WESTERN REGION (Contd.)

STATE : GUJARAT

 (Amount in Rupees Lakh)

OCCUPATION

STATE BANK OF INDIA AND ITS ASSOCIATES

NATIONALISED BANKS

FOREIGN BANKS

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

5,06,588

4482,47

3815,62

6,06,324

8546,40

7341,98

12

103,49

2,05

1. Direct Finance

5,02,731

3987,28

3428,41

5,97,349

6431,80

5913,28

4

102,11

67

2. Indirect Finance

3,857

495,19

387,21

8,975

2114,60

1428,71

8

1,38

1,38

II.

INDUSTRY

18,747

28631,66

19365,03

64,324

59340,76

43813,56

5,078

4155,52

2036,20

1. Mining & Quarrying

414

1702,45

798,30

444

2809,76

2681,71

16

38,91

24,72

2. Food Manufacturing & Processing

1,834

1526,60

1122,40

3,107

1981,13

1099,82

101

150,54

91,87

  (a) Rice Mills, Flour & Dal Mills

223

172,44

140,19

580

115,27

94,88

13

84,64

51,81

  (b) Sugar

16

27,05

11,87

3

35

10

11

1,06

1,06

  (c) Edible Oils & Vanaspati

388

414,74

302,60

973

911,19

487,38

15

1,81

1,81

  (d) Tea Processing

16

4,48

3,14

26

19,20

14,33

2

36

36

  (e) Processing of Fruits & Vegetables

98

73,47

47,89

49

31,80

26,77

3

6,80

6,46

  (f) Others

1,093

834,43

616,72

1,476

903,34

476,36

57

55,86

30,36

3. Beverage & Tobacco

104

31,56

24,89

216

73,31

34,47

1

8

8

4. Textiles

3,712

4174,57

3111,89

22,226

8254,77

6091,88

232

275,54

128,45

  (a) Cotton Textiles

1,064

2667,56

2044,02

4,089

3777,71

2769,00

73

141,67

65,16

  (b) Jute & Other Natural Fibre Textiles

43

26,04

20,65

208

29,74

15,57

-

-

-

  (c) Handloom Textiles & Khadi

515

56,82

50,15

670

134,45

51,14

-

-

-

  (d) Other Textiles & Textile Products

2,090

1424,15

997,08

17,259

4312,87

3256,18

159

133,87

63,30

5. Paper, Paper Products & Printing

506

505,18

344,67

1,135

823,88

618,84

27

119,62

78,07

6. Woods and Wood Products

289

91,42

64,00

1,143

215,93

165,90

3

14

14

7. Leather & Leather Products

140

8,92

5,80

676

56,61

38,53

1

2,75

17

8. Gems and Jewellery

273

111,94

99,51

624

244,07

181,75

12

2,40

2,13

9. Rubber & Plastic Products

599

1033,22

751,16

1,919

1493,92

1162,33

86

234,04

104,33

10. Chemicals & Chemical Products

2,087

2783,97

1924,82

5,172

7698,41

5672,42

166

1119,91

492,92

  (a) Heavy Industrial Chemicals

299

966,71

666,01

937

2032,62

1537,22

45

125,75

44,95

  (b) Fertilisers

19

44,55

11,44

97

707,93

309,24

1

100,00

-

  (c) Drugs & Pharmaceuticals

207

411,11

328,95

1,430

2393,59

1807,28

48

560,80

250,37

  (d) Non-Edible Oils

132

168,55

108,41

36

32,92

13,90

-

-

-

  (e) Other Chemicals & Chemical Products

1,430

1193,05

810,02

2,672

2531,35

2004,77

72

333,36

197,60

11. Petroleum, Coal Products & Nuclear Fuels

56

480,88

227,13

159

1003,01

653,86

6

1,73

1,49

12. Manufacture of Cement & Cement Products

253

390,42

222,70

508

1131,48

892,55

6

102,09

102,09

13. Basic Metals & Metal Products

1,544

4368,76

3072,96

4,029

9974,85

6745,87

249

450,29

197,33

  (a) Iron & Steel

639

3287,46

2241,45

1,130

