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Karnataka

Table No. 5.9 - District-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1998

STATE : KARNATAKA


 
 

(Amount in Rupees Thousand)


  

BAGALKOTE

BANGALORE

BANGALORE

BELGAUM

   

RURAL


URBAN


 
 

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

   

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

    

standing


 

standing


 

standing


 

standing


 
 
 

1


2


3


4


5


6


7


8


I.

AGRICULTURE

58,310

136,32,75

86,176

147,58,31

29,169

426,69,71

1,31,941

288,04,74

 

1.

Direct Finance

55,169

130,74,19

85,259

137,22,93

28,117

119,07,01

1,29,155

274,58,67

 

2.

Indirect Finance

3,141

5,58,56

917

10,35,38

1,052

307,62,70

2,786

13,46,07

II.

INDUSTRY

7,095

19,68,90

6,104

173,04,70

38,536

6909,28,85

13,971

177,74,40

 

1.

Mining & Quarrying

31

64,34

52

10,35,96

610

177,11,01

244

4,78,47

 

2.

Manufacturing & Processing

7,057

18,93,30

6,009

157,49,18

36,852

6329,28,42

13,319

161,75,17

 

3.

Electricity, Gas & Water

1

18

15

4,10,17

137

225,29,29

297

3,03,71

 

4.

Construction

6

11,08

28

1,09,39

937

177,60,13

111

8,17,05

III.

TRANSPORT OPERATORS

490

3,40,18

1,303

9,62,86

13,019

148,41,38

4,358

26,17,35

IV.

PROFESSIONAL AND OTHER SERVICES

4,725

6,55,76

4,815

15,47,71

22,155

653,81,37

13,900

41,08,78

V.

PERSONAL LOANS

18,479

35,47,43

20,285

48,34,56

2,96,637

1163,63,72

67,151

144,64,32

 

1.

Loans for Purchase of Consumer Durables

1,377

1,94,31

1,009

1,97,73

29,916

54,29,43

4,419

6,96,55

 

2.

Loans for Housing

1,028

6,66,71

1,083

10,91,75

19,917

268,74,70

4,429

37,60,66

 

3.

Rest of the Personal Loans

16,074

26,86,41

18,193

35,45,08

2,46,804

840,59,59

58,303

100,07,11

VI.

TRADE

11,191

18,61,94

12,286

32,91,40

36,987

956,26,80

25,907

78,51,93

 

1.

Wholesale Trade

1,188

3,52,66

214

10,64,52

3,661

308,74,46

2,072

17,06,34

 

2.

Retail Trade

10,003

15,09,28

12,072

22,26,88

33,326

647,52,34

23,835

61,45,59

VII.

FINANCE

70

88,90

12

12,81

663

777,78,32

22

2,16,20

VIII.


ALL OTHERS


12,871


24,28,57


6,727


16,00,83


1,31,987


1076,48,97


26,610


50,15,22


TOTAL BANK CREDIT

1,13,231

245,24,43

1,37,708

443,13,18

5,69,153

12112,39,12

2,83,860

808,52,94

OF WHICH:

1. Artisans & Village Industries

3,914

3,71,58

1,598

2,44,99

2,806

21,15,44

5,290

9,22,72

 

2. Other Small Scale Industries


2,807


6,95,51


2,941


39,63,78


19,180


926,24,55


5,820


50,11,08


 
 
 
 
 
 
 
 
 
 
 
   

BELLARY

BIDAR

BIJAPUR

CHAMARAJA

    
 
 

NAGAR


 

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

   

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

    

standing


 

standing


 

standing


 

standing


 
 
 

9


10


11


12


13


14


15


16


I.

AGRICULTURE

72,148

145,20,25

51,128

62,33,22

54,812

109,16,44

30,092

34,65,93

 

1.

Direct Finance

70,309

138,75,55

50,340

61,32,65

53,734

103,35,60

29,782

33,70,29

 

2.

Indirect Finance

1,839

6,44,70

788

1,00,57

1,078

5,80,84

310

95,64

II.

INDUSTRY

10,341

152,75,85

3,028

20,24,24

5,682

50,83,50

1,899

5,83,63

 

1.

Mining & Quarrying

98

21,35,71

14

23,30

2

3,76

17

1,56,63

 

2.

