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Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

NORTH -EASTERN REGION

 
             
 
 
 
 
 
 
 
 
 
 

(Amount in Rupees Lakh)


    

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

    

AND ITS ASSOCIATES


 
 
  

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

    

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

     
 

standing


 
 

standing


 
 

standing


 
 

1


2


3


4


5


6


7


8


9


I.

AGRICULTURE

88,010

83,41

72,67

1,09,196

191,84

193,30

17

2,91

1,13

 

1.

Direct Finance

87,113

69,35

59,62

1,08,215

115,77

119,28

13

2,55

86

 

2.

Indirect Finance

897

14,06

13,06

981

76,06

74,01

4

36

28

II.

INDUSTRY

62,770

310,79

246,33

51,012

425,51

391,05

38

95,23

65,53

 

1.

Mining & Quarrying

27

34

20

58

20,60

18,54

-

-

-

 

2.

Food Manufacturing and Processing

1,715

124,73

76,07

2,228

161,07

138,61

28

94,97

65,46

  

(a)

Rice Mills, Flour and Dal Mills

241

6,01

6,10

483

13,06

11,25

-

-

-

  

(b)

Sugar

-

-

-

4

2,15

2,53

-

-

-

  

(c)

Edible Oils and Vanaspati

87

3,01

2,92

103

7,06

6,19

-

-

-

  

(d)

Tea Processing

35

89,98

44,50

210

130,13

109,94

28

94,97

65,46

  

(e)

Processing of Fruits & Vegetables

12

6

6

16

10

10

-

-

-

  

(f)

Others

1,340

25,67

22,49

1,412

8,56

8,59

-

-

-

 

3.

Beverage and Tobacco

8

9

9

38

54

54

-

-

-

 

4.

Textiles

620

5,74

6,31

2,343

24,55

24,84

-

-

-

  

(a)

Cotton Textiles

115

2,28

2,49

290

9,62

9,61

-

-

-

  

(b)

Jute Textiles

8

7

8

53

1,01

87

-

-

-

  

(c)

Handloom Textiles & Khadi

133

69

68

929

6,36

6,87

-

-

-

  

(d)

Other Textiles

364

2,70

3,07

1,071

7,56

7,50

-

-

-

 

5.

Paper, Paper Products and Printing

285

22,02

17,20

491

12,82

10,70

-

-

-

 

6.

Leather and Leather Products

40

23

30

78

66

68

-

-

-

 

7.

Rubber and Rubber Products

41

1,11

1,11

42

1,32

1,39

-

-

-

 

8.

Chemicals and Chemical Products

398

12,20

11,68

288

16,49

11,89

8

26

8

  

(a)

Heavy Industrial Chemicals

28

52

57

25

3,03

2,27

2

4

4

  

(b)

Fertilizers

52

1,01

88

6

95

66

-

-

-

  

(c)

Drugs and Pharmaceuticals

11

30

81

64

2,11

1,94

6

22

4

  

(d)

Non-Edible Oils

15

23

26

12

38

34

-

-

-

  

(e)

Other Chemicals & Chemical Products

292

10,14

9,16

181

10,02

6,67

-

-

-

 

9.

Petroleum, Coal Products & Nuclear Fuels

39

14,10

14,11

48

4,88

4,92

-

-

-

 

10.

Manufacture of Cement & Cement Products

168

6,49

6,68

426

4,59

4,98

-

-

-

 

11.

Basic Metals & Metal Products

469

12,90

12,96

794

17,47

17,09

-

-

-

  

(a)

Iron and Steel

105

6,03

5,97

153

10,25

10,03

-

-

-

  

(b)

Non-Ferrous Metals

11

36

39

29

75

86

-

-

-

  

(c)

Other Metal Products

353

6,50

6,60

612

6,48

6,21

-

-

-

 

12.

Engineering

160

3,54

3,71

424

24,83

17,51

-

-

-

  

(a)

Heavy Engineering

24

51

48

49

15,69

8,76

-

-

-

  

(b)

Light Engineering

47

82

98

113

1,35

1,33

-

-

-

  

(c)

Electrical Machinery & Goods

58

1,88

1,93

119

5,32

5,03

-

-

-

  

(d)

Electronic Machinery & Goods

31

33

31

143

2,46

2,39

-

-

-

 

13.

