SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

NORTHERN REGION CHANDIGARH

(Amount in Rupees Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

1,124

137,94

62,74

76

93,73

91,07

1.

Direct Finance

1,097

59,51

25,43

18

4,06

3,23

2.

Indirect Finance

27

78,43

37,31

58

89,67

87,84

II.

INDUSTRY

222

142,04

107,75

138

219,20

141,21

1.

Mining & Quarrying

–

–

–

1

20

–

2.

Food Manufacturing & Processing

39

1,63

1,55

10

18,77

14,80

(a)

Rice Mills, Flour & Dal Mills

27

90

82

3

1,62

1,09

(b)

Sugar

–

–

–

–

–

–

(c)

Edible Oils & Vanaspati

–

–

–

3

6,52

4,56

(d)

Tea Processing

–

–

–

–

–

–

(e)

Processing of Fruits & Vegetables

–

–

–

–

–

–

(f)

Others

12

73

74

4

10,63

9,16

3.

Beverage & Tobacco

2

10,03

1,55

5

3,99

2,75

4.

Textiles

8

15,56

13,57

10

16,90

10,72

(a)

Cotton Textiles

–

–

–

–

–

–

(b)

Jute & Other Natural Fibre Textiles

–

–

–

–

–

–

(c)

Handloom Textiles & Khadi

–

–

–

1

4

4

(d)

Other Textiles & Textile Products

8

15,56

13,57

9

16,86

10,68

5.

Paper, Paper Products & Printing

10

5,48

2,02

8

6,97

6,44

6.

Leather & Leather Products

2

2

2

2

40

33

7.

Rubber & Plastic Products

1

4

–

–

–

–

8.

Chemicals & Chemical Products

6

5,16

5,15

16

59,96

42,47

(a)

Heavy Industrial Chemicals

–

–

–

12

56,18

39,88

(b)

Fertilisers

–

–

–

–

–

–

(c)

Drugs & Pharmaceuticals

2

5,05

5,05

2

3,34

2,24

(d)

Non-Edible Oils

–

–

–

–

–

–

(e)

Other Chemicals & Chemical Products

4

11

10

2

43

35

9.

Petroleum, Coal Products & Nuclear Fuels

–

–

–

–

–

–

10.

Manufacture of Cement & Cement Products

–

–

–

2

11

11

11.

Basic Metals & Metal Products

20

3,79

3,04

22

59,17

26,38

(a)

Iron & Steel

17

2,71

1,96

15

53,21

20,79

(b)

Non-Ferrous Metals

–

–

–

–

–

–

(c)

Metal Products

3

1,08

1,08

7

5,96

5,59

12.

Engineering

33

61,80

47,51

28

14,55

11,68

(a)

Heavy Engineering

7

36,42

22,16

–

–

–

(b)

Light Engineering

14

8,71

8,18

13

6,16

3,58

(c)

Electrical Machinery & Goods

6

22

20

11

1,66

1,35

(d)

Electronic Machinery & Goods

6

16,45

16,98

4

6,73

6,75

13.

Vehicles, Vehicle Parts & Transport Equipments

10

13,38

10,94

7

5,01

3,61

14.

Other Industries

69

4,20

3,93

21

2,10

1,81

15.

Electricity, Gas & Water

1

20,00

17,97

1

3

3

(a)

Electricity Generation & Transmission

1

20,00

17,97

–

–

–

(b)

Non-Conventional Energy

–

–

–

1

3

3

(c)

Gas, Steam & Water Supply

–

–

–

–

–

–

16.

Construction

21

94

50

5

31,03

20,08

III.

TRANSPORT OPERATORS

33

82

48

5

20

14

IV.

PROFESSIONAL AND OTHER SERVICES

673

33,55

31,47

38

79,92

69,21

V.

PERSONAL LOANS

7,895

234,40

179,33

898

64,42

56,10

1.

Loans for Purchase of Consumer Durables

128

98

88

5

2

1

2.

Loans for Housing

2,459

85,31

75,60

315

36,97

34,31

3.

Rest of the Personal Loans

5,308

148,11

102,85

578

27,42

21,78

VI.

TRADE

566

17,04

12,20

140

28,25

24,29

1.

Wholesale Trade

20

2,74

1,75

28

13,68

12,04

2.

Retail Trade

546

14,30

10,44

112

14,57

12,25

VII.

FINANCE

11

52

52

–

–

–

VIII.

ALL OTHERS

1,454

76,28

39,69

94

8,69

6,27

TOTAL BANK CREDIT

11,978

642,60

434,18

1,389

494,40

388,29

OF WHICH : 1.

Artisans and Village & Tiny Industries

10

18

16

1

15

12

2.

