Table.No.5.5 - Populationand Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation (Part 1 of 5) - आरबीआई - Reserve Bank of India
Table.No.5.5 - Populationand Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation (Part 1 of 5)
MARCH 2002 | |||||||||
RURAL | (Amount in Rupees Lakh) | ||||||||
STATE BANK OF INDIA | NATIONALISED BANKS | ||||||||
AND ITS ASSOCIATES | |||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | |||
Accounts | Limit | Out- | Accounts | Limit | Out- | ||||
standing | Standing | ||||||||
1 | 2 | 3 | 4 | 5 | 6 | ||||
I. | AGRICULTURE | 24,62,193 | 8061,74 | 6574,57 | 56,94,149 | 16947,89 | 14042,26 | ||
1. Direct Finance | 24,39,599 | 7461,00 | 6184,26 | 55,34,163 | 14710,97 | 12665,00 | |||
2. Indirect Finance | 22,594 | 600,73 | 390,31 | 1,59,986 | 2236,93 | 1377,26 | |||
II. | INDUSTRY | 2,46,831 | 14914,07 | 8745,58 | 5,36,517 | 10518,95 | 8621,29 | ||
1. Mining & Quarrying | 338 | 872,20 | 495,74 | 1,433 | 299,40 | 282,68 | |||
2. Food Manu facturing & Processing | 32,889 | 972,23 | 653,70 | 30,025 | 1688,94 | 1359,28 | |||
(a) | Rice Mills,Flour & Dal Mills | 19,050 | 370,58 | 273,62 | 17,435 | 430,05 | 352,83 | ||
(b) | Sugar | 43 | 202,95 | 139,10 | 109 | 411,74 | 336,96 | ||
(c) | Edible Oils &Vanaspati | 1,046 | 209,64 | 104,86 | 1,645 | 125,05 | 94,46 | ||
(d) | Tea Processing | 26 | 8,37 | 7,47 | 161 | 135,25 | 121,03 | ||
(e) | Processing of Fruits & Vegetables | 47 | 9,13 | 8,24 | 102 | 19,38 | 10,39 | ||
(f) | Others | 12,677 | 171,55 | 120,41 | 10,573 | 567,47 | 443,62 | ||
3. Beverage & Tobacco | 83 | 25,65 | 21,30 | 291 | 126,37 | 102,62 | |||
4. Textiles | 15,450 | 1183,82 | 759,25 | 21,283 | 838,44 | 703,18 | |||
(a) | Cotton Textiles | 1,157 | 496,80 | 371,32 | 3,052 | 331,26 | 285,70 | ||
(b) | Jute & Other Natural Fibre Textiles | 1,196 | 15,17 | 14,32 | 587 | 16,81 | 15,78 | ||
(c) | Handloom Textiles & Khadi | 3,787 | 17,80 | 15,12 | 5,993 | 40,11 | 33,08 | ||
(d) | Other Textiles & Textile Products | 9,310 | 654,05 | 358,48 | 11,651 | 450,26 | 368,61 | ||
5. Paper, Paper Products & Printing | 1,546 | 116,78 | 90,03 | 2,021 | 198,37 | 170,64 | |||
6. Leather & Leather Products | 2,179 | 19,08 | 16,73 | 2,512 | 76,17 | 66,09 | |||
7. Rubber & Plastic Products | 1,447 | 383,13 | 316,87 | 1,928 | 273,43 | 211,28 | |||
8. Chemicals & Chemical Products | 1,699 | 2103,37 | 1051,36 | 3,316 | 1055,81 | 823,10 | |||
(a) | Heavy Industrial Chemicals | 88 | 266,93 | 90,47 | 182 | 175,10 | 94,69 | ||
(b) | Fertilisers | 41 | 553,73 | 251,78 | 45 | 254,45 | 249,73 | ||
(c) | Drugs & Pharmaceuticals | 325 | 275,89 | 236,57 | 947 | 236,20 | 171,83 | ||
