4.2 : Ownership of deposits with scheduled commercial banks: 2001 and 2002 - ಆರ್ಬಿಐ - Reserve Bank of India
4.2 : Ownership of deposits with scheduled commercial banks: 2001 and 2002
(Amount in Rs. crore) |
|||||||||||
As on the last Friday of March |
|||||||||||
Sector of the Economy |
Current |
|
Savings |
|
Term |
|
Total |
||||
|
2001 |
2002 |
|
2001 |
2002 |
|
2001 |
2002 |
|
2001 |
2002 |
|
(1) |
(2) |
|
(3) |
(4) |
|
(5) |
(6) |
|
(7) |
(8) |
|
|||||||||||
I. Government Sector |
22082 |
23291 |
14753 |
17256 |
60357 |
78169 |
97192 |
118716 |
|||
( 17.8) |
( 17.8) |
( 6.4) |
(6.4) |
( 9.7) |
( 10.8) |
( 10.0) |
( 10.6) |
||||
1. Central & State Governments |
8588 |
8328 |
7293 |
9270 |
18382 |
27883 |
34263 |
45480 |
|||
( 6.9) |
(6.4) |
( 3.1) |
(3.4) |
( 3.0) |
( 3.8) |
( 3.5) |
( 4.0) |
||||
i) Central Government |
3090 |
3006 |
1035 |
735 |
10851 |
16706 |
14976 |
20447 |
|||
( 2.5) |
( 2.5) |
( 0.4) |
(0.3) |
( 1.8) |
( 2.3) |
( 1.5) |
( 1.8) |
||||
ii) State Governments |
5499 |
5322 |
6258 |
8535 |
7531 |
11177 |
19287 |
25034 |
|||
( 4.4) |
( 4.4) |
( 2.7) |
(3.2) |
( 1.2) |
( 1.5) |
( 2.0) |
( 2.2) |
||||
2. Local Authorities |
2000 |
1750 |
4048 |
3979 |
8564 |
9644 |
14611 |
15373 |
|||
( 1.6) |
( 1.6) |
( 1.7) |
(1.5) |
( 1.4) |
( 1.3) |
( 1.5) |
( 1.4) |
||||
3. Quasi Government Bodies |
6408 |
8233 |
1361 |
2271 |
13562 |
20422 |
21331 |
30926 |
|||
( 5.2) |
( 5.2) |
( 0.6) |
(0.8) |
( 2.2) |
( 2.8) |
( 2.2) |
( 2.8) |
||||
Of which: State Electricity Boards |
2241 |
2685 |
26 |
30 |
1328 |
2027 |
3595 |
4742 |
|||
( 1.8) |
( 1.8) |
- |
-- |
( 0.2) |
( 0.3) |
( 0.4) |
( 0.4) |
||||
4. Public Sector Corporations |
5085 |
4981 |
2052 |
1736 |
19850 |
20220 |
26987 |
26938 |
|||
and Companies |
( 4.1) |
( 4.1) |
( 0.9) |
(0.6) |
( 3.2) |
( 2.8) |
( 2.8) |
( 2.4) |
|||
i) Non - Departmental Commercial |
2772 |
2147 |
214 |
143 |
12002 |
8016 |
14988 |
10306 |
|||
Undertakings |
( 2.2) |
( 2.2) |
( 0.1) |
( 0.1) |
( 1.9) |
( 1.1) |
( 1.5) |
( 0.9) |
|||
ii) Others |
2313 |
2835 |
1838 |
1594 |
7848 |
12204 |
11999 |
16632 |
|||
( 1.9) |
( 1.9) |
( 0.8) |
(0.8) |
( 1.3) |
( 1.7) |
( 1.2) |
( 1.5) |
||||
II. Private Corporate Sector |
17631 |
21072 |
897 |
576 |
26727 |
42328 |
45255 |
63975 |
|||
(Non - Financial) |
( 14.2) |
( 14.2) |
( 0.4) |
(0.2) |
( 4.3) |
( 5.8) |
( 4.6) |
( 5.7) |
|||
1. Non- Financial Companies |
14369 |
14594 |
340 |
109 |
20492 |
27253 |
35200 |
41956 |
|||
( 11.6) |
( 11.1) |
( 0.1) |
-- |
( 3.3) |
( 3.8) |
( 3.6) |
( 3.7) |
||||
2. Non-Credit Co -operative |
266 |
