Table No. 5.5 - Population Group and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation (Part 3 of 5) - आरबीआई - Reserve Bank of India
Table No. 5.5 - Population Group and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation (Part 3 of 5)
URBAN | | | | | (Amount in Rupees Lakh) | |||||
STATE BANK OF INDIA | NATIONALISED BANKS | |||||||||
| AND ITS ASSOCIATES | | | | ||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | ||||
Accounts | Limit | Out- | Accounts | Limit | Out- | |||||
| | | | standing | | | standing | |||
| | 1 | 2 | 3 | 4 | 5 | 6 | |||
I. | AGRICULTURE | 3,35,166 | 1707,06 | 1385,82 | 5,27,724 | 3927,96 | 3406,19 | |||
1. | Direct Finance | 3,30,976 | 1394,69 | 1142,88 | 5,04,142 | 2360,29 | 2090,07 | |||
2. | Indirect Finance | 4,190 | 312,37 | 242,95 | 23,582 | 1567,67 | 1316,12 | |||
II. | INDUSTRY | 3,52,411 | 16728,88 | 12611,56 | 4,52,522 | 27206,79 | 21876,03 | |||
1. | Mining & Quarrying | 834 | 543,82 | 362,66 | 1,349 | 410,27 | 301,41 | |||
2. | Food Manufacturing & Processing | 5,222 | 2120,39 | 1570,95 | 12,035 | 3483,08 | 2822,62 | |||
(a) | Rice Mills, Flour & Dal Mills | 2,040 | 728,25 | 571,23 | 4,664 | 1050,88 | 799,89 | |||
(b) | Sugar | 120 | 445,04 | 295,01 | 235 | 763,17 | 632,41 | |||
(c) | Edible Oils & Vanaspati | 758 | 298,15 | 254,43 | 1,204 | 353,10 | 293,47 | |||
(d) | Tea Processing | 54 | 36,63 | 27,04 | 168 | 123,41 | 108,24 | |||
(e) | Processing of Fruits & Vegetables | 70 | 23,62 | 19,65 | 193 | 112,83 | 92,41 | |||
(f) | Others | 2,180 | 588,70 | 403,59 | 5,571 | 1079,70 | 896,19 | |||
3. | Beverage & Tobacco | 200 | 80,83 | 69,36 | 611 | 749,58 | 512,20 | |||
4. | Textiles | 9,856 | 2574,89 | 1895,75 | 33,442 | 4752,73 | 3894,81 | |||
(a) | Cotton Textiles | 2,065 | 1237,99 | 838,39 | 10,126 | 2439,83 | 1962,04 | |||
(b) | Jute Textiles | 73 | 12,30 | 11,76 | 103 | 35,37 | 29,37 | |||
(c) | Handloom Textiles & Khadi | 912 | 89,98 | 70,43 | 2,631 | 213,83 | 178,85 | |||
(d) | Other Textiles | 6,806 | 1234,62 | 975,16 | 20,582 | 2063,70 | 1724,54 | |||
5. | Paper, Paper Products & Printing | 2,493 | 370,62 | 300,19 | 7,292 | 826,14 | 708,96 | |||
6. | Leather & Leather Products | 706 | 227,55 | 169,25 | 3,238 | 260,10 | 219,53 | |||
7. | Rubber & Rubber Products | 1,148 | 285,81 | 212,42 | 2,498 | 655,99 | 523,40 | |||
8. | Chemicals & Chemical Products | 5,293 | 1186,32 | 987,29 | 13,527 | 2351,56 | 1803,01 | |||
(a) | Heavy Industrial Chemicals | 209 | 48,21 | 39,34 | 646 | 378,77 | 280,02 | |||
(b) | Fertilisers | 109 | 118,46 | 96,28 | 232 | 546,14 | 347,18 | |||
(c) | Drugs & Pharmaceuticals | 917 | 242,30 | 213,62 | 3,228 | 354,41 | 283,51 | |||
