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Table No.5.4 - Size of Credit Limit-Wise Classification of Outstanding Credit ofScheduled Commercial Banks According to Occupation (Part 1 of 2)

March 2001

(Amount in Rupees Lakh)


   

Rs. 25,000 AND LESS

ABOVE Rs. 25,000 AND UPTO

    

Rs. 2 LAKH


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

   

Accounts


Limit


Outstanding


Accounts


Limit


Outstanding


   

1

2

3

4

5

6


I.

AGRICULTURE

164,28,006

18911,00

16931,43

31,59,939

20371,37

17219,67

 

1. Direct Finance

162,40,354

18697,57

16742,49

30,87,997

19882,61

16786,41

 

2. Indirect Finance

1,87,652

213,43

188,95

71,942

488,75

433,26

II.

INDUSTRY

32,67,164

3390,70

3021,33

10,32,404

6710,17

5886,73

 

1. Mining & Quarrying

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

2. Food Manufacturing & Processing

.. ..

.. ..

.. ..

40,981

287,00

251,01

 

(a)

Rice Mills, Flour & Dal Mills

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

(b)

Sugar

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

(c)

Edible Oils & Vanaspati

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

(d)

Tea Processing

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

(e)

Processing of Fruits & Vegetables

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

(f)

Others

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

3. Beverage & Tobacco

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

4. Textiles

.. ..

.. ..

.. ..

69,826

472,32

413,81

 

(a)

Cotton Textiles

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

(b)

Jute Textiles

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

(c)

Handloom Textiles & Khadi

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

(d)

Other Textiles

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

5. Paper, Paper Products & Printing

.. ..

.. ..

.. ..

17,165

133,31

117,69

 

6. Leather & Leather Products

.. ..

.. ..

.. ..

6,580

47,23

41,28

 

7. Rubber & Rubber Products

.. ..

.. ..

.. ..

4,389

34,88

30,47

 

8. Chemicals & Chemical Products

.. ..

.. ..

.. ..

25,830

189,86

166,46

 

(a)

Heavy Industrial Chemicals

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

(b)

Fertilisers

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

(c)

Drugs & Pharmaceuticals

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

(d)

Non-Edible Oils

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

(e)

Other Chemicals & Chemical Products

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

9. Petroleum, Coal Products & Nuclear Fuels

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

10. Manufacture of Cement & Cement Products

.. ..

.. ..

.. ..

4,185

31,50

27,69

 

11. Basic Metals & Metal Products

.. ..

.. ..

.. ..

29,183

203,77

182,23

 

(a)

Iron & Steel

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

(b)

Non-Ferrous Metals

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

(c)

Other Metal Products

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

12. Engineering

.. ..

.. ..

.. ..

42,359

315,08

272,88

 

(a)

Heavy Engineering

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

(b)

Light Engineering

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

(c)

Electrical Machinery & Goods

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

(d)

Electronic Machinery & Goods

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

13. Vehicles, Vehicle Parts & Transport Equipments

.. ..

.. ..

.. ..

21,079

143,12

115,29

 

14. Other Industries

31,43,796

3280,63

2919,17

7,53,986

4736,67

4165,40

 

15. Electricity, Gas & Water

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

(a)

Electricity Generation & Transmission

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

(b)

Non-Conventional Energy

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

(c)

Gas, Steam & Water Supply

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

16. Construction

18,141

18,74

16,28

16,841

115,42

102,53

III.

TRANSPORT OPERATORS

3,63,359

369,96

311,33

1,90,711

1190,62

978,77

IV.

PROFESSIONAL AND OTHER SERVICES

12,68,910

1413,43

1200,58

3,82,889

2554,40

2081,77

V.

PERSONAL LOANS

95,44,976

11843,35

10134,00

60,50,761

37638,00

28862,23

 

1. Loans for Purchase of Consumer Durables

9,64,643

1244,28

998,51

3,60,986

2295,08

1853,75

 

2. Loans for Housing

5,36,572

606,60

552,09

16,20,279

10849,89

9543,99

 

3. Rest of the Personal Loans

80,43,761

9992,47

8583,41

40,69,496

24493,03

17464,49

VI.

TRADE

 

41,99,199

4557,55

3976,84

9,06,548

5721,41

4979,23

 

1. Wholesale Trade

2,88,892

297,10

273,18

1,34,067

911,03

782,85

 

2. Retail Trade

39,10,307

4260,45

3703,66

7,72,481

4810,38

4196,39

VII.

