Himachal Pradesh - ಆರ್ಬಿಐ - Reserve Bank of India
Himachal Pradesh
NORTHERN REGION |
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STATE : HIMACHAL PRADESH |
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(Amount in ` Lakh) |
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OCCUPATION |
RURAL |
SEMI-URBAN |
|||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
||
1 |
2 |
3 |
4 |
5 |
6 |
||
I. |
AGRICULTURE |
2,11,837 |
1960,83 |
1644,71 |
16,222 |
266,01 |
206,13 |
1. Direct Finance |
2,09,053 |
1704,24 |
1402,95 |
15,682 |
225,33 |
168,21 |
|
2. Indirect Finance |
2,784 |
256,59 |
241,76 |
540 |
40,69 |
37,92 |
|
II. |
INDUSTRY |
11,321 |
4149,08 |
3035,52 |
5,013 |
1334,50 |
1079,58 |
1. Mining & Quarrying |
165 |
17,94 |
13,33 |
58 |
12,70 |
11,09 |
|
2. Food Manufacturing & Processing |
1,096 |
110,75 |
80,04 |
405 |
72,15 |
49,83 |
|
(a) Rice Mills, Flour & Dal Mills |
208 |
20,89 |
16,42 |
39 |
8,25 |
6,03 |
|
(b) Sugar |
3 |
13 |
9 |
2 |
10 |
10 |
|
(c) Edible Oils & Vanaspati |
20 |
1,46 |
1,33 |
14 |
3,21 |
1,79 |
|
(d) Tea Processing |
4 |
60 |
56 |
2 |
16 |
16 |
|
(e) Processing of Fruits & Vegetables |
51 |
5,40 |
3,30 |
21 |
2,41 |
1,95 |
|
(f) Others |
810 |
82,27 |
58,34 |
327 |
58,03 |
39,79 |
|
3. Beverage & Tobacco |
49 |
17,55 |
14,40 |
36 |
10,64 |
10,31 |
|
4. Textiles |
1,618 |
288,57 |
225,12 |
1,288 |
114,20 |
93,99 |
|
(a) Cotton Textiles |
143 |
253,47 |
197,88 |
31 |
72,82 |
60,69 |
|
(b) Jute & Other Natural Fibre Textiles |
38 |
4,20 |
4,27 |
3 |
3 |
2 |
|
(c) Handloom Textiles & Khadi |
826 |
9,27 |
7,14 |
137 |
8,35 |
7,43 |
|
(d) Other Textiles & Textile Products |
611 |
21,62 |
15,84 |
1,117 |
33,01 |
25,83 |
|
5. Paper, Paper Products & Printing |
523 |
251,93 |
211,22 |
312 |
76,56 |
75,70 |
|
6. Woods and Wood Products |
700 |
12,12 |
9,63 |
282 |
4,96 |
4,39 |
|
7. Leather & Leather Products |
128 |
16,60 |
7,20 |
48 |
1,22 |
99 |
|
8. Gems and Jewellery |
88 |
4,41 |
3,64 |
32 |
2,30 |
2,04 |
|
9. Rubber & Plastic Products |
304 |
97,02 |
82,28 |
183 |
85,47 |
67,12 |
|
10. Chemicals & Chemical Products |
696 |
465,32 |
350,78 |
445 |
297,75 |
220,16 |
|
(a) Heavy Industrial Chemicals |
45 |
43,12 |
25,31 |
32 |
19,47 |
13,35 |
|
(b) Fertilisers |
7 |
2,16 |
1,38 |
7 |
22 |
12 |
|
(c) Drugs & Pharmaceuticals |
262 |
316,42 |
235,80 |
285 |
230,57 |
172,47 |
|
(d) Non-Edible Oils |
8 |
6,29 |
5,52 |
1 |
35 |
35 |
|
(e) Other Chemicals & Chemical Products |
374 |
97,33 |
82,79 |
120 |
47,15 |
