(Amount in Rs. crore) |
Item |
2004-05 |
2005-06 |
Variation |
|
|
|
|
Absolute |
Percentage |
1 |
2 |
3 |
4 |
5 |
A. |
Income (i+ii) |
22,107.33 |
32,098.64 |
9,991.31 |
45.19 |
|
|
|
(100.00) |
(100.00) |
|
|
|
i) |
Interest Income |
16,990.13 |
24,301.45 |
7,311.33 |
43.03 |
|
|
|
(76.85) |
(75.71) |
|
|
|
|
of which: Interest on Advances |
11,203.57 |
16,199.23 |
4,995.67 |
44.59 |
|
|
Income on Investments |
5,068.78 |
7,379.11 |
2,310.33 |
45.58 |
|
ii) |
Other Income |
5,117.20 |
7,797.19 |
2,679.99 |
52.37 |
|
|
|
(23.15) |
(24.29) |
|
|
|
|
of which: Commission and Brokerage |
3,072.51 |
5,014.08 |
1,941.57 |
63.19 |
|
|
|
|
|
|
|
B. |
Expenditure (i+ii+iii) |
19,009.76 |
27,989.79 |
8,980.03 |
47.24 |
|
|
|
(100.00) |
(100.00) |
|
|
|
i) |
Interest Expended |
10,600.40 |
15,260.88 |
4,660.48 |
43.97 |
|
|
|
(55.76) |
(54.52) |
|
|
|
|
of which: Interest on Deposits |
6,698.71 |
10,637.63 |
3,938.92 |
58.80 |
|
ii) |
Provisions and Contingencies |
2,345.18 |
4,279.40 |
1,934.22 |
82.48 |
|
|
|
(12.34) |
(15.29) |
|
|
|
|
of which: Provision for NPAs |
460.22 |
157.75 |
-302.47 |
-65.72 |
|
iii) |
Operating Expenses |
6,064.18 |
8,449.51 |
2,385.33 |
39.33 |
|
|
|
(31.90) |
(30.19) |
|
|
|
|
of which : Wage Bill |
1,484.13 |
2,306.59 |
822.46 |
55.42 |
C. |
Profit |
|
|
|
|
|
i) |
Operating Profit |
5,442.75 |
8,388.25 |
2,945.50 |
54.12 |
|
ii) |
Net Profit |
3,097.57 |
4,108.85 |
1,011.28 |
32.65 |
D. |
Net Interest Income/Margin |
6,389.73 |
9,040.57 |
2,650.85 |
41.49 |
E. |
Total Assets |
2,94,421.45 |
4,21,658.56 |
1,27,237.11 |
43.22 |
Note : Figures in brackets are percentage shares to the respective total. Source : Balance sheets of respective banks. |
|