FINANCE

18,951

21,24

20,68

2,184

12,66

10,93

VIII.

ALL OTHERS

21,61,754

2434,44

2220,12

14,78,473

9204,89

8458,53


TOTAL BANK CREDIT

372,52,319

42941,66

37816,32

132,03,909

83403,52

68477,86

OF WHICH :

1. Artisans & Village Industries

12,17,002

1138,61

965,52

1,21,036

741,15

661,96

  

2. Other Small Scale Industries

10,25,058

1160,12

1055,42

5,26,194

3394,35

2985,55




   

ABOVE Rs. 2 LAKH AND UPTO

ABOVE Rs. 5 LAKH AND UPTO

   

Rs. 5 LAKH


Rs. 10 LAKH


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

   

Accounts


Limit


Outstanding


Accounts


Limit


Outstanding


   

7

8

9

10

11

12


I.

AGRICULTURE

2,22,804

6169,67

5493,82

16,051

1185,74

987,00

 

1. Direct Finance

2,15,006

5910,13

5265,25

12,567

922,72

768,56

 

2. Indirect Finance

7,798

259,53

228,57

3,484

263,02

218,44

II.

INDUSTRY

1,67,291

5886,30

5475,70

81,804

6404,03

5560,39

 

1. Mining & Quarrying

3,501

121,89

114,71

1,777

138,40

121,38

 

2. Food Manufacturing & Processing

14,042

503,09

456,98

8,390

673,81

571,62

 

(a)

Rice Mills, Flour & Dal Mills

5,913

218,10

188,90

4,240

346,26

286,93

 

(b)

Sugar

228

7,48

7,31

108

8,87

9,25

 

(c)

Edible Oils & Vanaspati

1,828

65,01

65,75

945

76,57

63,61

 

(d)

Tea Processing

242

8,70

7,01

172

13,58

11,99

 

(e)

Processing of Fruits & Vegetables

445

15,41

16,14

255

19,88

16,84

 

(f)

Others

5,386

188,40

171,87

2,670

208,64

183,00

 

3. Beverage & Tobacco

966

34,47

33,56

501

39,68

35,25

 

4. Textiles

24,537

887,23

844,93

13,760

1094,91

962,70

 

(a)

Cotton Textiles

7,099

258,03

252,94

4,220

341,27

312,36

 

(b)

Jute Textiles

292

10,56

8,87

150

11,63

10,25

 

(c)

Handloom Textiles & Khadi

1,846

67,21

57,94

669

51,70

43,79

 

(d)

Other Textiles

15,300

551,43

525,19

8,721

690,30

596,31

 

5. Paper, Paper Products & Printing

8,381

292,98

273,30

4,096

316,19

270,59

 

6. Leather & Leather Products

2,315

80,74

97,25

1,425

110,69

105,63

 

7. Rubber & Rubber Products

3,180

110,22

102,67

1,544

119,53

104,12

 

8. Chemicals & Chemical Products

16,448

585,60

563,56

9,337

727,32

644,98

 

(a)

Heavy Industrial Chemicals

1,327

47,53

51,15

882

68,19

61,47

 

(b)

Fertilisers

252

9,10

9,62

192

16,02

18,10

 

(c)

Drugs & Pharmaceuticals

2,647

93,67

102,44

1,615

127,93

123,52

 

(d)

Non-Edible Oils

240

8,68

8,39

159

12,67

10,50

 

(e)

Other Chemicals & Chemical Products

11,982

426,64

391,97

6,489

502,50

431,40

 

9. Petroleum, Coal Products & Nuclear Fuels

937

33,39

33,13

515

41,35

36,46

 

10. Manufacture of Cement & Cement Products

1,310

45,96

44,19

690

54,16

47,32

 

11. Basic Metals & Metal Products

16,960

597,44

556,29

8,531

666,36

579,33

 

(a)

Iron & Steel

5,132

181,12

171,95

2,878

226,50

201,25

 

(b)

Non-Ferrous Metals

1,185

42,11

40,92

763

59,91

50,96

 

(c)

Other Metal Products

10,643

374,22

343,43

4,890

379,95

327,12

 

12. Engineering

18,936

662,82

602,31

9,584

744,36

624,31

 

(a)

