SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION |
MARCH 2006 |
EASTERN REGION STATE: BIHAR |
(Amount in Rupees Lakh) |
OCCUPATION
|
RURAL |
SEMI-URBAN |
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
1 |
2 |
3 |
4 |
5 |
6 |
I. |
AGRICULTURE |
9,20,445 |
2966,35 |
2529,22 |
3,06,442 |
1632,50 |
1193,42 |
|
1. |
Direct Finance |
8,46,497 |
2578,53 |
2197,33 |
2,89,270 |
1159,49 |
987,47 |
|
2. |
Indirect Finance |
73,948 |
387,82 |
331,89 |
17,172 |
473,01 |
205,95 |
II. |
INDUSTRY |
1,06,683 |
2897,21 |
2292,60 |
33,491 |
570,09 |
451,91 |
|
1. |
Mining & Quarrying |
115 |
23,23 |
17,50 |
86 |
7,79 |
6,58 |
|
2. |
Food Manufacturing & Processing |
6,851 |
201,49 |
142,69 |
3,189 |
256,02 |
202,94 |
|
|
(a) |
Rice Mills, Flour & Dal Mills |
5,369 |
43,56 |
35,12 |
2,230 |
57,47 |
46,87 |
|
|
(b) |
Sugar |
4 |
32,65 |
30,62 |
21 |
159,56 |
123,29 |
|
|
(c) |
Edible Oils & Vanaspati |
350 |
2,88 |
2,58 |
201 |
6,84 |
4,76 |
|
|
(d) |
Tea Processing |
2 |
24 |
26 |
2 |
27 |
27 |
|
|
(e) |
Processing of Fruits & Vegetables |
39 |
2,76 |
1,60 |
10 |
84 |
68 |
|
|
(f) |
Others |
1,087 |
119,40 |
72,52 |
725 |
31,03 |
27,07 |
|
3. |
Beverage & Tobacco |
16 |
8,51 |
7,34 |
19 |
1,64 |
1,49 |
|
4. |
Textiles |
542 |
54,77 |
40,36 |
288 |
17,43 |
14,32 |
|
|
(a) |
Cotton Textiles |
51 |
94 |
81 |
32 |
6,43 |
5,06 |
|
|
(b) |
Jute & Other Natural Fibre Textiles |
49 |
3,40 |
3,33 |
3 |
14 |
12 |
|
|
(c) |
Handloom Textiles & Khadi |
31 |
28 |
25 |
100 |
1,87 |
1,88 |
|
|
(d) |
Other Textiles & Textile Products |
411 |
50,15 |
35,98 |
153 |
9,00 |
7,26 |
|
5. |
Paper, Paper Products & Printing |
153 |
133,45 |
75,69 |
122 |
6,69 |
5,79 |
|
6. |
Leather & Leather Products |
338 |
17,54 |
15,58 |
277 |
1,35 |
1,01 |
|
7. |
Rubber & Plastic Products |
121 |
68,37 |
44,66 |
56 |
6,44 |
4,82 |
|
8. |
Chemicals & Chemical Products |
2,350 |
301,02 |
278,37 |
1,359 |
50,16 |
36,19 |
|
|
(a) |
Heavy Industrial Chemicals |
19 |
9,13 |
2,55 |
19 |
4,91 |
4,58 |
|
|
(b) |
Fertilisers |
12 |
2,76 |
1,70 |
3 |
66 |
61 |
|
|
(c) |
Drugs & Pharmaceuticals |
88 |
23,92 |
16,66 |
365 |
8,16 |
3,57 |
|
|
(d) |
Non-Edible Oils |
3 |
17 |
10 |
4 |
22 |
21 |
|
|
(e) |
Other Chemicals & Chemical Products |
2,228 |
265,04 |
257,36 |
968 |
36,21 |
27,21 |
|
9. |
Petroleum, Coal Products & Nuclear Fuels |
27 |
8,63 |
8,39 |
27 |
14,93 |
10,00 |
|
10. |
