Assam - ಆರ್ಬಿಐ - Reserve Bank of India
Assam
NORTH–EASTERN REGION (Contd.) | ||||||||||
STATE:ASSAM | ||||||||||
(Amount in ` Lakh) |
||||||||||
OCCUPATION |
STATE BANK OF INDIA AND |
NATIONALISED BANKS |
FOREIGN BANKS |
|||||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
||
I. |
AGRICULTURE |
1,33,690 |
837,61 |
709,05 |
1,83,607 |
1370,62 |
1127,29 |
- |
- |
- |
|
1. Direct Finance |
1,32,140 |
722,92 |
619,41 |
1,78,350 |
1171,56 |
972,76 |
- |
- |
- |
|
2. Indirect Finance |
1,550 |
114,69 |
89,64 |
5,257 |
199,06 |
154,54 |
- |
- |
- |
II. |
INDUSTRY |
11,089 |
1917,24 |
1079,34 |
25,182 |
2600,31 |
2016,67 |
4 |
14,50 |
12,91 |
|
1. Mining & Quarrying |
107 |
104,47 |
8,71 |
139 |
101,61 |
70,34 |
- |
- |
- |
|
2. Food Manufacturing & Processing |
3,670 |
120,61 |
83,78 |
3,282 |
491,31 |
353,83 |
- |
- |
- |
|
(a) Rice Mills, Flour & Dal Mills |
422 |
24,57 |
17,74 |
864 |
58,13 |
46,93 |
- |
- |
- |
|
(b) Sugar |
4 |
13 |
12 |
2 |
18,10 |
18,05 |
- |
- |
- |
|
(c) Edible Oils & Vanaspati |
74 |
3,45 |
2,88 |
110 |
8,09 |
7,23 |
- |
- |
- |
|
(d) Tea Processing |
116 |
38,47 |
21,62 |
664 |
311,77 |
205,87 |
- |
- |
- |
|
(e) Processing of Fruits & Vegetables |
64 |
5,67 |
4,38 |
24 |
3,19 |
2,88 |
- |
- |
- |
|
(f) Others |
2,990 |
48,31 |
37,04 |
1,618 |
92,03 |
72,86 |
- |
- |
- |
|
3. Beverage & Tobacco |
55 |
43,94 |
37,04 |
72 |
75,94 |
62,17 |
3 |
9,50 |
8,50 |
|
4. Textiles |
2,373 |
44,51 |
33,79 |
5,021 |
99,11 |
77,88 |
- |
- |
- |
|
(a) Cotton Textiles |
157 |
7,65 |
6,20 |
559 |
20,36 |
13,57 |
- |
- |
- |
|
(b) Jute & Other Natural Fibre Textiles |
107 |
4,35 |
2,54 |
184 |
11,65 |
11,01 |
- |
- |
- |
|
(c) Handloom Textiles & Khadi |
1,034 |
13,30 |
11,47 |
2,523 |
26,29 |
19,57 |
- |
- |
- |
|
(d) Other Textiles & Textile Products |
1,075 |
19,20 |
13,58 |
1,755 |
40,81 |
33,74 |
- |
- |
- |
|
5. Paper, Paper Products & Printing |
426 |
42,18 |
34,49 |
594 |
84,45 |
69,76 |
- |
- |
- |
|
6. Woods and Wood Products |
308 |
7,08 |
5,48 |
915 |
24,13 |
18,48 |
- |
- |
- |
|
7. Leather & Leather Products |
77 |
2,44 |
1,58 |
144 |
4,09 |
3,49 |
- |
- |
- |
|
8. Gems and Jewellery |
56 |
3,48 |
3,40 |
148 |
4,26 |
3,50 |
- |
- |
- |
|
9. Rubber & Plastic Products |
84 |
44,66 |
26,75 |
280 |
60,67 |
49,54 |
- |
- |
- |
|
10. Chemicals & Chemical Products |
119 |
42,29 |
23,73 |
546 |
68,28 |
47,83 |
- |
- |
- |
|
(a) Heavy Industrial Chemicals |
5 |
2,95 |
2,93 |
18 |
9,97 |
8,21 |
- |
- |
- |
|
(b) Fertilisers |
7 |
9 |
6 |
28 |
1,74 |
1,74 |
- |
- |
- |
|
(c) Drugs & Pharmaceuticals |
16 |
14,69 |
10,67 |
138 |
8,79 |
4,06 |