(d) | Non-Edible Oils | 28 | 35,88 | 24,30 | 58 | 10,43 | 9,88 | ||
(e) | Other Chemicals & Chemical Products | 1,217 | 970,94 | 448,23 | 2,084 | 379,62 | 296,98 | ||
9. Petroleum , Coal Products & Nuclear Fuels | 28 | 121,67 | 120,34 | 201 | 232,77 | 236,26 | |||
10. Manufacture of Cement & Cement Products | 1,456 | 74,51 | 63,50 | 1,288 | 422,31 | 415,09 | |||
11. Basic Metals & Metal Products | 3,886 | 2756,45 | 1517,34 | 4,983 | 1154,63 | 1033,93 | |||
(a) | Iron & Steel | 531 | 2598,77 | 1383,81 | 725 | 883,02 | 798,79 | ||
(b) | Non-Ferrous Metals | 55 | 23,08 | 17,01 | 128 | 80,37 | 74,42 | ||
(c) | Metal Products | 3,300 | 134,60 | 116,52 | 4,130 | 191,24 | 160,72 | ||
12. Engineering | 11,071 | 1261,90 | 846,89 | 8,201 | 1164,70 | 820,04 | |||
(a) | Heavy Engineering | 213 | 137,87 | 108,44 | 350 | 124,05 | 108,74 | ||
(b) | Light Engineering | 1,813 | 678,10 | 446,55 | 2,727 | 159,46 | 116,73 | ||
(c) | Electrical Machinery & Goods | 8,272 | 218,24 | 193,08 | 1,972 | 460,34 | 267,51 | ||
(d) | Electronic Machinery &Goods | 773 | 227,69 | 98,82 | 3,152 | 420,84 | 327,07 | ||
13. Vehicles,VehicleParts &Transport Equipments | 1,760 | 103,41 | 51,69 | 6,273 | 509,33 | 353,26 | |||
14. Other Industries | 1,64,839 | 938,92 | 540,80 | 4,41,855 | 1438,72 | 1247,06 | |||
15. Electricity,Gas & Water | 99 | 3812,26 | 2056,90 | 200 | 678,37 | 469,84 | |||
(a) | Electricity Generation & Transmission | 57 | 3560,34 | 1941,36 | 121 | 625,36 | 454,07 | ||
(b) | Non-Conventional Energy | 14 | 79,74 | 79,56 | 9 | 60 | 53 | ||
(c) | Gas, Steam & Water Supply | 28 | 172,18 | 35,99 | 70 | 52,41 | 15,24 | ||
16. Construction | 8,061 | 168,68 | 143,13 | 10,707 | 361,20 | 326,93 | |||
III. | TRANSPORT OPERATORS | 42,650 | 488,70 | 320,83 | 91,570 | 687,56 | 544,72 | ||
IV. | PROFESSIONAL AND OTHER SERVICES | 40,028 | 1066,56 | 229,29 | 2,82,159 | 1107,13 | 864,96 | ||
V. | PERSONAL LOANS | 8,69,691 | 3733,06 | 3138,67 | 14,53,801 | 5839,25 | 4957,75 | ||
1. Loans for Purchase of Consumer Durables | 62,515 | 206,84 | 143,79 | 1,02,610 | 286,69 | 234,74 | |||
2. Loans for Housing | 76,727 | 1238,31 | 1079,28 | 1,37,200 | 1647,73 | 1480,97 | |||
3. Rest of the Personal Loans | 7,30,449 | 2287,92 | 1915,60 | 12,13,991 | 3904,83 | 3242,04 | |||
VI. | TRADE | 4,77,727 | 3218,09 | 2080,75 | 11,38,233 | 11159,88 | 10384,86 | ||
1. Wholesale Trade | 14,356 | 1417,52 | 763,18 | 45,625 | 8020,05 | 7820,89 | |||
2. Retail Trade | 4,63,371 | 1800,57 | 1317,57 | 10,92,608 | 3139,83 | 2563,97 | |||
VII. | FINANCE | 4,987 | 1663,93 | 1326,47 | 11,581 | 558,06 | 536,58 | ||