(d) | Non-Edible Oils | 82 | 52,96 | 45,19 | 140 | 45,33 | 42,14 | |||
(e) | Other Chemicals & Chemical Products | 3,976 | 724,39 | 592,86 | 9,281 | 1026,90 | 850,16 | |||
9. | Petroleum, Coal Products & Nuclear Fuels | 166 | 131,83 | 83,51 | 496 | 934,48 | 562,84 | |||
10. | Manufacture of Cement & Cement Products | 1,118 | 149,76 | 117,22 | 1,198 | 450,25 | 344,27 | |||
11. | Basic Metals & Metal Products | 7,786 | 2492,49 | 1766,40 | 19,908 | 4503,89 | 3803,00 | |||
(a) | Iron & Steel | 1,248 | 1024,06 | 853,21 | 3,734 | 3057,96 | 2662,89 | |||
(b) | Non-Ferrous Metals | 635 | 558,62 | 192,58 | 668 | 239,37 | 209,07 | |||
(c) | Other Metal Products | 5,903 | 909,81 | 720,61 | 15,506 | 1206,56 | 931,04 | |||
12. | Engineering | 6,054 | 2347,20 | 1743,69 | 22,458 | 2265,21 | 1731,02 | |||
(a) | Heavy Engineering | 1,062 | 1077,99 | 823,32 | 1,291 | 601,36 | 443,82 | |||
(b) | Light Engineering | 2,212 | 224,05 | 169,63 | 14,308 | 479,44 | 378,06 | |||
(c) | Electrical Machinery & Goods | 2,258 | 754,93 | 534,70 | 5,773 | 702,85 | 513,01 | |||
(d) | Electronic Machinery & Goods | 522 | 290,22 | 216,05 | 1,086 | 481,56 | 396,13 | |||
13. | Vehicles, Vehicle Parts & Transport Equipments | 1,733 | 576,31 | 467,82 | 6,037 | 1021,67 | 822,64 | |||
14. | Other Industries | 3,08,497 | 2653,95 | 2164,94 | 3,18,152 | 3334,14 | 2780,01 | |||
15. | Electricity, Gas & Water | 246 | 707,32 | 534,40 | 343 | 648,27 | 574,70 | |||
(a) | Electricity Generation & Transmission | 178 | 692,73 | 525,65 | 204 | 630,42 | 561,22 | |||
(b) | Non-Conventional Energy | 16 | 2,44 | 1,63 | 25 | 2,64 | 2,70 | |||
(c) | Gas, Steam & Water Supply | 52 | 12,16 | 7,12 | 114 | 15,21 | 10,79 | |||
16. | Construction | 1,059 | 279,79 | 165,70 | 9,938 | 559,41 | 471,63 | |||
III. | TRANSPORT OPERATORS | 18,028 | 317,03 | 216,52 | 67,738 | 825,41 | 640,15 | |||
IV. | PROFESSIONAL AND OTHER SERVICES | 67,581 | 945,76 | 709,60 | 2,27,135 | 2562,97 | 2068,95 | |||
V. | PERSONAL LOANS | 12,11,391 | 6609,05 | 5612,46 | 19,88,470 | 10294,33 | 9081,40 | |||
1. | Loans for Purchase of Consumer Durables | 1,05,774 | 321,44 | 244,02 | 2,21,196 | 743,33 | 616,20 | |||
2. | Loans for Housing | 2,98,573 | 3344,70 | 3000,58 | 3,90,640 | 4138,22 | 3738,76 | |||
3. | Rest of the Personal Loans | 8,07,044 | 2942,90 | 2367,86 | 13,76,634 | 5412,78 | 4726,44 | |||
VI.. | TRADE | 1,95,361 | 7836,79 | 7180,67 | 5,48,733 | 7877,21 | 6553,15 | |||
1. | Wholesale Trade | 38,474 | 6081,64 | 5713,52 | 62,544 | 2965,93 | 2416,65 | |||
2. | Retail Trade | 1,56,887 | 1755,15 | 1467,15 | 4,86,189 | 4911,29 | 4136,49 | |||
VII. | FINANCE | 1,139 | 327,46 | 276,82 | 2,532 | 1125,74 | 871,23 | |||