33,89 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
16 |
10,19 |
9,67 |
7 |
58 |
46 |
|
12. Manufacture of Cement & Cement Products |
74 |
119,07 |
82,08 |
41 |
4,35 |
3,42 |
|
13. Basic Metals & Metal Products |
756 |
463,48 |
373,72 |
195 |
86,35 |
70,78 |
|
(a) Iron & Steel |
175 |
313,26 |
263,00 |
28 |
22,99 |
20,94 |
|
(b) Non-Ferrous Metals |
56 |
55,17 |
44,66 |
17 |
2,59 |
1,84 |
|
(c) Metal Products |
525 |
95,06 |
66,07 |
150 |
60,77 |
47,99 |
|
14. Engineering |
906 |
220,51 |
152,23 |
598 |
141,60 |
94,99 |
|
(a) Heavy Engineering |
35 |
26,67 |
10,55 |
19 |
4,86 |
4,11 |
|
(b) Light Engineering |
514 |
92,22 |
75,08 |
391 |
81,04 |
47,24 |
|
(c) Electrical Machinery & Goods |
238 |
87,98 |
55,95 |
144 |
34,15 |
23,19 |
|
(d) Electronic Machinery & Goods |
119 |
13,64 |
10,64 |
44 |
21,55 |
20,45 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
322 |
27,26 |
22,36 |
94 |
78,36 |
56,39 |
|
16. Other Industries |
3,089 |
111,73 |
86,18 |
651 |
50,61 |
38,02 |
|
17. Electricity, Gas & Water |
23 |
654,50 |
560,79 |
11 |
211,19 |
200,24 |
|
(a) Electricity Generation & Transmission |
11 |
652,82 |
559,28 |
7 |
210,83 |
199,91 |
|
(b) Non-Conventional Energy |
6 |
28 |
16 |
2 |
15 |
10 |
|
(c) Gas, Steam & Water Supply |
6 |
1,40 |
1,35 |
2 |
21 |
23 |
|
18. Construction |
768 |
1260,13 |
750,84 |
327 |
83,50 |
79,66 |
|
(a) Other than Infrastructure |
534 |
48,26 |
30,16 |
153 |
15,41 |
10,70 |
|
(b) Infrastructure Construction |
234 |
1211,87 |
720,68 |
174 |
68,09 |
68,96 |
|
III. |
TRANSPORT OPERATORS |
8,024 |
388,17 |
299,22 |
1,548 |
88,48 |
73,72 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
12,113 |
529,44 |
401,32 |
3,846 |
219,76 |
185,67 |
1. Professional Services |
2,555 |
81,79 |
72,38 |
796 |
25,71 |
20,95 |
|
2. Tourism, Hotel & Restaurants |
1,260 |
126,49 |
95,32 |
413 |
50,05 |
41,80 |
|
3. Recreation services |
144 |
3,11 |
2,08 |
37 |
1,18 |
85 |
|
4. IT and Telecommunications |
79 |
7,25 |
6,29 |
60 |
5,43 |
4,43 |
|
5. Others |
8,075 |
310,81 |
225,27 |
2,540 |
137,39 |
117,64 |
|
V. |
PERSONAL LOANS |
1,33,031 |
2395,39 |
1869,79 |
40,937 |
1030,80 |
818,17 |
1. Housing |
36,945 |
1269,80 |
1044,24 |
13,020 |
616,31 |
512,96 |
|
2. Consumer Durables |
7,821 |
53,24 |
42,74 |
1,348 |
12,08 |
8,84 |
|
3. Vehicles |
15,642 |
324,59 |
234,64 |
5,942 |
128,08 |
95,90 |
|
4. Education |
6,533 |
156,39 |
118,11 |
2,584 |
67,51 |
51,94 |
|
5. Personal Credit Cards |
284 |
2,07 |
1,09 |
248 |
1,13 |
74 |
|
