NORTHERN REGION

STATE: DELHI

(Amount in ` Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

2,481

1595,54

905,03

485

164,79

147,33

1. Direct Finance

1,875

360,88

251,50

391

98,42

92,42

2. Indirect Finance

606

1234,66

653,53

94

66,37

54,91

II.

INDUSTRY

6,050

12004,79

7998,23

3,096

2812,27

1360,99

1. Mining & Quarrying

27

264,29

133,34

50

152,30

44,07

2. Food Manufacturing & Processing

1,512

794,87

542,30

88

84,60

76,01

(a) Rice Mills, Flour & Dal Mills

58

264,56

172,86

10

7,65

3,55

(b) Sugar

29

132,24

88,74

-

-

-

(c) Edible Oils & Vanaspati

9

79,44

62,32

5

59,85

60,14

(d) Tea Processing

3

27,05

17,89

-

-

-

(e) Processing of Fruits & Vegetables

1

6

6

2

4,50

2,54

(f) Others

1,412

291,52

200,44

71

12,60

9,79

3. Beverage & Tobacco

20

169,80

94,69

3

55

42

4. Textiles

1,062

1606,13

1234,54

1,104

1013,11

286,54

(a) Cotton Textiles

47

87,65

76,04

43

30,60

23,27

(b) Jute & Other Natural Fibre Textiles

16

27,08

26,82

2

20

14

(c) Handloom Textiles & Khadi

53

24,81

13,65

23

2,33

91

(d) Other Textiles & Textile Products

946

1466,60

1118,03

1,036

979,98

262,22

5. Paper, Paper Products & Printing

142

348,94

266,03

133

96,78

67,04

6. Woods and Wood Products

26

14,20

9,26

22

31,22

29,20

7. Leather & Leather Products

149

73,92

48,99

278

80,39

30,22

8. Gems and Jewellery

14

29,09

19,52

13

19,08

17,90

9. Rubber & Plastic Products

296

352,84

222,15

109

60,75

35,98

10. Chemicals & Chemical Products

229

564,78

403,26

93

62,63

43,25

(a) Heavy Industrial Chemicals

15

37,31

29,21

4

1,97

1,35

(b) Fertilisers

3

97,01

43,82

-

-

-

(c) Drugs & Pharmaceuticals

21

51,18

40,79

23

11,75

8,00

(d) Non-Edible Oils

3

23,00

22,98

2

1,02

84

(e) Other Chemicals & Chemical Products

187

356,28

266,45

64

47,89

33,06

11. Petroleum, Coal Products & Nuclear Fuels

10

631,36

607,32

6

16,30

13,43

12. Manufacture of Cement & Cement Products

11

100,67

55,89

6

9,82

5,68

13. Basic Metals & Metal Products

231

2367,01

1580,34

142

476,79

295,10

(a) Iron & Steel

122

2125,96

1396,87

60

177,32

163,34

(b) Non-Ferrous Metals

32

113,21

81,33

13

52,12

41,41

(c) Metal Products

77

127,83

102,14

69

247,35

90,35

14. Engineering

387

933,41

642,73

515

271,10

191,45

(a) Heavy Engineering

41

79,20

51,88

43

26,14

15,76

(b) Light Engineering

169

167,53

110,21

202

58,90

42,96

(c) Electrical Machinery & Goods

145

549,89

367,50

231

154,28

114,08

(d) Electronic Machinery & Goods

32

136,78

113,15

39

31,77

18,64

15. Vehicles, Vehicle Parts & Transport Equipments

70

452,49

327,77

245

95,94

44,72

16. Other Industries

342

369,10

295,38

173

126,11

76,33

17. Electricity, Gas & Water

30

1060,90

594,61

6

9,87

7,75

(a) Electricity Generation & Transmission

20

874,56

431,37

4

7,37

5,64

(b) Non-Conventional Energy

6

185,65

162,61

-

-

-

(c) Gas, Steam & Water Supply

4

69

64

2

2,50

2,11

18. Construction

1,492

1871,00

920,11

110

204,95

95,92

(a) Other than Infrastructure

1,422

636,46

347,55

85

33,93

24,96

(b) Infrastructure Construction

70

1234,54

572,56

25

171,02

70,97

III.

TRANSPORT OPERATORS

9,312

876,54

476,96

112

19,55

14,53

IV.

PROFESSIONAL AND OTHER SERVICES

4,524

1460,69

983,58

780

291,35

198,17

1. Professional Services

900

232,43

151,93

95

17,01

9,74

2. Tourism, Hotel & Restaurants

61

211,97

176,32

47

76,86

67,65

3. Recreation services

15

50,84

49,28

7

96

89

4. IT and Telecommunications

11

118,75

55,73

22

22,79

13,39

5. Others

3,537

846,69

550,32

609

173,72

106,49

V.

PERSONAL LOANS

21,117

964,53

758,98

10,085

380,37

288,11

1. Housing

4,167

459,97

390,29

1,647

151,44

122,91

2. Consumer Durables

414

3,30

2,95

259

3,60

2,60

3. Vehicles

4,321

136,88

93,74

1,945

64,05

45,36

4. Education

1,600

71,45

55,77

757

33,81

25,80

5. Personal Credit Cards

124

78

55

4

16

7

6. Others

10,491

292,16

215,69

5,473

127,32

91,37

VI.

TRADE

5,378

4801,56

4685,73

1,997

757,71

480,10

1. Wholesale Trade

434

4471,18

4477,67

290

220,03

142,92

2. Retail Trade

4,944

330,37

208,07

1,707

537,68

337,18

VII.

FINANCE

47

1366,61

1297,73

132

18,86

13,94

VIII.

