Table No.5.4 - Size of Credit Limit-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1997 (Part 2 of 2)

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Table No.5.4 - Size of Credit Limit-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1997 (Part 2 of 2)

											(Amount in Rupees Lakh)
					ABOVE Rs. 10 LAKH AND			ABOVE Rs.25 LAKH AND			ABOVE Rs. 50 LAKH AND
					UPTO Rs.25 LAKH			UPTO Rs. 5O LAKH			UPTO Rs. 1 CRORE
					No. of	Credit	Amount	No. of	Credit	Amount	No. of	Credit	Amount
		OCCUPATION			Accounts	Limit	Out-	Accounts	Limit	Out-	Accounts	Limit	Out-
							standing			standing			standing
					19	20	21	22	23	24	25	26	27
I.	AGRICULTURE				10,209	1559,29	893,44	3,227	1166,18	911,77	1,438	1010,93	868,68
	1.	Direct Finance			3,335	532,29	435,39	1,230	447,32	404,67	617	452,79	441,39
	2.	Indirect Finance			6,874	1027,00	458,05	1,997	718,86	507,10	821	558,14	427,29
II.	INDUSTRY				49,923	8549,18	7170,65	26,502	9959,73	7936,20	17,866	13486,50	10730,31
	1.	Mining & Quarrying			731	126,98	104,34	368	137,79	113,35	213	161,68	138,83
	2.	Food Manufacturing and Processing			5,230	904,76	704,82	2,493	934,24	715,61	1,607	1209,82	939,12
		(a)	Rice Mills, Flour and Dal Mills		2,766	477,83	354,41	1,043	387,63	282,45	394	288,12	211,52
		(b)	Sugar		123	21,68	16,04	97	37,77	29,18	104	83,15	72,09
		(c)	Edible Oils and Vanaspati		635	110,46	87,12	364	140,13	101,47	299	222,22	184,77
		(d)	Tea Processing		217	39,27	33,85	172	63,87	57,51	249	186,18	141,95
		(e)	Processing of Fruits & Vegetables		127	22,56	19,39	78	29,90	22,12	44	33,07	25,03
		(f)	Others		1,362	232,97	194,01	739	274,93	222,87	517	397,07	303,76
	3.	Beverage and Tobacco			432	78,36	63,33	314	121,57	103,16	219	168,97	140,78
	4.	Textiles			9,747	1686,17	1432,07	5,531	2103,08	1636,61	3,724	2850,32	2159,65
		(a)	Cotton Textiles		3,011	523,77	458,03	1,744	667,02	532,25	1,321	1008,91	805,97
		(b)	Jute Textiles		121	20,86	19,27	79	30,48	28,56	53	39,33	31,01
		(c)	Handloom Textiles & Khadi		295	51,14	42,76	126	49,19	37,32	92	70,83	57,59
		(d)	Other Textiles		6,320	1090,40	912,02	3,582	1356,38	1038,48	2,258	1731,25	1265,09
	5.	Paper, Paper Products and Printing			2,339	392,38	342,79	972	362,23	300,03	634	473,73	361,72
	6.	Leather and Leather Products			1,250	219,32	180,90	751	284,91	221,75	511	379,97	286,84
	7.	Rubber and Rubber Products			862	146,32	131,12	479	179,65	153,63	320	238,16	200,15
	8.	Chemicals and Chemical Products			6,700	1133,54	938,02	3,523	1329,99	1038,67	2,697	2043,73	1599,26
		(a)	Heavy Industrial Chemicals		912	155,46	124,43	576	218,66	167,89	466	355,14	259,19
		(b)	Fertilizers		189	33,28	26,71	151	58,84	50,22	154	121,20	104,33
		(c)	Drugs and Pharmaceuticals		1,524	263,90	221,70	892	337,33	275,56	781	588,48	477,00
		(d)	Non-Edible Oils		137	23,17	20,74	83	32,99	27,20	64	46,07	40,81
		(e)	Other Chemicals & Chemical Products		3,938	657,74	544,44	1,821	682,18	517,80	1,232	932,84	717,93
	9.	Petroleum, Coal Products & Nuclear Fuels			418	74,95	67,59	192	73,98	66,02	165	120,20	89,57
	10.	Manufacture of Cement & Cement Products			500	87,03	76,67	323	121,08	97,52	278	215,27	173,62
