Table No.5.3 - Interest Rate Range-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks According to Occupation March 2000 (Part 1 of 2)

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Table No.5.3 - Interest Rate Range-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks According to Occupation March 2000 (Part 1 of 2)

								(Amount in Rupees Lakh)

					LESS THAN 6%			6% AND ABOVE BUT
								LESS THAN 10%

OCCUPATION					No. of	Credit	Amount	No. of	Credit	Amount
					Accounts	Limit	Outstanding	Accounts	Limit	Outstanding

					1	2	3	4	5	6

I.	AGRICULTURE				11	11,94	6,21	279	124,68	105,09
	1. Direct Finance				-	-	-	153	39,64	32,28
	2. Indirect Finance				11	11,94	6,21	126	85,05	72,81
II.	INDUSTRY				14	3,74	2,41	2,420	2718,06	2100,63
	1. Mining & Quarrying				-	-	-	63	66,90	51,69
	2. Food Manufacturing & Processing				-	-	-	157	236,18	126,93
	(a)	Rice Mills, Flour & Dal Mills			-	-	-	21	47,27	24,48
	(b)	Sugar			-	-	-	1	47	27
	(c)	Edible Oils & Vanaspati			-	-	-	40	62,69	29,96
	(d)	Tea Processing			-	-	-	3	57	1,66
	(e)	Processing of Fruits & Vegetables			-	-	-	14	3,22	2,60
	(f)	Others			-	-	-	78	121,96	67,96
	3. Beverage & Tobacco				-	-	-	3	2,61	7,03
	4. Textiles				-	-	-	1,006	714,25	555,13
	(a)	Cotton Textiles			-	-	-	194	211,95	154,19
	(b)	Jute Textiles			-	-	-	2	4,50	3,09
	(c)	Handloom Textiles & Khadi			-	-	-	14	4,66	3,37
	(d)	Other Textiles			-	-	-	796	493,14	394,49
	5. Paper, Paper Products & Printing				-	-	-	20	4,23	1,69
	6. Leather & Leather Products				-	-	-	183	143,81	125,59
	7. Rubber & Rubber Products				-	-	-	20	13,81	8,71
	8. Chemicals & Chemical Products				-	-	-	247	273,19	217,11
	(a)	Heavy Industrial Chemicals			-	-	-	29	45,83	24,42
	(b)	Fertilisers			-	-	-	7	4,35	3,46
	(c)	Drugs & Pharmaceuticals			-	-	-	84	134,66	109,46
	(d)	Non-Edible Oils			-	-	-	2	6,24	5,61
	(e)	Other Chemicals & Chemical Products			-	-	-	125	82,11	74,15
	9. Petroleum, Coal Products & Nuclear Fuels				-	-	-	18	163,06	161,70
	10. Manufacture of Cement & Cement Products				-	-	-	4	11,59	11,72
	11. Basic Metals & Metal Products				-	-	-	225	519,94	388,19
	(a)	Iron & Steel			-	-	-	79	451,51	336,01
	(b)	Non-Ferrous Metals			-	-	-	27	17,04	11,77
	(c)	Other Metal Products			-	-	-	119	51,40	40,40
	12. Engineering				-	-	-	148	184,83	145,57
	(a)	Heavy Engineering			-	-	-	44	80,72	50,45
	(b)	Light Engineering			-	-	-	41	44,89	41,82
	(c)	Electrical Machinery & Goods			-	-	-	33	48,90	45,48
	(d)	Electronic Machinery & Goods			-	-	-	30	10,32	7,82
	13. Vehicles, Vehicle Parts & Transport Equipments				-	-	-	74	55,21	42,65
	14. Other Industries				6	65	18	228	293,64	232,74
	15. Electricity, Gas & Water				1	2	-	5	23,52	12,40
	(a)	Electricity Generation & Transmission			1	2	-	4	23,48	12,37
	(b)	Non-Conventional Energy			-	-	-	-	-	-
	(c)	Gas, Steam & Water Supply			-	-	-	1	4	3
	16. Construction				7	3,07	2,23	19	11,29	11,79
III.	TRANSPORT OPERATORS				4	14	13	41	560,10	336,18
IV.	PROFESSIONAL AND OTHER SERVICES				2	5,00	89	156	65,88	57,21
V.	PERSONAL LOANS				20,808	821,42	744,28	2,241	136,24	120,66
	1. Loans for Purchase of Consumer Durables				-	-	-	-	-	-
	2. Loans for Housing				19,843	793,31	718,94	1,718	122,79	111,61
	3. Rest of the Personal Loans				965	28,11	25,34	523	13,45	9,04
VI.	TRADE				-	-	-	669	417,48	338,43
	1. Wholesale Trade				-	-	-	401	339,75	280,90
	2. Retail Trade				-	-	-	268	77,73	57,53
VII.	FINANCE				21	8,76	7,86	241	138,29	119,99
VIII.	ALL OTHERS				72	51,55	24,32	396	164,14	113,15