VIII. | ALL OTHERS | 1,91,951 | 3282,69 | 2835,79 | 5,33,293 | 5311,21 | 4531,52 | |||
TOTAL BANK CREDIT | 23,73,028 | 37754,72 | 30829,25 | 43,48,147 | 59131,63 | 49028,63 | ||||
OF WHICH: | 1. Artisans & Village Industries | 36,224 | 89,87 | 84,61 | 63,603 | 265,45 | 235,30 | |||
| 2. Other Small Scale Industries | 2,06,430 | 5130,61 | 4053,66 | 2,23,322 | 6458,21 | 5214,79 |
URBAN | | | | | (Amount in Rupees Lakh) | |||||
| FOREIGN BANKS | REGIONAL RURAL BANKS | ||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | ||||
Accounts | Limit | Out- | Accounts | Limit | Out- | |||||
| | | | standing | | | standing | |||
| | 7 | 8 | 9 | 10 | 11 | 12 | |||
I. | AGRICULTURE | 8 | 15,78 | 21,09 | 76,570 | 136,73 | 115,24 | |||
1. | Direct Finance | 2 | 8,56 | 8,57 | 72,189 | 124,88 | 105,06 | |||
2. | Indirect Finance | 6 | 7,22 | 12,53 | 4,381 | 11,86 | 10,18 | |||
II. | INDUSTRY | 797 | 1881,10 | 1378,89 | 32,023 | 100,05 | 86,07 | |||
1. | Mining & Quarrying | 1 | 7 | 7 | 35 | 2,98 | 2,17 | |||
2. | Food Manufacturing & Processing | 28 | 78,07 | 30,86 | 323 | 12,71 | 9,37 | |||
(a) | Rice Mills, Flour & Dal Mills | 4 | 78 | 78 | 134 | 5,90 | 4,44 | |||
(b) | Sugar | 1 | 7,00 | 6,66 | 2 | 9 | 5 | |||
(c) | Edible Oils & Vanaspati | - | - | - | 40 | 53 | 46 | |||
(d) | Tea Processing | 8 | 11,80 | 14 | - | - | - | |||
(e) | Processing of Fruits & Vegetables | - | - | - | 4 | 22 | 19 | |||
(f) | Others | 15 | 58,50 | 23,29 | 143 | 5,98 | 4,23 | |||
3. | Beverage & Tobacco | 5 | 97 | 62 | 5 | 19 | 18 | |||
4. | Textiles | 88 | 243,47 | 174,96 | 342 | 4,04 | 3,49 | |||
(a) | Cotton Textiles | 54 | 198,05 | 129,45 | 27 | 31 | 23 | |||
(b) | Jute Textiles | - | - | - | - | - | - | |||
(c) | Handloom Textiles & Khadi | - | - | - | 9 | 9 | 8 | |||
(d) | Other Textiles | 34 | 45,41 | 45,51 | 306 | 3,64 | 3,17 | |||
5. | Paper, Paper Products & Printing | 23 | 9,16 | 5,85 | 116 | 2,17 | 1,71 | |||
6. | Leather & Leather Products | 3 | 2,82 | 45 | 107 | 99 | 99 | |||
7. | Rubber & Rubber Products | 17 | 39,01 | 38,38 | 25 | 45 | 36 | |||
8. | Chemicals & Chemical Products | 92 | 287,06 | 177,45 | 109 | 1,75 | 1,86 | |||
(a) | Heavy Industrial Chemicals | 20 | 104,33 | 77,50 | - | - | - | |||
(b) | Fertilisers | - | - | - | - | - | - | |||
(c) | Drugs & Pharmaceuticals | 20 | 92,99 | 32,90 | 39 | 60 | 58 | |||
(d) | Non-Edible Oils | - | - | - | - | - | - | |||
(e) | Other Chemicals & Chemical Products | 52 | 89,74 | 67,04 | 70 | 1,15 | 1,28 | |||
9. | Petroleum, Coal Products & Nuclear Fuels | 2 | 8 | 8 | 2 | 25 | 14 | |||
10. | Manufacture of Cement & Cement Products | 14 | 39,94 | 38,39 | 12 | 30 | 26 | |||
11. | Basic Metals & Metal Products | 38 | 49,54 | 26,06 | 499 | 5,48 | 4,65 | |||