	11.	Basic Metals & Metal Products			5,763	986,18	837,85	3,078	1149,40	946,47	2,060	1535,45	1269,95
		(a)	Iron and Steel		2,786	483,97	427,12	1,648	616,47	535,71	1,212	905,11	786,08
		(b)	Non-Ferrous Metals		505	87,16	67,78	278	106,59	83,59	172	133,94	105,27
		(c)	Other Metal Products		2,472	415,05	342,95	1,152	426,34	327,17	676	496,40	378,61
	12.	Engineering			6,497	1109,49	927,85	3,635	1360,04	1094,94	2,496	1894,79	1542,73
		(a)	Heavy Engineering		1,299	225,34	185,80	861	324,66	267,61	638	485,04	378,80
		(b)	Light Engineering		2,147	362,27	300,95	991	368,39	283,93	652	496,00	395,64
		(c)	Electrical Machinery & Goods		1,792	306,32	262,06	998	371,45	303,91	604	458,54	387,40
		(d)	Electronic Machinery & Goods		1,259	215,56	179,03	785	295,54	239,49	602	455,21	380,89
	13.	Vehicles, Vehicle Parts & Transport
		Equipments			1,455	249,07	194,96	858	320,42	250,87	602	456,86	358,90
	14.	Other Industries			5,880	992,75	858,12	2,907	1082,47	881,56	1,714	1277,84	1066,38
	15.	Electricity, Gas & Water			462	79,98	62,21	336	122,52	81,11	175	124,82	95,24
		(a)	Electricity Generation & Transmission		342	59,27	43,86	296	107,03	67,90	120	86,91	62,80
		(b)	Non-Conventional Energy		29	4,90	3,95	5	1,99	1,43	19	13,75	13,11
		(c)	Gas, Steam & Water Supply		91	15,81	14,41	35	13,50	11,78	36	24,15	19,33
	16.	Construction			1,657	281,91	248,01	742	276,36	234,91	451	334,90	307,57
III.	TRANSPORT OPERATORS				1,577	248,68	191,08	416	151,93	114,59	170	126,02	90,55
IV.	PROFESSIONALANDOTHERSERVICES				4,080	666,57	563,00	1,496	549,97	419,53	1,177	867,93	715,46
V.	PERSONAL LOANS				6,801	1089,84	818,18	5,035	1947,02	1659,93	231	173,39	141,06
	1.	Loans for Purchase of Consumer Durables			3	42	47	-	-	-	-	-	-
	2.	Loans for Housing			2,106	346,54	238,62	406	146,08	114,15	201	154,08	122,55
	3.	Rest of the Personal Loans			4,692	742,88	579,09	4,629	1800,93	1545,78	30	19,31	18,51
VI.	TRADE				16,042	2677,36	2130,68	6,024	2243,55	1700,78	3,355	2516,12	1848,88
	1.	Wholesale Trade			9,593	1629,00	1289,13	4,029	1517,12	1124,39	2,086	1578,10	1130,71
	2.	Retail Trade			6,449	1048,36	841,55	1,995	726,42	576,39	1,269	938,02	718,18
VII.	FINANCE				1,551	278,92	213,83	1,188	468,94	368,05	949	750,31	609,56
VIII.	ALL OTHERS				10,184	1647,33	1220,47	3,998	1448,11	1084,34	2,193	1621,27	1311,18
TOTAL BANK CREDIT					1,00,367	16717,17	13201,33	47,886	17935,43	14195,18	27,379	20552,47	16315,66
OF WHICH :				1. Artisans & Village Industries	547	91,79	71,70	211	77,69	57,42	12	9,86	9,52
				2. Other Small Scale Industries	27,121	4592,18	3843,50	11,157	4114,30	3209,28	4,908	3641,54	2680,90

											(Amount in Rupees Lakh)
					ABOVE Rs. 1 CRORE AND			ABOVE Rs. 4 CRORE AND			ABOVE Rs. 6 CRORE AND
					UPTO Rs. 4 CRORE			UPTO Rs. 6 CRORE			UPTO Rs. 10 CRORE
					No. of	Credit	Amount	No. of	Credit	Amount	No. of	Credit	Amount
		OCCUPATION			Accounts	Limit	Out-	Accounts	Limit	Out-	Accounts	Limit	Out-
							standing			standing			standing
					28	29	30	31	32	33	34	35	36
I.	AGRICULTURE				943	1848,07	1510,18	125	612,22	491,07	56	442,42	308,44