TOTAL LOANS AND ADVANCES					20,932	902,56	786,09	6,443	4324,87	3291,32
OF WHICH:				1. Artisans & Village Industries	-	-	-	30	4,13	4,13
				2. Other Small Scale Industries	-	-	-	985	557,74	376,84

								(Amount in Rupees Lakh)

					10% AND ABOVE BUT			12% AND ABOVE BUT
					LESS THAN 12%			LESS THAN 13%

OCCUPATION					No. of	Credit	Amount	No. of	Credit	Amount
					Accounts	Limit	Outstanding	Accounts	Limit	Outstanding

					7	8	9	10	11	12

I.	AGRICULTURE				3,845	1582,60	1267,05	12,111	1844,57	1518,47
	1. Direct Finance				2,747	373,95	293,93	10,721	572,43	504,04
	2. Indirect Finance				1,098	1208,65	973,12	1,390	1272,14	1014,43
II.	INDUSTRY				11,257	18187,75	13645,31	11,471	27006,87	21044,18
	1. Mining & Quarrying				316	263,95	151,02	194	962,26	734,25
	2. Food Manufacturing & Processing				834	1938,57	1409,99	1,882	901,77	707,32
	(a)	Rice Mills, Flour & Dal Mills			202	656,89	530,55	1,387	315,35	277,09
	(b)	Sugar			20	29,62	27,08	78	271,62	213,41
	(c)	Edible Oils & Vanaspati			86	261,90	166,12	81	39,39	26,51
	(d)	Tea Processing			53	189,55	128,89	26	28,68	26,85
	(e)	Processing of Fruits & Vegetables			40	36,85	29,10	20	11,93	1,39
	(f)	Others			433	763,77	528,24	290	234,79	162,06
	3. Beverage & Tobacco				75	303,28	229,52	81	224,53	234,93
	4. Textiles				3,736	4684,23	3536,80	1,489	1409,32	929,78
	(a)	Cotton Textiles			1,051	2022,56	1599,41	457	672,64	517,17
	(b)	Jute Textiles			48	27,10	18,97	22	10,22	9,62
	(c)	Handloom Textiles & Khadi			124	197,07	101,19	110	38,20	27,01
	(d)	Other Textiles			2,513	2437,49	1817,23	900	688,27	375,97
	5. Paper, Paper Products & Printing				133	113,07	81,29	361	286,32	175,40
	6. Leather & Leather Products				609	470,59	401,09	219	76,47	58,96
	7. Rubber & Rubber Products				148	234,53	168,93	123	359,48	175,13
	8. Chemicals & Chemical Products				1,136	2026,42	1535,01	1,620	2901,89	2127,67
	(a)	Heavy Industrial Chemicals			175	422,20	347,86	81	155,19	132,22
	(b)	Fertilisers			26	111,72	109,06	82	1424,99	1076,34
	(c)	Drugs & Pharmaceuticals			331	684,41	480,12	276	586,51	389,63
	(d)	Non-Edible Oils			12	141,96	121,79	22	10,31	5,60
	(e)	Other Chemicals & Chemical Products			592	666,12	476,18	1,159	724,89	523,89
	9. Petroleum, Coal Products & Nuclear Fuels				104	1308,52	962,62	142	6363,71	5569,53
	10. Manufacture of Cement & Cement Products				51	93,93	86,75	184	731,00	463,72