(a) | Iron & Steel | 15 | 27,81 | 10,61 | 7 | 88 | 65 | |||
(b) | Non-Ferrous Metals | 4 | 6,82 | 6,35 | 4 | 31 | 26 | |||
(c) | Other Metal Products | 19 | 14,91 | 9,10 | 488 | 4,29 | 3,74 | |||
12. | Engineering | 175 | 796,44 | 605,86 | 255 | 3,63 | 3,24 | |||
(a) | Heavy Engineering | 39 | 226,40 | 186,42 | 10 | 68 | 51 | |||
(b) | Light Engineering | 71 | 373,80 | 288,30 | 125 | 1,70 | 1,52 | |||
(c) | Electrical Machinery & Goods | 24 | 34,15 | 12,89 | 118 | 1,11 | 1,00 | |||
(d) | Electronic Machinery & Goods | 41 | 162,09 | 118,25 | 2 | 14 | 21 | |||
13. | Vehicles, Vehicle Parts & Transport Equipments | 107 | 139,03 | 108,41 | 298 | 3,02 | 2,62 | |||
14. | Other Industries | 168 | 176,14 | 152,41 | 29,717 | 56,08 | 50,14 | |||
15. | Electricity, Gas & Water | 10 | 17,36 | 17,55 | 6 | 17 | 14 | |||
(a) | Electricity Generation & Transmission | 3 | 16,50 | 16,69 | - | - | - | |||
(b) | Non-Conventional Energy | - | - | - | - | - | - | |||
(c) | Gas, Steam & Water Supply | 7 | 86 | 86 | 6 | 17 | 14 | |||
16. | Construction | 26 | 1,93 | 1,49 | 172 | 5,83 | 4,74 | |||
III. | TRANSPORT OPERATORS | 37 | 9,41 | 2,26 | 13,652 | 75,56 | 55,42 | |||
IV. | PROFESSIONAL AND OTHER SERVICES | 115 | 38,62 | 30,59 | 19,792 | 82,08 | 64,11 | |||
V. | PERSONAL LOANS | 19,225 | 307,93 | 235,12 | 1,98,997 | 580,44 | 505,38 | |||
1. | Loans for Purchase of Consumer Durables | 554 | 12,07 | 11,32 | 27,401 | 53,45 | 42,72 | |||
2. | Loans for Housing | 576 | 32,59 | 32,01 | 58,126 | 285,49 | 257,50 | |||
3. | Rest of the Personal Loans | 18,095 | 263,27 | 191,78 | 1,13,470 | 241,50 | 205,16 | |||
VI.. | TRADE | 865 | 94,78 | 69,52 | 64,308 | 163,53 | 137,14 | |||
1. | Wholesale Trade | 781 | 68,42 | 49,21 | 2,122 | 12,81 | 11,00 | |||
2. | Retail Trade | 84 | 26,36 | 20,32 | 62,186 | 150,72 | 126,15 | |||
VII. | FINANCE | 14 | 19,61 | 15,90 | 106 | 2,41 | 1,88 | |||
VIII. | ALL OTHERS | 1,180 | 34,03 | 26,29 | 41,418 | 74,99 | 63,28 | |||
TOTAL BANK CREDIT | 22,241 | 2401,26 | 1779,66 | 4,46,866 | 1215,79 | 1028,51 | ||||
OF WHICH: | 1. Artisans & Village Industries | - | - | - | 18,533 | 25,14 | 19,74 | |||
| 2. Other Small Scale Industries | 154 | 85,32 | 68,76 | 5,782 | 27,04 | 22,62 |
URBAN | | | | | (Amount in Rupees Lakh) | ||||||
OTHER SCHEDULED | ALL SCHEDULED | ||||||||||
| COMMERCIAL BANKS | COMMERCIAL BANKS | | ||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | Item | ||||
Accounts | Limit | Out- | Accounts | Limit | Out- | No. | |||||
| | | | standing | | | standing | | |||
| | 13 | 14 | 15 | 16 | 17 | 18 | | |||
I. | AGRICULTURE | 46,096 | 656,14 | 481,07 | 9,85,564 | 6443,68 | 5409,42 | I | |||