Manufacturing & Processing

10,203

128,31,09

2,994

19,00,83

5,672

50,73,09

1,878

4,12,48

 

3.

Electricity, Gas & Water

1

1,68,88

1

5

1

51

-

-

 

4.

Construction

39

1,40,17

19

1,00,06

7

6,14

4

14,52

III.

TRANSPORT OPERATORS

1,971

9,42,18

2,244

9,99,25

1,443

7,19,42

216

90,59

IV.

PROFESSIONAL AND OTHER SERVICES

7,791

16,82,66

4,128

7,82,42

5,742

13,80,73

1,096

1,24,96

V.

PERSONAL LOANS

29,298

57,37,41

16,653

32,74,22

18,645

42,75,86

8,100

9,56,78

 

1.

Loans for Purchase of Consumer Durables

2,830

3,41,45

1,518

2,33,64

932

1,34,98

577

62,79

 

2.

Loans for Housing

2,147

18,18,03

974

8,59,93

1,457

15,31,23

269

1,94,52

 

3.

Rest of the Personal Loans

24,321

35,77,93

14,161

21,80,65

16,256

26,09,65

7,254

6,99,47

VI.

TRADE

22,290

51,28,63

12,668

23,74,43

16,659

42,60,99

6,402

7,54,87

 

1.

Wholesale Trade

1,570

12,81,20

554

1,57,71

712

4,22,84

99

39,04

 

2.

Retail Trade

20,720

38,47,43

12,114

22,16,72

15,947

38,38,15

6,303

7,15,83

VII.

FINANCE

27

26,53,35

-

-

13

43,24

2

9,76

VIII.


ALL OTHERS


25,020


46,55,97


5,324


5,96,17


9,626


12,27,85


5,459


5,05,93


TOTAL BANK CREDIT

1,68,886

505,96,30

95,173

162,83,95

1,12,622

279,08,03

53,266

64,92,45

OF WHICH:

1. Artisans & Village Industries

4,594

4,84,60

957

1,77,37

3,996

3,98,58

513

97,48

 

2. Other Small Scale Industries


3,844


22,57,31


1,662


8,94,90


1,124


6,24,06


659


2,43,86


 
 
 
 
 
 
 
 
 
 
 
   

CHIKMAGALUR

CHITRADURGA

DAKSHIN

DAVANGERE

    
 

KANNADA


 
 

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

   

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

    

standing


 

standing


 

standing


 

standing


 
 
 

17


18


19


20


21


22


23


24


I.

AGRICULTURE

56,740

307,70,59

67,790

96,55,60

39,704

92,96,68

65,455

121,98,74

 

1.

Direct Finance

56,501

293,66,20

66,219

93,96,48

38,732

82,86,30

65,244

119,89,02

 

2.

Indirect Finance

239

14,04,39

1,571

2,59,12

972

10,10,38

211

2,09,72

II.

INDUSTRY

4,759

95,02,24

3,498

36,35,56

8,985

332,26,82

4,163

65,39,83

 

1.

Mining & Quarrying

7

69,22

6

2,99

91

10,17,74

16

8,80

 

2.

Manufacturing & Processing

4,732

93,30,70

3,474

35,69,12

8,654

309,23,53

4,095

64,84,12

 

3.

Electricity, Gas & Water

1

50,67

3

47,25

13

16,14

6

5,07

 

4.

Construction

19

51,65

15

16,20

227

12,69,41

46

41,84

III.

TRANSPORT OPERATORS

1,966

15,77,08

1,486

8,77,82

5,987

84,72,08

1,723

8,90,52

IV.

PROFESSIONAL AND OTHER SERVICES

7,148

24,71,27

8,866

10,33,29

11,709

59,47,12

6,193

22,99,56

V.

PERSONAL LOANS

22,753

82,96,42

14,831

27,59,18

60,778

227,85,14

23,034

44,69,93

 

1.

Loans for Purchase of Consumer Durables

2,178

3,81,98

1,129

1,35,42

3,301

8,71,77

2,592

2,57,47

 

2.

Loans for Housing

1,494

14,01,11

1,023

8,95,46

7,695

84,02,39

1,531

12,09,57

 

3.

Rest of the Personal Loans

19,081

65,13,33

12,679

17,28,30

49,782

135,10,98

18,911

30,02,89

VI.

TRADE

17,592

58,06,01

21,287

34,98,51

22,209

136,74,24

15,842

44,65,09

 

1.