4147,98

2832,40

94

39,56

14,27

  (b) Non-Ferrous Metals

364

462,80

294,89

343

286,28

225,73

83

100,03

32,92

  (c) Metal Products

541

618,50

536,61

2,556

5540,58

3687,75

72

310,70

150,14

14. Engineering

1,972

2702,66

1884,41

7,280

4533,82

3425,42

160

375,81

96,12

  (a) Heavy Engineering

249

954,58

579,29

1,462

1125,58

832,10

21

51,69

42,91

  (b) Light Engineering

1,336

1039,76

775,23

3,824

2293,29

1849,39

75

244,53

14,23

  (c) Electrical Machinery & Goods

312

541,18

388,11

1,623

968,92

634,88

55

73,58

33,18

  (d) Electronic Machinery & Goods

75

167,14

141,78

371

146,03

109,05

9

6,01

5,80

15. Vehicles, Vehicle Parts & Transport Equipments

250

571,90

441,52

605

882,91

621,29

27

98,57

29,10

16. Other Industries

3,955

1709,08

1238,78

11,786

2442,68

1749,23

2,804

572,76

443,52

17. Electricity, Gas & Water

85

3536,66

2448,10

245

7310,56

5203,90

19

282,00

70,39

  (a) Electricity Generation & Transmission

37

2555,87

1648,43

152

6625,58

4668,08

4

206,46

19,90

  (b) Non-Conventional Energy

11

741,41

636,72

34

398,35

321,35

-

-

-

  (c) Gas, Steam & Water Supply

37

239,39

162,94

59

286,63

214,47

15

75,54

50,50

18. Construction

674

2901,45

1581,99

3,050

8409,66

6773,77

1,162

328,35

173,29

  (a) Other than Infrastructure

140

543,56

364,47

1,995

820,41

576,29

32

11,36

6,27

  (b) Infrastructure Construction

534

2357,89

1217,52

1,055

7589,25

6197,48

1,130

316,99

167,03

III.

TRANSPORT OPERATORS

4,763

336,99

250,46

15,803

346,16

274,22

75

149,54

25,60

IV.

PROFESSIONAL AND OTHER SERVICES

15,037

1952,03

1325,73

73,706

4989,33

3956,16

7,204

621,71

444,83

1. Professional Services

938

101,43

78,68

22,150

433,71

363,29

760

68,37

68,13

2. Tourism, Hotel & Restaurants

1,002

460,00

291,34

1,662

241,17

192,24

15

1,07

1,07

3. Recreation services

222

30,59

18,15

514

36,62

21,88

27

1,70

1,70

4. IT and Telecommunications

119

334,86

284,98

218

51,22

39,63

25

13,36

13,20

5. Others

12,756

1025,15

652,58

49,162

4226,61

3339,12

6,377

537,22

360,74

V.

PERSONAL LOANS

2,98,816

7792,85

5862,66

4,17,682

9957,76

8370,64

38,556

862,00

592,42

1. Housing

80,501

4159,21

3361,94

1,17,805

5449,58

5107,30

3,028

193,04

174,13

2. Consumer Durables

5,344

26,03

19,22

11,820

89,38

60,19

4

3

3

3. Vehicles

30,161

696,88

540,24

34,325

490,08

407,24

300

4,70

96

4. Education

11,988

633,77

342,96

23,190

692,68

555,80

-

-

-

5. Personal Credit Cards

-

-

-

10,503

59,87

37,26

2,682

80,22

16,64

6. Others

1,70,822

2276,96

1598,30

2,20,039

3176,17

2202,84

32,542

584,01

400,66

VI.

TRADE

40,322

2776,29

1702,77

1,29,429

9005,25

6904,63

5,930

791,02

509,28

1. Wholesale Trade

1,413

1417,55

814,18

9,491

5291,94

4292,63

1,144

347,90

257,57

2. Retail Trade

38,909

1358,73

888,59

1,19,938

3713,31

2612,00

4,786

443,13

251,71

VII.

FINANCE

118

230,31

181,55

1,356

1534,35

1074,71

91

1529,77

331,81

VIII.