Manufacture of Cement & Cement Products |
75 |
8,06 |
7,82 |
112 |
12,25 |
11,86 |
|
11. |
Basic Metals & Metal Products |
294 |
334,40 |
264,95 |
164 |
19,21 |
15,76 |
|
|
(a) |
Iron & Steel |
96 |
239,08 |
199,60 |
37 |
14,31 |
11,92 |
|
|
(b) |
Non-Ferrous Metals |
23 |
13,20 |
11,22 |
16 |
1,43 |
90 |
|
|
(c) |
Metal Products |
175 |
82,13 |
54,12 |
111 |
3,47 |
2,94 |
|
12. |
Engineering |
1,351 |
988,29 |
841,60 |
565 |
10,81 |
9,33 |
|
|
(a) |
Heavy Engineering |
55 |
115,30 |
97,28 |
12 |
85 |
62 |
|
|
(b) |
Light Engineering |
580 |
789,98 |
678,86 |
203 |
5,64 |
4,55 |
|
|
(c) |
Electrical Machinery & Goods |
517 |
58,09 |
47,85 |
317 |
3,79 |
3,65 |
|
|
(d) |
Electronic Machinery & Goods |
199 |
24,92 |
17,61 |
33 |
53 |
50 |
|
13. |
Vehicles, Vehicle Parts & Transport Equipments |
1,249 |
270,54 |
173,51 |
136 |
1,64 |
1,22 |
|
14. |
Other Industries |
90,623 |
238,57 |
162,82 |
24,881 |
104,28 |
76,89 |
|
15. |
Electricity, Gas & Water |
13 |
11,37 |
11,05 |
13 |
1,55 |
1,24 |
|
|
(a) |
Electricity Generation & Transmission |
3 |
10,03 |
10,00 |
– |
– |
– |
|
|
(b) |
Non-Conventional Energy |
2 |
9 |
7 |
2 |
12 |
9 |
|
|
(c) |
Gas, Steam & Water Supply |
8 |
1,25 |
99 |
11 |
1,43 |
1,14 |
|
16. |
Construction |
2,565 |
228,99 |
200,28 |
2,197 |
57,87 |
52,47 |
III. |
TRANSPORT OPERATORS |
29,831 |
109,22 |
85,40 |
8,160 |
56,07 |
42,92 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
21,030 |
367,57 |
261,87 |
12,074 |
88,66 |
74,39 |
V. |
PERSONAL LOANS |
2,38,706 |
2183,86 |
1717,40 |
1,83,644 |
1786,82 |
1413,30 |
|
1. |
Loans for Purchase of Consumer Durables |
6,945 |
35,63 |
28,48 |
5,108 |
29,61 |
24,14 |
|
2. |
Loans for Housing |
33,822 |
988,38 |
816,44 |
17,350 |
426,32 |
381,36 |
|
3. |
Rest of the Personal Loans |
1,97,939 |
1159,85 |
872,48 |
1,61,186 |
1330,88 |
1007,80 |
VI. |
TRADE |
|
3,45,654 |
1215,49 |
999,55 |
1,31,950 |
851,28 |
722,78 |
|
1. |
Wholesale Trade |
15,370 |
130,25 |
100,87 |
3,836 |
79,01 |
63,85 |
|
2. |
Retail Trade |
3,30,284 |
1085,24 |
898,69 |
1,28,114 |
772,26 |
658,93 |
VII. |
FINANCE |
|
2,194 |
37,68 |
29,12 |
779 |
11,26 |
8,70 |
VIII. |
ALL OTHERS |
70,474 |
308,85 |
250,15 |
31,775 |
201,79 |
163,59 |
TOTAL BANK CREDIT |
17,35,017 |
10086,23 |
8165,31 |
7,08,315 |
5198,46 |
4071,01 |
OF WHICH : 1. |
Artisans and Village & Tiny Industries |
82,778 |
182,82 |
131,25 |
22,576 |
127,20 |
101,03 |
|
|