- |
- |
- |
|
(d) Non-Edible Oils |
4 |
56 |
45 |
13 |
5,10 |
4,87 |
- |
- |
- |
|
(e) Other Chemicals & Chemical Products |
87 |
24,00 |
9,62 |
349 |
42,68 |
28,95 |
- |
- |
- |
|
11. Petroleum, Coal Products & Nuclear Fuels |
26 |
418,84 |
161,28 |
42 |
56,35 |
42,06 |
- |
- |
- |
|
12. Manufacture of Cement & Cement Products |
365 |
346,90 |
227,80 |
567 |
396,01 |
294,82 |
- |
- |
- |
|
13. Basic Metals & Metal Products |
561 |
382,34 |
228,95 |
1,694 |
395,48 |
335,85 |
1 |
5,00 |
4,41 |
|
(a) Iron & Steel |
116 |
356,89 |
210,31 |
88 |
226,08 |
193,19 |
1 |
5,00 |
4,41 |
|
(b) Non-Ferrous Metals |
21 |
17,31 |
12,09 |
36 |
67,75 |
54,64 |
- |
- |
- |
|
(c) Metal Products |
424 |
8,14 |
6,54 |
1,570 |
101,65 |
88,01 |
- |
- |
- |
|
14. Engineering |
637 |
45,21 |
32,43 |
1,738 |
139,72 |
105,89 |
- |
- |
- |
|
(a) Heavy Engineering |
18 |
2,27 |
1,91 |
91 |
13,83 |
11,19 |
- |
- |
- |
|
(b) Light Engineering |
483 |
34,74 |
24,24 |
995 |
48,73 |
32,89 |
- |
- |
- |
|
(c) Electrical Machinery & Goods |
81 |
6,59 |
4,77 |
273 |
38,20 |
23,49 |
- |
- |
- |
|
(d) Electronic Machinery & Goods |
55 |
1,60 |
1,51 |
379 |
38,95 |
38,31 |
- |
- |
- |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
90 |
8,90 |
6,53 |
610 |
22,51 |
18,84 |
- |
- |
- |
|
16. Other Industries |
1,735 |
28,05 |
22,84 |
8,165 |
281,21 |
235,61 |
- |
- |
- |
|
17. Electricity, Gas & Water |
23 |
45,61 |
40,44 |
31 |
60,24 |
35,74 |
- |
- |
- |
|
(a) Electricity Generation & Transmission |
12 |
39,26 |
38,83 |
8 |
50,32 |
26,47 |
- |
- |
- |
|
(b) Non-Conventional Energy |
1 |
6 |
4 |
5 |
6,54 |
6,21 |
- |
- |
- |
|
(c) Gas, Steam & Water Supply |
10 |
6,30 |
1,57 |
18 |
3,39 |
3,05 |
- |
- |
- |
|
18. Construction |
377 |
185,72 |
100,34 |
1,194 |
234,95 |
191,05 |
- |
- |
- |
|
(a) Other than Infrastructure |
41 |
10,25 |
6,81 |
669 |
134,43 |
113,25 |
- |
- |
- |
|
(b) Infrastructure Construction |
336 |
175,47 |
93,53 |
525 |
100,52 |
77,80 |
- |
- |
- |
III. |
TRANSPORT OPERATORS |
7,826 |
185,05 |
139,12 |
7,071 |
183,65 |
146,66 |
- |
- |
- |
IV. |
PROFESSIONAL AND OTHER SERVICES |
3,045 |
165,67 |
128,01 |
20,003 |
1145,62 |
872,74 |
- |
- |
- |
|
1. Professional Services |
152 |
4,15 |
3,19 |
4,480 |
143,10 |
118,88 |
- |
- |
- |
|
2. Tourism, Hotel & Restaurants |
459 |
29,09 |
21,35 |
1,855 |
98,56 |
85,43 |
- |
- |
- |
|
3. Recreation services |
145 |
19,61 |
18,77 |
114 |
120,74 |
67,82 |
- |
- |
- |
|
4. IT and Telecommunications |
91 |
10,01 |
8,61 |
105 |
12,08 |
9,48 |
- |
- |
- |
|
5. Others |
2,198 |
102,81 |
76,09 |
13,449 |
771,14 |
591,13 |
- |
- |
- |