Vehicles, Vehicle Parts & Transport Equipments

115

2,48

2,01

223

5,06

5,33

-

-

-

 

14.

Other Industries

58,612

103,26

92,51

42,748

115,17

117,54

2

1

-

 

15.

Electricity, Gas & Water

28

73

44

188

2,05

1,90

-

-

-

  

(a)

Electricity Generation & Transmission

21

67

37

170

1,90

1,77

-

-

-

  

(b)

Non-Conventional Energy

1

1

2

7

5

4

-

-

-

  

(c)

Gas, Steam & Water Supply

6

6

5

11

10

8

-

-

-

 

16.

Construction

45

83

95

595

13,40

14,59

-

-

-

III.

TRANSPORT OPERATORS

11,240

34,66

29,36

12,210

63,07

62,09

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

14,300

24,30

23,39

24,563

45,15

42,60

2

52

46

V.

PERSONAL LOANS

57,792

71,38

65,36

63,292

191,39

179,72

252

3,51

3,08

 

1.

Loans for Purchase of Consumer Durables

4,765

4,27

3,75

5,239

7,13

6,12

19

1

1

 

2.

Loans for Housing

2,518

21,73

20,67

8,992

47,79

45,52

-

-

-

 

3.

Rest of the Personal Loans

50,509

45,38

40,95

49,061

136,47

128,08

233

3,50

3,07

VI.

TRADE

66,930

120,47

90,42

1,21,473

262,96

261,96

2

9,02

6,57

 

1.

Wholesale Trade

2,352

17,21

14,73

3,053

41,01

42,24

2

9,02

6,57

 

2.

Retail Trade

64,578

103,26

75,69

1,18,420

221,95

219,72

-

-

-

VII.

FINANCE

6

2,61

2,23

351

16,58

14,84

-

-

-

VIII.


ALL OTHERS


33,454


46,74


50,23


42,164


108,97


101,40


128


17


13


TOTAL BANK CREDIT

3,34,502

694,36

579,99

4,24,261

1305,47

1246,96

439

111,36

76,90

OF WHICH :

1.

Artisans & Village Industries

28,831

21,91

21,86

17,725

22,91

23,23

-

-

-

 

2.


Other Small Scale Industries


27,345


84,35


84,71


25,159


115,49


116,60


-


-


-



 
 
 
 
 
 
 
 
 
 
 
 
 
    

REGIONAL RURAL

OTHER SCHEDULED

ALL SCHEDULED

    

BANKS


COMMERCIAL BANKS


COMMERCIAL BANKS


  

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

    

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

     
 

standing


 
 

standing


 
 

standing


 
 

10


11


12


13


14


15


16


17


18


I.

AGRICULTURE

1,07,644

67,27

67,57

165

1,31

1,28

3,05,032

346,73

335,95

 

1.

Direct Finance

1,07,321

62,70

63,19

162

15

13

3,02,824

250,52

243,07

 

2.

Indirect Finance

323

4,57

4,39

3

1,16

1,15

2,208

96,21

92,88

II.

INDUSTRY

21,308

16,67

17,42

174

4,60

4,55

1,35,302

852,81

724,88

 

1.

Mining & Quarrying

2

1

1

1

8

8

88

21,04

18,84

 

2.

Food Manufacturing and Processing

203

1,26

1,20

23

48

48

4,197

382,50

281,81

  

(a)

Rice Mills, Flour and Dal Mills

48

63

63

6

6

5

778

19,76

18,05

  

(b)

Sugar

-

-

-

-

-

-

4

2,15

2,53

  

(c)

Edible Oils and Vanaspati

3

8

5

-

-

-

193

10,15

9,16

  

(d)

Tea Processing

-

-

-

2

25

31

275

315,33

220,20

  

(e)

Processing of Fruits & Vegetables

9

35

32

-

-

-

37

50

49

  

(f)

Others

143

20

19

15

17

1

2,910

34,60

31,39

 

3.

Beverage and Tobacco

2

2

2

-

-

-

48

65

65

 

4.

Textiles

51

44

49

6

8

7

3,020

30,81

31,72

  

(a)

Cotton Textiles

15

15

17

-

-

-

420

12,05

12,27

  

(b)

Jute Textiles

-

-

-

-

-

-

61

1,08

95

  

(c)

Handloom Textiles & Khadi

18

17

20

-

-

-

1,080

7,22

7,74

  

(d)

Other Textiles

18

1

12

6

8

7

1,459

10,46

10,76

 

5.