2. |
Other Small Scale Industries |
11,498 |
287,99 |
214,68 |
4,741 |
85,46 |
69,71 |
TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION |
MARCH 2006 |
EASTERN REGION STATE: BIHAR |
(Amount in Rupees Lakh) |
|
|
|
|
URBAN |
METROPOLITAN |
OCCUPATION |
|
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
|
|
|
|
7 |
8 |
9 |
10 |
11 |
12 |
I. |
AGRICULTURE |
59,082 |
495,92 |
417,49 |
2,728 |
20,77 |
19,74 |
|
1. |
Direct Finance |
56,572 |
384,69 |
324,00 |
2,677 |
14,67 |
13,51 |
|
2. |
Indirect Finance |
2,510 |
111,23 |
93,49 |
51 |
6,11 |
6,23 |
II. |
INDUSTRY |
13,968 |
1844,23 |
1233,02 |
2,666 |
115,61 |
76,92 |
|
1. |
Mining & Quarrying |
77 |
342,01 |
41,44 |
2 |
13 |
8 |
|
2. |
Food Manufacturing & Processing |
1,389 |
154,56 |
113,30 |
184 |
8,47 |
6,68 |
|
|
(a) |
Rice Mills, Flour & Dal Mills |
850 |
40,47 |
28,95 |
40 |
91 |
88 |
|
|
(b) |
Sugar |
6 |
17,31 |
18,15 |
– |
– |
– |
|
|
(c) |
Edible Oils & Vanaspati |
105 |
56,56 |
35,12 |
25 |
41 |
29 |
|
|
(d) |
Tea Processing |
4 |
70 |
60 |
– |
– |
– |
|
|
(e) |
Processing of Fruits & Vegetables |
31 |
6,78 |
5,62 |
– |
– |
– |
|
|
(f) |
Others |
393 |
32,73 |
24,86 |
119 |
7,14 |
5,50 |
|
3. |
Beverage & Tobacco |
37 |
17,98 |
13,91 |
– |
– |
– |
|
4. |
Textiles |
929 |
114,48 |
91,49 |
745 |
9,23 |
8,08 |
|
|
(a) |
Cotton Textiles |
514 |
77,04 |
64,21 |
301 |
2,80 |
2,57 |
|
|
(b) |
Jute & Other Natural Fibre Textiles |
43 |
7,47 |
4,45 |
306 |
4,67 |
4,27 |
|
|
(c) |
Handloom Textiles & Khadi |
38 |
1,74 |
1,46 |
9 |
7 |
7 |
|
|
(d) |
Other Textiles & Textile Products |
334 |
28,22 |
21,37 |
129 |
1,69 |
1,17 |
|
5. |
Paper, Paper Products & Printing |
348 |
66,75 |
53,79 |
100 |
1,62 |
1,71 |
|
6. |
Leather & Leather Products |
211 |
2,48 |
2,15 |
24 |
30 |
28 |
|
7. |
Rubber & Plastic Products |
223 |
94,95 |
74,14 |
31 |
1,42 |
1,14 |
|
8. |
Chemicals & Chemical Products |
344 |
68,46 |
57,51 |
108 |
8,02 |
2,18 |
|
|
(a) |
Heavy Industrial Chemicals |
18 |
6,51 |
4,32 |
3 |
5,10 |
7 |
|
|
(b) |
Fertilisers |
10 |
13,14 |
12,43 |
– |
– |
– |
|
|
(c) |
Drugs & Pharmaceuticals |
91 |
17,24 |
16,04 |
19 |
1,84 |
1,16 |
|
|
(d) |
Non-Edible Oils |
6 |
10,24 |
9,63 |
– |
– |
– |
|
|
(e) |
Other Chemicals & Chemical Products |
219 |
21,33 |
15,10 |
86 |
1,08 |
95 |
|
9. |
Petroleum, Coal Products & Nuclear Fuels |
27 |
5,31 |
4,41 |
1 |
20 |
19 |
|
10. |