V. |
PERSONAL LOANS |
3,95,117 |
7328,84 |
5522,99 |
1,46,398 |
2595,14 |
2115,62 |
36 |
1,23 |
9 |
|
1. Housing |
47,099 |
1734,51 |
1368,21 |
26,075 |
1089,83 |
908,13 |
2 |
3 |
3 |
|
2. Consumer Durables |
5,475 |
54,97 |
42,50 |
11,983 |
81,42 |
62,41 |
- |
- |
- |
|
3. Vehicles |
29,082 |
674,94 |
500,31 |
13,300 |
218,61 |
172,75 |
- |
- |
- |
|
4. Education |
6,309 |
212,78 |
148,29 |
6,424 |
180,32 |
142,72 |
- |
- |
- |
|
5. Personal Credit Cards |
- |
- |
- |
770 |
4,72 |
2,93 |
33 |
1,20 |
6 |
|
6. Others |
3,07,152 |
4651,65 |
3463,68 |
87,846 |
1020,24 |
826,68 |
1 |
1 |
- |
VI. |
TRADE |
17,259 |
701,77 |
566,12 |
54,347 |
1973,82 |
1572,31 |
30 |
56,45 |
44,63 |
|
1. Wholesale Trade |
451 |
165,22 |
125,33 |
4,079 |
438,43 |
325,26 |
7 |
8,30 |
7,69 |
|
2. Retail Trade |
16,808 |
536,55 |
440,78 |
50,268 |
1535,39 |
1247,05 |
23 |
48,15 |
36,94 |
VII. |
FINANCE |
76 |
7,25 |
3,98 |
1,274 |
406,73 |
395,70 |
- |
- |
- |
VIII. |
ALL OTHERS |
1,985 |
18,03 |
16,56 |
34,519 |
333,79 |
282,98 |
1 |
20 |
19 |
|
TOTAL BANK CREDIT |
5,70,087 |
11161,46 |
8165,16 |
4,72,401 |
10609,68 |
8529,96 |
71 |
72,38 |
57,83 |
TABLE NO. 5.6 – STATE AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT |
||||||||||
STATE:ASSAM | ||||||||||
(Amount in ` Lakh) |
||||||||||
OCCUPATION |
REGIONAL RURAL BANKS |
PRIVATE SECTOR BANKS |
ALL SCHEDULED |
|||||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
18 |
||
I. |
AGRICULTURE |
1,27,853 |
368,37 |
299,64 |
1,553 |
37,73 |
25,07 |
4,46,703 |
2614,33 |
2161,06 |
|
1. Direct Finance |
1,27,121 |
360,56 |
293,84 |
1,488 |
22,01 |
17,21 |
4,39,099 |
2277,05 |
1903,23 |
|
2. Indirect Finance |
732 |
7,81 |
5,80 |
65 |
15,72 |
7,86 |
7,604 |
337,28 |
257,84 |
II. |
INDUSTRY |
16,374 |
212,74 |
175,90 |
1,476 |
433,87 |
257,97 |
54,125 |
5178,66 |
3542,80 |
|
1. Mining & Quarrying |
4 |
42 |
32 |
16 |
53,62 |
7,43 |
266 |
260,11 |
86,80 |
|
2. Food Manufacturing & Processing |
521 |
46,53 |
34,82 |
97 |
111,91 |
82,58 |
7,570 |
770,36 |
555,00 |
|
(a) Rice Mills, Flour & Dal Mills |
225 |
7,09 |
5,25 |
5 |
3,67 |
2,69 |
1,516 |
93,46 |
72,61 |
|
(b) Sugar |
1 |
2 |
2 |
- |
- |
- |
7 |
18,26 |
18,19 |
|
(c) Edible Oils & Vanaspati |
47 |
3,26 |
2,27 |
- |
- |
- |
231 |
14,81 |
12,39 |
|
(d) Tea Processing |
8 |
3,97 |
4,18 |
45 |
95,29 |
69,82 |
833 |
449,50 |
301,49 |
|
(e) Processing of Fruits & Vegetables |
13 |
2,01 |
2,08 |
- |
- |
- |
101 |
10,87 |
9,34 |
|
(f) Others |
227 |
30,18 |
21,01 |
47 |
12,95 |
10,07 |
4,882 |
183,48 |
140,98 |
|
3. Beverage & Tobacco |
14 |
2,16 |
2,01 |
1 |
1,00 |
96 |
145 |
