NORTHERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

947

54,46

49,49

1,052

583,89

491,50

1. Direct Finance

787

4,45

3,91

900

54,87

58,88

2. Indirect Finance

160

50,01

45,58

152

529,02

432,62

II.

INDUSTRY

4,235

583,07

518,87

5,251

1369,34

1085,98

1. Mining & Quarrying

2

61

62

9

1,07

98

2. Food Manufacturing & Processing

83

86,66

78,43

2,135

108,14

110,16

(a)

Rice Mills, Flour & Dal Mills

21

6,23

5,42

1,755

31,16

30,98

(b)

Sugar

17

65,31

61,10

9

20,45

25,74

(c)

Edible Oils & Vanaspati

13

8,92

6,68

11

20,89

21,44

(d)

Tea Processing

2

25

22

—

—

—

(e)

Processing of Fruits & Vegetables

—

—

—

6

3,19

2,30

(f)

Others

30

5,96

5,00

354

32,45

29,70

3. Beverage & Tobacco

3

4,04

3,85

8

9,00

8,07

4. Textiles

44

51,58

38,98

165

155,69

128,36

(a)

Cotton Textiles

21

45,78

33,28

82

120,83

92,80

(b)

Jute & Other Natural Fibre Textiles

—

—

—

7

3

3

(c)

Handloom Textiles & Khadi

2

1

—

—

—

—

(d)

Other Textiles & Textile Products

21

5,79

5,70

76

34,83

35,54

5. Paper, Paper Products & Printing

69

25,68

17,26

161

32,38

30,08

6. Leather & Leather Products

12

8,32

6,42

9

5,26

6,47

7. Rubber & Plastic Products

52

49,06

45,84

68

5,61

5,33

8. Chemicals & Chemical Products

150

91,96

82,96

507

163,25

125,30

(a)

Heavy Industrial Chemicals

6

2,45

2,17

22

11,09

10,10

(b)

Fertilisers

3

45

29

7

5,24

3,16

(c)

Drugs & Pharmaceuticals

116

83,76

75,51

405

119,73

93,81

(d)

Non-Edible Oils

—

—

—

—

—

—

(e)

Other Chemicals & Chemical Products

25

5,30

4,99

73

27,18

18,23

9. Petroleum, Coal Products & Nuclear Fuels

1

4

4

6

75

56

10. Manufacture of Cement & Cement Products

10

87

68

15

1,18

1,10

11. Basic Metals & Metal Products

204

43,36

41,27

286

202,62

181,46

(a)

Iron & Steel

85

21,64

24,77

78

161,21

147,21

(b)

Non-Ferrous Metals

2

36

36

7

6,14

7,61

(c)

Metal Products

117

21,36

16,14

201

35,27

26,64

12. Engineering

154

176,67

157,96

366

197,32

170,05

(a)

Heavy Engineering

46

14,11

14,55

81

83,69

68,93

(b)

Light Engineering

31

3,34

2,58

158

28,56

25,05

(c)

Electrical Machinery & Goods

48

87,72

70,70

65

20,75

18,57

(d)

Electronic Machinery & Goods

29

71,50

70,14

62

64,32

57,50

13. Vehicles, Vehicle Parts & Transport Equipments

53

11,67

13,11

101

21,03

20,64

14. Other Industries

3,376

31,40

30,46

1,233

195,25

111,17

15. Electricity, Gas & Water

1

3

—

15

61,10

6,66

(a)

Electricity Generation &Transmission

1

3

—

6

58,97

4,68

(b)

Non-Conventional Energy

—

—

—

1

8

8

(c)

Gas, Steam & Water Supply

—

—

—

8

2,05

1,90

16. Construction

21

1,12

98

167

209,68

179,59

III.

TRANSPORT OPERATORS

75

2,33

1,70

348

57,76

37,36

IV.

PROFESSIONAL AND OTHER SERVICES

457

17,22

11,75

1,093

176,95

139,75

V.

PERSONAL LOANS

21,525

193,21

149,93

34,820

306,53

257,07

1. Loans for Purchase of Consumer Durables

1,751

9,37

5,82

3,480

15,21

12,50

2. Loans for Housing

1,871

57,01

47,31

4,486

116,09

103,99

3. Rest of the Personal Loans

17,903

126,83

96,80

26,854

175,23

140,58

VI.

TRADE

1,413

5944,22

4863,39

4,075

252,67

204,69

1. Wholesale Trade

307

5872,79

4822,86

551

132,95

111,38

2. Retail Trade

1,106

71,43

40,53

3,524

119,72

93,31

VII.

FINANCE

40

100,44

100,39

18

22,20

22,86

VIII.