Wholesale Trade

375

20,85,43

1,036

10,95,01

1,202

64,12,63

549

14,53,13

 

2.

Retail Trade

17,217

37,20,58

20,251

24,03,50

21,007

72,61,61

15,293

30,11,96

VII.

FINANCE

54

2,57,72

15

5,94,45

153

13,13,24

13

30,96

VIII.


ALL OTHERS


7,438


21,29,41


13,430


14,77,10


15,099


72,82,61


11,252


20,00,08


TOTAL BANK CREDIT

1,18,450

608,10,74

1,31,203

235,31,51

1,64,624

1019,97,93

1,27,675

328,94,71

OF WHICH:

1. Artisans & Village Industries

2,093

2,46,53

1,242

2,15,26

3,102

5,49,20

827

1,31,84

 

2. Other Small Scale Industries


1,810


18,41,83


1,589


12,03,25


3,760


114,12,42


2,309


15,22,14


 
 
 
 
 
 
 
 
 
 
 
   

DHARWAD


GADAG


GULBARGA


HASSAN


 

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

   

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

    

standing


 

standing


 

standing


 

standing


 
 
 

25


26


27


28


29


30


31


32


I.

AGRICULTURE

41,410

72,50,27

33,149

50,55,50

1,14,385

163,57,60

86,922

185,52,26

 

1.

Direct Finance

40,167

68,54,28

32,017

49,40,75

1,13,181

143,46,34

86,266

181,18,44

 

2.

Indirect Finance

1,243

3,95,99

1,132

1,14,75

1,204

20,11,26

656

4,33,82

II.

INDUSTRY

5,863

164,77,24

3,212

21,83,45

7,668

68,65,00

4,050

41,76,44

 

1.

Mining & Quarrying

115

5,72,28

13

41,89

171

2,05,42

13

49,59

 

2.

Manufacturing & Processing

5,586

124,51,60

3,184

21,28,12

7,447

65,10,46

3,933

37,70,17

 

3.

Electricity, Gas & Water

9

24,54,02

1

35

12

30,98

2

94

 

4.

Construction

153

9,99,34

14

13,09

38

1,18,14

102

3,55,74

III.

TRANSPORT OPERATORS

2,788

22,20,26

548

3,70,13

4,814

21,01,17

2,385

13,80,12

IV.

PROFESSIONAL AND OTHER SERVICES

6,277

23,34,90

3,007

4,79,00

8,618

15,35,89

4,010

12,24,16

V.

PERSONAL LOANS

41,494

140,27,89

14,250

24,86,46

41,773

85,66,52

31,172

60,91,96

 

1.

Loans for Purchase of Consumer Durables

2,933

5,34,06

1,406

2,31,62

2,570

3,69,43

1,311

2,32,66

 

2.

Loans for Housing

5,146

57,57,46

843

6,81,31

2,666

29,62,95

1,739

13,66,13

 

3.

Rest of the Personal Loans

33,415

77,36,37

12,001

15,73,53

36,537

52,34,14

28,122

44,93,17

VI.

TRADE

13,067

75,85,84

7,189

19,22,33

26,179

58,35,52

16,270

74,15,71

 

1.

Wholesale Trade

1,014

21,86,71

306

5,34,57

1,673

11,72,14

687

36,68,77

 

2.

Retail Trade

12,053

53,99,13

6,883

13,87,76

24,506

46,63,38

15,583

37,46,94

VII.

FINANCE

61

33,13,54

1

30

14

21,59

17

29,71

VIII.


ALL OTHERS


16,018


44,73,20


8,282


7,97,93


10,292


10,88,68


21,199


23,83,82


TOTAL BANK CREDIT

1,26,978

576,83,14

69,638

132,95,10

2,13,743

423,71,97

1,66,025

412,54,18

OF WHICH:

1. Artisans & Village Industries

1,599

5,15,60

1,555

3,38,75

2,795

4,34,72

1,410

2,70,45

 

2. Other Small Scale Industries


2,322


46,84,73


1,135


12,76,73


3,249


25,26,45


1,749


26,09,49


 
 
 
 
 
 
  

HAVERI


KODAGU


KOLAR


KOPPAL


 

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

   

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

    

standing


 

standing


 

standing


 

standing


 
 
 

33


34


35


36


37


38


39


40


RI.

