5.3 : Distribution of outstanding Credit of Scheduled Commercial Banks according to Interest Rate Range : 2002 and 2003
|  
       (Amount in Rs. crore)  | 
  ||||||
|  
       As on March 31  | 
    ||||||
|  
       2002  | 
     
       2003  | 
    |||||
|  
       Interest rate range  | 
     
       No. of  | 
     
       Credit  | 
     
       Amount  | 
     
       No. of  | 
     
       Credit  | 
     
       Amount  | 
  
|  
       Accounts  | 
     
       Limit  | 
     
       Outstanding  | 
     
       Accounts  | 
     
       Limit  | 
     
       Outstanding  | 
  |
|  
       
  | 
     
       (1)  | 
     
       (2)  | 
     
       (3)  | 
     
       (4)  | 
     
       (5)  | 
     
       (6)  | 
  
|  
       Less than 6%  | 
     
       21902  | 
     
       809  | 
     
       717  | 
     
       24484  | 
     
       1500  | 
     
       827  | 
  
|  
       -1  | 
     
       -0.1  | 
     
       -0.1  | 
     
       -0.8  | 
     
       -0.2  | 
     
       -0.1  | 
  |
|  
       6% and above but less than 10%  | 
     
       18046  | 
     
       20489  | 
     
       15654  | 
     
       146830  | 
     
       42730  | 
     
       29864  | 
  
|  
       -0.8  | 
     
       -3.3  | 
     
       -3.2  | 
     
       -5.1  | 
     
       -5.8  | 
     
       -5.3  | 
  |
|  
       10% and above but less than 12%  | 
     
       271540  | 
     
       150449  | 
     
       118125  | 
     
       589745  | 
     
       171446  | 
     
       127928  | 
  
|  
       -12.4  | 
     
       -24.2  | 
     
       -24.5  | 
     
       -20.4  | 
     
       -23.4  | 
     
       -22.9  | 
  |
|  
       12% and above but less than 14%  | 
     
       615279  | 
     
       141453  | 
     
       108711  | 
     
       840103  | 
     
       191975  | 
     
       140444  | 
  
|  
       -28  | 
     
       -22.7  | 
     
       -22.5  | 
     
       -29  | 
     
       -26.2  | 
     
       -25.1  | 
  |
|  
       14% and above but less than 15%  | 
     
       384664  | 
     
       91642  | 
     
       68303  | 
     
       408675  | 
     
       137050  | 
     
       108615  | 
  
|  
       -17.5  | 
     
       -14.7  | 
     
       -14.1  | 
     
       -14.1  | 
     
       -18.7  | 
     
       -19.4  | 
  |
|  
       15% and above but less than 16%  | 
     
       403183  | 
     
       92393  | 
     
       74945  | 
     
       486139  | 
     
       85095  | 
     
       69772  | 
  
|  
       -18.4  | 
     
       -14.8  | 
     
       -15.5  | 
     
       -16.8  | 
     
       -11.6  | 
     
       -12.5  | 
  |
|  
       16% and above but less than 17%  | 
     
       268621  | 
     
       72834  | 
     
       60538  | 
     
       176417  | 
     
       61774  | 
     
       48267  | 
  
|  
       -12.2  | 
     
       -11.7  | 
     
       -12.5  | 
     
       -6.1  | 
     
       -8.4  | 
     
       -8.6  | 
  |
|  
       17% and above but less than 18%  | 
     
       87238  | 
     
       17047  | 
     
       14244  | 
     
       44398  | 
     
       12709  | 
     
       10294  | 
  
|  
       -4  | 
     
       -2.7  | 
     
       -2.9  | 
     
       -1.5  | 
     
       -1.7  | 
     
       -1.8  | 
  |
|  
       18% and above but less than 20%  | 
     
       70655  | 
     
       26806  | 
     
       15285  | 
     
       100544  | 
     
       20077  | 
     
       16814  | 
  
|  
       -3.2  | 
     
       -4.3  | 
     
       -3.2  | 
     
       -3.5  | 
     
       -2.7  | 
     
       -3  | 
  |
|  
       20% and above  | 
     
       54603  | 
     
       8933  | 
     
       6574  | 
     
       77734  | 
     
       9192  | 
     
       6915  | 
  
|  
       -2.5  | 
     
       -1.4  | 
     
       -1.4  | 
     
       -2.7  | 
     
       -1.3  | 
     
       -1.2  | 
  |
|  
       Total loans & advances  | 
     
       2195731  | 
     
       622855  | 
     
       483096  | 
     
       2895069  | 
     
       733548  | 
     
       559740  | 
  
|  
       -100  | 
     
       -100  | 
     
       -100  | 
     
       -100  | 
     
       -100  | 
     
       -100  | 
  |
|  
       Inland & foreign bills purchased/discounted  | 
     
       62798  | 
     
       74004  | 
     
       47247  | 
     
       69499  | 
     
       79734  | 
     
       51172  | 
  
|  
       Total  | 
     
       2258529  | 
     
       696859  | 
     
       530343  | 
     
       2964568  | 
     
       813282  | 
     
       610912  | 
  
|  
       Notes :  | 
    ||||||
|  
       1. Data relate to accounts each with credit limit over Rs.2 lakh.  | 
    ||||||
|  
       2. Figures in bracket represent per cent share in total loans and advances.  | 
    ||||||
|  
       3. Data reported here cover banks' branches in India and include bills rediscounted under the New Bill Market Scheme as also  | 
  ||||||
|  
       dues from banks.Therefore, the aggregate figures reported here may not tally with those reported in tables 2.1, 2.2 and 3.1.  | 
  ||||||
|  
       Source : Basic Statistical Returns of Scheduled Commercial Banks in India, Volume 32, March 2003.  | 
    ||||||
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