ALL OTHERS

3,227

110,51

88,19

11,432

526,17

398,36

TOTAL BANK CREDIT

31,919

7005,45

5783,72

58,089

3295,50

2637,57

OF WHICH: 1.ArtisansandVillage&TinyIndustries

187

13,42

10,71

128

6,11

9,16

2.OtherSmallScaleIndustries

3,545

54,88

48,11

1,632

153,79

139,66

FOREIGN BANKS

REGIONAL RURAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

—

—

—

—

—

—

1. Direct Finance

—

—

—

—

—

—

2. Indirect Finance

—

—

—

—

—

—

II.

INDUSTRY

70

43,03

33,75

—

—

—

1. Mining & Quarrying

—

—

—

—

—

—

2. Food Manufacturing & Processing

1

2

1

—

—

—

(a)

Rice Mills, Flour & Dal Mills

—

—

—

—

—

—

(b)

Sugar

—

—

—

—

—

—

(c)

Edible Oils & Vanaspati

—

—

—

—

—

—

(d)

Tea Processing

—

—

—

—

—

—

(e)

Processing of Fruits & Vegetables

—

—

—

—

—

—

(f)

Others

1

2

1

—

—

—

3. Beverage & Tobacco

—

—

—

—

—

—

4. Textiles

—

—

—

—

—

—

(a)

Cotton Textiles

—

—

—

—

—

—

(b)

Jute & Other Natural Fibre Textiles

—

—

—

—

—

—

(c)

Handloom Textiles & Khadi

—

—

—

—

—

—

(d)

Other Textiles & Textile Products

—

—

—

—

—

—

5. Paper, Paper Products & Printing

3

6

3

—

—

—

6. Leather & Leather Products

—

—

—

—

—

—

7. Rubber & Plastic Products

—

—

—

—

—

—

8. Chemicals & Chemical Products

1

9,00

4,10

—

—

—

(a)

Heavy Industrial Chemicals

—

—

—

—

—

—

(b)

Fertilisers

—

—

—

—

—

—

(c)

Drugs & Pharmaceuticals

—

—

—

—

—

—

(d)

Non-Edible Oils

—

—

—

—

—

—

(e)

Other Chemicals & Chemical Products

1

9,00

4,10

—

—

—

9. Petroleum, Coal Products & Nuclear Fuels

—

—

—

—

—

—

10. Manufacture of Cement & Cement Products

—

—

—

—

—

—

11. Basic Metals & Metal Products

1

5,00

3,78

—

—

—

(a)

Iron & Steel

1

5,00

3,78

—

—

—

(b)

Non-Ferrous Metals

—

—

—

—

—

—

(c)

Metal Products

—

—

—

—

—

—

12. Engineering

13

22,94

20,72

—

—

—

(a)

Heavy Engineering

1

6,29

6,29

—

—

—

(b)

Light Engineering

6

2,90

69

—

—

—

(c)

Electrical Machinery & Goods

1

95

95

—

—

—

(d)

Electronic Machinery & Goods

5

12,81

12,80

—

—

—

13. Vehicles, Vehicle Parts & Transport Equipments

11

5,00

4,53

—

—

—

14. Other Industries

32

82

45

—

—

—

15. Electricity, Gas & Water

—

—

—

—

—

—

(a)

Electricity Generation &Transmission

—

—

—

—

—

—

(b)

Non-Conventional Energy

—

—

—

—

—

—

(c)

Gas, Steam & Water Supply

—

—

—

—

—

—

16. Construction

8

19

13

—

—

—

III.

TRANSPORT OPERATORS

5

13

4

—

—

—

IV.

PROFESSIONAL AND OTHER SERVICES

24

62

32

—

—

—

V.

PERSONAL LOANS

2,377

74,22

52,72

—

—

—

1. Loans for Purchase of Consumer Durables

343

3,98

4,00

—

—

—

2. Loans for Housing

46

2,03

2,03

—

—

—

3. Rest of the Personal Loans

1,988

68,21

46,69

—

—

—

VI.

TRADE

206

4,88

2,30

—

—

—

1. Wholesale Trade

196

4,66

2,21

—

—

—

2. Retail Trade

10

22

9

—

—

—

VII.

FINANCE

2

5

4

—

—

—

VIII.

ALL OTHERS

110

2,13

1,82

—

—

—

TOTAL BANK CREDIT

2,794

125,07

91,00

—

—

—

OF WHICH: 1.ArtisansandVillage&TinyIndustries

—

—

—

—

—

—

2.OtherSmallScaleIndustries

5

10,85

4,56

—

—

—

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

80

32,91

29,83

2,079

671,26

570,81

1. Direct Finance

35

11,90

11,97

1,722

71,22

74,77

2. Indirect Finance

45

21,02

17,86

357

600,04

496,05

II.