ALL OTHERS

294

28,09

18,55

1,018

168,65

153,59

TOTAL BANK CREDIT

49,203

23098,35

17124,79

17,705

4613,55

2656,75

TABLE No. 5.7 – STATE AND POPULATION GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2010

NORTHERN REGION

(Amount in ` Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

-

-

-

9,806

23369,37

18897,01

1. Direct Finance

-

-

-

6,650

2415,33

1938,04

2. Indirect Finance

-

-

-

3,156

20954,04

16958,97

II.

INDUSTRY

-

-

-

1,60,355

283788,94

179826,85

1. Mining & Quarrying

-

-

-

434

10234,28

5996,28

2. Food Manufacturing & Processing

-

-

-

8,770

16476,35

12513,07

(a) Rice Mills, Flour & Dal Mills

-

-

-

5,399

5052,08

3555,82

(b) Sugar

-

-

-

157

3049,31

2402,64

(c) Edible Oils & Vanaspati

-

-

-

96

592,59

381,50

(d) Tea Processing

-

-

-

38

200,92

127,55

(e) Processing of Fruits & Vegetables

-

-

-

91

352,71

284,24

(f) Others

-

-

-

2,989

7228,74

5761,32

3. Beverage & Tobacco

-

-

-

386

3457,14

2266,83

4. Textiles

-

-

-

51,816

17683,56

11626,62

(a) Cotton Textiles

-

-

-

5,053

5066,06

3195,47

(b) Jute & Other Natural Fibre Textiles

-

-

-

64

285,68

175,80

(c) Handloom Textiles & Khadi

-

-

-

1,618

613,22

448,73

(d) Other Textiles & Textile Products

-

-

-

45,081

11718,60

7806,63

5. Paper, Paper Products & Printing

-

-

-

4,263

6258,60

4527,00

6. Woods and Wood Products

-

-

-

7,874

551,94

368,11

7. Leather & Leather Products

-

-

-

6,604

2922,11

1201,95

8. Gems and Jewellery

-

-

-

3,909

1481,07

981,88

9. Rubber & Plastic Products

-

-

-

7,887

4423,87

2974,77

10. Chemicals & Chemical Products

-

-

-

7,211

21057,03

12659,34

(a) Heavy Industrial Chemicals

-

-

-

488

1725,11

1359,61

(b) Fertilisers

-

-

-

115

7613,59

6270,81

(c) Drugs & Pharmaceuticals

-

-

-

1,662

3629,00

2112,97

(d) Non-Edible Oils

-

-

-

32

274,04

200,70

(e) Other Chemicals & Chemical Products

-

-

-

4,914

7815,29

2715,25

11. Petroleum, Coal Products & Nuclear Fuels

-

-

-

188

12806,93

6712,01

12. Manufacture of Cement & Cement Products

-

-

-

704

6918,38

5171,57

13. Basic Metals & Metal Products

-

-

-

15,744

46775,94

29613,89

(a) Iron & Steel

-

-

-

2,005

34405,28

21175,31

(b) Non-Ferrous Metals

-

-

-

651

3251,51

1959,72

(c) Metal Products

-

-

-

13,088

9119,15

6478,86

14. Engineering

-

-

-

16,749

20877,99

13787,75

(a) Heavy Engineering

-

-

-

726

2881,08

2326,15

(b) Light Engineering

-

-

-

5,892

6765,47

4563,94

(c) Electrical Machinery & Goods

-

-

-

7,662

7933,01

4580,18

(d) Electronic Machinery & Goods

-

-

-

2,469

3298,44

2317,48

15. Vehicles, Vehicle Parts & Transport Equipments

-

-

-

4,312

12408,02

8064,99

16. Other Industries

-

-

-

10,080

7327,57

5054,94

17. Electricity, Gas & Water

-

-

-

484

34571,80

19902,84

(a) Electricity Generation & Transmission

-

-

-

276

31874,90

17973,05

(b) Non-Conventional Energy

-

-

-

61

851,43

661,82

(c) Gas, Steam & Water Supply

-

-

-

147

1845,48

1267,97

18. Construction

-

-

-

12,940

57556,36

36403,00

(a) Other than Infrastructure

-

-

-

4,953

14492,90

11859,53

(b) Infrastructure Construction

-

-

-

7,987

43063,46

24543,47

III.

TRANSPORT OPERATORS

-

-

-

33,926

8962,54

6749,07

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

74,576

63678,95

47658,14

1. Professional Services

-

-

-

8,077

8820,77

7400,23

2. Tourism, Hotel & Restaurants

-

-

-

3,969

5924,61

4327,53

3. Recreation services

-

-

-

650

2639,83

1988,05

4. IT and Telecommunications

-

-

-

740

8739,96

5607,12

5. Others

-

-

-

61,140

37553,78

28335,21

V.

PERSONAL LOANS

-

-

-

12,41,157

54354,95

37766,07

1. Housing

-

-

-

1,81,567

27529,59

22622,89

2. Consumer Durables

-

-

-

32,484

377,74

327,56

3. Vehicles

-

-

-

3,02,352

7609,81

4194,90

4. Education

-

-

-

59,367

2135,91

1816,23

5. Personal Credit Cards

-

-

-

1,16,296

3525,14

607,61

6. Others

-

-

-

5,49,091

13176,77

8196,89

VI.

TRADE

-

-

-

87,142

77085,25

34668,42

1. Wholesale Trade

-

-

-

35,436

55782,27

19338,93

2. Retail Trade

-

-

-

51,706

21302,99

15329,49

VII.

FINANCE

-

-

-

4,597

50144,18

43489,71

VIII.

ALL OTHERS

-

-

-

3,13,087

13182,22

9982,02

TOTAL BANK CREDIT

-

-

-

19,24,646

574566,40

379037,29