Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

EASTERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

12,95,557

1053,99

998,79

4,47,162

435,81

403,41

1.

Direct Finance

12,86,004

898,86

813,94

4,42,071

368,48

345,65

2.

Indirect Finance

9,553

155,13

184,85

5,091

67,33

57,77

II.

INDUSTRY

2,82,567

642,14

556,06

1,00,921

410,63

381,21

1.

Mining & Quarrying

380

28,18

11,75

398

16,80

9,65

2.

Food Manufacturing and Processing

8,062

57,22

43,45

5,204

56,80

51,10

(a)

Rice Mills, Flour and Dal Mills

3,339

18,97

18,71

1,494

17,02

16,64

(b)

Sugar

20

15,50

3,54

40

25,46

21,06

(c)

Edible Oils and Vanaspati

1,411

13,70

12,29

649

4,51

4,78

(d)

Tea Processing

1

-

-

5

2

2

(e)

Processing of Fruits & Vegetables

29

13

13

19

12

13

(f)

Others

3,262

8,92

8,79

2,997

9,67

8,48

3.

Beverage and Tobacco

130

1,71

1,70

96

10,61

8,12

4.

Textiles

1,545

7,85

7,63

1,230

10,76

9,51

(a)

Cotton Textiles

144

71

67

160

1,34

1,26

(b)

Jute Textiles

28

55

19

20

1,71

69

(c)

Handloom Textiles & Khadi

79

37

35

49

1,83

1,85

(d)

Other Textiles

1,294

6,22

6,43

1,001

5,87

5,71

5.

Paper, Paper Products and Printing

295

4,30

3,50

478

4,56

4,34

6.

Leather and Leather Products

333

1,53

1,58

309

2,83

3,15

7.

Rubber and Rubber Products

59

1,83

2,13

77

2,10

1,74

8.

Chemicals and Chemical Products

380

15,89

13,30

549

13,26

11,84

(a)

Heavy Industrial Chemicals

39

3,50

2,54

55

1,24

1,55

(b)

Fertilizers

14

2,13

2,02

16

2,80

1,19

(c)

Drugs and Pharmaceuticals

55

1,94

1,53

80

1,36

1,45

(d)

Non-Edible Oils

26

36

29

17

45

60

(e)

Other Chemicals & Chemical Products

246

7,97

6,92

381

7,40

7,06

9.

Petroleum, Coal Products & Nuclear Fuels

151

2,73

2,58

203

9,97

9,03

10.

Manufacture of Cement & Cement Products

209

11,18

10,22

164

16,17

14,90

11.

Basic Metals & Metal Products

1,095

104,30

85,04

1,345

70,08

68,91

(a)

Iron and Steel

246

95,35

76,04

353

39,25

36,58

(b)

Non-Ferrous Metals

22

50

50

61

1,64

1,89

(c)

Other Metal Products

827

8,44

8,50

931

29,19

30,45

12.

Engineering

701

107,34

111,72

721

21,65

21,57

(a)

Heavy Engineering

142

58,42

63,30

75

3,94

3,78

(b)

Light Engineering

330

39,61

39,40

254

3,77

3,22

(c)

Electrical Machinery & Goods

139

4,27

3,45

215

12,57

12,87

(d)

Electronic Machinery & Goods

90

5,03

5,58

177

1,37

1,69

13.

Vehicles, Vehicle Parts & Transport Equipments

892

78,91

60,58

515

35,23

25,54

14.

Other Industries

2,68,145

211,03

191,72

89,384

132,86

135,45

15.

Electricity, Gas & Water

99

4,76

4,47

110

1,48

1,29

(a)

Electricity Generation & Transmission

76

38

38

93

1,35

1,18

(b)

Non-Conventional Energy

4

5

6

9

6

6

(c)

Gas, Steam & Water Supply

19

4,33

4,04

8

7

6

16.

Construction

91

3,38

4,69

138

5,47

5,04

III.

TRANSPORT OPERATORS

1,07,937

123,28

114,36

41,653

80,85

73,83

IV.

PROFESSIONAL AND OTHER SERVICES

1,14,921

89,48

74,30

36,628

68,56

50,26

V .

PERSONAL LOANS

2,10,404

284,25

238,78

1,58,992

282,53

225,41

1.

Loans for Purchase of Consumer Durables

9,959

11,81

10,07

17,954

25,33

20,82

2.

Loans for Housing

11,474

46,26

44,47

13,545

66,88

62,43

3.

Rest of the Personal Loans

1,88,971

226,18

184,24

1,27,493

190,31

142,16

V I.

TRADE

8,10,952

527,03

501,78

2,93,166

342,92

304,78

1.

Wholesale Trade

20,848

39,40

36,87

5,746

42,69

34,64

2.

Retail Trade

7,90,104

487,63

464,92

2,87,420

300,22

270,14

VII.

