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Table No.5.2 - Organisation-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation (Part 2 of 2)

March 2001

(Amount in Rupees Lakh)


   

PUBLIC & PRIVATE LTD. COMPANIES

PARTNERSHIPS, PROPRIETARY CONCERNS,

   

OTHER THAN GOVT. OWNED & / OR

JOINT FAMILIES, ASSOCIATIONS, CLUBS

   

MANAGED COMPANIES & CORPORATIONS


SOCIETIES, TRUSTS & GROUPS


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

   

Accounts


Limit


Outstanding


Accounts


Limit


Outstanding


   

19

20

21

22

23

24


I.

AGRICULTURE

2,874

4482,37

3454,10

40,536

3977,49

3268,59

 

1. Direct Finance

1,902

2172,32

1607,93

33,475

2379,27

1967,24

 

2. Indirect Finance

972

2310,05

1846,17

7,061

1598,22

1301,34

II.

INDUSTRY

1,15,363

201559,65

148640,84

2,39,181

54679,00

42130,49

 

1. Mining & Quarrying

1,417

5884,98

4082,68

4,607

894,91

676,23

 

2. Food Manufacturing & Processing

7,363

14576,12

11106,14

26,661

6741,38

5154,13

 

(a)

Rice Mills, Flour & Dal Mills

1,526

1777,42

1395,85

13,770

3354,45

2475,07

 

(b)

Sugar

700

3834,77

3088,50

338

285,07

235,65

 

(c)

Edible Oils & Vanaspati

1,193

2204,30

1713,19

3,043

641,62

520,67

 

(d)

Tea Processing

865

1703,16

1219,13

521

217,41

181,16

 

(e)

Processing of Fruits & Vegetables

330

535,92

431,92

615

106,39

83,31

 

(f)

Others

2,749

4520,54

3257,55

8,374

2136,45

1658,26

 

3. Beverage & Tobacco

1,046

2299,92

1940,62

1,404

672,90

514,59

 

4. Textiles

18,052

26764,85

20696,68

45,342

11257,15

8547,77

 

(a)

Cotton Textiles

7,207

11983,32

9502,90

13,084

3271,31

2531,22

 

(b)

Jute Textiles

257

356,14

240,24

402

96,16

74,03

 

(c)

Handloom Textiles & Khadi

263

178,72

133,36

2,693

407,91

319,74

 

(d)

Other Textiles

10,325

14246,68

10820,18

29,163

7481,77

5622,78

 

5. Paper, Paper Products & Printing

4,790

4277,78

3403,67

12,000

1707,75

1360,25

 

6. Leather & Leather Products

1,884

1931,39

1413,06

4,816

1821,57

1302,57

 

7. Rubber & Rubber Products

2,534

3178,89

2165,33

4,065

630,17

491,15

 

8. Chemicals & Chemical Products

20,175

32235,94

23013,08

23,406

4332,21

3225,45

 

(a)

Heavy Industrial Chemicals

2,959

5018,07

3633,76

1,827

370,19

305,74

 

(b)

Fertilisers

829

4199,05

3351,67

542

241,10

181,30

 

(c)

Drugs & Pharmaceuticals

5,182

9904,55

6537,19

3,416

941,13

732,81

 

(d)

Non-Edible Oils

221

425,32

334,37

434

85,52

75,31

 

(e)

Other Chemicals & Chemical Products

10,984

12688,95

9156,10

17,187

2694,27

1930,29

 

9. Petroleum, Coal Products & Nuclear Fuels

1,273

10985,99

7444,76

1,325

533,31

388,67

 

10. Manufacture of Cement & Cement Products

1,545

5354,46

4452,00

1,762

372,02

330,92

 

11. Basic Metals & Metal Products

14,029

21691,66

17015,91

26,231

5287,46

4347,17

 

(a)

Iron & Steel

7,549

15104,57

12337,28

8,945

2563,20

2147,82

 

(b)

Non-Ferrous Metals

1,218

1928,36

1273,33

2,312

504,24

401,22

 

(c)

Other Metal Products

5,262

4658,72

3405,30

14,974

2220,02

1798,13

 

12. Engineering

20,049

30697,25

21027,13

24,458

5061,38

3905,28

 

(a)

Heavy Engineering

3,642

9469,69

6363,69

4,085

903,82

659,17

 

(b)

Light Engineering

5,043

6188,27

4124,03

9,352

1154,37

898,82

 

(c)

Electrical Machinery & Goods

6,803

7748,93

5340,63

7,280

2154,24

1646,84

 

(d)

Electronic Machinery & Goods

4,561

7290,36

5198,79

3,741

848,95

700,45

 