	1.	Direct Finance			439	854,41	694,39	40	194,77	157,61	17	133,50	91,62
	2.	Indirect Finance			504	993,65	815,79	85	417,45	333,45	39	308,92	216,82
II.	INDUSTRY				20,533	42090,90	33100,23	3,213	15973,92	12190,62	2,373	18870,70	13867,61
	1.	Mining & Quarrying			290	606,11	469,97	47	233,03	184,33	45	369,54	273,75
	2.	Food Manufacturing and Processing			1,766	3650,56	2810,32	308	1524,57	1128,45	231	1830,45	1233,56
		(a)	Rice Mills, Flour and Dal Mills		176	361,34	266,53	22	109,83	89,24	22	168,61	104,58
		(b)	Sugar		257	554,62	456,56	65	324,37	260,65	58	467,66	352,07
		(c)	Edible Oils and Vanaspati		418	898,84	722,50	65	318,34	218,47	57	449,66	289,26
		(d)	Tea Processing		258	510,23	370,94	44	216,96	148,62	21	164,59	120,46
		(e)	Processing of Fruits & Vegetables		88	178,74	125,77	10	47,20	31,64	1	6,30	5,31
		(f)	Others		569	1146,79	868,02	102	507,88	379,83	72	573,62	361,88
	3.	Beverage and Tobacco			310	649,34	528,54	51	254,66	200,77	44	363,09	258,31
	4.	Textiles			4,057	8301,89	6386,75	550	2733,18	2014,03	360	2809,49	1989,29
		(a)	Cotton Textiles		1,617	3358,62	2661,40	251	1243,39	895,03	166	1279,18	874,83
		(b)	Jute Textiles		88	177,22	129,73	20	98,36	62,92	17	125,49	97,63
		(c)	Handloom Textiles & Khadi		68	142,91	117,15	1	4,50	11,06	7	55,27	39,27
		(d)	Other Textiles		2,284	4623,15	3478,47	278	1386,93	1045,02	170	1349,55	977,56
	5.	Paper, Paper Products and Printing			590	1184,54	987,92	73	361,63	278,87	53	429,30	317,83
	6.	Leather and Leather Products			420	870,72	672,17	55	281,46	208,07	30	237,81	208,03
	7.	Rubber and Rubber Products			365	732,53	612,89	52	261,57	220,45	41	334,77	242,14
	8.	Chemicals and Chemical Products			3,351	6932,50	5240,53	542	2699,02	2047,99	382	3027,62	2249,60
		(a)	Heavy Industrial Chemicals		640	1360,05	964,86	97	482,97	347,36	73	575,59	368,66
		(b)	Fertilizers		287	611,81	482,16	72	363,01	238,83	45	358,22	270,58
		(c)	Drugs and Pharmaceuticals		1,083	2271,58	1745,46	185	920,05	734,28	131	1053,48	819,73
		(d)	Non-Edible Oils		48	95,75	81,85	7	34,55	25,26	4	30,75	19,79
		(e)	Other Chemicals & Chemical Products		1,293	2593,31	1966,20	181	898,43	702,26	129	1009,59	770,83
	9.	Petroleum, Coal Products & Nuclear Fuels			266	570,44	446,59	30	150,52	126,76	40	328,63	196,04
	10.	Manufacture of Cement & Cement Products			310	634,50	551,89	51	257,53	192,49	42	339,08	245,52
	11.	Basic Metals & Metal Products			2,131	4263,94	3581,33	349	1741,18	1486,01	253	2042,37	1549,17
		(a)	Iron and Steel		1,370	2769,39	2386,11	254	1262,17	1108,28	182	1488,72	1193,13
		(b)	Non-Ferrous Metals		195	405,04	323,03	26	130,71	111,40	26	196,11	156,36
		(c)	Other Metal Products		566	1089,51	872,19	69	348,31	266,34	45	357,54	199,68
	12.	Engineering			3,433	7029,32	5536,28	545	2701,45	1951,86	426	3363,72	2506,41
		(a)	Heavy Engineering		906	1863,18	1419,05	158	784,31	534,26	127	1001,74	666,65
		(b)	Light Engineering		794	1595,91	1240,95	117	585,61	429,08	93	730,37	527,81
		(c)	Electrical Machinery & Goods		847	1740,97	1331,84	129	639,38	463,86	93	746,82	544,08
		(d)	Electronic Machinery & Goods		886	1829,26	1544,44	141	692,15	524,66	113	884,79	767,87
