(Amount in Rs. crore)

Item

2000-01

2001-02

Variation of Col. (3) over Col.(2)

Absolute

Percentage

1

2

3

4

5

A.

Income

1,03,499.36

1,17,248.75

13,749.39

13.28

(i+ii)

(100.00)

(100.00)

i) Interest Income

91,129.44

1,00,721.54

9,592.10

10.53

(88.05)

(85.90)

of which: Interest on Advances

43,017.14

45,938.48

2,921.34

6.79

(41.56)

(39.18)

ii) Other Income

12,369.92

16,527.21

4,157.29

33.61

(11.95)

(14.10)

of which: Commission & Brokerage

6,574.29

6,811.04

236.75

3.60

(6.35)

(5.81)

B.

Expenditure

99,182.42

1,08,947.51

9,765.09

9.85

(i+ii+iii)

(100.00)

(100.00)

i) Interest Expended

61,693.19

69,153.77

7,460.58

12.09

(62.20)

(63.47)

of which: Interest on Deposits

58,406.12

65,578.56

7,172.44

12.28

(58.89)

(60.19)

ii) Provisions and Contingencies

9,484.74

13,371.69

3,886.95

40.98

(9.56)

(12.27)

of which: Provision for NPAs

5,924.29

8,209.55

2,285.26

38.57

(5.97)

(7.54)

iii) Operating Expenses

28,004.49

26,422.05

-1,582.44

-5.65

(28.24)

(24.25)

of which: Wage Bill

20,929.17

19,045.38

-1,883.79

-9.00

(21.10)

(17.48)

C.

Profit

i) Operating Profit

13,801.68

21,672.93

7,871.25

57.03

ii) Net Profit

4,316.94

8,301.24

3,984.30

92.29

D.

Spread (Net Interest Income)

29,436.25

31,567.77

2,131.52

7.24

(Interest Income - Interest Expended)

E.

Total Assets

10,29,972.19

11,55,736.77

1,25,764.58

12.21

Note : Figures in brackets are percentage to the respective total.