1. | Direct Finance | 42,689 | 469,49 | 331,57 | 9,49,998 | 4357,91 | 3678,14 | 1 | |||
2. | Indirect Finance | 3,407 | 186,66 | 149,50 | 35,566 | 2085,77 | 1731,28 | 2 | |||
II. | INDUSTRY | 65,390 | 6962,81 | 5403,92 | 9,03,143 | 52879,63 | 41356,47 | II | |||
1. | Mining & Quarrying | 162 | 53,05 | 40,98 | 2,381 | 1010,19 | 707,30 | 1 | |||
2. | Food Manufacturing & Processing | 3,396 | 908,67 | 660,01 | 21,004 | 6602,93 | 5093,81 | 2 | |||
(a) | Rice Mills, Flour & Dal Mills | 975 | 209,81 | 138,00 | 7,817 | 1995,61 | 1514,35 | 2(a) | |||
(b) | Sugar | 51 | 120,39 | 105,41 | 409 | 1335,69 | 1039,53 | 2(b) | |||
(c) | Edible Oils & Vanaspati | 1,160 | 131,25 | 112,24 | 3,162 | 783,03 | 660,60 | 2(c) | |||
(d) | Tea Processing | 16 | 18,07 | 14,24 | 246 | 189,90 | 149,66 | 2(d) | |||
(e) | Processing of Fruits & Vegetables | 27 | 14,84 | 8,63 | 294 | 151,51 | 120,88 | 2(e) | |||
(f) | Others | 1,167 | 414,32 | 281,49 | 9,076 | 2147,18 | 1608,79 | 2(f) | |||
3. | Beverage & Tobacco | 112 | 85,00 | 65,50 | 933 | 916,58 | 647,87 | 3 | |||
4. | Textiles | 9,835 | 2235,21 | 1682,26 | 53,563 | 9810,35 | 7651,26 | 4 | |||
(a) | Cotton Textiles | 4,730 | 1476,88 | 1096,69 | 17,002 | 5353,07 | 4026,80 | 4(a) | |||
(b) | Jute Textiles | 25 | 12,95 | 7,86 | 201 | 60,63 | 49,00 | 4(b) | |||
(c) | Handloom Textiles & Khadi | 208 | 37,84 | 19,50 | 3,760 | 341,73 | 268,86 | 4(c) | |||
(d) | Other Textiles | 4,872 | 707,54 | 558,21 | 32,600 | 4054,92 | 3306,60 | 4(d) | |||
5. | Paper, Paper Products & Printing | 1,503 | 245,01 | 181,80 | 11,427 | 1453,12 | 1198,51 | 5 | |||
6. | Leather & Leather Products | 291 | 54,35 | 36,07 | 4,345 | 545,81 | 426,29 | 6 | |||
7. | Rubber & Rubber Products | 378 | 68,31 | 58,39 | 4,066 | 1049,58 | 832,94 | 7 | |||
8. | Chemicals & Chemical Products | 1,976 | 557,77 | 437,69 | 20,997 | 4384,47 | 3407,29 | 8 | |||
(a) | Heavy Industrial Chemicals | 154 | 46,75 | 39,80 | 1,029 | 578,07 | 436,66 | 8(a) | |||
(b) | Fertilisers | 111 | 77,30 | 58,27 | 452 | 741,91 | 501,73 | 8(b) | |||
(c) | Drugs & Pharmaceuticals | 363 | 87,69 | 56,10 | 4,567 | 778,00 | 586,72 | 8(c) | |||
(d) | Non-Edible Oils | 31 | 4,83 | 3,95 | 253 | 103,12 | 91,29 | 8(d) | |||
(e) | Other Chemicals & Chemical Products | 1,317 | 341,18 | 279,56 | 14,696 | 2183,37 | 1790,89 | 8(e) | |||
9. | Petroleum, Coal Products & Nuclear Fuels | 76 | 137,75 | 112,22 | 742 | 1204,38 | 758,78 | 9 | |||
10. | Manufacture of Cement & Cement Products | 219 | 111,98 | 101,98 | 2,561 | 752,23 | 602,12 | 10 | |||
11. | Basic Metals & Metal Products | 2,212 | 487,46 | 403,98 | 30,443 | 7538,87 | 6004,09 | 11 | |||
(a) | Iron & Steel | 736 | 380,81 | 326,01 | 5,740 | 4491,52 | 3853,36 | 11(a) | |||