Paper, Paper Products and Printing

16

14

14

9

6

6

801

35,03

28,09

 

6.

Leather and Leather Products

3

1

2

-

-

-

121

90

99

 

7.

Rubber and Rubber Products

1

1

1

2

3

3

86

2,47

2,53

 

8.

Chemicals and Chemical Products

10

7

5

4

9

8

708

29,12

23,78

  

(a)

Heavy Industrial Chemicals

-

-

-

2

1

1

57

3,59

2,89

  

(b)

Fertilizers

-

-

-

-

-

-

58

1,96

1,54

  

(c)

Drugs and Pharmaceuticals

4

3

2

1

3

2

86

2,69

2,83

  

(d)

Non-Edible Oils

-

-

-

-

-

-

27

62

60

  

(e)

Other Chemicals & Chemical Products

6

4

4

1

5

5

480

20,25

15,91

 

9.

Petroleum, Coal Products & Nuclear Fuels

2

1

-

3

26

40

92

19,26

19,42

 

10.

Manufacture of Cement & Cement Products

4

2

2

-

-

-

598

11,09

11,68

 

11.

Basic Metals & Metal Products

14

10

10

17

1,13

1,03

1,294

31,60

31,19

  

(a)

Iron and Steel

2

1

1

7

1,07

97

267

17,36

16,98

  

(b)

Non-Ferrous Metals

-

-

-

-

-

-

40

1,11

1,25

  

(c)

Other Metal Products

12

9

9

10

6

6

987

13,13

12,96

 

12.

Engineering

16

8

7

7

13

7

607

28,58

21,35

  

(a)

Heavy Engineering

1

-

-

-

-

-

74

16,21

9,25

  

(b)

Light Engineering

4

2

1

1

-

-

165

2,20

2,33

  

(c)

Electrical Machinery & Goods

4

2

1

2

3

2

183

7,24

6,99

  

(d)

Electronic Machinery & Goods

7

4

4

4

10

5

185

2,94

2,79

 

13.

Vehicles, Vehicle Parts & Transport Equipments

10

16

8

7

1,18

1,23

355

8,88

8,66

 

14.

Other Industries

20,923

13,92

14,66

87

82

74

1,22,372

233,17

225,45

 

15.

Electricity, Gas & Water

-

-

-

-

-

-

216

2,78

2,34

  

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

191

2,57

2,14

  

(b)

Non-Conventional Energy

-

-

-

-

-

-

8

5

6

  

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

17

16

14

 

16.

Construction

51

42

56

8

26

28

699

14,92

16,38

III.

TRANSPORT OPERATORS

11,350

23,34

21,59

116

3,63

2,68

34,916

124,71

115,73

IV.

PROFESSIONAL AND OTHER SERVICES

14,980

10,17

9,78

121

1,01

63

53,966

81,16

76,86

V.

PERSONAL LOANS

19,531

28,09

24,57

1,144

2,67

2,29

1,42,011

297,04

275,02

 

1.

Loans for Purchase of Consumer Durables

2,176

2,99

2,49

114

20

10

12,313

14,61

12,47

 

2.

Loans for Housing

1,238

11,02

9,67

48

61

57

12,796

81,15

76,42

 

3.

Rest of the Personal Loans

16,117

14,08

12,41

982

1,86

1,62

1,16,902

201,28

186,13

VI.

TRADE

71,924

48,12

51,83

333

3,42

2,89

2,60,662

443,99

413,67

 

1.

Wholesale Trade

138

1,97

1,85

56

1,40

1,22

5,601

70,61

66,60

 

2.

Retail Trade

71,786

46,15

49,98

277

2,02

1,68

2,55,061

373,38

347,07

VII.

FINANCE

-

-

-

3

5

1

360

19,23

17,08

VIII.


ALL OTHERS


7,871


5,33


5,00


1,741


2,16


2,00


85,358


163,37


158,76


TOTAL BANK CREDIT

2,54,608

198,99

197,76

3,797

18,85

16,34

10,17,607

2329,03

2117,95

OF WHICH :

1.

Artisans & Village Industries

12,825

8,76

9,16

20

8

7

59,401

53,66

54,32

 

2.


Other Small Scale Industries


7,816


6,00


6,35


71


75


75


60,391


206,59


208,41


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