Appendix Table III.1(B): Consolidated Balance Sheet of Private Sector Banks - ಆರ್ಬಿಐ - Reserve Bank of India
Appendix Table III.1(B): Consolidated Balance Sheet of Private Sector Banks
(As at end-March) | ||||||||||||||
(Amount in Rs.crore) | ||||||||||||||
Item | Private Sector Banks | Old Private Sector Banks | New Private Sector Banks | |||||||||||
2002 | 2003 | 2002 | 2003 | 2002 | 2003 | |||||||||
Amount | per cent | Amount | per cent | Amount | per cent | Amount | per cent | Amount | per cent | Amount | per cent | |||
to total | to total | to total | to total | to total | to total | |||||||||
1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | ||
1. Capital | 2,718.39 | 1.02 | 2,921.06 | 0.98 | 604.80 | 0.65 | 648.77 | 0.62 | 2,113.59 | 1.21 | 2,272.29 | 1.18 | ||
2. Reserves & Surplus | 13,468.95 | 5.03 | 15,974.40 | 5.37 | 4,806.25 | 5.16 | 5,646.38 | 5.37 | 8,662.70 | 4.96 | 10,328.02 | 5.37 | ||
3. Deposits | 1,69,432.92 | 63.29 | 2,07,173.57 | 69.69 | 80,440.54 | 86.28 | 91,431.26 | 86.99 | 88,992.38 | 51.01 | 1,15,742.31 | 60.23 | ||
3.1 | Demand Deposits | 20,397.76 | 7.62 | 23,274.15 | 7.83 | 8,107.59 | 8.70 | 8,515.54 | 8.10 | 12,290.17 | 7.04 | 14,758.61 | 7.68 | |
3.2 | Savings Bank Deposits | 20,120.17 | 7.52 | 26,160.42 | 8.80 | 11,828.99 | 12.69 | 13,673.98 | 13.01 | 8,291.18 | 4.75 | 12,486.44 | 6.50 | |
3.3 | Term Deposits | 1,28,914.99 | 48.16 | 1,57,739.00 | 53.06 | 60,503.96 | 64.90 | 69,241.74 | 65.88 | 68,411.03 | 39.21 | 88,497.26 | 46.05 | |
4. Borrowings | 56,591.84 | 21.14 | 42,139.95 | 14.18 | 2,725.11 | 2.92 | 2,385.75 | 2.27 | 53,866.73 | 30.87 | 39,754.20 | 20.69 | ||
5. Other Liabilities and Provisions | 25,493.77 | 9.52 | 29,070.33 | 9.78 | 4,652.59 | 4.99 | 4,997.34 | 4.75 | 20,841.18 | 11.94 | 24,072.99 | 12.53 | ||
Total Liabilities | 2,67,705.87 | 100.00 | 2,97,279.31 | 100.00 | 93,229.29 | 100.00 | 1,05,109.50 | 100.00 | 1,74,476.58 | 100.00 | 1,92,169.81 | 100.00 | ||
1. Cash and balances with RBI | 11,306.23 | 4.22 | 16,393.68 | 5.51 | 5,296.35 | 5.68 | 5,243.58 | 4.99 | 6,009.88 | 3.44 | 11,150.10 | 5.80 | ||
2. Balances with banks and | ||||||||||||||
money at call and short notice | 23,386.30 | 8.74 | 11,052.34 | 3.72 | 6,489.89 | 6.96 | 5,222.04 | 4.97 | 16,896.41 | 9.68 | 5,830.30 | 3.03 | ||
3. Investments | 97,650.61 | 36.48 | 1,07,327.94 | 36.10 | 34,021.77 | 36.49 | 40,001.03 | 38.06 | 63,628.84 | 36.47 | 67,326.91 | 35.04 | ||
3.1 | In Govt. Securities (a+b) | 62,943.45 | 23.51 | 73,303.41 | 24.66 | 23,840.20 | 25.57 | 28,479.37 | 27.09 | 39,103.25 | 22.41 | 44,824.04 | 23.33 | |
a. In India | 62,859.08 | 23.48 | 73,219.26 | 24.63 | 23,755.83 | 25.48 | 28,395.22 | 27.01 | 39,103.25 | 22.41 | 44,824.04 | 23.33 | ||
b. Outside India | 84.37 | 0.03 | 84.15 | 0.03 | 84.37 | 0.09 | 84.15 | 0.08 | — | — | — | — | ||
3.2 | In other approved Securities | 1,126.64 | 0.42 | 960.93 | 0.32 | 1,012.24 | 1.09 | 882.58 | 0.84 | 114.40 | 0.07 | 78.35 | 0.04 | |
3.3 | In non-approved Securities | 33,580.52 | 12.54 | 33,063.60 | 11.12 | 9,169.33 | 9.84 | 10,639.08 | 10.12 | 24,411.19 | 13.99 | 22,424.52 | 11.67 | |
4. Loans and Advances | 1,16,840.79 | 43.65 | 1,38,951.10 | 46.74 | 42,285.68 | 45.36 | 49,436.34 | 47.03 | 74,555.11 | 42.73 | 89,514.76 | 46.58 | ||
4.1 | Bills purchased & discounted | 10,405.19 | 3.89 | 11,084.39 | 3.73 | 4,204.38 | 4.51 | 5,321.15 | 5.06 | 6,200.81 | 3.55 | 5,763.24 | 3.00 | |
4.2 | Cash Credit, Overdrafts, etc. | 35,527.03 | 13.27 | 38,437.75 | 12.93 | 22,412.43 | 24.04 | 23,663.92 | 22.51 | 13,114.60 | 7.52 | 14,773.83 | 7.69 | |
4.3 | Term Loans | 70,908.57 | 26.49 | 89,428.96 | 30.08 | 15,668.87 | 16.81 | 20,451.27 | 19.46 | 55,239.70 | 31.66 | 68,977.69 | 35.89 | |
5. Fixed Assets | 7,400.97 | 2.76 | 7,499.41 | 2.52 | 1,459.53 | 1.57 | 1,528.16 | 1.45 | 5,941.44 | 3.41 | 5,971.25 | 3.11 | ||
6. Other Assets | 11,120.97 | 4.15 | 16,054.84 | 5.40 | 3,676.07 | 3.94 | 3,678.35 | 3.50 | 7,444.90 | 4.27 | 12,376.49 | 6.44 | ||
Total Assets | 2,67,705.87 | 100.00 | 2,97,279.31 | 100.00 | 93,229.29 | 100.00 | 1,05,109.50 | 100.00 | 1,74,476.58 | 100.00 | 1,92,169.81 | 100.00 | ||
Source: Balance sheets of respective banks. |