ALL OTHERS

2,111

193,94

151,10

35,658

2229,13

1944,08

693

168,04

137,66

TOTAL BANK CREDIT

8,86,502

46396,53

32654,92

13,44,282

95949,14

73679,98

57,639

8381,08

4079,85

TABLE NO. 5.6 – STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING
CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2009

STATE : GUJARAT

(Amount in Rupees Lakh)

 OCCUPATION 

REGIONAL RURAL BANKS

PRIVATE SECTOR BANKS

ALL SCHEDULED
COMMERCIAL BANKS

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

2,96,345

1621,27

1397,30

32,308

2114,50

1823,03

14,41,577

16868,13

14379,99

1. Direct Finance

2,95,796

1592,63

1370,84

30,481

1450,80

1255,33

14,26,361

13564,62

11968,53

2. Indirect Finance

549

28,64

26,46

1,827

663,70

567,69

15,216

3303,50

2411,45

II.

INDUSTRY

19,204

222,38

103,75

24,995

16422,46

10658,31

1,32,348

108772,78

75976,85

1. Mining & Quarrying

16

1,12

67

70

872,43

728,18

960

5424,68

4233,58

2. Food Manufacturing & Processing

1,974

24,31

10,96

2,232

806,29

420,63

9,248

4488,88

2745,69

  (a) Rice Mills, Flour & Dal Mills

395

4,19

1,35

59

64,66

43,33

1,270

441,20

331,56

  (b) Sugar

-

-

-

10

70

40

40

29,16

13,44

  (c) Edible Oils & Vanaspati

371

4,94

2,41

142

130,80

63,41

1,889

1463,48

857,61

  (d) Tea Processing

-

-

-

23

1,43

66

67

25,47

18,49

  (e) Processing of Fruits & Vegetables

-

-

-

34

26,69

18,82

184

138,76

99,93

  (f) Others

1,208

15,19

7,20

1,964

581,99

294,01

5,798

2390,81

1424,66

3. Beverage & Tobacco

26

1,62

75

22

25,39

13,80

369

131,96

73,99

4. Textiles

8,319

107,94

65,51

5,354

1922,38

1126,79

39,843

14735,19

10524,53

  (a) Cotton Textiles

207

68

55

453

1109,93

565,03

5,886

7697,55

5443,76

  (b) Jute & Other Natural Fibre Textiles

4,442

80,52

48,11

9

42,33

41,73

4,702

178,62

126,06

  (c) Handloom Textiles & Khadi

1,467

8,38

2,81

210

17,10

6,97

2,862

216,75

111,06

  (d) Other Textiles & Textile Products

2,203

18,37

14,04

4,682

753,02

513,06

26,393

6642,27

4843,65

5. Paper, Paper Products & Printing

404

4,73

37

260

208,80

160,59

2,332

1662,21

1202,54

6. Woods and Wood Products

132

36

24

73

17,42

13,27

1,640

325,27

243,56

7. Leather & Leather Products

1,753

15,43

3,03

122

61,16

41,63

2,692

144,86

89,15

8. Gems and Jewellery

11

5

2

285

27,40

22,69

1,205

385,87

306,09

9. Rubber & Plastic Products

58

1,45

95

283

164,82

104,28

2,945

2927,45

2123,05

10. Chemicals & Chemical Products

58

1,03

77

812

2257,62

1341,35

8,295

13860,93

9432,29

  (a) Heavy Industrial Chemicals

3

34

27

237

794,24

526,60

1,521

3919,65

2775,06

  (b) Fertilisers

-

-

-

9

22,49

12,72

126

874,98

333,40

  (c) Drugs & Pharmaceuticals

18

8

4

269

601,93

422,18

1,972

3967,50

2808,82

  (d) Non-Edible Oils

-

-

-

2

15

4

170

201,62

122,35

  (e) Other Chemicals & Chemical Products

37

61

46

295

838,81

379,82

4,506

4897,18

3392,67

11. Petroleum, Coal Products & Nuclear Fuels

-

-

-

91

4077,10

2701,66

312

5562,72

3584,14

12. Manufacture of Cement & Cement Products

404

6,22

1,75

50

29,30

27,85

1,221

1659,51

1246,95

13. Basic Metals & Metal Products

600

7,38

54

2,019

546,39

353,58

8,441

15347,67