AGRICULTURE

60,314

86,82,46

33,332

155,48,19

1,17,115

150,11,24

53,194

97,02,43

 

1.

Direct Finance

59,981

85,93,64

33,027

146,86,87

1,13,774

141,77,77

52,271

92,40,60

 

2.

Indirect Finance

333

88,82

305

8,61,32

3,341

8,33,47

923

4,61,83

II.

INDUSTRY

2,817

9,00,74

2,587

31,60,79

6,281

60,04,07

5,243

16,29,50

 

1.

Mining & Quarrying

2

1,57

10

18,37

10

8,85,17

59

38,30

 

2.

Manufacturing & Processing

2,811

8,86,62

2,562

31,10,93

6,241

50,32,85

5,179

15,88,49

 

3.

Electricity, Gas & Water

-

-

-

-

17

51,28

4

2,48

 

4.

Construction

4

12,55

15

31,49

13

34,77

1

23

III.

TRANSPORT OPERATORS

1,120

5,91,74

1,545

13,63,78

2,093

12,59,32

1,995

4,09,48

IV.

PROFESSIONAL AND OTHER SERVICES

3,619

4,79,99

3,034

4,69,49

6,033

9,34,17

4,195

5,04,39

V.

PERSONAL LOANS

20,297

29,72,45

14,283

47,42,43

25,450

47,98,19

13,655

26,86,44

 

1.

Loans for Purchase of Consumer Durables

1,324

1,67,81

859

2,32,50

2,163

2,51,10

921

1,40,46

 

2.

Loans for Housing

1,019

6,06,87

1,093

10,48,05

1,240

10,58,29

483

6,28,22

 

3.

Rest of the Personal Loans

17,954

21,97,77

12,331

34,61,88

22,047

34,88,80

12,251

19,17,76

VI.

TRADE

9,408

33,45,56

9,595

25,50,58

18,913

48,94,87

12,247

20,43,92

 

1.

Wholesale Trade

402

2,94,49

218

4,57,87

1,521

20,60,22

878

5,21,68

 

2.

Retail Trade

9,006

30,51,07

9,377

20,92,71

17,392

28,34,65

11,369

15,22,24

VII.

FINANCE

7

8,72

9

26,93

20

4,16,25

6

47,38

VIII.


ALL OTHERS


10,570


10,27,42


5,652


18,14,89


17,486


29,99,61


8,568


10,65,77


TOTAL BAN CREDIT

1,08,152

180,09,08

70,037

296,77,08

1,93,391

363,17,72

99,103

180,89,31

OF WHICH:

1. Artisans & Village Industries

1,520

1,56,21

962

1,48,03

1,271

3,40,39

2,228

1,92,02

 

2. Other Small Scale Industries


818


3,52,91


644


5,57,87


2,373


16,48,87


2,415


9,29,56


 
 
 
 
 
 
 
 
 
 
 
   

MANDYA


MYSORE


RAICHUR


SHIMOGA


 

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

   

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

    

standing


 

standing


 

standing


 

standing


 
 
 

41


42


43


44


45


46


47


48


I.

AGRICULTURE

89,425

110,68,37

81,363

119,36,15

68,213

129,77,47

86,742

132,56,99

 

1.

Direct Finance

88,798

100,22,93

79,780

109,37,60

65,265

120,29,87

86,065

129,05,45

 

2.

Indirect Finance

627

10,45,44

1,583

9,98,55

2,948

9,47,60

677

3,51,54

II.

INDUSTRY

3,827

25,68,03

8,026

399,34,63

5,860

51,79,96

8,158

102,84,99

 

1.

Mining & Quarrying

10

44,84

30

1,11,85

6

4,13,34

13

26,89

 

2.

Manufacturing & Processing

3,764

24,09,45

7,847

389,14,65

5,810

46,65,22

8,065

101,32,34

 

3.

Electricity, Gas & Water

25

66,12

19

1,03,95

5

3,23

-

-

 

4.

Construction

28

47,62

130

8,04,18

39

98,17

80

1,25,76

III.

TRANSPORT OPERATORS

1,548

5,11,67

2,543

13,83,39

1,141

8,84,75

3,231

23,03,05

IV.

PROFESSIONAL AND OTHER SERVICES

3,738

7,86,96

9,398

81,04,20

4,696

6,31,38

9,084

51,10,95

V.

