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Appendix Table V.11: Financial Indicators of State Co-operative Agriculture and Rural Development Banks - State-wise

(At end-March)
(Amount in ₹  lakh)
Sr.No. Region/State/UT Branches Profit / Loss NPAs to Loans Ratio (per cent) Recovery to Demand Ratio (per cent) ^ 
2024 2023 2024P 2023 2024P 2023 2024P
1 2 3 4 5 6 7 8 9
  Northern region 104 16,336 -55,861 62.9 70.9 22.6 13.1
1 Haryana @ - -2,057 -51,830 76.6 88.5 11 5.7
2 Himachal Pradesh # 51 -165 -428 38 35.8 41 35.6
3 Jammu & Kashmir* 51 -1,790 -1,872 55 46.2 32.6 30
4 Punjab @ - 19,680 420 62 70.4 42.2 21.1
5 Rajasthan @ 2 669 -2,150 55.6 61.7 16.7 13.6
  North-eastern region 5 16 22 98.3 89.3 12.9 8.4
6 Assam* - - - - - - -
7 Tripura* 5 16 22 98.3 89.3 12.9 8.4
  Eastern region 11 700 62 24.7 26.8 34.7 33.4
8 Bihar* - - - - - - -
9 Odisha @ - - - - - - -
10 West Bengal # 11 700 62 24.7 26.8 34.7 33.4
  Central region 323 9,808 9,831 81.9 76.2 29.1 27.7
11 Chhattisgarh @ - - - - - - -
12 Madhya Pradesh @ - - - - - - -
13 Uttar Pradesh* 323 9,808 9,831 81.9 76.2 29.1 27.7
  Western region 177 6,006 5,433 44.1 29.7 14.4 14.2
14 Gujarat* 177 6,006 5,433 44.1 29.7 14.4 14.2
15 Maharashtra @ - - - - - - -
  Southern region 75 7,936 13,023 14.1 16.2 73.9 71.7
16 Karnataka @ 25 4 3,141 38.7 37.6 32 26.2
17 Kerala @ 16 3,447 3,506 8.3 11.8 86.5 84.9
18 Puducherry* 1 22 111 8.8 6 91.2 92.9
19 Tamil Nadu @ 33 4,464 6,265 11.6 9.6 88.6 90.5
  All India 695 40,803 -27,490 36.5 38.3 44.8 40.8
@: Federal structure. #: Mixed structure. *: Unitary structure. -: Not applicable.
^: Recovery for the financial year is taken as on 30th June.
P: Provisional.
Notes: 1. Components may not add up to the exact total due to rounding off.
2. Assam, Bihar, Chhattisgarh, Odisha, Madhya Pradesh and Maharashtra no longer have functional SCARDBs.
Source: NABARD.

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