Appendix Table III.15 (C) Financial Performance of Public Sector Banks - ಆರ್ಬಿಐ - Reserve Bank of India
Appendix Table III.15 (C) Financial Performance of Public Sector Banks
(Amount in Rs. crore) |
|||||||
Item |
2003-04 |
2004-05 |
Variation |
||||
Absolute |
Percentage |
||||||
1 |
2 |
3 |
4 |
5 |
|||
A. |
Income (i+ii) |
1,37,587.31 |
1,47,626.25 |
10,038.94 |
7.30 |
||
(100.00) |
(100.00) |
||||||
i) |
Interest Income |
1,09,547.35 |
1,23,001.99 |
13,454.64 |
12.28 |
||
(79.62) |
(83.32) |
||||||
of which: |
Interest on Advances |
49,934.15 |
61,408.56 |
11,474.41 |
22.98 |
||
Income on Investments |
53,207.89 |
54,777.76 |
1,569.87 |
2.95 |
|||
ii) |
Other Income |
28,039.96 |
24,624.26 |
-3,415.70 |
-12.18 |
||
(20.38) |
(16.68) |
||||||
of which: |
Commission and Brokerage |
7,822.13 |
9,144.30 |
1,322.17 |
16.90 |
||
B. |
Expenditure (i+ii+iii) |
1,21,040.93 |
1,31,841.85 |
10,800.92 |
8.92 |
||
(100.00) |
(100.00) |
||||||
i) |
Interest Expended |
65,764.53 |
71,223.85 |
5,459.32 |
8.30 |
||
(54.33) |
(54.02) |
||||||
of which: |
Interest on Deposits |
62,272.57 |
62,936.35 |
663.78 |
1.07 |
||
ii) |
Provisions and Contingencies |
22,743.72 |
23,628.78 |
885.06 |
3.89 |
||
(18.79) |
(17.92) |
||||||
of which: |
Provision for NPAs |
14189.10 |
5777.77 |
-8,411.33 |
-59.28 |
||
iii) |
Operating Expenses |
32,532.68 |
36,989.22 |
4,456.54 |
13.70 |
||
(26.88) |
(28.06) |
||||||
of which: |
Wage Bill |
22,581.23 |
24,742.61 |
2,161.38 |
9.57 |
||
C. |
Profit |
||||||
i) |
Operating Profit |
39,290.10 |
39,413.18 |
123.08 |
0.31 |
||
ii) |
Net Profit |
16,546.38 |
15,784.40 |
-761.98 |
-4.61 |
||
D. |
Net Interest Income/Margin |
43,782.82 |
51,778.14 |
7,995.32 |
18.26 |
||
E. |
Total Assets |
14,71,077.38 |
17,73,938.80 |
3,02,861.42 |
20.59 |
||
Note : Figures in brackets are percentage shares to the respective total. |