PERSONAL LOANS

28,956

42,54,31

64,279

188,16,66

22,291

45,28,22

33,364

82,66,15

 

1.

Loans for Purchase of Consumer Durables

1,617

2,10,44

5,040

7,59,72

1,595

1,91,06

2,710

4,57,00

 

2.

Loans for Housing

2,501

10,90,05

5,697

71,36,44

1,043

11,57,36

3,113

28,80,33

 

3.

Rest of the Personal Loans

24,838

29,53,82

53,542

109,20,50

19,653

31,79,80

27,541

49,28,82

VI.

TRADE

13,215

27,37,27

29,588

74,39,87

16,749

33,79,61

22,345

66,65,90

 

1.

Wholesale Trade

398

6,32,68

646

14,48,06

1,372

7,40,34

691

18,33,46

 

2.

Retail Trade

12,817

21,04,59

28,942

59,91,81

15,377

26,39,27

21,654

48,32,44

VII.

FINANCE

5

96,39

112

16,83,07

11

4,06,11

29

2,11,51

VIII.


ALL OTHERS


15,105


23,74,92


27,450


62,14,21


9,943


23,21,21


16,048


28,08,98


TOTAL BANK CREDIT

1,55,819

243,97,92

2,22,759

955,12,18

1,28,904

303,08,71

1,79,001

489,08,52

OF WHICH:

1. Artisans & Village Industries

1,200

1,44,66

1,678

4,83,52

1,812

2,31,42

3,793

5,85,84

 

2. Other Small Scale Industries


1,732


11,73,39


3,442


69,78,66


2,997


10,54,87


2,584


23,04,43


 
 
 
 
 
 
   

TUMKUR

UDIPI

UTTAR

    
 

KANNADA


  

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

   

Accounts

Out-

Accounts

Out-

Accounts

Out-

    

standing


 

standing


 

standing


 
 
 

49


50


51


52


53


54


I.

AGRICULTURE

88,554

122,17,60

26,763

46,12,69

21,918

42,13,10

 

1.

Direct Finance

87,789

114,80,68

26,152

43,06,71

21,772

38,76,99

 

2.

Indirect Finance

765

7,36,92

611

3,05,98

146

3,36,11

II.

INDUSTRY

7,261

65,53,47

7,351

79,62,45

6,918

63,92,28

 

1.

Mining & Quarrying

31

63,69

43

41,59

50

5,04,19

 

2.

Manufacturing & Processing

7,187

62,88,70

7,219

76,88,50

6,767

56,69,09

 

3.

Electricity, Gas & Water

11

1,49,94

12

67,16

2

4,19

 

4.

Construction

32

51,14

77

1,65,20

99

2,14,81

III.

TRANSPORT OPERATORS

2,389

10,56,37

3,404

44,46,57

1,652

14,85,14

IV.

PROFESSIONAL AND OTHER SERVICES

5,180

10,50,98

8,438

40,88,41

6,182

9,77,89

V.

PERSONAL LOANS

33,584

55,97,36

35,720

127,86,87

26,093

59,48,69

 

1.

Loans for Purchase of Consumer Durables

3,689

3,71,22

1,633

5,76,60

1,887

2,72,57

 

2.

Loans for Housing

1,571

13,33,33

5,942

49,06,79

1,713

15,36,61

 

3.

Rest of the Personal Loans

28,324

38,92,81

28,145

73,03,48

22,493

41,39,51

VI.

TRADE

23,978

39,44,58

15,056

44,88,13

22,584

50,09,69

 

1.

Wholesale Trade

1,286

9,38,17

535

6,57,84

1,175

8,40,40

 

2.

Retail Trade

22,692

30,06,41

14,521

38,30,29

21,409

41,69,29

VII.

FINANCE

16

16,99

116

32,39,10

12

2,20,63

VIII.


ALL OTHERS


21,437


37,55,12


12,607


26,92,50


12,125


16,64,49


TOTAL BANK CREDIT

1,82,399

341,92,47

1,09,455

443,16,72

97,484

259,11,91

OF WHICH:

1. Artisans & Village Industries

3,001

3,96,35

3,766

5,66,24

4,219

11,50,01

 

2. Other Small Scale Industries


2,746


25,28,40


2,555


51,37,35


1,509


12,14,75


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