| Sr.No. |         Reference Number |         Date |         Subject |       
              | 1. |         DPSS(CO)Cir.No.04/10.01.01/2005-2006 |         July 13, 2005 |         RTGS and other payment systems service charges |       
              | 2. |         DPSS (CO) No.796/01.01.59/2005-2006 |         November 23, 2005 |         Electronic Payment Products – Service Charges |       
              | 3. |         DPSS.CO.PD.No.1873/02.14.06/2008-09 |         April 27, 2009 |         Policy Guidelines for issuance and operation of Prepaid Payment Instruments in India |       
              | 4. |         DPSS (CO) RTGS No.1959/04.04.002/2008-2009 |         May 11, 2009 |         Usage of Inter-bank window for customer transactions |       
              | 5. |         DPSS (CO) RTGS No.2246/04.04.002/2008-2009 |         June 16, 2009 |         RTGS Transactions |       
              | 6. |         DPSS.CO.PD.No.344/02.14.06/2009-10 |         August 14, 2009 |         Policy Guidelines for issuance and operation of Prepaid Payment Instruments in India |       
              | 7. |         DPSS (CO) RTGS No.949/04.04.002/2009-2010 |         November 11, 2009 |         RTGS System – Mandatory Beneficiary Account Number |       
              | 8. |         DPSS (CO) EPPD No. 477/04.03.01/2010-11 |         September 01, 2010 |         Uniformity in penal interest payable by banks for delays in credit /return of NEFT /NECS /ECS transactions |       
              | 9. |         DPSS.CO.No. 1041/02.14.006/2010-11 |         November 04, 2010 |         Issuance and Operation of pre-paid payment Instruments in India (Reserve Bank) Directions – Additional guidelines |       
              | 10. |         DPSS. CO. AD. No. 780/02.27.004/2010-11 |         November 24, 2010 |         Issuance and Operation of Prepaid Payment Instruments |       
              | 11. |         DPSS.CO.OSD. No. 1381/06.08.001/2010-11 |         December 27, 2010 |         Collection of Statistics on pre-paid instruments |       
              | 12. |         DPSS.CO.OSD. No. 1445/06.12.001/2010-11 |         December 27, 2010 |         Issuance and operation of Prepaid Payment Instruments in India – Auditor Certificate on the balances in Escrow account |       
               | 13. |         DPSS No. 2174/02.14.004/2010-11 |         March 23, 2011 |         Issuance and Operation of pre-paid payment instruments in India – Clarification |       
              | 14. |         DPSS.CO.No.2501/02.14.06/2010-11 |         May 04, 2011 |         Policy Guidelines for issuance and operation of Prepaid Instruments in India |       
              | 15. |         DPSS.CO.PD.No. 225/02.14.006/2011-12 |         August 04, 2011 |         Policy Guidelines for issuance and operation of Prepaid Payment Instruments in India |       
              | 16. |         DPSS.CO.PD. No. 2256/02.14.006/2011-12 |         June 14, 2012 |         Policy Guidelines for issuance and operation of Prepaid Payment Instruments in India – Amendments |       
              | 17. |         DPSS.CO.PD.No.560/02.14.006/2012-13 |         October 01, 2012 |         Policy Guidelines for issuance and operation of Prepaid Payment Instruments in India – Amendments |       
              | 18. |         DPSS.CO.OSD. No.1604/06.06.005/2012-13 |         March 14, 2013 |         Collection of Information on Customer Grievances |       
              | 19. |         DPSS.CO.PD.No.563/02.14.003/2013-14 |         September 05, 2013 |         Cash withdrawal at Point of Sale (POS) – Prepaid Payment Instruments issued by banks |       
              | 20. |         DPSS.CO.PD.No.2074/02.14.006/2013-14 |         March 28, 2014 |         Issuance and Operation of Pre-paid Payment Instruments in India – Consolidated Revised Policy Guidelines |       
              | 21. |         DPSS.CO.PD.No. 2366/02.14.006/2013-14 |         May 13, 2014 |         Issuance and Operation of Pre-paid Payment Instruments in India – Consolidated Revised Policy Guidelines |       
              | 22. |         DPSS.CO.PD.No.980/02.14.006/2014-15 |         December 03, 2014 |         Issuance and Operation of Pre-paid Payment Instruments (PPIs) in India – Relaxations |       
              | 23. |         DPSS.CO.PD.No. 58/02.14.006/2015-16 |         July 09, 2015 |         Prepaid Payment Instrument (PPI) guidelines – Introduction of New Category of PPI for Mass Transit Systems (PPI-MTS) |       
              | 24. |         DPSS.CO.PD.No.1288/02.14.006/2016-17 |         November 22, 2016 |         Special measures to incentivise Electronic Payments –           (i) Enhancement in issuance limits for Pre-Paid Payment Instruments (PPIs) in India           (ii) Special measures for merchants |       
              | 25. |         DPSS.CO.PD.No.1610/02.14.006/2016-17 |         December 27, 2016 |         Master Circular on Issuance and Operations of Prepaid Payment Instruments – Amendments to paragraph 7.9 |       
              | 26. |         DPSS.CO.PD.No.1669/02.14.006/2016-17 |         December 30, 2016 |         Special measures to incentivise Electronic Payments – Extension of time |       
              | 27. |         DPSS.CO.PD.No.808/02.14.006/2018-19 |         October 16, 2018 |         Prepaid Payment Instruments (PPIs) – Guidelines for Interoperability |       
              | 28. |         DPSS.CO.PD.No.1417/02.14.006/2018-19 |         January 04, 2019 |         Customer Protection – Limiting Liability of Customers in Unauthorised Electronic Payment Transactions in Prepaid Payment Instruments (PPIs) issued by Authorised Non-banks |       
              | 29. |         DPSS.CO.PD.No.499/02.14.006/2019-20 |         August 30, 2019 |         Amendment to Master Direction on Issuance and Operation of Prepaid Payment Instruments (PPIs) |       
              | 30. |         DPSS.CO.PD.No.1198/02.14.006/2019-20 |         December 24, 2019 |         Introduction of a new type of semi-closed Prepaid Payment Instrument (PPI) – PPIs upto ₹10,000/- with loading only from bank account |