WESTERN REGION

STATE : GOA

(Amount in Rupees Lakh)

 OCCUPATION

STATE BANK OF INDIA AND
ITS ASSOCIATES

NATIONALISED BANKS

FOREIGN BANKS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

1,413

15,87

11,41

16,076

219,83

121,91

-

-

-

1. Direct Finance

1,364

14,67

10,57

14,675

127,13

110,25

-

-

-

2. Indirect Finance

49

1,20

84

1,401

92,71

11,66

-

-

-

II.

INDUSTRY

1,047

673,36

505,30

3,625

2095,35

1255,11

32

256,72

131,67

1. Mining & Quarrying

43

127,64

95,61

138

504,78

337,74

2

76,08

13,69

2. Food Manufacturing & Processing

94

84,42

76,44

263

97,05

66,80

1

10,00

2,40

  (a) Rice Mills, Flour & Dal Mills

10

3,70

4,24

19

6,38

4,13

1

10,00

2,40

  (b) Sugar

-

-

-

1

5

5

-

-

-

  (c) Edible Oils & Vanaspati

7

2,01

2,54

4

25

20

-

-

-

  (d) Tea Processing

-

-

-

-

-

-

-

-

-

  (e) Processing of Fruits & Vegetables

5

85

45

3

37

37

-

-

-

  (f) Others

72

77,85

69,21

236

90,00

62,06

-

-

-

3. Beverage & Tobacco

5

29

16

72

41,68

33,00

-

-

-

4. Textiles

56

97

57

132

20,22

20,12

-

-

-

  (a) Cotton Textiles

5

10

4

13

1,47

1,20

-

-

-

  (b) Jute & Other Natural Fibre Textiles

3

2

1

5

3

2

-

-

-

  (c) Handloom Textiles & Khadi

3

1

1

6

3

3

-

-

-

  (d) Other Textiles & Textile Products

45

84

51

108

18,68

18,87

-

-

-

5. Paper, Paper Products & Printing

77

4,89

3,49

185

40,00

37,44

5

6,17

5,99

6. Woods and Wood Products

37

1,14

86

110

5,30

4,16

-

-

-

7. Leather & Leather Products

3

21

10

16

1,58

1,30

-

-

-

8. Gems and Jewellery

8

2,21

1,58

12

2,63

1,91

-

-

-

9. Rubber & Plastic Products

83

8,47

5,12

216

22,66

13,61

-

-

-

10. Chemicals & Chemical Products

25

2,14

1,67

129

186,08

101,82

1

28

24

  (a) Heavy Industrial Chemicals

-

-

-

15

6,27

5,02

-

-

-

  (b) Fertilisers

-

-

-

4

66,25

41

-

-

-

  (c) Drugs & Pharmaceuticals

9

1,19

1,07

39

93,68

84,12

-

-

-

  (d) Non-Edible Oils

-

-

-

1

20

7

-

-

-

  (e) Other Chemicals & Chemical Products

16

94

60

70

19,68

12,20

1

28

24

11. Petroleum, Coal Products & Nuclear Fuels

1

10

6

3

53,00

9,77

-

-

-

12. Manufacture of Cement & Cement Products

32

2,12

1,86

30

10,28

6,00

3

124,50

80,04

13. Basic Metals & Metal Products

103

120,57

86,36

310

303,64

227,15

-

-

-

  (a) Iron & Steel

23

91,29

65,12

55

178,25

121,19

-

-

-

  (b) Non-Ferrous Metals

22

26,28

19,45

26

17,68

11,30

-

-

-

  (c) Metal Products

58

3,00

1,79

229

107,71

94,66

-

-

-

14. Engineering

145

115,90

92,44

298

111,24

77,86

3

31,16

25,55

  (a) Heavy Engineering

10

4,63

2,98

46

39,63

35,03

1

16

9

  (b) Light Engineering

84

74,62

62,07

129

50,11

27,41

1

1,00

46

  (c) Electrical Machinery & Goods

40

32,91

24,47

99

19,74

14,00

-

-

-

  (d) Electronic Machinery & Goods

11

3,74

2,91

24

1,76

1,42

1

30,00

25,00

15. Vehicles, Vehicle Parts & Transport Equipments

29

100,65

79,93

92

313,96

44,28

1

1,25

1,23

16. Other Industries

163

18,78

13,33

984

200,54

117,80

-

-

-

17. Electricity, Gas & Water

4

49

48

9

10,80

3,51

-

-

-

  (a) Electricity Generation & Transmission

-

-

-

1

6,37

-

-

-

-

  (b) Non-Conventional Energy

-

-

-

-

-

-

-

-

-

  (c) Gas, Steam & Water Supply

4

49

48

8

4,43

3,51

-

-

-

18. Construction

139

82,39

45,25

626

169,91

150,84

16

7,28

2,53

  (a) Other than Infrastructure

56

17,08

12,01

360

136,24

117,29

-

-

-

  (b) Infrastructure Construction

83

65,31

33,24

266

33,67

33,55

16

7,28

2,53

III.