FINANCE

112

4,30

3,84

144

6,41

6,05

VIII.

ALL OTHERS

1,12,394

90,67

79,23

40,468

54,12

42,87

TOTAL BANK CREDIT

29,34,844

2815,15

2567,14

11,19,134

1681,83

1487,82

OF WHICH :

1. Artisans & Village Industries

2,02,042

108,65

99,22

53,336

41,00

37,72

2. Other Small Scale Industries

67,232

178,33

167,15

37,242

159,66

165,43

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

63,683

112,71

90,33

-

-

-

1.

Direct Finance

62,509

75,76

68,64

-

-

-

2.

Indirect Finance

1,174

36,95

21,70

-

-

-

II.

INDUSTRY

48,938

1400,26

1231,52

-

-

-

1.

Mining & Quarrying

146

18,04

17,47

-

-

-

2.

Food Manufacturing and Processing

1,503

120,63

138,15

-

-

-

(a) Rice Mills, Flour and Dal Mills

411

63,94

61,45

-

-

-

(b) Sugar

16

44,30

63,51

-

-

-

(c) Edible Oils and Vanaspati

223

4,90

4,69

-

-

-

(d) Tea Processing

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

19

56

72

-

-

-

(f) Others

834

6,92

7,78

-

-

-

3.

Beverage and Tobacco

46

6,98

5,00

-

-

-

4.

Textiles

1,357

49,51

49,44

-

-

-

(a) Cotton Textiles

99

5,22

4,93

-

-

-

(b) Jute Textiles

30

2,46

2,58

-

-

-

(c) Handloom Textiles & Khadi

66

2,46

2,71

-

-

-

(d) Other Textiles

1,162

39,38

39,22

-

-

-

5.

Paper, Paper Products and Printing

782

23,05

19,32

-

-

-

6.

Leather and Leather Products

263

2,63

2,83

-

-

-

7.

Rubber and Rubber Products

118

4,82

3,93

-

-

-

8.

Chemicals and Chemical Products

920

57,44

50,79

-

-

-

(a) Heavy Industrial Chemicals

53

13,92

10,86

-

-

-

(b) Fertilizers

20

4,21

2,23

-

-

-

(c) Drugs and Pharmaceuticals

274

12,34

12,33

-

-

-

(d) Non-Edible Oils

13

55

54

-

-

-

(e) Other Chemicals & Chemical Products

560

26,42

24,83

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

197

22,10

21,48

-

-

-

10.

Manufacture of Cement & Cement Products

103

59,05

63,22

-

-

-

11.

Basic Metals & Metal Products

1,679

529,55

384,33

-

-

-

(a) Iron and Steel

427

478,30

330,27

-

-

-

(b) Non-Ferrous Metals

38

2,35

2,55

-

-

-

(c) Other Metal Products

1,214

48,91

51,51

-

-

-

12.

Engineering

1,210

186,78

172,40

-

-

-

(a) Heavy Engineering

110

54,29

48,15

-

-

-

(b) Light Engineering

390

95,22

88,91

-

-

-

(c) Electrical Machinery & Goods

390

25,50

23,36

-

-

-

(d) Electronic Machinery & Goods

320

11,76

11,98

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

465

28,07

29,42

-

-

-

14.

Other Industries

39,803

265,91

259,65

-

-

-

15.

Electricity, Gas & Water

83

11,83

1,73

-

-

-

(a) Electricity Generation & Transmission

69

11,53

1,47

-

-

-

(b) Non-Conventional Energy

4

8

8

-

-

-

(c) Gas, Steam & Water Supply

10

23

17

-

-

-

16.

Construction

263

13,86

12,35

-

-

-

III.

TRANSPORT OPERATORS

23,099

76,27

70,89

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

18,586

72,04

58,58

-

-

-

V.

PERSONAL LOANS

1,97,098

434,31

389,60

-

-

-

1.

Loans for Purchase of Consumer Durables

24,604

37,28

30,82

-

-

-

2.

Loans for Housing

17,380

126,42

120,42

-

-

-

3.

Rest of the Personal Loans

1,55,114

270,61

238,37

-

-

-

V I.

TRADE

1,13,622

350,55

313,22

-

-

-

1.

Wholesale Trade

3,782

101,14

87,03

-

-

-

2.

Retail Trade

1,09,840

249,41

226,20

-

-

-

VII.

FINANCE

120

19,69

16,76

-

-

-

VIII.

ALL OTHERS

49,600

164,97

140,26

-

-

-

TOTAL BANK CREDIT

5,14,746

2630,80

2311,16

-

-

-

OF WHICH :

1. Artisans & Village Industries

10,011

16,35

17,46

-

-

-

2. Other Small Scale Industries

28,508

274,55

272,49

-

-

-