145 |
187 |
87 |
1020 |
804 |
1473 |
1036 |
|||
Institutions |
( 0.2) |
( 0.1) |
( 0.1) |
-- |
( 0.2) |
( 0.1) |
( 0.2) |
( 0.1) |
|||
3. Others |
2997 |
6333 |
370 |
379 |
5215 |
14271 |
8582 |
20982 |
|||
( 2.4) |
( 4.8) |
( 0.2) |
(0.1) |
( 0.8) |
( 2.0) |
( 0.9) |
( 1.9) |
||||
III. Financial Sector |
22522 |
21495 |
2797 |
1979 |
45791 |
53652 |
71109 |
77126 |
|||
( 18.1) |
( 16.4) |
( 1.2) |
(0.7) |
( 7.4) |
( 7.4) |
( 7.3) |
( 6.9) |
||||
1. Banks |
9763 |
10409 |
453 |
484 |
30925 |
35149 |
41142 |
46043 |
|||
( 7.9) |
( 8.0) |
( 0.2) |
( 0.2) |
( 5.0) |
( 4.9) |
( 4.2) |
( 4.1) |
||||
i) Indian Commercial Banks |
6064 |
6441 |
187 |
340 |
22309 |
24343 |
28560 |
31124 |
|||
( 4.9) |
( 4.9) |
( 0.1) |
( 0.1) |
( 3.6) |
( 3.4) |
( 2.9) |
( 2.8) |
||||
ii) Foreign Resident Banks |
1250 |
1222 |
3 |
7 |
568 |
1536 |
1821 |
2765 |
|||
(Offices of Foreign Banks in India ) |
( 1.0) |
( 0.9) |
- |
- |
( 0.1) |
( 0.2) |
( 0.2) |
( 0.2) |
|||
iii) Co-operative Banks & |
2449 |
2746 |
264 |
137 |
8048 |
9270 |
10761 |
12154 |
|||
Credit societies |
( 2.0) |
( 2.1) |
( 0.1) |
( 0.1) |
( 1.3) |
( 1.3) |
( 1.1) |
( 1.1) |
|||
a. Co-operative Banks |
2276 |
2580 |
106 |
22 |
7247 |
8424 |
9630 |
11026 |
|||
( 1.8) |
( 2.0) |
- |
- |
( 1.2) |
( 1.2) |
( 1.0) |
( 1.0) |
||||
b. Credit Societies |
173 |
166 |
157 |
116 |
801 |
846 |
1131 |
1127 |
|||
( 0.1) |
( 0.1) |
( 0.1) |
- |
( 0.1) |
( 0.1) |
( 0.1) |
( 0.1) |
||||
|
(Amount in Rs. crore) |
|||||||||||
As on the last Friday of March |
|||||||||||
Sector of the Economy |
Current |
|
Savings |
|
Term |
|
Total |
||||
|
2001 |
2002 |
|
2001 |
2002 |
|
2001 |
2002 |
|
2001 |
2002 |
|
(1) |
(2) |
|
(3) |
(4) |
|
(5) |
(6) |
|
(7) |
(8) |
|
|||||||||||
2. Other Financial Institutions |
6280 |
7165 |
1525 |
1036 |
9358 |
11146 |
17162 |
19347 |
|||
(5.1) |
( 5.5) |
( 0.7) |
( 0.4) |
( 1.5) |
( 1.5) |
( 1.8) |
( 1.7) |
||||
i) Financial Companies |
435 |
821 |
27 |
43 |
1064 |
1187 |
1526 |
2050 |
|||
( 0.4) |
( 0.6) |
(-) |
(-) |
( 0.2) |
( 0.2) |
( 0.2) |
( 0.2) |
||||
a. Housing Finance Companies |
313 |
730 |
8 |
35 |
949 |
970 |
1270 |
1735 |
|||
( 0.3) |
( 0.6) |
(-) |
(-) |
( 0.2) |
( 0.1) |
( 0.1) |
( 0.2) |
||||
b. Auto Finance Companies |
123 |
91 |
19 |
8 |
115 |
217 |
257 |
316 |
|||
( 0.1) |
( 0.1) |
(-) |
(-) |
(-) |
(-) |
(-) |
(-) |
||||
ii) Total of Mutual Funds |
422 |
712 |
16 |
22 |
1006 |
677 |
1443 |
1412 |
|||
(including Private Sector |
( 0.3) |
( 0.5) |
(-) |
(-) |
( 0.2) |
( 0.1) |
( 0.1) |
( 0.1) |
|||
Mutual Funds) |
|||||||||||