6. Others |
65,806 |
589,30 |
428,97 |
17,795 |
205,69 |
147,79 |
|
VI. |
TRADE |
45,269 |
995,99 |
802,59 |
11,979 |
477,81 |
371,39 |
1. Wholesale Trade |
1,216 |
80,37 |
66,37 |
497 |
61,21 |
44,18 |
|
2. Retail Trade |
44,053 |
915,62 |
736,23 |
11,482 |
416,60 |
327,21 |
|
VII. |
FINANCE |
1,715 |
28,45 |
22,51 |
401 |
7,86 |
6,38 |
VIII. |
ALL OTHERS |
12,809 |
134,12 |
110,62 |
8,117 |
55,99 |
45,26 |
TOTAL BANK CREDIT |
4,36,119 |
10581,47 |
8186,28 |
88,063 |
3481,21 |
2786,31 |
TABLE No. 5.7 – STATE AND POPULATION GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2010 |
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NORTHERN REGION |
|||||||
STATE : HIMACHAL PRADESH |
|||||||
(Amount in ` Lakh) |
|||||||
OCCUPATION |
URBAN |
METROPOLITAN |
|||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
||
7 |
8 |
9 |
10 |
11 |
12 |
||
I. |
AGRICULTURE |
1,317 |
488,84 |
376,54 |
- |
- |
- |
1. Direct Finance |
1,233 |
218,65 |
175,28 |
- |
- |
- |
|
2. Indirect Finance |
84 |
270,18 |
201,26 |
- |
- |
- |
|
II. |
INDUSTRY |
1,196 |
1357,18 |
1019,24 |
- |
- |
- |
1. Mining & Quarrying |
2 |
46 |
10 |
- |
- |
- |
|
2. Food Manufacturing & Processing |
78 |
82,56 |
68,18 |
- |
- |
- |
|
(a) Rice Mills, Flour & Dal Mills |
4 |
1,80 |
1,72 |
- |
- |
- |
|
(b) Sugar |
- |
- |
- |
- |
- |
- |
|
(c) Edible Oils & Vanaspati |
6 |
2,22 |
1,74 |
- |
- |
- |
|
(d) Tea Processing |
- |
- |
- |
- |
- |
- |
|
(e) Processing of Fruits & Vegetables |
7 |
8,75 |
1,73 |
- |
- |
- |
|
(f) Others |
61 |
69,80 |
63,00 |
- |
- |
- |
|
3. Beverage & Tobacco |
- |
- |
- |
- |
- |
- |
|
4. Textiles |
29 |
1,59 |
1,18 |
- |
- |
- |
|
(a) Cotton Textiles |
4 |
64 |
30 |
- |
- |
- |
|
(b) Jute & Other Natural Fibre Textiles |
- |
- |
- |
- |
- |
- |
|
(c) Handloom Textiles & Khadi |
3 |
58 |
56 |
- |
- |
- |
|
(d) Other Textiles & Textile Products |
22 |
37 |
33 |
- |
- |
- |
|
5. Paper, Paper Products & Printing |
44 |
2,08 |
1,69 |
- |
- |
- |
|
6. Woods and Wood Products |
19 |
55 |
46 |
- |
- |
- |
|
7. Leather & Leather Products |
- |
- |
- |
- |
- |
- |
|
8. Gems and Jewellery |
3 |
2,12 |
1,51 |
- |
- |
- |
|
9. Rubber & Plastic Products |
8 |
79 |
60 |
- |
- |
- |
|
10. Chemicals & Chemical Products |
8 |
3,56 |
2,43 |
- |
- |
- |
|
(a) Heavy Industrial Chemicals |
- |
- |
- |
- |
- |
- |
|
(b) Fertilisers |
1 |
2 |
2 |
- |
- |
- |
|
(c) Drugs & Pharmaceuticals |
4 |
3,16 |
2,41 |
- |
- |
- |
|
(d) Non-Edible Oils |
- |
- |
- |
- |
- |
- |
|