VIII. | ALL OTHERS | 4,14,923 | 4420,65 | 2563,53 | 9,22,983 | 4685,35 | 3962,19 | ||
TOTAL BANK CREDIT | 45,59,030 | 37566,80 | 24979,69 | 101,30,993 | 51504,10 | 43914,60 | |||
OF WHICH: | 1.Artisans and Village & Tiny Industries | 63,419 | 645,56 | 521,32 | 1,96,783 | 436,17 | 365,38 | ||
2.Other Small Scale Industries | 1,37,654 | 978,70 | 731,38 | 2,41,059 | 1734,05 | 1441,74 | |||
RURAL | (Amount in Rupees Lakh) | |||||||||
FOREIGN BANKS | REGIONAL RURAL BANKS | |||||||||
No. of | Credit | Amount | No. of | Credit | Amount | |||||
Accounts | Limit | Out- | Accounts | Limit | Out- | |||||
standing | Standing | |||||||||
7 | 8 | 9 | 10 | 11 | 12 | |||||
I. | AGRICULTURE | 3 | 20,00 | 20,00 | 49,73,071 | 8607,63 | 7159,17 | |||
1. Direct Finance | — | — | — | 48,06,046 | 8272,34 | 6900,29 | ||||
2. Indirect Finance | 3 | 20,00 | 20,00 | 1,67,025 | 335,29 | 258,88 | ||||
II. | INDUSTRY | 230 | 1119,07 | 776,41 | 10,23,555 | 1169,11 | 924,65 | |||
1. Mining & Quarrying | 5 | 4,05 | 3,82 | 213 | 12,89 | 10,18 | ||||
2. Food Manu facturing & Processing | 3 | 57,59 | 55,37 | 14,982 | 62,03 | 48,84 | ||||
(a) | Rice Mills,Flour & Dal Mills | — | — | — | 7,109 | 36,63 | 28,47 | |||
(b) | Sugar | — | — | — | 9 | 1,15 | 80 | |||
(c) | Edible Oils &Vanaspati | — | — | — | 1,197 | 4,87 | 3,67 | |||
(d) | Tea Processing | — | — | — | 1 | 2 | 3 | |||
(e) | Processing of Fruits & Vegetables | — | — | — | 34 | 1,63 | 1,28 | |||
(f) | Others | 3 | 57,59 | 55,37 | 6,632 | 17,71 | 14,59 | |||
3. Beverage & Tobacco | 2 | 56 | 45 | 65 | 3,28 | 2,30 | ||||
4. Textiles | 25 | 78,08 | 53,09 | 7,063 | 15,52 | 12,77 | ||||
(a) | Cotton Textiles | 15 | 67,41 | 42,45 | 492 | 3,01 | 2,14 | |||
(b) | Jute & Other Natural Fibre Textiles | — | — | — | 1,539 | 2,33 | 2,54 | |||
(c) | Handloom Textiles & Khadi | — | — | — | 4,307 | 5,75 | 4,57 | |||
(d) | Other Textiles & Textile Products | 10 | 10,67 | 10,64 | 725 | 4,43 | 3,52 | |||
5. Paper, Paper Products & Printing | 2 | 2,60 | 2,60 | 813 | 3,25 | 2,82 | ||||
6. Leather & Leather Products | 4 | 30,65 | 8,65 | 740 | 1,47 | 1,04 | ||||
7. Rubber & Plastic Products | 7 | 20,80 | 13,69 | 140 | 1,17 | 1,13 | ||||
8. Chemicals & Chemical Products | 22 | 181,98 | 90,83 | 1,354 | 4,59 | 3,88 | ||||
(a) | Heavy Industrial Chemicals | 2 | 3,50 | 1,68 | 1 | 5 | 2 | |||
(b) | Fertilisers | 2 | 50,00 | 16,11 | — | — | — | |||
(c) | Drugs & Pharmaceuticals | 7 | 26,35 | 26,24 | 1,039 | 2,57 | 2,16 | |||
(d) | Non-Edible Oils | — | — | — | — | — | — | |||
(e) | Other Chemicals & Chemical Products | 11 | 102,13 | 46,79 | 314 | 1,97 | 1,70 | |||
