Appendix Table III.6: Advances to the Priority Sectors by Private Sector Banks
(As on the last reporting Friday )
(Amount in Rs. crore)
Sector
March 2006
March 2007
March 2008@
Amount
Percentage of ANBC
Amount
Percentage of ANBC
Amount
Percentage of ANBC
1
2
3
4
5
6
7
Priority Sector Advances #
1,06,586
42.8
1,44,549
42.9
1,63,223
47.5
of which :
I.
Agriculture
36,712
13.6
52,034
12.7
57,702
15.4
II.
Small-scale industries
10,421
4.2
13,136
3.9
-
-
III.
Small Enterprises *
-
-
-
-
46,069
13.4
IV.
Other priority sectors
57,777
23.2
76,919
22.9
-
-
V.
Retail Trade
-
-
-
-
8,065
2.4
VI.
Micro Credit
-
-
-
-
3,883
1.2
VII.
Education
-
-
-
-
509
0.2
VIII.
Housing
-
-
-
-
46,990
14.0
@ : Data are provisional. # : In terms of revised guidelines on lending to priority sector, broad categories of advances under priority sector include agriculture,small enterprises sector, retail trade, microcredit, education and housing. * : The new guidelines on priority sector advances take into account the revised definition of small and micro enterprises as per the Micro,Small and Medium Enterprises Development Act, 2006. Note : 1. Indirect agriculture is reckoned upto 4.5 per cent of ANBC for calculation of percentage for agriculture. 2. Priority sector lending target/sub-targets are linked to adjusted net bank credit or credit equivalent amount of off balance sheet exposures, whichever is higher, with effect from April 30, 2007. Source : Data furnished by banks.
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