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Appendix Table IV.1: Progress of Co-operative Credit Movement in India

(Amount in Rs. crore, ratio in per cent)

Sr.No.

Type of Institution

Item

2003-04

2004-05

2005-06

2006-07 P

2007-08P

1

2

3

4

5

6

7

8

1.

Urban Co-operative

Number

1,926

1,872

1,853

1,813

1,770

 

Banks (UCBs)

Owned Funds

12,348

13,604

13,973

18,209

19,499

 

 

Deposits

1,10,256

1,05,021

1,14,060

1,21,391

1,38,496

 

 

Borrowings

1,484

1,782

1,781

2,657

2,292

 

 

Working Capital

N.A

N.A

 

 

 

 

 

Loans Outstanding

67,930

66,874

71,641

79,733

88,981

 

 

C-D Ratio

62

64

63

66

64

2.

State Co-operative

Number

31

31

31

31

N.A.

 

Banks (StCBs)

Owned Funds

8,288

9,500

10,545

10548

N.A.

 

 

Deposits

44,335

44,335

45,405

48560

N.A.

 

 

Borrowings

12,457

14,602

16,989

22256

N.A.

 

 

Working Capital

57,936

65,399

69,140

78280

N.A.

 

 

Loans Issued

33,961

46,234

48,260

52777

N.A.

 

 

Loans Outstanding

35,105

37,353

39,684

47354

N.A.

 

 

Recovery Performance

 

 

 

 

 

 

 

(as per cent to demand)

83

86

87

86

N.A.

 

 

C-D Ratio

79

84

88

98

N.A.

3.

District Central

Number

365

367

366

369

N.A.

 

Co-operative Banks

Owned Funds

17,052

20,499

23,450

26180

N.A.

 

(DCCBs)

Deposits

79,153

82,129

87,532

94529

N.A.

 

 

Borrowings

20,256

22,575

24,217

29912

N.A.

 

 

Working Capital

114,702

107,241

113,472

130535

N.A.

 

 

Loans Issued

58,708

67,899

73,583

82963

N.A.

 

 

Loans Outstanding

67,152

73,125

79,202

89038

N.A.

 

 

Recovery Performance

 

 

 

 

 

 

 

(as per cent to demand)

63

72

69

71

N.A.

 

 

C-D Ratio

85

89

91

94

N.A.

4.

State Co-operative

Number

20

20

20

20

N.A.

 

Agriculture and Rural

Owned Funds

4,403

3,376

3,352

2931

N.A.

 

Development Banks

Deposits

524

608

636

605

N.A.

 

(SCARDBs)

Borrowings

16,933

17,182

17,075

16662

N.A.

 

 

Working Capital

22,038

23,229

23,655

23023

N.A.

 

 

Loans Issued

2,837

3,291

2,907

2436

N.A.

 

 

Loans Outstanding

16,263

17,403

17,713

18644

N.A.

 

 

Recovery Performance

 

 

 

 

 

 

 

(as per cent to demand)

44

44

47

44

N.A.

5.

Primary Co-operative

Number

768

727

696

697

N.A.

 

Agriculture and Rural

Owned Funds

3,856

3,116

3,380

3596

N.A.

 

Development Banks

Deposits

395

364

382

341

N.A.

 

(PCARDBs)

Borrowings

11,879

12,750

13,066

12751

N.A.

 

 

Working Capital

15,812

16,689

16,856

16737

N.A.

 

 

Loans Issued

2,164

2,506

2,254

1970

N.A.

 

 

Loans Outstanding

11,311

12,622

12,740

12114

N.A.

 

 

Recovery Performance

 

 

 

 

 

 

 

(as per cent to demand)

44

54

48

52

N.A.

P : Provisional.
Note :
1. SCARDBs- In 2004-05 data repeated for J& K and Manipur In 2006-07 data repeated for Manipur SCARDB.
2. PCARDBs- In 2005-06 data for Tamil Nadu is received Nil, and data for Kerala is repeated.
Source : The Reserve Bank for UCBs and NABARD for rural co-operatative banks.

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