TRANSPORT OPERATORS

1,264

131,31

99,62

3,120

290,32

218,48

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

682

73,87

58,52

6,241

523,04

411,37

-

-

-

1. Professional Services

65

6,64

5,68

990

39,40

35,53

-

-

-

2. Tourism, Hotel & Restaurants

223

31,78

24,14

951

175,91

134,79

-

-

-

3. Recreation services

36

5,56

4,40

81

6,83

5,72

-

-

-

4. IT and Telecommunications

18

1,85

1,40

46

5,86

5,27

-

-

-

5. Others

340

28,04

22,90

4,173

295,05

230,06

-

-

-

V.

PERSONAL LOANS

23,671

771,20

596,06

57,696

1254,20

1052,28

71

2,71

62

1. Housing

7,169

492,86

386,87

11,548

597,45

512,95

3

36

36

2. Consumer Durables

210

87

61

1,507

10,41

7,68

-

-

-

3. Vehicles

3,556

87,66

67,83

10,639

209,52

183,21

-

-

-

4. Education

983

33,25

22,19

1,788

46,65

37,08

-

-

-

5. Personal Credit Cards

-

-

-

3,097

14,43

10,06

52

1,68

2

6. Others

11,753

156,56

118,56

29,117

375,75

301,31

16

67

25

VI.

TRADE

1,417

121,43

89,97

8,079

422,63

329,08

10

8,29

3,27

1. Wholesale Trade

104

21,03

16,06

534

61,18

43,18

3

5,98

2,05

2. Retail Trade

1,313

100,39

73,91

7,545

361,44

285,90

7

2,31

1,23

VII.

FINANCE

12

2,68

2,32

74

225,93

87,22

-

-

-

VIII.

ALL OTHERS

174

2,56

2,30

7,087

134,07

117,81

-

-

-

TOTAL BANK CREDIT

29,680

1792,28

1365,51

1,01,998

5165,38

3593,27

113

267,71

135,56

TABLE NO. 5.6 – STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING
CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2009

STATE : GOA

(Amount in Rupees Lakh)

 OCCUPATION

REGIONAL RURAL BANKS

PRIVATE SECTOR BANKS

ALL SCHEDULED
COMMERCIAL BANKS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

1

3

-

2,281

20,91

19,25

19,771

256,64

152,58

1. Direct Finance

1

3

-

2,273

20,42

19,10

18,313

162,24

139,92

2. Indirect Finance

-

-

-

8

49

16

1,458

94,40

12,66

II.

