(Amount in Rs. crore) |
Sr. No. |
Sector |
Outstanding as on |
Variation |
March 18, 2005 |
March 31, 2006 |
March 30, 2007 |
2005-06 |
2006-07 |
|
1 |
2 |
3 |
4 |
5 |
6 |
I. |
Gross Bank Credit (II + III) |
10,45,954 |
14,43,920 |
18,41,878 |
3,97,966 |
3,97,958 |
II. |
Food Credit |
41,121 |
40,691 |
46,521 |
-430 |
5,830 |
III. |
Non-Food Gross Bank Credit (1 to 4) |
10,04,833 |
14,03,229 |
17,95,357 |
3,98,396 |
3,92,128 |
|
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
|
1. Agriculture and Allied Activities |
1,24,269 |
1,73,875 |
2,30,180 |
49,606 |
56,305 |
|
|
(12.4) |
(12.4) |
(12.8) |
(12.5) |
(14.4) |
|
2. Industry (Small, Medium and Large) |
4,23,136 |
5,49,940 |
6,91,483 |
1,26,804 |
1,41,543 |
|
|
(42.1) |
(39.2) |
(38.5) |
(31.8) |
(36.1) |
|
3.Services |
2,01,080 |
3,19,334 |
4,18,191 |
1,18,254 |
98,857 |
|
|
(20.0) |
(22.8) |
(23.3) |
(29.7) |
(25.2) |
|
3.1 Transport Operators |
8,396 |
17,341 |
26,416 |
8,945 |
9,075 |
|
|
(0.8) |
(1.2) |
(1.5) |
(2.2) |
(2.3) |
|
|
3.2 Computer Software |
2,760 |
3,625 |
5,093 |
865 |
1,468 |
|
|
|
(0.3) |
(0.3) |
(0.3) |
(0.2) |
(0.4) |
|
|
3.3 Tourism and Hotels and Restaurants |
4,199 |
7,732 |
9,704 |
3,533 |
1,972 |
|
|
|
(0.4) |
(0.6) |
(0.5) |
(0.9) |
(0.5) |
|
|
3.4 Shipping |
1,167 |
4,351 |
6,838 |
3,184 |
2,487 |
|
|
|
(0.1) |
(0.3) |
(0.4) |
(0.8) |
(0.6) |
|
|
3.5 Professional and Other Services |
9,656 |
15,283 |
23,782 |
5,627 |
8,499 |
|
|
|
(1.0) |
(1.1) |
(1.3) |
(1.4) |
(2.2) |
|
|
3.6 Trade |
58,195 |
83,428 |
1,08,041 |
25,233 |
24,613 |
|
|
|
(5.8) |
(5.9) |
(6.0) |
(6.3) |
(6.3) |
|
|
|
3.6.1 Wholesale Trade |
31,559 |
39,584 |
49,506 |
8,025 |
9,922 |
|
|
|
|
(other than food procurement) |
(3.1) |
(2.8) |
(2.8) |
(2.0) |
(2.5) |
|
|
|
3.6.2 |
Retail Trade |
26,636 |
43,844 |
58,535 |
17,208 |
14,691 |
|
|
|
(2.7) |
(3.1) |
(3.3) |
(4.3) |
(3.7) |
|
|
3.7 Real Estate Loans |
13,546 |
26,693 |
45,328 |
13,147 |
18,635 |
|
|
|
(1.3) |
(1.9) |
(2.5) |
(3.3) |
(4.8) |
|
|
3.8 Non-Banking Financial Companies |
22,807 |
34,270 |
48,496 |
11,463 |
14,226 |
|
|
|
(2.3) |
(2.4) |
(2.7) |
(2.9) |
(3.6) |
|
|
3.9 All Others |
80,354 |
1,26,611 |
1,44,493 |
46,257 |
17,882 |
|
|
|
(8.0) |
(9.0) |
(8.0) |
(11.6) |
(4.6) |
|
4. Personal Loans |
2,56,348 |
3,60,081 |
4,55,503 |
1,03,733 |
95,422 |
|
|
|
(25.5) |
(25.7) |
(25.4) |
(26.0) |
(24.3) |
|
|
4.1 Consumer Durables |
8,976 |
7,101 |
9,151 |
-1,875 |
2,050 |
|
|
|
(0.9) |
(0.5) |
(0.5) |
-(0.5) |
(0.5) |
|
|
4.2 |
Housing |
1,33,908 |
1,85,181 |
2,30,689 |
51,273 |
45,508 |
|
|
|
(13.3) |
(13.2) |
(12.8) |
(12.9) |
(11.6) |
|
|
4.3 Advances against Fixed Deposits (including FCNR (B), NRNR Deposits, etc.) |
29,774 |
34,283 |
40,455 |
4,509 |
6,172 |
|
|
(3.0) |
(2.4) |
(2.3) |
(1.1) |
(1.6) |
|
|
4.4 Advances to individuals against share,bonds, etc. |
4,101 |
5,226 |
4,511 |
1,125 |
-715 |
|
|
|
(0.4) |
(0.4) |
(0.3) |
(0.3) |
-(0.2) |
|
|
4.5 Credit Card Outstandings |
6,432 |
9,086 |
13,316 |
2,654 |
4,230 |
|
|
|
(0.6) |
(0.6) |
(0.7) |
(0.7) |
(1.1) |
|
|
4.6 Education |
5,680 |
9,962 |
15,020 |
4,282 |
5,058 |
|
|
|
(0.6) |
(0.7) |
(0.8) |
(1.1) |
(1.3) |
|
|
4.7 Other Personal Loans |
67,477 |
1,09,242 |
1,42,361 |
41,765 |
33,119 |
|
|
|
(6.7) |
(7.8) |
(7.9) |
(10.5) |
(8.4) |
|
|
Memo: |
|
|
|
|
|
|
5. |
Priority Sector |
3,74,953 |
5,10,175 |
6,32,647 |
1,35,222 |
1,22,472 |
|
|
|
(37.3) |
(36.4) |
(35.2) |
(33.9) |
(31.2) |
|
|
5.1 Agriculture & Allied Activities |
1,24,269 |
1,73,875 |
2,30,180 |
49,606 |
56,305 |
|
|
|
(12.4) |
(12.4) |
(12.8) |
(12.5) |
(14.4) |
|
|
5.2 SSI |
74,189 |
91,020 |
1,16,908 |
16,831 |
25,888 |
|
|
|
(7.4) |
(6.5) |
(6.5) |
(4.2) |
(6.6) |
|
|
5.3 Housing |
90,298 |
1,33,200 |
1,61,832 |
42,902 |
28,632 |
|
|
|
(9.0) |
(9.5) |
(9.0) |
(10.8) |
(7.3) |
Note: 1. Data are provisional and relate to 51 scheduled commercial banks which account for more than 90 per cent of bank credit of all scheduled commercial banks. 2. Due to reclassification of sectors, data for March 2006 onwards is not strictly comparable with the earlier periods. 3. Variations for 2005-06 cover data for 27 fortnights (instead of 26 fortnights in a year). 4. Gross bank credit data include bills rediscounted with Reserve Bank, EXIM Bank, other approved financial institutions and inter-bank participations. 5. Figures in parentheses provide the share in total non-food gross bank credit. |
|