loans for Purchase of Consumer Durables | 18,990 | 48,97 | 39,94 | 3,52,458 | 868,19 | 706,50 | 1 | |||
2. | Loans for Housing | 20,152 | 204,49 | 172,81 | 3,72,374 | 2835,47 | 2533,83 | 2 | |||
3. | Rest of the Personal Loans | 1,43,011 | 407,69 | 360,76 | 29,15,833 | 6923,83 | 6046,36 | 3 | |||
VI.. | TRADE | 48,755 | 569,11 | 423,80 | 24,79,013 | 11623,34 | 10255,56 | VI | |||
1. | Wholesale Trade | 2,487 | 339,83 | 256,14 | 1,00,813 | 6901,62 | 6363,04 | 1 | |||
2. | Retail Trade | 46,268 | 229,27 | 167,67 | 23,78,200 | 4721,72 | 3892,52 | 2 | |||
VII. | FINANCE | 973 | 70,62 | 56,87 | 4,259 | 609,64 | 428,33 | VII | |||
VIII. | ALL OTHERS | 37,352 | 172,98 | 139,18 | 10,64,503 | 4660,41 | 3759,64 | VIII | |||
TOTAL BANK CREDIT | 6,16,526 | 4082,40 | 3292,83 | 225,10,707 | 86185,70 | 68881,94 | Total | ||||
OF WHICH: | 1. Artisans & Village Industries | 9,238 | 30,61 | 24,29 | 8,99,157 | 1088,32 | 916,68 | 1 | |||
| 2. Other Small Scale Industries | 13,166 | 263,40 | 195,56 | 4,46,553 | 3546,34 | 2832,41 | 2 |