Manufacture of Cement & Cement Products |
146 |
14,75 |
13,96 |
16 |
13,82 |
13,78 |
|
11. |
Basic Metals & Metal Products |
415 |
397,75 |
277,18 |
68 |
10,23 |
7,25 |
|
|
(a) |
Iron & Steel |
137 |
342,52 |
233,95 |
11 |
7,23 |
3,94 |
|
|
(b) |
Non-Ferrous Metals |
19 |
11,60 |
6,02 |
– |
– |
– |
|
|
(c) |
Metal Products |
259 |
43,62 |
37,20 |
57 |
3,00 |
3,30 |
|
12. |
Engineering |
1,669 |
117,13 |
99,59 |
151 |
8,37 |
3,00 |
|
|
(a) |
Heavy Engineering |
107 |
13,12 |
11,64 |
7 |
48 |
44 |
|
|
(b) |
Light Engineering |
345 |
50,32 |
38,11 |
66 |
6,79 |
1,57 |
|
|
(c) |
Electrical Machinery & Goods |
148 |
24,14 |
21,21 |
57 |
77 |
66 |
|
|
(d) |
Electronic Machinery & Goods |
1,069 |
29,54 |
28,63 |
21 |
33 |
33 |
|
13. |
Vehicles, Vehicle Parts & Transport Equipments |
699 |
30,72 |
28,95 |
53 |
89 |
78 |
|
14. |
Other Industries |
6,238 |
135,11 |
109,28 |
935 |
16,94 |
16,26 |
|
15. |
Electricity, Gas & Water |
21 |
193,51 |
174,31 |
– |
– |
– |
|
|
(a) |
Electricity Generation & Transmission |
6 |
189,87 |
172,04 |
– |
– |
– |
|
|
(b) |
Non-Conventional Energy |
3 |
15 |
8 |
– |
– |
– |
|
|
(c) |
Gas, Steam & Water Supply |
12 |
3,48 |
2,20 |
– |
– |
– |
|
16. |
Construction |
1,195 |
88,28 |
77,63 |
248 |
35,98 |
15,51 |
III. |
TRANSPORT OPERATORS |
4,228 |
51,08 |
39,81 |
2,597 |
36,91 |
31,42 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
8,057 |
229,72 |
162,78 |
2,331 |
30,54 |
24,29 |
V. |
PERSONAL LOANS |
1,81,607 |
2639,83 |
2125,66 |
81,117 |
704,89 |
565,02 |
|
1. |
Loans for Purchase of Consumer Durables |
6,611 |
53,42 |
44,20 |
2,862 |
18,66 |
14,35 |
|
2. |
Loans for Housing |
32,534 |
1083,12 |
954,86 |
6,593 |
116,61 |
107,35 |
|
3. |
Rest of the Personal Loans |
1,42,462 |
1503,29 |
1126,60 |
71,662 |
569,63 |
443,32 |
VI. |
TRADE |
|
50,147 |
1045,15 |
860,69 |
9,980 |
158,83 |
126,11 |
|
1. |
Wholesale Trade |
2,647 |
197,25 |
171,37 |
651 |
16,69 |
12,24 |
|
2. |
Retail Trade |
47,500 |
847,90 |
689,32 |
9,329 |
142,14 |
113,88 |
VII. |
FINANCE |
|
450 |
28,40 |
20,86 |
130 |
3,77 |
3,05 |
VIII. |
ALL OTHERS |
35,342 |
349,48 |
280,14 |
12,083 |
154,58 |
73,01 |
TOTAL BANK CREDIT |
3,52,881 |
6683,81 |
5140,45 |
1,13,632 |
1225,90 |
919,56 |
OF WHICH : 1. |
Artisans and Village & Tiny Industries |
3,832 |
19,09 |
16,09 |
221 |
4,50 |
4,22 |
|
|
2. |
Other Small Scale Industries |
5,408 |
402,00 |
322,26 |
1,317 |
30,70 |
26,76 |
|