(b) | Non-Ferrous Metals | 64 | 13,00 | 10,49 | 1,375 | 818,13 | 418,75 | 11(b) | |||
(c) | Other Metal Products | 1,412 | 93,65 | 67,49 | 23,328 | 2229,22 | 1731,98 | 11(c) | |||
12. | Engineering | 2,472 | 569,76 | 430,51 | 31,414 | 5982,23 | 4514,32 | 12 | |||
(a) | Heavy Engineering | 265 | 72,66 | 51,18 | 2,667 | 1979,09 | 1505,25 | 12(a) | |||
(b) | Light Engineering | 1,233 | 167,20 | 117,13 | 17,949 | 1246,19 | 954,63 | 12(b) | |||
(c) | Electrical Machinery & Goods | 754 | 229,99 | 175,18 | 8,927 | 1723,03 | 1236,79 | 12(c) | |||
(d) | Electronic Machinery & Goods | 220 | 99,91 | 87,02 | 1,871 | 1033,92 | 817,66 | 12(d) | |||
13. | Vehicles, Vehicle Parts & Transport Equipments | 3,147 | 235,01 | 190,15 | 11,322 | 1975,04 | 1591,64 | 13 | |||
14. | Other Industries | 37,213 | 759,90 | 644,19 | 6,93,747 | 6980,20 | 5791,69 | 14 | |||
15. | Electricity, Gas & Water | 79 | 60,82 | 57,31 | 684 | 1433,93 | 1184,10 | 15 | |||
(a) | Electricity Generation & Transmission | 25 | 43,36 | 48,82 | 410 | 1383,01 | 1152,38 | 15(a) | |||
(b) | Non-Conventional Energy | 4 | 4,57 | 4,45 | 45 | 9,65 | 8,78 | 15(b) | |||
(c) | Gas, Steam & Water Supply | 50 | 12,88 | 4,04 | 229 | 41,27 | 22,95 | 15(c) | |||
16. | Construction | 2,319 | 392,79 | 300,89 | 13,514 | 1239,75 | 944,45 | 16 | |||
III. | TRANSPORT OPERATORS | 8,976 | 241,87 | 171,63 | 1,08,431 | 1469,28 | 1085,98 | III | |||
IV. | PROFESSIONAL AND OTHER SERVICES | 34,201 | 2025,34 | 1853,02 | 3,48,824 | 5654,78 | 4726,26 | IV | |||
V. | PERSONAL LOANS | 4,03,779 | 1897,34 | 1559,31 | 38,21,862 | 19689,09 | 16993,66 | V | |||
1. | Loans for Purchase of Consumer Durables | 41,561 | 146,80 | 114,77 | 3,96,486 | 1277,09 | 1029,03 | 1 | |||
2. | Loans for Housing | 47,014 | 508,38 | 397,00 | 7,94,929 | 8309,37 | 7425,86 | 2 | |||
3. | Rest of the Personal Loans | 3,15,204 | 1242,16 | 1047,54 | 26,30,447 | 10102,62 | 8538,78 | 3 | |||
VI.. | TRADE | 82,043 | 3169,64 | 2153,38 | 8,91,310 | 19141,95 | 16093,86 | VI | |||
1. | Wholesale Trade | 15,301 | 1492,87 | 1024,13 | 1,19,222 | 10621,68 | 9214,51 | 1 | |||
2. | Retail Trade | 66,742 | 1676,77 | 1129,25 | 7,72,088 | 8520,27 | 6879,35 | 2 | |||
VII. | FINANCE | 1,132 | 219,15 | 156,13 | 4,923 | 1694,37 | 1321,96 | VII | |||
VIII. | ALL OTHERS | 1,01,715 | 1149,54 | 858,38 | 8,69,557 | 9852,47 | 8315,26 | VIII | |||
TOTAL BANK CREDIT | 7,43,332 | 16321,84 | 12636,83 | 79,33,614 | 116825,25 | 95302,89 | Total | ||||
OF WHICH: | 1. Artisans & Village Industries | 9,780 | 42,63 | 36,01 | 1,28,140 | 423,08 | 375,66 | 1 | |||
| 2. Other Small Scale Industries | 26,496 | 1824,66 | 1329,49 | 4,62,184 | 13525,83 | 10689,31 | 2 |