INDUSTRY

1,379

293,36

207,25

10,935

2288,81

1845,85

1. Mining & Quarrying

1

4

3

12

1,72

1,63

2. Food Manufacturing & Processing

11

10,36

9,49

2,230

205,18

198,10

(a)

Rice Mills, Flour & Dal Mills

—

—

—

1,776

37,40

36,40

(b)

Sugar

—

—

—

26

85,76

86,84

(c)

Edible Oils & Vanaspati

—

—

—

24

29,81

28,12

(d)

Tea Processing

—

—

—

2

25

22

(e)

Processing of Fruits & Vegetables

5

9,51

8,74

11

12,70

11,04

(f)

Others

6

85

76

391

39,28

35,47

3. Beverage & Tobacco

2

10,00

8,31

13

23,03

20,22

4. Textiles

17

6,09

6,00

226

213,36

173,35

(a)

Cotton Textiles

5

14

12

108

166,75

126,19

(b)

Jute & Other Natural Fibre Textiles

7

3,98

3,87

14

4,01

3,89

(c)

Handloom Textiles & Khadi

—

—

—

2

1

—

(d)

Other Textiles & Textile Products

5

1,97

2,02

102

42,59

43,26

5. Paper, Paper Products & Printing

20

4,28

3,46

253

62,40

50,83

6. Leather & Leather Products

2

13

13

23

13,71

13,02

7. Rubber & Plastic Products

9

2,20

2,02

129

56,88

53,18

8. Chemicals & Chemical Products

43

36,54

18,35

701

300,75

230,70

(a)

Heavy Industrial Chemicals

1

8,71

3,91

29

22,25

16,17

(b)

Fertilisers

8

12,35

6,61

18

18,04

10,06

(c)

Drugs & Pharmaceuticals

7

9,39

2,61

528

212,88

171,93

(d)

Non-Edible Oils

—

—

—

—

—

—

(e)

Other Chemicals & Chemical Products

27

6,10

5,23

126

47,58

32,55

9. Petroleum, Coal Products & Nuclear Fuels

—

—

—

7

79

60

10. Manufacture of Cement & Cement Products

1

—

—

26

2,04

1,78

11. Basic Metals & Metal Products

28

94,63

67,50

519

345,62

294,01

(a)

Iron & Steel

17

93,37

66,45

181

281,23

242,20

(b)

Non-Ferrous Metals

—

—

—

9

6,50

7,98

(c)

Metal Products

11

1,26

1,05

329

57,90

43,84

12. Engineering

43

51,68

28,54

576

448,62

377,28

(a)

Heavy Engineering

10

85

80

138

104,93

90,56

(b)

Light Engineering

17

14,04

8,49

212

48,85

36,82

(c)

Electrical Machinery & Goods

10

13,51

4,98

124

122,93

95,20

(d)

Electronic Machinery & Goods

6

23,28

14,27

102

171,92

154,70

13. Vehicles, Vehicle Parts & Transport Equipments

8

4,46

4,07

173

42,16

42,35

14. Other Industries

1,160

4,32

4,27

5,801

231,79

146,36

15. Electricity, Gas & Water

3

12

9

19

61,25

6,75

(a)

Electricity Generation &Transmission

1

6

3

8

59,06

4,71

(b)

Non-Conventional Energy

—

—

—

1

8

8

(c)

Gas, Steam & Water Supply

2

7

6

10

2,11

1,96

16. Construction

31

68,50

55,00

227

279,50

235,69

III.

TRANSPORT OPERATORS

108

3,86

3,11

536

64,07

42,21

IV.

PROFESSIONAL AND OTHER SERVICES

470

28,69

18,92

2,044

223,48

170,75

V.

PERSONAL LOANS

10,037

93,30

73,31

68,759

667,26

533,03

1. Loans for Purchase of Consumer Durables

819

2,13

1,71

6,393

30,69

24,05

2. Loans for Housing

744

9,21

7,14

7,147

184,34

160,46

3. Rest of the Personal Loans

8,474

81,96

64,46

55,219

452,22

348,53

VI.

TRADE

486

103,68

80,71

6,180

6305,44

5151,09

1. Wholesale Trade

280

80,73

62,89

1,334

6091,12

4999,35

2. Retail Trade

206

22,95

17,82

4,846

214,32

151,74

VII.

FINANCE

18

75,94

55,04

78

198,63

178,33

VIII.

ALL OTHERS

247

30,77

28,23

15,016

669,58

516,61

TOTAL BANK CREDIT

12,825

662,51

496,40

1,05,627

11088,54

9008,69

OF WHICH: 1.ArtisansandVillage&TinyIndustries

1

8

8

316

19,61

19,95

2.OtherSmallScaleIndustries

1,168

13,09

11,83

6,350

232,61

204,16