(e) Other Chemicals & Chemical Products |
3 |
38 |
- |
- |
- |
- |
|
11. Petroleum, Coal Products & Nuclear Fuels |
- |
- |
- |
- |
- |
- |
|
12. Manufacture of Cement & Cement Products |
1 |
160,00 |
160,00 |
- |
- |
- |
|
13. Basic Metals & Metal Products |
20 |
10,80 |
4,76 |
- |
- |
- |
|
(a) Iron & Steel |
7 |
3,10 |
3,05 |
- |
- |
- |
|
(b) Non-Ferrous Metals |
2 |
18 |
9 |
- |
- |
- |
|
(c) Metal Products |
11 |
7,53 |
1,62 |
- |
- |
- |
|
14. Engineering |
61 |
7,06 |
4,90 |
- |
- |
- |
|
(a) Heavy Engineering |
2 |
12 |
10 |
- |
- |
- |
|
(b) Light Engineering |
44 |
3,29 |
1,46 |
- |
- |
- |
|
(c) Electrical Machinery & Goods |
4 |
28 |
12 |
- |
- |
- |
|
(d) Electronic Machinery & Goods |
11 |
3,37 |
3,23 |
- |
- |
- |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
4 |
12 |
11 |
- |
- |
- |
|
16. Other Industries |
738 |
87,38 |
42,23 |
- |
- |
- |
|
17. Electricity, Gas & Water |
11 |
295,65 |
285,36 |
- |
- |
- |
|
(a) Electricity Generation & Transmission |
5 |
276,05 |
273,78 |
- |
- |
- |
|
(b) Non-Conventional Energy |
5 |
19,56 |
11,54 |
- |
- |
- |
|
(c) Gas, Steam & Water Supply |
1 |
4 |
4 |
- |
- |
- |
|
18. Construction |
170 |
702,46 |
445,73 |
- |
- |
- |
|
(a) Other than Infrastructure |
124 |
255,96 |
85,67 |
- |
- |
- |
|
(b) Infrastructure Construction |
46 |
446,49 |
360,06 |
- |
- |
- |
|
III. |
TRANSPORT OPERATORS |
405 |
45,71 |
40,78 |
- |
- |
- |
IV. |
PROFESSIONAL AND OTHER SERVICES |
1,077 |
159,92 |
133,23 |
- |
- |
- |
1. Professional Services |
205 |
17,76 |
15,68 |
- |
- |
- |
|
2. Tourism, Hotel & Restaurants |
137 |
40,81 |
27,60 |
- |
- |
- |
|
3. Recreation services |
7 |
70 |
68 |
- |
- |
- |
|
4. IT and Telecommunications |
15 |
10,12 |
9,97 |
- |
- |
- |
|
5. Others |
713 |
90,52 |
79,30 |
- |
- |
- |
|
V. |
PERSONAL LOANS |
18,887 |
786,24 |
607,43 |
- |
- |
- |
1. Housing |
5,893 |
572,45 |
449,53 |
- |
- |
- |
|
2. Consumer Durables |
578 |
3,68 |
2,89 |
- |
- |
- |
|
3. Vehicles |
2,636 |
59,98 |
47,27 |
- |
- |
- |
|
4. Education |
1,174 |
36,62 |
28,92 |
- |
- |
- |
|
5. Personal Credit Cards |
175 |
1,15 |
75 |
- |
- |
- |
|
6. Others |
8,431 |
112,36 |
78,07 |
- |
- |
- |
|
VI. |
TRADE |
3,373 |
284,54 |
204,04 |
- |
- |
- |
1. Wholesale Trade |
80 |
156,91 |
107,76 |
- |
- |
- |
|
2. Retail Trade |
3,293 |
127,63 |
96,27 |
- |
- |
- |
|
VII. |
FINANCE |
51 |
10,29 |
8,45 |
- |
- |
- |
VIII. |
ALL OTHERS |
6,091 |
353,60 |
362,66 |
- |
- |
- |
TOTAL BANK CREDIT |
32,397 |
3486,31 |
2752,37 |
- |
- |
- |