	11. Basic Metals & Metal Products				856	1469,99	1124,50	961	2829,03	2309,85
	(a)	Iron & Steel			261	933,84	735,09	334	2432,45	2016,92
	(b)	Non-Ferrous Metals			112	197,15	133,40	62	112,19	78,19
	(c)	Other Metal Products			483	339,00	256,01	565	284,40	214,74
	12. Engineering				829	1467,31	879,30	1,230	3022,59	2122,16
	(a)	Heavy Engineering			186	511,00	260,93	315	1878,09	1269,31
	(b)	Light Engineering			226	263,49	183,67	432	474,96	351,34
	(c)	Electrical Machinery & Goods			201	375,46	260,83	271	390,74	281,93
	(d)	Electronic Machinery & Goods			216	317,37	173,87	212	278,81	219,58
	13. Vehicles, Vehicle Parts & Transport Equipments				272	758,44	519,69	296	1450,33	1130,09
	14. Other Industries				1,788	2489,88	2086,67	2,066	1819,34	1407,85
	15. Electricity, Gas & Water				59	198,13	133,71	125	3308,86	2610,96
	(a)	Electricity Generation & Transmission			38	192,86	129,89	91	3305,82	2608,25
	(b)	Non-Conventional Energy			3	21	17	13	67	75
	(c)	Gas, Steam & Water Supply			18	5,06	3,65	21	2,37	1,96
	16. Construction				311	366,91	338,43	498	359,94	286,58
III.	TRANSPORT OPERATORS				729	47,31	32,29	3,219	511,84	376,50
IV.	PROFESSIONAL AND OTHER SERVICES				1,167	333,32	296,40	2,377	1011,25	800,07
V.	PERSONAL LOANS				95,054	3696,38	3443,50	34,657	1846,03	1527,41
	1. Loans for Purchase of Consumer Durables				384	12,86	11,82	414	14,51	11,35
	2. Loans for Housing				83,232	3240,66	3052,81	17,117	1013,67	848,57
	3. Rest of the Personal Loans				11,438	442,85	378,87	17,126	817,85	667,50
VI.	TRADE				4,869	3446,90	2699,11	8,992	22125,06	20359,46
	1. Wholesale Trade				2,999	2656,18	2080,67	2,463	21125,71	19558,56
	2. Retail Trade				1,870	790,72	618,43	6,529	999,35	800,91
VII.	FINANCE				625	3351,17	3050,81	1,307	5247,43	4473,76
VIII.	ALL OTHERS				2,144	1230,89	1017,38	4,515	2815,83	2581,53

TOTAL LOANS AND ADVANCES					1,19,690	31876,32	25451,84	78,649	62408,88	52681,37
OF WHICH:			1. Artisans & Village Industries		138	13,18	9,69	1,451	104,32	90,10
			2. Other Small Scale Industries		4,033	2654,59	2082,42	3,984	1002,30	755,91

								(Amount in Rupees Lakh)

					13% AND ABOVE BUT			14% AND ABOVE BUT
					LESS THAN 14%			LESS THAN 15%

OCCUPATION					No. of	Credit	Amount	No. of	Credit	Amount
					Accounts	Limit	Outstanding	Accounts	Limit	Outstanding

