Appendix Table III.12(G): Financial Performance of Foreign Banks - ಆರ್ಬಿಐ - Reserve Bank of India
Appendix Table III.12(G): Financial Performance of Foreign Banks
(Amount in Rs.crore) | ||||||
Item | 2001-02 | 2002-03 | Variation of Col. (3) | |||
Absolute | Percentage | |||||
1 | 2 | 3 | 4 | 5 | ||
A. | Income | 12,964.01 | 12,043.59 | -920.42 | -7.10 | |
(i+ii) | (100.00) | (100.00) | ||||
i) | Interest Income | 9,699.65 | 8,972.19 | -727.46 | -7.50 | |
(74.82) | (74.50) | |||||
of which: Interest on Advances | 5,317.30 | 5,391.54 | 74.24 | 1.40 | ||
Income on Investments | 3,669.81 | 3,141.09 | -528.72 | -14.41 | ||
ii) | Other Income | 3,264.36 | 3,071.40 | -192.96 | -5.91 | |
(25.18) | (25.50) | |||||
of which: Commission & Brokerage | 1,269.23 | 1,382.46 | 113.23 | 8.92 | ||
B. | Expenditure | 11,471.90 | 10,219.55 | -1,252.35 | -10.92 | |
(i+ii+iii) | (100.00) | (100.00) | ||||
i) | Interest Expended | 6,053.22 | 5,065.44 | -987.78 | -16.32 | |
(52.77) | (49.57) | |||||
of which: Interest on Deposits | 4,116.56 | 3,550.46 | -566.10 | -13.75 | ||
ii) | Provisions and Contingencies | 2,021.50 | 1,903.81 | -117.69 | -5.82 | |
(17.62) | (18.63) | |||||
of which: Provisions for NPAs | 587.18 | 724.09 | 136.91 | 23.32 | ||
iii) | Operating Expenses | 3,397.18 | 3,250.30 | -146.88 | -4.32 | |
(29.61) | (31.80) | |||||
of which : Wage Bill | 1,124.31 | 1,040.16 | -84.15 | -7.48 | ||
C. | Profit | |||||
i) | Operating Profit | 3,513.61 | 3,727.85 | 214.24 | 6.10 | |
ii) | Net Profit | 1,492.11 | 1,824.04 * | 331.93 | 22.25 | |
D. | Spread (Net Interest Income) | 3,646.43 | 3,906.75 | 260.32 | 7.14 | |
(Interest Income - Interest Expended) | ||||||
E. | Total Assets | 1,13,320.92 | 1,16,401.08 | 3,080.16 | 2.72 | |
* Before Extra Ordinary Item of Standard Chartered Bank for Rs.6.5 crore, for the year 2002-03. | ||||||
Note: Figures in brackets are percentage shares to the respective total. |