(Amount in Rs. crore)

Item

2003-04

2004-05

Variation

Absolute

Percentage

1

2

3

4

5

A.

Income (i+ii)

13,008.35

13,034.44

26.09

0.20

(100.00)

(100.00)

i)

Interest Income

9,137.04

9,170.85

33.81

0.37

(70.24)

(70.36)

of which:

Interest on Advances

5,044.29

5,535.22

490.93

9.73

Income on Investments

3,551.24

2,946.83

-604.41

-17.02

ii)

Other Income

3,871.31

3,863.59

-7.72

-0.20

(29.76)

(29.64)

of which:

Commission and Brokerage

1,632.21

2,140.73

508.52

31.16

B.

Expenditure (i+ii+iii)

10,765.28

11,032.05

266.77

2.48

(100.00)

(100.00)

i)

Interest Expended

4,268.52

4,039.91

-228.61

-5.36

(39.65)

(36.62)

of which:

Interest on Deposits

2,901.81

2,594.47

-307.34

-10.59

ii)

Provisions and Contingencies

2,742.46

2,594.87

-147.59

-5.38

(25.48)

(23.52)

of which:

Provision for NPAs

897.75

582.73

-315.02

-35.09

iii)

Operating Expenses

3,754.30

4,397.27

642.97

17.13

(34.87)

(39.86)

of which:

Wage Bill

1,199.67

1,345.30

145.63

12.14

C.

Profit

i)

Operating Profit

4,985.53

4,597.26

-388.27

-7.79

ii)

Net Profit

2,243.07

2,002.39

-240.68

-10.73

D.

Net Interest Income/Margin

4,868.52

5,130.94

262.42

5.39

E.

Total Assets

1,35,640.12

1,54,128.36

18,488.24

13.63

Note : Figures in brackets are percentage shares to the respective total.