a. Mutual Funds in Private Sector |
186 |
396 |
11 |
22 |
610 |
224 |
806 |
641 |
|||
|
( 0.1) |
( 0.3) |
(-) |
(-) |
( 0.1) |
(-) |
( 0.1) |
( 0.1) |
|||
b. Other Mutual Funds |
236 |
317 |
5 |
- |
396 |
454 |
637 |
771 |
|||
( 0.2) |
( 0.2) |
(-) |
(-) |
( 0.1) |
( 0.1) |
( 0.1) |
( 0.1) |
||||
iii) Unit Trust of India |
640 |
676 |
11 |
18 |
235 |
14 |
886 |
707 |
|||
( 0.5) |
( 0.5) |
(-) |
(-) |
(-) |
(-) |
( 0.1) |
( 0.1) |
||||
iv) Insurance Corporations and |
3258 |
3220 |
124 |
43 |
3891 |
5911 |
7274 |
9173 |
|||
Companies (Life and General) |
( 2.6) |
( 2.5) |
( 0.1) |
- |
( 0.6) |
( 0.8) |
( 0.7) |
( 0.8) |
|||
v) Term Lending Institutions |
672 |
789 |
10 |
20 |
1804 |
1634 |
2486 |
2443 |
|||
( 0.5) |
( 0.6) |
(-) |
(-) |
( 0.3) |
( 0.2) |
( 0.3) |
( 0.2) |
||||
vi) Provident Fund Institutions |
851 |
947 |
1337 |
892 |
1358 |
1723 |
3546 |
3562 |
|||
( 0.7) |
( 0.7) |
( 0.6) |
( 0.3) |
( 0.2) |
( 0.2) |
( 0.4) |
( 0.3) |
||||
3. Other Financial Companies |
6479 |
3921 |
818 |
458 |
5509 |
7356 |
12805 |
11736 |
|||
( 5.2) |
( 3.0) |
( 0.4) |
( 0.2) |
( 0.9) |
( 1.0) |
( 1.3) |
( 1.0) |
||||
i) Financial Services Companies |
791 |
477 |
47 |
6 |
928 |
1191 |
1765 |
1674 |
|||
( 0.6) |
( 0.4) |
(-) |
(-) |
( 0.1) |
( 0.2) |
( 0.2) |
( 0.1) |
||||
ii) Other Financial Companies |
1979 |
1048 |
171 |
65 |
1945 |
2914 |
4095 |
4027 |
|||
( 1.6) |
( 0.8) |
( 0.1) |
(-) |
( 0.3) |
( 0.4) |
( 0.4) |
( 0.4) |
||||
iii) Others |
3709 |
2397 |
601 |
387 |
2636 |
3251 |
6946 |
6035 |
|||
( 3.0) |
( 1.8) |
( 0.3) |
( 0.1) |
( 0.4) |
( 0.4) |
( 0.7) |
( 0.5) |
(Amount in Rs. crore) |
|||||||||||
As on the last Friday of March |
|||||||||||
Sector of the Economy |
Current |
|
Savings |
|
Term |
|
Total |
||||
|
2001 |
2002 |
|
2001 |
2002 |
|
2001 |
2002 |
|
2001 |
2002 |
|
(1) |
(2) |
|
(3) |
(4) |
|
(5) |
(6) |
|
(7) |
(8) |
|
|||||||||||
IV. Household Sector |
58741 |
60668 |
201899 |
234849 |
395233 |
454885 |
655873 |
750402 |
|||
( 47.3) |
( 46.3) |
( 86.9) |
( 87.3) |
( 63.8) |
( 62.8) |
( 67.2) |
( 66.7) |
||||
1. Individuals (including Hindu |
31772 |
32597 |
179947 |
213368 |
335805 |
385861 |
547525 |
631826 |
|||
Undivided Families |
( 25.6) |
( 24.9) |
( 77.5) |
( 79.4) |
( 54.2) |
( 53.3) |
( 56.1) |
( 56.2) |
|||
i) Farmers |
1567 |
1554 |
32466 |
37445 |
65779 |
69234 |
99812 |
108233 |
|||
( 1.3) |
( 1.2) |
( 14.0) |
( 13.9) |
( 10.6) |
( 9.6) |
( 10.2) |
(9.6) |
||||
ii) Businessmen Traders, |
18732 |
20369 |
32046 |
38065 |
70771 |
79404 |
121549 |
137838 |
|||
Professionals and |
( 15.1) |
( 15.6) |