9. Petroleum , Coal Products & Nuclear Fuels | 1 | 16 | 16 | 23 | 74 | 71 | ||||
10. Manufacture of Cement & Cement Products | 1 | 46,53 | 46,53 | 1,705 | 4,10 | 3,69 | ||||
11. Basic Metals & Metal Products | 30 | 56,09 | 40,55 | 339 | 3,59 | 2,85 | ||||
(a) | Iron & Steel | 7 | 14,60 | 13,59 | 3 | 15 | 10 | |||
(b) | Non-Ferrous Metals | 20 | 35,70 | 21,33 | — | — | — | |||
(c) | Metal Products | 3 | 5,79 | 5,63 | 336 | 3,45 | 2,75 | |||
12. Engineering | 38 | 132,64 | 65,87 | 1,161 | 8,12 | 6,83 | ||||
(a) | Heavy Engineering | 4 | 26,53 | 11,57 | 51 | 2,02 | 1,62 | |||
(b) | Light Engineering | 12 | 32,70 | 22,41 | 426 | 3,26 | 2,95 | |||
(c) | Electrical Machinery & Goods | 13 | 29,43 | 20,92 | 454 | 1,71 | 1,43 | |||
(d) | Electronic Machinery &Goods | 9 | 43,99 | 10,96 | 230 | 1,14 | 82 | |||
13. Vehicles,Vehicle Parts & Transport Equipments | 74 | 255,54 | 209,31 | 4,032 | 22,04 | 14,65 | ||||
14. Other Industries | 5 | 44,68 | 20,75 | 9,79,920 | 979,00 | 774,36 | ||||
15. Electricity,Gas & Water | 2 | 14,60 | 14,60 | 5 | 17 | 15 | ||||
(a) | Electricity Generation & Transmission | 2 | 14,60 | 14,60 | 3 | 9 | 8 | |||
(b) | Non-Conventional Energy | — | — | — | — | — | — | |||
(c) | Gas, Steam & Water Supply | — | — | — | 2 | 8 | 8 | |||
16. Construction | 9 | 192,53 | 150,16 | 11,000 | 47,15 | 38,45 | ||||
III. | TRANSPORT OPERATORS | — | — | — | 1,57,862 | 543,96 | 387,55 | |||
IV. | PROFESSIONAL AND OTHER SERVICES | 33 | 97,19 | 75,04 | 2,97,880 | 395,63 | 309,63 | |||
V. | PERSONAL LOANS | 3,676 | 130,57 | 106,68 | 13,87,922 | 3134,04 | 2599,32 | |||
1. Loans for Purchase of Consumer Durables | — | — | — | 1,76,932 | 493,55 | 383,05 | ||||
2. Loans for Housing | 79 | 4,54 | 4,54 | 63,566 | 480,05 | 430,78 | ||||
3. Rest of the Personal Loans | 3,597 | 126,04 | 102,15 | 11,47,424 | 2160,44 | 1785,49 | ||||
VI. | TRADE | 18 | 21,98 | 21,38 | 14,55,030 | 1849,06 | 1457,41 | |||
1. Wholesale Trade | 18 | 21,98 | 21,38 | 37,621 | 79,48 | 64,08 | ||||
2. Retail Trade | — | — | — | 14,17,409 | 1769,58 | 1393,33 | ||||
VII. | FINANCE | 7 | 106,11 | 77,14 | 6,114 | 12,60 | 9,84 | |||
VIII. | ALL OTHERS | 5 | 13,97 | 11,91 | 5,18,189 | 804,69 | 667,41 | |||
TOTAL BANK CREDIT | 3,972 | 1508,89 | 1088,57 | 98,19,623 | 16516,73 | 13514,97 | ||||
OF WHICH: | 1.Artisans and Village &Tiny Industries | — | — | — | 7,66,425 | 708,85 | 557,10 | |||
2.Other Small Scale Industries | 17 | 28,88 | 15,06 | 1,68,336 | 258,05 | 207,00 | ||||
RURAL | (Amount in Rupees Lakh) | |||||||||
OTHER SCHEDULED | ALL SCHEDULED | |||||||||