	13.	Vehicles, Vehicle Parts & Transport
		Equipments			749	1537,87	1164,25	132	648,40	476,90	87	695,39	517,57
	14.	Other Industries			1,815	3723,08	3000,05	289	1433,54	1137,26	229	1804,45	1348,43
	15.	Electricity, Gas & Water			236	511,91	343,52	57	281,73	195,71	56	463,61	366,70
		(a)	Electricity Generation & Transmission		201	448,69	298,78	48	235,12	159,18	52	430,67	335,24
		(b)	Non-Conventional Energy		18	35,53	32,33	4	22,18	19,87	2	13,00	13,82
		(c)	Gas, Steam & Water Supply		17	27,68	12,41	5	24,44	16,65	2	19,94	17,63
	16.	Construction			444	891,67	767,24	82	410,44	340,67	54	431,39	365,27
III.	TRANSPORT OPERATORS				147	265,49	201,53	23	118,84	106,05	9	77,74	62,35
IV.	PROFESSIONALANDOTHERSERVICES				818	1647,67	1362,03	147	743,45	583,26	94	753,67	700,36
V.	PERSONAL LOANS				183	375,03	319,33	40	196,74	149,56	27	211,36	174,73
	1.	Loans for Purchase of Consumer Durables			-	-	-	-	-	-	-	-	-
	2.	Loans for Housing			173	355,92	300,18	40	196,74	149,56	27	211,36	174,73
	3.	Rest of the Personal Loans			10	19,11	19,15	-	-	-	-	-	-
VI.	TRADE				2,667	5396,01	3956,55	434	2178,65	1538,62	321	2539,02	1774,61
	1.	Wholesale Trade			1,821	3707,03	2623,77	323	1634,19	1118,29	239	1893,44	1323,86
	2.	Retail Trade			846	1688,97	1332,78	111	544,46	420,33	82	645,58	450,75
VII.	FINANCE				1,428	3112,79	2522,80	299	1499,45	1169,07	261	2168,63	1732,25
VIII.	ALL OTHERS				2,094	4332,56	3589,24	316	1573,88	1241,41	256	2050,95	1625,54
TOTAL BANK CREDIT					28,813	59068,50	46561,90	4,597	22897,15	17469,65	3,397	27114,49	20245,90
OF WHICH :				1. Artisans & Village Industries	2	2,14	1,88	-	-	-	-	-	-
				2. Other Small Scale Industries	3,624	7097,80	5117,95	372	1864,52	1322,79	273	2178,85	1402,14

									(Amount in Rupees Lakh)
					ABOVE Rs. 10 CRORE			TOTAL
					No. of	Credit	Amount	No. of	Credit	Amount
		OCCUPATION			Accounts	Limit	Out-	Accounts	Limit	Out-
							standing			standing
					37	38	39	40	41	42
I.	AGRICULTURE				60	1576,95	1200,96	225,24,364	36980,55	31634,15
	1.	Direct Finance			10	285,65	188,48	222,24,763	30946,21	27217,36
	2.	Indirect Finance			50	1291,29	1012,48	2,99,601	6034,34	4416,80
II.	INDUSTRY				2,056	52501,10	39854,04	44,27,994	178266,83	140313,60
	1.	Mining & Quarrying			47	3607,86	2282,48	17,631	5483,42	3787,07
	2.	Food Manufacturing and Processing			175	3802,20	2806,85	1,27,220	15190,12	11524,91
		(a)	Rice Mills, Flour and Dal Mills		15	306,22	271,06	38,284	2702,66	2103,62
		(b)	Sugar		69	1258,15	1071,33	1,579	2768,04	2276,47
		(c)	Edible Oils and Vanaspati		31	674,65	394,51	16,812	3019,00	2178,91
		(d)	Tea Processing		20	562,80	278,67	1,605	1764,32	1170,46
		(e)	Processing of Fruits & Vegetables		1	13,85	13,85	2,324	362,61	270,54
		(f)	Others		39	986,53	777,43	66,616	4573,49	3524,90
	3.	Beverage and Tobacco			34	538,27	331,62	6,084	2262,24	1709,81
	4.	Textiles			283	6319,49	4635,28	1,42,787	29068,36	22338,75
		(a)	Cotton Textiles		133	3077,70	2386,75	36,960	11831,74	9234,85
		(b)	Jute Textiles		3	44,73	34,12	1,759	559,95	426,74
		(c)	Handloom Textiles & Khadi		-	-	-	11,502	512,09	425,86