INDUSTRY

-

-

-

1,259

408,47

258,97

5,963

3433,89

2151,05

1. Mining & Quarrying

-

-

-

11

44,60

40,87

194

753,11

487,91

2. Food Manufacturing & Processing

-

-

-

22

10,07

2,81

380

201,54

148,46

  (a) Rice Mills, Flour & Dal Mills

-

-

-

-

-

-

30

20,08

10,78

  (b) Sugar

-

-

-

-

-

-

1

5

5

  (c) Edible Oils & Vanaspati

-

-

-

-

-

-

11

2,26

2,74

  (d) Tea Processing

-

-

-

1

4

2

1

4

2

  (e) Processing of Fruits & Vegetables

-

-

-

-

-

-

8

1,23

82

  (f) Others

-

-

-

21

10,03

2,80

329

177,88

134,06

3. Beverage & Tobacco

-

-

-

2

1,32

1,19

79

43,29

34,34

4. Textiles

-

-

-

22

4,49

3,90

210

25,67

24,58

  (a) Cotton Textiles

-

-

-

2

3,20

3,22

20

4,78

4,45

  (b) Jute & Other Natural Fibre Textiles

-

-

-

-

-

-

8

4

3

  (c) Handloom Textiles & Khadi

-

-

-

3

31

5

12

35

9

  (d) Other Textiles & Textile Products

-

-

-

17

98

63

170

20,50

20,01

5. Paper, Paper Products & Printing

-

-

-

10

3,96

3,47

277

55,02

50,39

6. Woods and Wood Products

-

-

-

3

9

2

150

6,53

5,04

7. Leather & Leather Products

-

-

-

-

-

-

19

1,79

1,40

8. Gems and Jewellery

-

-

-

4

5

4

24

4,90

3,53

9. Rubber & Plastic Products

-

-

-

10

7,22

4,63

309

38,34

23,35

10. Chemicals & Chemical Products

-

-

-

13

66,31

16,60

168

254,81

120,33

  (a) Heavy Industrial Chemicals

-

-

-

-

-

-

15

6,27

5,02

  (b) Fertilisers

-

-

-

-

-

-

4

66,25

41

  (c) Drugs & Pharmaceuticals

-

-

-

4

7,28

7,01

52

102,15

92,20

  (d) Non-Edible Oils

-

-

-

-

-

-

1

20

7

  (e) Other Chemicals & Chemical Products

-

-

-

9

59,03

9,59

96

79,93

22,63

11. Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

4

53,10

9,83

12. Manufacture of Cement & Cement Products

-

-

-

-

-

-

65

136,90

87,90

13. Basic Metals & Metal Products

-

-

-

20

42,90

12,21

433

467,10

325,71

  (a) Iron & Steel

-

-

-

13

42,56

11,93

91

312,10

198,24

  (b) Non-Ferrous Metals

-

-

-

2

5

3

50

44,01

30,78

  (c) Metal Products

-

-

-

5

29

25

292

110,99

96,69

14. Engineering

-

-

-

232

52,23

36,08

678

310,53

231,93

  (a) Heavy Engineering

-

-

-

2

14

7

59

44,56

38,16

  (b) Light Engineering

-

-

-

216

50,09

34,24

430

175,82

124,18

  (c) Electrical Machinery & Goods

-

-

-

14

2,00

1,77

153

54,65

40,25

  (d) Electronic Machinery & Goods

-

-

-

-

-

-

36

35,51

29,33

15. Vehicles, Vehicle Parts & Transport Equipments

-

-

-

16

73,97

51,15

138

489,83

176,60

16. Other Industries

-

-

-

355

38,41

30,75

1,502

257,73

161,88

17. Electricity, Gas & Water

-

-

-

3

3,25

2,43

16

14,53

6,43

  (a) Electricity Generation & Transmission

-

-

-

-

-

-

1

6,37

-

  (b) Non-Conventional Energy

-

-

-

2

3,22

2,43

2

3,22

2,43

  (c) Gas, Steam & Water Supply

-

-

-

1

3

-

13

4,94

4,00

18. Construction

-

-

-

536

59,61

52,83

1,317

319,18

251,44

  (a) Other than Infrastructure

-

-

-

324

52,40

45,87

740

205,71

175,17

  (b) Infrastructure Construction

-

-

-

212

7,21

6,96

577

113,47

76,27

III.

TRANSPORT OPERATORS

-

-

-

2,080

136,25

105,17

6,464

557,89

423,27

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

1,853

273,39

218,41

8,776

870,30

688,30

1. Professional Services

-

-

-

152

22,10

12,56

1,207

68,14

53,76

2. Tourism, Hotel & Restaurants

-

-

-

63

18,39

11,00

1,237

226,08

169,93

3. Recreation services

-

-

-

3

7

4

120

12,46

10,17

4. IT and Telecommunications

-

-

-

5

2,21

2,01

69

9,92

8,68

5. Others

-

-

-

1,630

230,62

192,79

6,143

553,70

445,75

V.

PERSONAL LOANS

-

-

-

47,594

680,34

451,31

1,29,032

2708,45

2100,27

1. Housing

-

-

-

2,256

182,69

150,34

20,976

1273,36

1050,52

2. Consumer Durables

-

-

-

236

4,29

3,61

1,953

15,57

11,90

3. Vehicles

-

-

-

25,437

277,20

143,80

39,632

574,38

394,85

4. Education

-

-

-

27

85

72

2,798

80,76

59,98

5. Personal Credit Cards

-

-

-

458

14,54

5,15

3,607

30,66

15,23

6. Others

-

-

-

19,180

200,76

147,68

60,066

733,73

567,80

VI.

TRADE

-

-

-

598

147,70

112,53

10,104

700,04

534,85

1. Wholesale Trade

-

-

-

54

98,31

74,17

695

186,50

135,45

2. Retail Trade

-

-

-

544

49,39

38,36

9,409

513,54

399,41

VII.

FINANCE

-

-

-

75

6,66

2,00

161

235,27

91,55

VIII.

ALL OTHERS

-

-

-

3,431

46,77

26,62

10,692

183,40

146,73

TOTAL BANK CREDIT

1

3

-

59,171

1720,48

1194,25

1,90,963

8945,88

6288,59