13. Vehicles, Vehicle Parts & Transport Equipments

4,349

10465,71

6810,58

7,335

1305,02

1036,92

 

14. Other Industries

13,552

19896,55

15197,01

47,498

11674,96

8959,07

 

15. Electricity, Gas & Water

932

6687,97

5162,74

1,065

619,60

511,04

 

(a)

Electricity Generation & Transmission

610

6092,42

4771,08

589

452,22

383,31

 

(b)

Non-Conventional Energy

94

201,77

177,37

114

41,92

23,44

 

(c)

Gas, Steam & Water Supply

228

393,79

214,29

362

125,46

104,29

 

16. Construction

2,373

4630,20

3709,46

7,206

1767,21

1379,28

III.

TRANSPORT OPERATORS

3,181

3149,72

2714,90

12,741

1092,22

822,90

IV.

PROFESSIONAL AND OTHER SERVICES

6,565

8517,35

6339,14

30,749

7833,64

5987,88

V.

PERSONAL LOANS

-

-

-

-

-

-

 

1. Loans for Purchase of Consumer Durables

-

-

-

-

-

-

 

2. Loans for Housing

-

-

-

-

-

-

 

3. Rest of the Personal Loans

-

-

-

-

-

-

VI.

TRADE

 

14,180

12756,57

9493,58

2,05,296

29112,33

22986,96

 

1. Wholesale Trade

9,022

9660,26

6918,18

83,949

16237,94

12605,22

 

2. Retail Trade

5,158

3096,31

2575,40

1,21,347

12874,39

10381,74

VII.

FINANCE

5,199

23430,28

15676,38

2,975

1286,43

929,65

VIII.

ALL OTHERS

7,760

12388,67

10019,98

61,835

13377,28

10747,53


TOTAL BANK CREDIT

1,55,122

266284,62

196338,92

5,93,313

111358,38

86874,00

OF WHICH :

1. Artisans & Village Industries

390

55,85

48,88

4,587

324,02

276,76

  

2. Other Small Scale Industries

36,263

17518,98

13396,84

1,30,313

22256,01

17024,93




   

JOINT SECTOR UNDERTAKINGS


INDIVIDUALS - MALE


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

   

Accounts


Limit


Outstanding


Accounts


Limit


Outstanding


   

25

26

27

28

29

30


I.

AGRICULTURE

196

86,48

90,71

1,92,958

6836,44

5798,19

 

1. Direct Finance

141

23,18

25,43

1,85,975

6134,10

5333,76

 

2. Indirect Finance

55

63,29

65,28

6,983

702,34

464,43

II.

INDUSTRY

2,590

4395,63

3578,88

45,789

5007,86

4120,58

 

1. Mining & Quarrying

77

12,64

10,65

1,484

112,70

88,72

 

2. Food Manufacturing & Processing

211

390,43

289,18

5,401

825,36

664,48

 

(a)

Rice Mills, Flour & Dal Mills

47

141,84

66,35

2,673

294,83

231,22

 

(b)

Sugar

22

48,23

50,14

92

22,70

20,44

 

(c)

Edible Oils & Vanaspati

37

54,84

47,19

559

87,78

71,47

 

(d)

Tea Processing

5

8,12

7,98

91

32,23

23,76

 

(e)

Processing of Fruits & Vegetables

4

2,52

2,61

156

18,54

13,55

 

(f)

Others

96

134,88

114,90

1,830

369,28

304,05

 

3. Beverage & Tobacco

14

13,71

14,55

349

41,77

40,19

 

4. Textiles

329

485,95

369,48

4,469

616,90

520,46

 

(a)

Cotton Textiles

112

226,82

172,92

1,502

231,18

209,86

 

(b)

Jute Textiles

2

4,03

4,01

87

13,16

10,65

 

(c)

Handloom Textiles & Khadi

27

3,15

2,56

283

21,90

18,34

 

(d)

Other Textiles

188

251,95

190,00

2,597

350,65

281,61

 

5. Paper, Paper Products & Printing

85

58,17

40,79

1,629

170,69

134,76

 

6. Leather & Leather Products

62

65,30

59,75

573

95,66

100,48

 

7. Rubber & Rubber Products

54

52,81

27,21

696

89,12

69,47

 

8. Chemicals & Chemical Products

454

743,46

502,59

2,437

305,19

268,39

 

(a)

Heavy Industrial Chemicals

28

8,62

4,93

-

-

-

 

(b)

Fertilisers

26

267,37

133,48

-

-

-

 

(c)

Drugs & Pharmaceuticals

110

195,89

136,22

501

83,57

82,44

 

(d)