					13	14	15	16	17	18

I.	AGRICULTURE				35,142	2047,11	1636,04	46,785	3165,90	2601,07
	1. Direct Finance				32,808	1124,40	893,71	43,215	1663,68	1546,04
	2. Indirect Finance				2,334	922,71	742,33	3,570	1502,23	1055,03
II.	INDUSTRY				41,423	22411,20	18080,28	40,750	28104,55	22710,16
	1. Mining & Quarrying				548	1272,26	1167,12	746	816,79	700,74
	2. Food Manufacturing & Processing				4,975	2267,53	1849,21	5,939	2637,10	2095,93
	(a)	Rice Mills, Flour & Dal Mills			2,750	903,02	792,18	3,272	774,38	561,34
	(b)	Sugar			123	227,01	187,23	415	658,96	568,33
	(c)	Edible Oils & Vanaspati			611	155,74	113,69	640	310,51	284,65
	(d)	Tea Processing			99	117,24	69,34	153	282,79	219,64
	(e)	Processing of Fruits & Vegetables			47	10,96	9,60	93	51,39	56,47
	(f)	Others			1,345	853,57	677,17	1,366	559,08	405,50
	3. Beverage & Tobacco				206	204,73	163,69	292	385,52	275,95
	4. Textiles				6,136	2368,61	1810,15	5,923	3129,18	2651,55
	(a)	Cotton Textiles			1,627	902,54	613,53	1,868	1363,25	1123,15
	(b)	Jute Textiles			58	27,27	15,95	80	19,88	16,94
	(c)	Handloom Textiles & Khadi			668	56,47	48,21	484	54,42	47,49
	(d)	Other Textiles			3,783	1382,33	1132,47	3,491	1691,63	1463,97
	5. Paper, Paper Products & Printing				1,728	427,40	350,45	1,752	682,90	542,41
	6. Leather & Leather Products				642	199,53	168,74	494	207,31	134,64
	7. Rubber & Rubber Products				813	339,90	312,21	693	557,88	426,18
	8. Chemicals & Chemical Products				4,899	3193,73	2536,03	4,892	4357,09	3403,27
	(a)	Heavy Industrial Chemicals			333	409,93	305,28	416	745,31	520,26
	(b)	Fertilisers			172	1118,36	1050,64	178	1037,89	942,57
	(c)	Drugs & Pharmaceuticals			697	528,34	331,74	894	845,51	623,10
	(d)	Non-Edible Oils			82	19,56	10,85	84	61,28	49,73
	(e)	Other Chemicals & Chemical Products			3,615	1117,54	837,53	3,320	1667,10	1267,62
	9. Petroleum, Coal Products & Nuclear Fuels				671	1170,43	1029,84	314	1719,44	1502,16
	10. Manufacture of Cement & Cement Products				455	452,88	377,07	424	871,63	753,86
	11. Basic Metals & Metal Products				4,983	2328,49	1879,59	4,348	2916,58	2336,26
	(a)	Iron & Steel			996	1359,56	1126,05	1,444	2075,28	1640,65
	(b)	Non-Ferrous Metals			315	90,40	59,49	305	197,35	175,60
	(c)	Other Metal Products			3,672	878,53	694,05	2,599	643,95	520,01
	12. Engineering				4,176	2609,87	1977,94	4,580	3832,87	2898,98
	(a)	Heavy Engineering			803	828,62	602,86	956	753,76	574,51
	(b)	Light Engineering			1,177	541,59	412,05	1,296	894,28	686,00
	(c)	Electrical Machinery & Goods			1,525	767,75	571,96	1,505	1068,41	843,63
	(d)	Electronic Machinery & Goods			671	471,90	391,07	823	1116,44	794,85
	13. Vehicles, Vehicle Parts & Transport Equipments				1,642	1086,02	755,20	1,566	1699,81	1405,26
	14. Other Industries				8,597	2526,79	2153,48	7,344	2293,78	1994,43
	15. Electricity, Gas & Water				228	1341,48	1057,61	410	1328,09	992,84
	(a)	Electricity Generation & Transmission			176	1288,03	1044,28	304	1213,13	933,65
	(b)	Non-Conventional Energy			13	50,74	10,71	22	2,20	2,70
	(c)	Gas, Steam & Water Supply			39	2,71	2,62	84	112,77	56,49
	16. Construction				724	621,55	491,94	1,033	668,59	595,68
III.	TRANSPORT OPERATORS				7,687	1493,47	1383,61	13,874	752,93	596,24
IV.	PROFESSIONAL AND OTHER SERVICES				5,127	1584,81	1179,58	7,210	1758,24	1410,86
V.	PERSONAL LOANS				64,659	3023,36	2602,90	40,211	2123,07	1758,31
	1. Loans for Purchase of Consumer Durables				774	25,78	22,16	1,119	38,75	32,10
	2. Loans for Housing				41,699	1949,60	1687,97	16,900	1074,87	909,31
	3. Rest of the Personal Loans				22,186	1047,98	892,77	22,192	1009,45	816,90
VI.	TRADE				17,901	4437,68	3782,77	31,094	4064,38	3302,70
	1. Wholesale Trade				6,393	3241,28	2872,19	11,145	2086,55	1696,90
	2. Retail Trade				11,508	1196,39	910,57	19,949	1977,84	1605,80
VII.	FINANCE				1,177	3545,48	2638,87	1,179	2911,19	2015,37
VIII.	ALL OTHERS				6,330	1896,88	1585,79	9,023	2924,61	2363,31