Other Small Scale Industries

114

10,81

7,88

64

28,00

22,02

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

NORTHERN REGION CHANDIGARH

(Amount in Rupees Lakh)

URBAN

METROPOLITAN

OCCUPATION

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

16,779

2426,66

2038,76

–

–

–

1.

Direct Finance

16,239

673,07

531,97

–

–

–

2.

Indirect Finance

540

1753,59

1506,79

–

–

–

II.

INDUSTRY

11,044

7138,19

5161,07

–

–

–

1.

Mining & Quarrying

19

41,83

38,06

–

–

–

2.

Food Manufacturing & Processing

204

479,94

357,30

–

–

–

(a)

Rice Mills, Flour & Dal Mills

29

138,84

95,27

–

–

–

(b)

Sugar

12

88,61

69,18

–

–

–

(c)

Edible Oils & Vanaspati

17

97,02

56,36

–

–

–

(d)

Tea Processing

–

–

–

–

–

–

(e)

Processing of Fruits & Vegetables

7

7,18

4,76

–

–

–

(f)

Others

139

148,29

131,73

–

–

–

3.

Beverage & Tobacco

11

32,50

23,70

–

–

–

4.

Textiles

873

1148,65

778,03

–

–

–

(a)

Cotton Textiles

420

270,85

217,62

–

–

–

(b)

Jute & Other Natural Fibre Textiles

242

4,32

3,04

–

–

–

(c)

Handloom Textiles & Khadi

1

12

9

–

–

–

(d)

Other Textiles & Textile Products

210

873,37

557,28

–

–

–

5.

Paper, Paper Products & Printing

173

114,13

87,70

–

–

–

6.

Leather & Leather Products

36

77,25

63,61

–

–

–

7.

Rubber & Plastic Products

111

70,05

29,71

–

–

–

8.

Chemicals & Chemical Products

401

1019,95

632,36

–

–

–

(a)

Heavy Industrial Chemicals

52

143,62

115,27

–

–

–

(b)

Fertilisers

4

3,69

3,22

–

–

–

(c)

Drugs & Pharmaceuticals

242

775,73

444,56

–

–

–

(d)

Non-Edible Oils

2

2,50

2,45

–

–

–

(e)

Other Chemicals & Chemical Products

101

94,41

66,86

–

–

–

9.

Petroleum, Coal Products & Nuclear Fuels

11

2,62

2,36

–

–

–

10.

Manufacture of Cement & Cement Products

21

19,82

17,22

–

–

–

11.

Basic Metals & Metal Products

1,016

1277,78

789,97

–

–

–

(a)

Iron & Steel

177

1143,95

699,12

–

–

–

(b)

Non-Ferrous Metals

76

33,11

19,34

–

–

–

(c)

Metal Products

763

100,72

71,51

–

–

–

12.

Engineering

636

494,88

325,43

–

–

–

(a)

Heavy Engineering

71

206,95

105,92

–

–

–

(b)

Light Engineering

388

98,43

56,68

–

–

–

(c)

Electrical Machinery & Goods

110

90,01

73,30

–

–

–

(d)

Electronic Machinery & Goods

67

99,49

89,53

–

–

–

13.

Vehicles, Vehicle Parts & Transport Equipments

187

148,63

105,76

–

–

–

14.

Other Industries

6,988

1030,78

980,75

–

–

–

15.

Electricity, Gas & Water

10

205,80

187,52

–

–

–

(a)

Electricity Generation & Transmission

8

205,48

187,29

–

–

–

(b)

Non-Conventional Energy

–

–

–

–

–

–

(c)

Gas, Steam & Water Supply

2

32

22

–

–

–

16.

Construction

347

973,58

741,60

–

–

–

III.

TRANSPORT OPERATORS

2,214

99,96

96,63

–

–

–

IV.

PROFESSIONAL AND OTHER SERVICES

5,359

772,85

556,88

–

–

–

V.

PERSONAL LOANS

1,16,727

4111,45

3420,10

–

–

–

1.

Loans for Purchase of Consumer Durables

3,589

27,65

20,44

–

–

–

2.

Loans for Housing

29,002

2485,24

2201,12

–

–

–

3.

Rest of the Personal Loans

84,136

1598,55

1198,54

–

–

–

VI.

TRADE

5,145

4880,03

2500,34

–

–

–

1.

Wholesale Trade

897

3990,33

1977,89

–

–

–

2.

Retail Trade

4,248

889,69

522,45

–

–

–

VII.

FINANCE

133

1033,42

944,85

–

–

–

VIII.

ALL OTHERS

11,147

504,14

298,99

–

–

–

TOTAL BANK CREDIT

1,68,548

20966,69

15017,62

–

–

–

OF WHICH : 1.

Artisans and Village & Tiny Industries

60

2,25

1,44

–

–

–

2.

Other Small Scale Industries

7,876

490,87

406,80

–

–

–