Non-Edible Oils

7

5,15

4,17

85

12,67

8,41

 

(e)

Other Chemicals & Chemical Products

283

266,43

223,80

1,851

208,95

177,55

 

9. Petroleum, Coal Products & Nuclear Fuels

49

339,96

335,70

396

45,01

34,51

 

10. Manufacture of Cement & Cement Products

53

59,38

48,81

433

49,33

37,80

 

11. Basic Metals & Metal Products

309

1197,33

1055,17

2,426

267,20

258,80

 

(a)

Iron & Steel

121

1032,57

913,38

-

-

-

 

(b)

Non-Ferrous Metals

20

16,94

15,44

-

-

-

 

(c)

Other Metal Products

168

147,83

126,35

2,426

267,20

258,80

 

12. Engineering

254

394,89

337,26

3,080

416,37

311,12

 

(a)

Heavy Engineering

54

162,70

158,78

775

78,94

59,77

 

(b)

Light Engineering

48

32,46

26,65

896

114,28

67,99

 

(c)

Electrical Machinery & Goods

104

136,79

112,24

729

94,29

72,71

 

(d)

Electronic Machinery & Goods

48

62,94

39,60

680

128,87

110,66

 

13. Vehicles, Vehicle Parts & Transport Equipments

76

159,68

129,13

2,631

150,27

110,31

 

14. Other Industries

481

181,33

167,15

15,307

1337,03

1076,64

 

15. Electricity, Gas & Water

28

137,50

93,48

114

6,56

4,65

 

(a)

Electricity Generation & Transmission

23

134,61

91,76

-

-

-

 

(b)

Non-Conventional Energy

2

2,22

1,38

23

1,51

1,14

 

(c)

Gas, Steam & Water Supply

3

68

34

91

5,05

3,51

 

16. Construction

54

103,07

97,97

4,364

478,70

399,80

III.

TRANSPORT OPERATORS

56

4,00

2,93

66,658

2395,47

1738,71

IV.

PROFESSIONAL AND OTHER SERVICES

137

67,81

43,25

35,259

2087,28

1669,89

V.

PERSONAL LOANS

-

-

-

5,97,518

24667,59

21102,60

 

1. Loans for Purchase of Consumer Durables

-

-

-

20,320

675,43

551,82

 

2. Loans for Housing

-

-

-

2,85,560

11449,74

10655,56

 

3. Rest of the Personal Loans

-

-

-

2,91,638

12542,42

9895,22

VI.

TRADE

 

490

233,43

147,95

54,998

5271,17

4469,30

 

1. Wholesale Trade

245

165,25

96,11

14,870

2195,66

1990,48

 

2. Retail Trade

245

68,18

51,84

40,128

3075,51

2478,82

VII.

FINANCE

71

150,83

138,75

1,213

131,18

72,29

VIII.

ALL OTHERS

431

926,23

783,94

20,565

4157,01

3304,94


TOTAL BANK CREDIT

3,971

5864,40

4786,40

10,14,958

50554,00

42276,49

OF WHICH :

1. Artisans & Village Industries

6

55

33

1,768

114,20

100,16

  

2. Other Small Scale Industries

1,323

394,58

305,24

20,607

2012,02

1693,15




   

INDIVIDUALS - FEMALE


TOTAL


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

   

Accounts


Limit


Outstanding


Accounts


Limit


Outstanding


   

31

32

33

34

35

36


I.

AGRICULTURE

13,551

548,80

468,86

2,55,344

22692,11

17579,24

 

1. Direct Finance

12,811

483,32

420,48

2,35,738

11928,67

9891,37

 

2. Indirect Finance

740

65,49

48,38

19,606

10763,45

7687,87

II.

INDUSTRY

3,798

357,50

270,75

4,13,199

308816,02

227522,36

 

1. Mining & Quarrying

193

14,03

13,20

8,090

10069,04

6518,04

 

2. Food Manufacturing & Processing

501

57,90

47,79

40,703

24854,18

18980,35

 

(a)

Rice Mills, Flour & Dal Mills

192

18,33

14,91

18,333

6616,09

4967,07

 

(b)

Sugar

3

66

79

1,253

4675,72

3852,67

 

(c)

Edible Oils & Vanaspati

43

2,53

2,14

4,938

3064,06

2426,92

 

(d)

Tea Processing

6

67

67

1,509

2009,75

1469,01

 

(e)

Processing of Fruits & Vegetables

25

3,01

2,93

1,155

722,40

587,14

 

(f)

Others

232

32,69

26,36

13,515

7766,16

5677,54

 

3. Beverage & Tobacco

26

2,89

2,54

2,892

3074,48

2533,74

 