TOTAL LOANS AND ADVANCES					1,79,446	40439,97	32889,84	1,90,126	45804,87	36758,01
OF WHICH:			1. Artisans & Village Industries		1,403	88,03	62,18	970	51,67	49,00
			2. Other Small Scale Industries		27,512	2991,98	2559,64	20,280	3651,02	2880,46

								(Amount in Rupees Lakh)

					15% AND ABOVE BUT			16% AND ABOVE BUT
					LESS THAN 16%			LESS THAN 17%

OCCUPATION					No. of	Credit	Amount	No. of	Credit	Amount
					Accounts	Limit	Outstanding	Accounts	Limit	Outstanding

					19	20	21	22	23	24

I.	AGRICULTURE				42,879	3517,04	2950,45	35,350	2944,07	2437,16
	1. Direct Finance				39,234	2022,03	1767,18	31,687	1855,54	1613,98
	2. Indirect Finance				3,645	1495,01	1183,27	3,663	1088,53	823,17
II.	INDUSTRY				68,191	46667,75	37292,67	93,563	39429,73	31047,76
	1. Mining & Quarrying				1,089	849,85	615,97	1,714	717,23	400,28
	2. Food Manufacturing & Processing				8,683	4687,36	3598,93	9,534	3916,60	3164,13
	(a)	Rice Mills, Flour & Dal Mills			4,702	1310,24	996,59	4,350	892,17	683,30
	(b)	Sugar			497	1473,89	1155,99	336	1032,75	914,29
	(c)	Edible Oils & Vanaspati			906	580,86	469,63	1,080	493,63	407,44
	(d)	Tea Processing			319	419,00	318,38	342	271,46	187,50
	(e)	Processing of Fruits & Vegetables			174	52,17	50,64	325	81,41	67,99
	(f)	Others			2,085	851,21	607,70	3,101	1145,19	903,61
	3. Beverage & Tobacco				483	475,55	365,10	765	531,70	427,95
	4. Textiles				9,649	5332,95	4339,61	15,637	5786,76	4910,57
	(a)	Cotton Textiles			3,201	2098,37	1799,06	5,097	2696,25	2163,66
	(b)	Jute Textiles			105	53,23	32,36	165	120,96	82,24
	(c)	Handloom Textiles & Khadi			591	110,85	88,66	802	111,25	91,26
	(d)	Other Textiles			5,752	3070,51	2419,53	9,573	2858,30	2573,41
	5. Paper, Paper Products & Printing				3,194	1390,09	1143,75	4,858	1249,10	1038,14
	6. Leather & Leather Products				869	387,54	333,64	1,155	363,06	318,50
	7. Rubber & Rubber Products				1,306	588,25	481,57	1,606	536,09	382,69
	8. Chemicals & Chemical Products				7,962	6480,01	4853,02	11,690	5916,31	4512,95
	(a)	Heavy Industrial Chemicals			767	979,94	807,47	1,105	932,77	752,20
	(b)	Fertilisers			242	846,50	777,22	320	606,89	462,24
	(c)	Drugs & Pharmaceuticals			1,448	2153,08	1303,45	2,144	1416,63	1035,46
	(d)	Non-Edible Oils			105	47,25	35,54	164	60,67	62,02
	(e)	Other Chemicals & Chemical Products			5,400	2453,24	1929,33	7,957	2899,37	2201,04