( 13.8) |
( 14.2) |
( 11.4) |
( 11.0) |
( 12.4) |
( 12.3) |
|||
Self - Employed Persons |
|||||||||||
iii) Wage and Salary Earners |
2313 |
1938 |
55223 |
60009 |
85572 |
93356 |
143107 |
155303 |
|||
( 1.9) |
( 1.5) |
( 23.8) |
( 22.3) |
( 13.8) |
( 12.9) |
( 14.7) |
( 13.8) |
||||
iv) Shroffs, Money Lenders, |
1070 |
840 |
1969 |
2038 |
4532 |
4460 |
7571 |
7338 |
|||
Stock Brokers, Dealers in Bullion etc. |
( 0.9) |
( 0.6) |
( 0.8) |
( 0.8) |
( 0.7) |
( 0.6) |
( 0.8) |
( 0.7) |
|||
v) Other Individuals |
8090 |
7896 |
58244 |
75811 |
109152 |
139407 |
175486 |
223114 |
|||
( 6.5) |
( 6.0) |
( 25.1) |
( 28.2) |
( 17.6) |
( 19.2) |
( 18.0) |
( 19.8) |
||||
2. Trusts Associations Clubs etc. |
1449 |
1646 |
3018 |
3135 |
8672 |
14230 |
13139 |
19011 |
|||
( 1.2) |
( 1.3) |
( 1.3) |
( 1.2) |
( 1.4) |
( 2.0) |
( 1.3) |
( 1.7) |
||||
3. Proprietary and Partnership |
19348 |
19961 |
1570 |
1457 |
14059 |
15455 |
34977 |
36873 |
|||
concerns etc. |
( 15.6) |
( 15.2) |
( 0.7) |
( 0.5) |
( 2.3) |
( 2.1) |
( 3.6) |
( 3.3) |
|||
4. Educational Institutions |
1565 |
1597 |
3904 |
3730 |
7075 |
8864 |
12544 |
14191 |
|||
( 1.3) |
( 1.2) |
( 1.7) |
( 1.4) |
( 1.1) |
( 1.2) |
( 1.3) |
( 1.3) |
||||
5. Religious Institutions |
185 |
171 |
1315 |
1226 |
4948 |
4841 |
6448 |
6238 |
|||
( 0.1) |
( 0.1) |
( 0.6) |
( 0.5) |
( 0.8) |
( 0.7) |
( 0.7) |
( 0.6) |
||||
6. Others(not elsewhere classified) |
4422 |
4696 |
12145 |
11933 |
24673 |
25634 |
41240 |
42264 |
|||
( 3.6) |
( 3.6) |
( 5.2) |
( 4.4) |
( 4.0) |
( 3.5) |
( 4.2) |
( 3.8) |
||||
V. Foreign Sector |
3262 |
4377 |
11915 |
14206 |
91854 |
95572 |
107030 |
114154 |
|||
( 2.6) |
( 3.3) |
( 5.1) |
( 5.3) |
( 14.8) |
( 13.2) |
( 11.0) |
( 10.2) |
||||
1. Foreign Consulates, Embassies, |
129 |
202 |
163 |
111 |
1282 |
856 |
1574 |
1169 |
|||
Trade Missions, Information |
( 0.1) |
( 0.2) |
( 0.1) |
-- |
( 0.2) |
( 0.1) |
( 0.2) |
( 0.1) |
|||
Services etc. |
|||||||||||
2. Non-Residents |
1161 |
1445 |
9989 |
10948 |
82975 |
84260 |
94125 |
96653 |
|||
( 0.9) |
( 1.1) |
( 4.3) |
( 4.1) |
( 13.4) |
( 11.6) |
( 9.6) |
( 8.6) |
||||
3. Others |
1973 |
2730 |
1762 |
3146 |
7597 |
10456 |
11331 |
16332 |
|||
( 1.6) |
( 2.1) |
( 0.8) |
( 1.2) |
( 1.2) |
( 1.4) |
( 1.2) |
( 1.5) |
||||
Total |
124238 |
130902 |
232260 |
268865 |
619962 |
724605 |
976460 |
1124372 |
|||
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
||||
|
|||||||||||
Note : |
|||||||||||
Figures in brackets indicate percentages to total. |
|||||||||||
Source : Reserve Bank of India Bulletin May 2003 |