Heavy Engineering

3,104

107,12

106,31

1,490

117,62

122,65

 

(b)

Light Engineering

6,992

242,96

219,65

3,251

249,99

202,28

 

(c)

Electrical Machinery & Goods

5,757

204,17

174,56

3,124

241,85

193,75

 

(d)

Electronic Machinery & Goods

3,083

108,58

101,79

1,719

134,91

105,62

 

13. Vehicles, Vehicle Parts & Transport Equipments

7,078

237,20

207,59

2,416

184,36

157,19

 

14. Other Industries

41,950

1453,14

1324,23

15,761

1215,81

1056,14

 

15. Electricity, Gas & Water

802

28,15

22,86

411

31,95

26,14

 

(a)

Electricity Generation & Transmission

394

13,83

11,55

235

18,38

14,28

 

(b)

Non-Conventional Energy

94

3,25

2,61

43

3,36

3,03

 

(c)

Gas, Steam & Water Supply

314

11,07

8,71

133

10,21

8,83

 

16. Construction

5,948

211,95

198,12

3,066

245,15

217,24

III.

TRANSPORT OPERATORS

74,344

2353,57

1706,06

9,482

642,28

498,64

IV.

PROFESSIONAL AND OTHER SERVICES

48,480

1591,12

1370,16

15,832

1194,77

942,91

V.

PERSONAL LOANS

5,88,400

19044,76

16818,90

62,251

4489,00

3596,17

 

1. Loans for Purchase of Consumer Durables

20,509

609,07

499,09

2,046

139,00

111,75

 

2. Loans for Housing

2,85,328

9796,53

9232,89

30,933

2258,35

1996,41

 

3. Rest of the Personal Loans

2,82,563

8639,15

7086,92

29,272

2091,65

1488,01

VI.

TRADE

 

1,65,434

5852,22

5059,13

59,566

4780,10

4065,18

 

1. Wholesale Trade

51,071

1854,79

1592,55

26,181

2101,55

1754,83

 

2. Retail Trade

1,14,363

3997,43

3466,58

33,385

2678,55

2310,36

VII.

FINANCE

6,853

214,35

248,10

2,029

159,45

316,35

VIII.

ALL OTHERS

33,638

1141,30

998,25

29,177

2232,59

1846,07


TOTAL BANK CREDIT

13,07,244

42253,28

37170,13

2,76,192

21087,96

17812,71

OF WHICH :

1. Artisans & Village Industries

4,615

156,09

143,73

1,442

110,82

98,21

  

2. Other Small Scale Industries

84,709

3036,26

2720,23

42,972

3370,89

2874,73




   

ABOVE Rs. 10 LAKH AND UPTO

ABOVE Rs. 25 LAKH AND UPTO

   

Rs. 25 LAKH


Rs. 50 LAKH


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

   

Accounts


Limit


Outstanding


Accounts


Limit


Outstanding


   

13

14

15

16

17

18


I.

AGRICULTURE

9,505

1588,30

1184,57

3,689

1355,78

1001,60

 

1. Direct Finance

4,848

796,91

674,61

1,958

718,77

566,62

 

2. Indirect Finance

4,657

791,39

509,96

1,731

637,01

434,97

II.

INDUSTRY

66,843

11528,88

9627,41

35,441

13470,19

10714,75

 

1. Mining & Quarrying

1,356

230,50

191,66

586

225,66

170,18

 

2. Food Manufacturing & Processing

7,537

1339,47

1089,90

4,321

1662,56

1296,41

 

(a)

Rice Mills, Flour & Dal Mills

4,038

730,27

562,46

2,325

895,63

677,90

 

(b)

Sugar

119

21,72

21,05

109

42,68

36,56

 

(c)

Edible Oils & Vanaspati

804

141,66

133,57

468

180,50

149,15

 

(d)

Tea Processing

206

37,46

29,82

201

76,33

66,47

 

(e)

Processing of Fruits & Vegetables

188

32,85

29,95

114

44,16

35,57

 

(f)

Others

2,182

375,51

313,06

1,104

423,26

330,77

 

3. Beverage & Tobacco

427

76,76

64,17

274

108,13

86,74

 

4. Textiles

12,233

2140,14

1798,88

7,071

2687,81

2170,72

 

(a)

Cotton Textiles

3,912

690,03

608,09

2,452

930,59

772,30

 

(b)