132,55 |
110,68 |
|
4. Textiles |
5,949 |
31,98 |
26,91 |
43 |
4,77 |
3,99 |
13,386 |
180,37 |
142,58 |
|
(a) Cotton Textiles |
479 |
3,92 |
3,19 |
3 |
1,89 |
1,77 |
1,198 |
33,82 |
24,73 |
|
(b) Jute & Other Natural Fibre Textiles |
46 |
50 |
47 |
- |
- |
- |
337 |
16,51 |
14,02 |
|
(c) Handloom Textiles & Khadi |
4,867 |
23,42 |
19,90 |
- |
- |
- |
8,424 |
63,01 |
50,95 |
|
(d) Other Textiles & Textile Products |
557 |
4,13 |
3,35 |
40 |
2,88 |
2,21 |
3,427 |
67,02 |
52,88 |
|
5. Paper, Paper Products & Printing |
113 |
3,12 |
2,15 |
25 |
4,20 |
2,23 |
1,158 |
133,95 |
108,63 |
|
6. Woods and Wood Products |
299 |
4,93 |
4,07 |
7 |
1,14 |
16 |
1,529 |
37,28 |
28,19 |
|
7. Leather & Leather Products |
12 |
38 |
27 |
- |
- |
- |
233 |
6,91 |
5,34 |
|
8. Gems and Jewellery |
44 |
80 |
59 |
- |
- |
- |
248 |
8,53 |
7,48 |
|
9. Rubber & Plastic Products |
9 |
72 |
57 |
28 |
7,22 |
5,11 |
401 |
113,27 |
81,96 |
|
10. Chemicals & Chemical Products |
75 |
92 |
60 |
13 |
5,84 |
3,06 |
753 |
117,33 |
75,21 |
|
(a) Heavy Industrial Chemicals |
- |
- |
- |
1 |
1,00 |
49 |
24 |
13,92 |
11,63 |
|
(b) Fertilisers |
1 |
1 |
- |
1 |
1,20 |
1,17 |
37 |
3,04 |
2,97 |
|
(c) Drugs & Pharmaceuticals |
61 |
29 |
24 |
1 |
40 |
20 |
216 |
24,17 |
15,17 |
|
(d) Non-Edible Oils |
2 |
18 |
9 |
1 |
15 |
- |
20 |
5,99 |
5,41 |
|
(e) Other Chemicals & Chemical Products |
11 |
43 |
26 |
9 |
3,10 |
1,20 |
456 |
70,21 |
40,04 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
3 |
11 |
9 |
8 |
9,14 |
5,19 |
79 |
484,44 |
208,63 |
|
12. Manufacture of Cement & Cement Products |
113 |
1,74 |
1,33 |
13 |
2,73 |
2,39 |
1,058 |
747,39 |
526,34 |
|
13. Basic Metals & Metal Products |
191 |
4,17 |
3,61 |
37 |
2,74 |
2,46 |
2,484 |
789,73 |
575,29 |
|
(a) Iron & Steel |
3 |
11 |
10 |
4 |
1,58 |
1,58 |
212 |
589,67 |
409,60 |
|
(b) Non-Ferrous Metals |
1 |
2 |
1 |
- |
- |
- |
58 |
85,09 |
66,75 |
|
(c) Metal Products |
187 |
4,04 |
3,50 |
33 |
1,15 |
88 |
2,214 |
114,98 |
98,93 |
|
14. Engineering |
103 |
1,91 |
1,53 |
24 |
7,80 |
6,57 |
2,502 |
194,64 |
146,41 |
|
(a) Heavy Engineering |
8 |
37 |
29 |
5 |
54 |
42 |
122 |
17,01 |
13,82 |
|
(b) Light Engineering |
26 |
71 |
48 |
10 |
1,40 |
74 |
1,514 |
85,59 |
58,35 |
|
(c) Electrical Machinery & Goods |
56 |
35 |
30 |
7 |
4,78 |
4,33 |
417 |
49,92 |
32,90 |
|
(d) Electronic Machinery & Goods |
13 |
49 |
45 |
2 |
1,08 |
1,07 |
449 |
42,12 |
41,35 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
283 |
2,46 |
1,91 |
19 |
6,27 |
4,61 |
1,002 |
40,14 |
31,89 |
|
16. Other Industries |
7,464 |
53,51 |
42,41 |
60 |
9,53 |
5,68 |
17,424 |
372,29 |
