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Appendix Table V.4: Salient Indicators of Financial Health of District Central Co-operative Banks

(At end-March)
(Amount in ₹ lakh)
Sr. No. Region/State/UT 2022-23 2023-24P 2023 2024P
No. of DCCBs Profit Loss No. of DCCBs Profit Loss NPA to loans ratio (%) Recovery to Demand (%) (At end-June)* NPA to loans ratio (%) Recovery to Demand (%) (At end-June)*
No. of DCCBs Amt. No of DCCBs Amt. No. of DCCBs Amt. No of DCCBs Amt.
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16
  Northern region 73 65 27,640 8 10,005 73 65 29,841 8 15,330 9.6 77.1 8.5 73.6
1 Haryana 19 19 8,045 0 - 19 19 7,122 0 - 6.3 65.6 5.8 60.2
2 Himachal Pradesh 2 2 6,582 0 - 2 2 8,399 0 - 25.2 76.9 21.0 70.5
3 Jammu & Kashmir 3 2 132 1 1,070 3 2 443 1 639 26.7 19.6 20.4 35.4
4 Punjab 20 14 5,248 6 8,217 20 14 7,255 6 11,410 11.0 77.6 10.7 75.9
5 Rajasthan 29 28 7,633 1 717 29 28 6,622 1 3,282 6.0 87.8 5.2 83.7
  Eastern region 58 51 21,202 7 5,025 58 52 28,422 6 9,150 8.5 73.7 8.8 76.6
6 Bihar 23 17 1,145 6 2,301 23 19 2,558 4 3,228 9.2 39.2 12.2 51.8
7 Jharkhand 1 1 85 0 - 1 1 146 0 - 12.7 54.5 28.1 66.6
8 Odisha 17 17 9,796 0 - 17 17 11,946 0 - 7.5 74.4 7.3 78.2
9 West Bengal 17 16 10,176 1 2,723 17 15 13,772 2 5,922 10.0 80.0 10.1 79.0
  Central region 104 78 42,504 26 50,467 104 89 62,991 15 63,188 18.4 66.1 15.7 66.4
10 Chhattisgarh 6 6 12,389 0 - 6 6 19,635 0 - 11.0 76.8 9.7 78.7
11 Madhya Pradesh 38 23 14,599 15 40,989 38 29 22,174 9 59,041 25.8 60.2 22.7 57.9
12 Uttar Pradesh 50 39 10,039 11 9,478 50 44 11,446 6 4,147 8.2 73.5 6.3 79.3
13 Uttarakhand 10 10 5,477 0 - 10 10 9,736 0 - 8.8 72.3 7.6 73.3
  Western region 49 47 1,21,425 2 21,824 49 46 1,29,124 3 5,585 11.2 73.9 10.3 75.2
14 Gujarat 18 18 41,377 0 - 18 18 44,729 0 - 3.7 94.1 3.0 94.4
15 Maharashtra 31 29 80,048 2 21,824 31 28 84,395 3 5,585 14.1 64.1 13.2 66.0
  Southern region 67 64 75,159 3 12,471 67 60 79,359 7 47,093 5.8 87.9 5.8 88.8
16 Andhra Pradesh 13 12 13,377 1 3,569 13 11 13,126 2 30,855 3.6 89.6 4.8 88.1
17 Karnataka 21 20 21,697 1 7,655 21 18 26,726 3 12,123 6.7 91.9 7.2 91.8
18 Kerala 1 0 - 1 1,247 1 0 - 1 3,869 15.4 66.1 15.4 66.1
19 Tamil Nadu 23 23 31,080 0 - 23 23 27,200 0 - 6.3 83.7 5.5 88.6
20 Telangana 9 9 9,004 0 - 9 8 12,307 1 246 3.8 85.4 3.2 84.7
  All India 351 305 2,87,929 46 99,791 351 312 3,29,737 39 1,40,346 9.6 76.5 8.9 76.8
Notes: 1. Components may not add up to the total/s due to rounding off.
2. Recovery for a financial year is taken as on 30th June.
Source: NABARD.

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