		(d)	Other Textiles		147	3197,06	2214,42	92,566	16164,58	12251,29
	5.	Paper, Paper Products and Printing			33	717,83	551,24	43,648	4650,91	3793,85
	6.	Leather and Leather Products			16	234,88	201,77	15,882	2738,56	2202,70
	7.	Rubber and Rubber Products			32	671,68	535,58	13,063	2811,05	2325,19
	8.	Chemicals and Chemical Products			295	6777,44	5079,01	76,599	25391,33	19521,58
		(a)	Heavy Industrial Chemicals		64	1455,61	1024,98	8,092	4764,46	3413,94
		(b)	Fertilizers		64	1762,06	1249,04	2,197	3338,86	2452,25
		(c)	Drugs and Pharmaceuticals		79	1616,32	1300,05	15,028	7317,25	5836,61
		(d)	Non-Edible Oils		3	41,81	47,97	1,749	339,25	294,99
		(e)	Other Chemicals & Chemical Products		85	1901,64	1456,98	49,533	9631,51	7523,79
	9.	Petroleum, Coal Products & Nuclear Fuels			46	2211,74	1960,76	5,785	3629,34	3042,47
	10.	Manufacture of Cement & Cement Products			42	1050,12	873,99	9,541	2836,83	2331,07
	11.	Basic Metals & Metal Products			272	8080,23	6239,40	86,975	21294,90	17303,52
		(a)	Iron and Steel		222	7017,04	5446,39	28,676	15075,81	12388,83
		(b)	Non-Ferrous Metals		21	401,15	299,64	6,159	1570,15	1250,82
		(c)	Other Metal Products		29	662,04	493,37	52,140	4648,94	3663,87
	12.	Engineering			368	8239,64	6412,84	1,02,645	27446,94	21559,15
		(a)	Heavy Engineering		120	2675,03	2069,30	14,659	7618,37	5757,90
		(b)	Light Engineering		72	1748,88	1281,44	42,200	6607,72	5108,94
		(c)	Electrical Machinery & Goods		100	2266,07	1719,92	26,592	6998,66	5440,28
		(d)	Electronic Machinery & Goods		76	1549,66	1342,18	19,194	6222,19	5252,03
	13.	Vehicles, Vehicle Parts & Transport Equipments			93	2535,78	1973,04	33,009	6945,62	5372,62
	14.	Other Industries			174	3453,01	2630,68	37,11,536	19428,30	16187,34
	15.	Electricity, Gas & Water			84	2919,89	2178,44	11,393	4652,05	3452,86
		(a)	Electricity Generation & Transmission		80	2846,76	2128,28	9,809	4338,25	3204,04
		(b)	Non-Conventional Energy		3	56,96	33,99	503	155,69	125,27
		(c)	Gas, Steam & Water Supply		1	16,17	16,17	1,081	158,10	123,55
	16.	Construction			62	1341,05	1161,06	24,196	4436,86	3860,73
III.	TRANSPORT OPERATORS				10	284,17	252,34	11,22,131	6302,64	5202,06
IV.	PROFESSIONALANDOTHERSERVICES				53	1500,39	986,56	21,77,329	10854,51	8941,84
V.	PERSONAL LOANS				18	392,55	349,75	114,32,406	33121,63	28201,32
	1.	Loans for Purchase of Consumer Durables			-	-	-	7,68,459	1189,49	973,61
	2.	Loans for Housing			18	392,55	349,75	10,33,802	8931,08	7945,99
	3.	Rest of the Personal Loans			-	-	-	96,30,145	23001,06	19281,73
VI.	TRADE				256	12307,79	10579,77	89,47,094	45704,05	37440,43
	1.	Wholesale Trade			211	11243,92	9665,94	4,13,569	26755,94	21283,11
	2.	Retail Trade			45	1063,86	913,83	85,33,525	18948,11	16157,32
VII.	FINANCE				236	5412,94	4399,34	21,970	14043,12	11293,34
VIII.	ALL OTHERS				163	5561,99	4704,96	49,64,629	25343,34	21346,56
TOTAL BANK CREDIT					2,852	79537,87	62327,73	556,17,917	350616,67	284373,30
OF WHICH :				1. Artisans & Village Industries	-	-	-	20,66,264	2062,70	1824,65
				2. Other Small Scale Industries	66	921,52	739,63	17,37,692	33638,90	26793,32