306,53 |
|
17. Electricity, Gas & Water |
2 |
30 |
28 |
- |
- |
- |
56 |
106,16 |
76,46 |
|
(a) Electricity Generation & Transmission |
- |
- |
- |
- |
- |
- |
20 |
89,57 |
65,30 |
|
(b) Non-Conventional Energy |
- |
- |
- |
- |
- |
- |
6 |
6,60 |
6,26 |
|
(c) Gas, Steam & Water Supply |
2 |
30 |
28 |
- |
- |
- |
30 |
9,98 |
4,91 |
|
18. Construction |
1,175 |
56,58 |
52,45 |
1,085 |
205,96 |
125,56 |
3,831 |
683,21 |
469,41 |
|
(a) Other than Infrastructure |
1,148 |
51,01 |
47,09 |
987 |
192,72 |
113,35 |
2,845 |
388,41 |
280,51 |
|
(b) Infrastructure Construction |
27 |
5,57 |
5,36 |
98 |
13,25 |
12,21 |
986 |
294,80 |
188,90 |
III. |
TRANSPORT OPERATORS |
6,844 |
61,76 |
46,79 |
4,952 |
312,57 |
183,12 |
26,693 |
743,03 |
515,69 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
15,184 |
88,26 |
70,42 |
3,521 |
96,88 |
69,56 |
41,753 |
1496,43 |
1140,72 |
|
1. Professional Services |
7,805 |
30,20 |
24,40 |
91 |
8,65 |
5,56 |
12,528 |
186,11 |
152,03 |
|
2. Tourism, Hotel & Restaurants |
152 |
4,27 |
3,37 |
57 |
18,64 |
15,47 |
2,523 |
150,56 |
125,61 |
|
3. Recreation services |
58 |
34 |
21 |
- |
- |
- |
317 |
140,69 |
86,80 |
|
4. IT and Telecommunications |
5 |
29 |
25 |
1 |
50 |
50 |
202 |
22,88 |
18,84 |
|
5. Others |
7,164 |
53,16 |
42,20 |
3,372 |
69,08 |
48,02 |
26,183 |
996,19 |
757,45 |
V. |
PERSONAL LOANS |
96,785 |
787,56 |
614,53 |
46,113 |
583,98 |
345,26 |
6,84,449 |
11296,76 |
8598,49 |
|
1. Housing |
13,959 |
285,11 |
239,77 |
716 |
61,82 |
50,57 |
87,851 |
3171,30 |
2566,71 |
|
2. Consumer Durables |
11,965 |
79,45 |
53,45 |
151 |
2,37 |
1,68 |
29,574 |
218,20 |
160,04 |
|
3. Vehicles |
3,760 |
32,43 |
21,89 |
30,472 |
284,57 |
143,16 |
76,614 |
1210,55 |
838,10 |
|
4. Education |
249 |
3,94 |
2,74 |
1,558 |
47,94 |
44,63 |
14,540 |
444,98 |
338,38 |
|
5. Personal Credit Cards |
- |
- |
- |
546 |
17,70 |
2,01 |
1,349 |
23,62 |
5,00 |
|
6. Others |
66,852 |
386,63 |
296,67 |
12,670 |
169,59 |
103,22 |
4,74,521 |
6228,11 |
4690,26 |
VI. |
TRADE |
46,801 |
335,54 |
272,05 |
1,431 |
181,09 |
133,91 |
1,19,868 |
3248,67 |
2589,01 |
|
1. Wholesale Trade |
2,152 |
26,12 |
20,51 |
271 |
76,73 |
58,09 |
6,960 |
714,80 |
536,88 |
|
2. Retail Trade |
44,649 |
309,42 |
251,53 |
1,160 |
104,37 |
75,82 |
1,12,908 |
2533,87 |
2052,13 |
VII. |
FINANCE |
30,756 |
124,81 |
93,36 |
86 |
11,93 |
8,56 |
32,192 |
550,72 |
501,60 |
VIII. |
ALL OTHERS |
42,010 |
202,04 |
172,07 |
24,967 |
182,28 |
142,62 |
1,03,482 |
736,33 |
614,42 |
|
TOTAL BANK CREDIT |
3,82,607 |
2181,07 |
1744,77 |
84,099 |
1840,34 |
1166,09 |
15,09,265 |
25864,94 |
19663,81 |