	9. Petroleum, Coal Products & Nuclear Fuels				705	3921,03	3544,84	824	868,90	564,28
	10. Manufacture of Cement & Cement Products				648	894,15	775,60	965	916,29	839,78
	11. Basic Metals & Metal Products				7,927	6614,65	5541,40	9,846	4135,81	3549,48
	(a)	Iron & Steel			3,208	5055,97	4236,53	4,001	2613,37	2403,55
	(b)	Non-Ferrous Metals			577	337,06	275,72	753	295,32	205,03
	(c)	Other Metal Products			4,142	1221,62	1029,15	5,092	1227,12	940,89
	12. Engineering				7,732	6120,61	4749,23	11,086	6079,42	4604,73
	(a)	Heavy Engineering			1,356	1118,58	838,28	1,913	1499,04	1116,48
	(b)	Light Engineering			2,599	1376,37	1117,75	3,954	1734,81	1267,68
	(c)	Electrical Machinery & Goods			2,323	2198,24	1589,56	3,114	1383,76	1069,85
	(d)	Electronic Machinery & Goods			1,454	1427,42	1203,63	2,105	1461,81	1150,72
	13. Vehicles, Vehicle Parts & Transport Equipments				2,513	2085,88	1450,47	3,118	1520,55	1002,79
	14. Other Industries				13,061	4551,36	3636,57	16,965	3991,81	2982,50
	15. Electricity, Gas & Water				522	1361,02	1213,95	638	1670,05	1300,34
	(a)	Electricity Generation & Transmission			319	1251,99	1113,30	380	1518,66	1148,26
	(b)	Non-Conventional Energy			60	9,54	8,80	70	29,80	26,81
	(c)	Gas, Steam & Water Supply			143	99,49	91,86	188	121,58	125,27
	16. Construction				1,848	927,42	649,04	3,162	1230,02	1048,64
III.	TRANSPORT OPERATORS				18,427	1107,29	827,69	18,383	1285,74	946,71
IV.	PROFESSIONAL AND OTHER SERVICES				11,078	2400,59	1749,73	13,705	2752,04	2033,10
V.	PERSONAL LOANS				67,279	3426,57	2630,20	42,341	2439,07	2051,12
	1. Loans for Purchase of Consumer Durables				5,267	169,11	139,18	4,115	135,80	110,50
	2. Loans for Housing				11,498	720,33	621,44	8,834	817,87	732,72
	3. Rest of the Personal Loans				50,514	2537,13	1869,58	29,392	1485,40	1207,90
VI.	TRADE				38,889	6251,19	4867,99	64,078	12045,63	10572,58
	1. Wholesale Trade				14,521	3042,42	2230,92	25,445	8014,81	7250,42
	2. Retail Trade				24,368	3208,76	2637,07	38,633	4030,82	3322,16
VII.	FINANCE				1,832	5418,87	3329,16	2,166	3447,38	2122,88
VIII.	ALL OTHERS				12,746	4367,60	3531,28	15,592	4103,40	3392,01

TOTAL LOANS AND ADVANCES					2,61,321	73156,89	57179,18	2,85,178	68447,04	54603,32
OF WHICH:			1. Artisans & Village Industries		1,677	142,82	125,18	1,740	139,13	113,42
			2. Other Small Scale Industries		33,050	6993,92	5672,64	42,237	7615,08	6243,37