Appendix Table III.12(F): Financial Performance of New Private Sector Banks - ಆರ್ಬಿಐ - Reserve Bank of India
Appendix Table III.12(F): Financial Performance of New Private Sector Banks
(Amount in Rs.crore) |
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|
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Item |
2001-02 |
2002-03 |
Variation of Col. (3) |
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Absolute |
Percentage |
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|
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1 |
2 |
3 |
4 |
5 |
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|
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A. |
Income |
9,869.86 |
20,587.15 |
10,717.29 |
108.59 |
|
(i+ii) |
(100.00) |
(100.00) |
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i) |
Interest Income |
7,821.87 |
15,634.83 |
7,812.96 |
99.89 |
|
(79.25) |
(75.94) |
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of which: Interest on Advances |
3,504.08 |
9,246.01 |
5,741.93 |
163.86 |
||
Income on Investments |
3,689.02 |
5,525.59 |
1,836.57 |
49.78 |
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ii) |
Other Income |
2,047.99 |
4,952.32* |
2,904.33 |
141.81 |
|
(20.75) |
(24.06) |
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of which: Commission & Brokerage |
647.19 |
1,382.99 |
735.80 |
113.69 |
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B. |
Expenditure |
9,095.24 |
18,861.17 |
9,765.93 |
107.37 |
|
(i+ii+iii) |
(100.00) |
(100.00) |
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i) |
Interest Expended |
5,812.69 |
12,361.45 |
6,548.76 |
112.66 |
|
(63.91) |
(65.54) |
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of which: Interest on Deposits |
5,040.05 |
6,394.35 |
1,354.30 |
26.87 |
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ii) |
Provisions and Contingencies |
1,356.04 |
2,708.28 |
1,352.24 |
99.72 |
|
(14.91) |
(14.36) |
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of which: Provisions for NPAs |
914.31 |
1,908.58 |
994.27 |
108.75 |
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iii) |
Operating Expenses |
1,926.51 |
3,791.44 |
1,864.93 |
96.80 |
|
(21.18) |
(20.10) |
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of which : Wage Bill |
436.45 |
828.76 |
392.31 |
89.89 |
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C. |
Profit |
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i) |
Operating Profit |
2,130.66 |
4,434.26 |
2,303.60 |
108.12 |
|
ii) |
Net Profit |
774.62 |
1,725.98 |
951.36 |
122.82 |
|
D. |
Spread (Net Interest Income) |
2,009.18 |
3,273.38 |
1,264.20 |
62.92 |
|
(Interest Income - Interest Expended) |
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E. |
Total Assets |
1,74,476.58 |
1,92,169.81 |
17,693.23 |
10.14 |
|
|
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* Includes, profit on sale of shares of ICICI Bank Ltd. held by erstwhile ICICI Limited. |