10370,28

  (a) Iron & Steel

1

5

-

675

401,83

251,09

2,539

7876,88

5339,21

  (b) Non-Ferrous Metals

-

-

-

21

17,60

11,69

811

866,71

565,23

  (c) Metal Products

599

7,34

54

1,323

126,96

90,80

5,091

6604,08

4465,84

14. Engineering

824

11,56

1,72

1,999

1327,16

845,61

12,235

8951,01

6253,27

  (a) Heavy Engineering

7

58

24

158

329,03

197,56

1,897

2461,46

1652,10

  (b) Light Engineering

662

8,86

98

1,476

341,16

217,44

7,373

3927,60

2857,26

  (c) Electrical Machinery & Goods

139

2,08

46

243

365,09

257,58

2,372

1950,85

1314,22

  (d) Electronic Machinery & Goods

16

4

3

122

291,88

173,04

593

611,10

429,70

15. Vehicles, Vehicle Parts & Transport Equipments

89

1,09

78

484

222,41

133,96

1,455

1776,88

1226,65

16. Other Industries

4,411

31,02

10,02

8,023

1023,38

828,75

30,979

5778,92

4270,29

17. Electricity, Gas & Water

2

7

7

42

1582,02

866,94

393

12711,31

8589,40

  (a) Electricity Generation & Transmission

1

2

2

32

1446,66

746,50

226

10834,59

7082,93

  (b) Non-Conventional Energy

-

-

-

-

-

-

45

1139,76

958,08

  (c) Gas, Steam & Water Supply

1

5

5

10

135,35

120,45

122

736,96

548,40

18. Construction

123

7,01

5,59

2,774

1251,00

926,76

7,783

12897,47

9461,39

  (a) Other than Infrastructure

111

4,66

3,52

1,378

463,68

310,13

3,656

1843,68

1260,68

  (b) Infrastructure Construction

12

2,34

2,06

1,396

787,32

616,63

4,127

11053,79

8200,72

III.

TRANSPORT OPERATORS

1,257

13,96

8,72

24,948

2290,00

1864,55

46,846

3136,64

2423,55

IV.

PROFESSIONAL AND OTHER SERVICES

33,713

283,58

155,78

26,417

2491,25

1796,66

1,56,077

10337,90

7679,16

1. Professional Services

7,550

55,31

31,16

1,218

173,38

108,54

32,616

832,20

649,81

2. Tourism, Hotel & Restaurants

15,735

108,75

65,59

441

103,97

91,51

18,855

914,96

641,75

3. Recreation services

1,015

11,78

2,96

29

85,85

56,44

1,807

166,54

101,12

4. IT and Telecommunications

10

46

21

169

12,24

8,85

541

412,15

346,86

5. Others

9,403

107,28

55,86

24,560

2115,80

1531,32

1,02,258

8012,06

5939,61

V.

PERSONAL LOANS

41,488

298,80

209,84

4,89,054

11377,40

7629,06

12,85,596

30288,80

22664,61

1. Housing

3,829

80,98

60,03

53,445

3798,61

3151,43

2,58,608

13681,43

11854,83

2. Consumer Durables

3,147

13,52

8,51

1,808

63,36

50,34

22,123

192,32

138,29

3. Vehicles

6,487

35,10

21,19

2,91,383

4596,75

2497,28

3,62,656

5823,52

3466,92

4. Education

425

4,85

3,34

452

11,51

9,99

36,055

1342,80

912,09

5. Personal Credit Cards

-

-

-

6,316

199,87

91,23

19,501

339,96

145,13

6. Others

27,600

164,34

116,76

1,35,650

2707,30

1828,79

5,86,653

8908,78

6147,36

VI.

TRADE

14,458

78,53

52,72

15,071

2768,67

2106,29

2,05,210

15419,76

11275,69

1. Wholesale Trade

794

9,66

5,28

2,310

1476,84

1109,95

15,152

8543,89

6479,61

2. Retail Trade

13,664

68,87

47,44

12,761

1291,82

996,34

1,90,058

6875,87

4796,07

VII.

FINANCE

1,099

4,22

2,93

1,232

821,98

464,16

3,896

4120,63

2055,17

VIII.

ALL OTHERS

21,582

158,41

106,64

32,644

871,44

601,47

92,688

3620,95

2940,94

TOTAL BANK CREDIT

4,29,146

2681,16

2037,68

6,46,669

39157,69

26943,53

33,64,238

192565,60

139395,96