COMMERCIAL BANKS | COMMERCIAL BANKS | |||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | ||||
Accounts | Limit | Out- | Accounts | Limit | Out- | |||||
Standing | standing | |||||||||
13 | 14 | 15 | 16 | 17 | 18 | |||||
I. | AGRICULTURE | 2,61,406 | 1102,49 | 847,34 | 133,90,822 | 34739,75 | 28643,33 | |||
1. Direct Finance | 2,51,536 | 830,49 | 681,04 | 130,31,344 | 31274,80 | 26430,59 | ||||
2. Indirect Finance | 9,870 | 272,00 | 166,29 | 3,59,478 | 3464,95 | 2212,74 | ||||
II. | INDUSTRY | 31,658 | 2055,57 | 1621,40 | 18,38,791 | 29776,78 | 20689,33 | |||
1. Mining & Quarrying | 110 | 23,28 | 12,31 | 2,099 | 1211,82 | 804,74 | ||||
2. Food Manufacturing & Processing | 1,067 | 200,61 | 141,09 | 78,966 | 2981,40 | 2258,29 | ||||
(a) | Rice Mills,Flour & Dal Mills | 470 | 39,94 | 22,79 | 44,064 | 877,21 | 677,72 | |||
(b) | Sugar | 13 | 41,90 | 38,54 | 174 | 657,74 | 515,40 | |||
© | Edible Oils &Vanaspati | 212 | 39,34 | 16,12 | 4,100 | 378,91 | 219,10 | |||
(d) | Tea Processing | 8 | 82 | 85 | 196 | 144,47 | 129,37 | |||
(e) | Processing of Fruits & Vegetables | 8 | 32 | 25 | 191 | 30,46 | 20,17 | |||
(f) | Others | 356 | 78,28 | 62,55 | 30,241 | 892,61 | 696,53 | |||
3. Beverage & Tobacco | 50 | 48,04 | 53,39 | 491 | 203,90 | 180,06 | ||||
4. Textiles | 969 | 164,82 | 130,87 | 44,790 | 2280,68 | 1659,16 | ||||
(a) | Cotton Textiles | 314 | 67,84 | 55,06 | 5,030 | 966,32 | 756,67 | |||
(b) | Jute & Other Natural Fibre Textiles | 24 | 1,05 | 1,00 | 3,346 | 35,36 | 33,64 | |||
(c) | Handloom Textiles & Khadi | 138 | 2,95 | 2,80 | 14,225 | 66,60 | 55,57 | |||
(d) | Other Textiles & Textile Products | 493 | 92,99 | 72,01 | 22,189 | 1212,40 | 813,27 | |||
5. Paper, Paper Products & Printing | 181 | 33,81 | 25,72 | 4,563 | 354,81 | 291,80 | ||||
6. Leather & Leather Products | 36 | 1,80 | 2,25 | 5,471 | 129,18 | 94,76 | ||||
7. Rubber & Plastic Products | 168 | 55,05 | 41,85 | 3,690 | 733,58 | 584,81 | ||||
8. Chemicals & Chemical Products | 248 | 317,93 | 239,06 | 6,639 | 3663,68 | 2208,24 | ||||
(a) | Heavy Industrial Chemicals | 34 | 81,60 | 71,09 | 307 | 527,18 | 257,94 | |||
(b) | Fertilisers | 9 | 28,25 | 23,10 | 97 | 886,43 | 540,72 | |||
(c) | Drugs & Pharmaceuticals | 51 | 79,04 | 53,20 | 2,369 | 620,05 | 490,00 | |||
(d) | Non-Edible Oils | 11 | 13,38 | 13,28 | 97 | 59,69 | 47,46 | |||
(e) | Other Chemicals &Chemical Products | 143 | 115,67 | 78,40 | 3,769 | 1570,33 | 872,11 | |||
9. Petroleum , Coal Products & Nuclear Fuels | 25 | 64,48 | 55,09 | 278 | 419,81 | 412,55 | ||||
10. Manufacture of Cement & Cement Products | 83 | 105,30 | 88,79 | 4,533 | 652,76 | 617,61 | ||||