Jute Textiles

116

20,05

17,67

58

22,23

19,77

 

(c)

Handloom Textiles & Khadi

478

80,70

68,35

177

67,77

49,58

 

(d)

Other Textiles

7,727

1349,36

1104,77

4,384

1667,21

1329,07

 

5. Paper, Paper Products & Printing

3,080

523,98

446,21

1,329

498,05

454,34

 

6. Leather & Leather Products

1,364

233,74

210,91

894

337,56

268,45

 

7. Rubber & Rubber Products

1,181

200,23

172,55

602

226,63

188,00

 

8. Chemicals & Chemical Products

8,322

1421,50

1193,08

4,424

1678,43

1323,87

 

(a)

Heavy Industrial Chemicals

977

166,81

142,13

493

188,73

151,50

 

(b)

Fertilisers

229

40,56

36,26

152

58,95

54,99

 

(c)

Drugs & Pharmaceuticals

1,603

276,94

240,91

1,009

384,92

325,17

 

(d)

Non-Edible Oils

153

26,40

21,26

72

27,26

21,15

 

(e)

Other Chemicals & Chemical Products

5,360

910,79

752,52

2,698

1018,57

771,05

 

9. Petroleum, Coal Products & Nuclear Fuels

531

93,15

87,03

293

110,37

93,51

 

10. Manufacture of Cement & Cement Products

588

103,20

94,16

351

131,30

111,12

 

11. Basic Metals & Metal Products

7,305

1255,14

1083,65

4,117

1566,38

1303,45

 

(a)

Iron & Steel

2,917

507,58

442,63

1,959

746,11

655,72

 

(b)

Non-Ferrous Metals

678

118,50

94,55

359

136,81

118,19

 

(c)

Other Metal Products

3,710

629,06

546,47

1,799

683,47

529,54

 

12. Engineering

8,216

1399,94

1057,09

4,129

1569,38

1149,01

 

(a)

Heavy Engineering

1,466

249,69

214,40

785

302,16

241,26

 

(b)

Light Engineering

2,478

420,10

290,04

1,118

418,47

288,66

 

(c)

Electrical Machinery & Goods

2,576

443,25

339,23

1,346

510,07

367,99

 

(d)

Electronic Machinery & Goods

1,696

286,90

213,42

880

338,69

251,10

 

13. Vehicles, Vehicle Parts & Transport Equipments

1,900

325,52

261,65

1,098

419,99

310,21

 

14. Other Industries

9,926

1687,41

1425,53

4,427

1664,47

1322,80

 

15. Electricity, Gas & Water

386

64,94

52,92

273

103,58

76,22

 

(a)

Electricity Generation & Transmission

221

37,31

29,91

192

73,44

53,00

 

(b)

Non-Conventional Energy

34

5,49

4,99

20

7,42

5,45

 

(c)

Gas, Steam & Water Supply

131

22,14

18,02

61

22,72

17,77

 

16. Construction

2,491

433,25

398,02

1,252

479,89

389,70

III.

TRANSPORT OPERATORS

2,546

409,07

303,92

2,290

1016,24

919,15

IV.

PROFESSIONAL AND OTHER SERVICES

7,987

1339,11

1051,88

2,943

1096,50

807,02

V.

PERSONAL LOANS

20,685

3351,11

2517,04

4,385

1579,01

1162,12

 

1. Loans for Purchase of Consumer Durables

 

2. Loans for Housing

7,639

1226,55

1053,29

1,278

451,52

322,53

 

3. Rest of the Personal Loans

13,046

2124,56

1463,75

3,107

1127,49

839,59

VI.

TRADE

 

30,956

5291,50

4354,28

14,935

5659,34

4461,51

 

1. Wholesale Trade

16,995

2923,86

2421,34

10,138

3858,42

3206,56

 

2. Retail Trade

13,961

2367,64

1932,94

4,797

1800,92

1254,95

VII.

FINANCE

1,761

315,15

224,14

1,115

439,27

317,09

VIII.

ALL OTHERS

17,143

2880,74

2314,04

7,473

2774,59

2091,52


TOTAL BANK CREDIT

1,57,426

26703,85

21577,28

72,271

27390,92

21474,75

OF WHICH :

1. Artisans & Village Industries

739

125,53

101,19

334

123,92

101,45

  

2. Other Small Scale Industries

33,047

5687,52

4648,83

15,659

5920,31

4532,62


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