4. Textiles

493

55,56

36,15

69,541

40621,48

31390,99

 

(a)

Cotton Textiles

183

23,51

16,53

22,516

16574,04

12990,05

 

(b)

Jute Textiles

3

11

13

764

522,13

340,93

 

(c)

Handloom Textiles & Khadi

28

1,12

99

3,414

769,64

761,05

 

(d)

Other Textiles

279

30,83

18,51

42,847

22755,68

17298,96

 

5. Paper, Paper Products & Printing

147

16,10

8,99

18,867

6403,35

5084,40

 

6. Leather & Leather Products

23

3,62

3,17

7,391

3931,90

2892,88

 

7. Rubber & Rubber Products

54

5,67

4,76

7,491

4062,41

2841,03

 

8. Chemicals & Chemical Products

277

25,42

18,39

47,324

40493,29

29266,22

 

(a)

Heavy Industrial Chemicals

-

-

-

4,891

5543,33

4055,21

 

(b)

Fertilisers

-

-

-

1,543

6424,20

4969,30

 

(c)

Drugs & Pharmaceuticals

40

3,25

1,92

9,363

11314,62

7665,83

 

(d)

Non-Edible Oils

10

1,63

1,42

764

544,73

433,12

 

(e)

Other Chemicals & Chemical Products

227

20,54

15,05

30,763

16666,42

12142,76

 

9. Petroleum, Coal Products & Nuclear Fuels

26

1,61

1,48

3,213

18621,02

13170,65

 

10. Manufacture of Cement & Cement Products

54

5,93

3,84

3,920

5974,39

4978,85

 

11. Basic Metals & Metal Products

182

21,73

17,75

43,763

37997,68

27338,41

 

(a)

Iron & Steel

-

-

-

16,999

27235,75

19636,81

 

(b)

Non-Ferrous Metals

-

-

-

3,597

2924,51

1786,38

 

(c)

Other Metal Products

182

21,73

17,75

23,167

7837,42

5915,22

 

12. Engineering

241

19,76

14,27

48,874

41274,49

28679,04

 

(a)

Heavy Engineering

65

4,61

3,67

8,808

12547,28

8460,68

 

(b)

Light Engineering

69

6,88

5,18

15,584

8566,31

5843,20

 

(c)

Electrical Machinery & Goods

52

4,67

2,48

15,196

11188,42

7889,27

 

(d)

Electronic Machinery & Goods

55

3,59

2,93

9,286

8972,49

6485,90

 

13. Vehicles, Vehicle Parts & Transport Equipments

225

12,65

9,02

14,788

12939,30

8782,46

 

14. Other Industries

1,140

88,95

68,57

79,056

34978,68

26687,78

 

15. Electricity, Gas & Water

9

73

72

2,767

15526,21

12002,86

 

(a)

Electricity Generation & Transmission

-

-

-

1,806

14444,85

11288,83

 

(b)

Non-Conventional Energy

-

-

-

238

323,58

229,34

 

(c)

Gas, Steam & Water Supply

9

73

72

723

757,78

484,69

 

16. Construction

207

24,96

20,10

14,519

7994,11

6374,64

III.

TRANSPORT OPERATORS

5,954

230,17

166,43

89,424

9400,98

7410,52

IV.

PROFESSIONAL AND OTHER SERVICES

5,853

300,67

228,49

79,501

20547,16

15950,10

V.

PERSONAL LOANS

72,235

3058,28

2414,72

6,76,751

31834,06

26943,88

 

1. Loans for Purchase of Consumer Durables

2,235

72,65

59,02

22,555

748,08

610,84

 

2. Loans for Housing

33,388

1354,58

1234,23

3,25,946

16912,52

15316,34

 

3. Rest of the Personal Loans

36,612

1631,04

1121,47

3,28,250

14173,46

11016,69

VI.

TRADE

 

3,833

271,54

203,36

2,82,768

93223,28

80578,00

 

1. Wholesale Trade

1,020

70,88

52,24

1,11,522

71292,37

63070,47

 

2. Retail Trade

2,813

200,65

151,11

1,71,246

21930,90

17507,53

VII.

FINANCE

111

14,63

12,15

15,533

37087,39

26424,02

VIII.

ALL OTHERS

2,407

402,78

300,39

95,647

37004,89

29731,49


TOTAL BANK CREDIT

1,07,742

5184,38

4065,16

19,08,167

560605,89

432139,61

OF WHICH :

1. Artisans & Village Industries

198

10,20

7,83

7,130

516,36

444,58

  

2. Other Small Scale Industries

1,524

124,67

93,37

1,91,292

42732,75

32863,89


See Notes on Tables

      

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