11. Basic Metals & Metal Products | 275 | 171,15 | 115,55 | 9,513 | 4141,92 | 2710,22 | ||||
(a) | Iron & Steel | 40 | 37,08 | 35,68 | 1,306 | 3533,61 | 2231,97 | |||
(b) | Non-Ferrous Metals | 21 | 14,10 | 14,04 | 224 | 153,25 | 126,80 | |||
(c) | Metal Products | 214 | 119,98 | 65,83 | 7,983 | 455,05 | 351,44 | |||
12. Engineering | 406 | 313,90 | 259,46 | 20,877 | 2881,26 | 1999,09 | ||||
(a) | Heavy Engineering | 53 | 188,53 | 163,23 | 671 | 479,00 | 393,61 | |||
(b) | Light Engineering | 231 | 34,80 | 20,51 | 5,209 | 908,31 | 609,15 | |||
(c) | Electrical Machinery & Goods | 61 | 28,53 | 15,96 | 10,772 | 738,25 | 498,89 | |||
(d) | Electronic Machinery &Goods | 61 | 62,04 | 59,76 | 4,225 | 755,70 | 497,43 | |||
13. Vehicles,Vehicle Parts & Transport Equipments | 214 | 150,69 | 87,22 | 12,353 | 1041,02 | 716,14 | ||||
14. Other Industries | 26,547 | 173,71 | 158,58 | 16,13,166 | 3575,03 | 2741,55 | ||||
15. Electricity,Gas & Water | 21 | 63,57 | 62,50 | 327 | 4568,97 | 2603,99 | ||||
(a) | Electricity Generation & Transmission | 9 | 45,06 | 43,43 | 192 | 4245,45 | 2453,53 | |||
(b) | Non-Conventional Energy | 4 | 3,15 | 3,30 | 27 | 83,49 | 83,38 | |||
(c) | Gas, Steam & Water Supply | 8 | 15,36 | 15,77 | 108 | 240,03 | 67,08 | |||
16. Construction | 1,258 | 167,43 | 147,67 | 31,035 | 936,98 | 806,34 | ||||
III. | TRANSPORT OPERATORS | 6,909 | 125,64 | 88,26 | 2,98,991 | 1845,86 | 1341,36 | |||
IV. | PROFESSIONAL AND OTHER SERVICES | 16,617 | 326,66 | 273,99 | 6,36,717 | 2993,16 | 1752,91 | |||
V. | PERSONAL LOANS | 2,03,081 | 769,27 | 632,27 | 39,18,171 | 13606,21 | 11434,69 | |||
1. Loans for Purchase of Consumer Durables | 18,249 | 54,63 | 40,32 | 3,60,306 | 1041,71 | 801,90 | ||||
2. Loans for Housing | 14,634 | 191,98 | 164,31 | 2,92,206 | 3562,60 | 3159,87 | ||||
3. Rest of the Personal Loans | 1,70,198 | 522,66 | 427,64 | 32,65,659 | 9001,90 | 7472,92 | ||||
VI. | TRADE | 54,370 | 1519,57 | 502,77 | 31,25,378 | 17768,59 | 14447,17 | |||
1. Wholesale Trade | 1,766 | 1241,86 | 277,37 | 99,386 | 10780,89 | 8946,89 | ||||
2. Retail Trade | 52,604 | 277,71 | 225,41 | 30,25,992 | 6987,70 | 5500,27 | ||||
VII. | FINANCE | 1,070 | 41,58 | 44,19 | 23,759 | 2382,29 | 1994,23 | |||
VIII. | ALL OTHERS | 74,127 | 263,70 | 204,85 | 19,30,227 | 10188,37 | 7409,88 | |||
TOTAL BANK CREDIT | 6,49,238 | 6204,49 | 4215,06 | 251,62,856 | 113301,01 | 87712,89 | ||||
OF WHICH: | 1.Artisans and Village & Tiny Industries | 9,491 | 33,27 | 26,12 | 10,36,118 | 1823,84 | 1469,92 | |||
2.Other Small Scale Industries | 15,721 | 266,72 | 213,26 | 5,62,787 | 3266,39 | 2608,44 | ||||