Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of
Scheduled Commercial Banks According to Occupation - March 1996

SOUTHERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

   Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

4,20,533

883,43

77,250

8,97,109

1468,02

1323,73

5

10,37

9,74

1.

Direct Finance

4,18,302

727,14

658,20

8,87,939

1219,90

1143,46

4

8,82

8,82

2.

Indirect Finance

2,231

156,29

114,30

9,170

248,12

180,27

1

1,55

92

II.

INDUSTRY

57,394

3540,47

2752,12

91,776

4291,60

3456,63

284

824,05

633,08

1.

Mining & Quarrying

469

76,01

60,82

511

91,57

90,25

1

1,00

4,53

2.

Food Manufacturing and Processing

2,117

234,61

165,52

3,993

392,72

297,16

25

131,55

108,29

(a)

Rice Mills, Flour and Dal Mills

476

21,16

16,97

1,114

38,47

32,27

-

-

-

(b)

Sugar

44

68,86

53,79

64

75,79

67,10

-

-

-

(c)

Edible Oils and Vanaspati

277

24,03

17,39

385

21,62

18,87

1

1,40

1,40

(d)

Tea Processing

13

56,82

32,93

21

31,63

21,34

10

114,76

97,02

(e)

Processing of Fruits & Vegetables

33

4,57

4,55

106

19,38

15,85

1

10

6

(f)

Others

1,274

59,16

39,89

2,303

205,83

141,73

13

15,29

9,81

3.

Beverage and Tobacco

135

55,42

45,50

442

140,28

114,60

15

25,30

22,09

4.

Textiles

2,109

451,91

312,12

3,095

430,03

354,75

37

112,04

69,49

(a)

Cotton Textiles

344

147,33

112,29

529

109,83

100,28

17

83,92

54,95

(b)

Jute Textiles

10

9

8

17

6,56

6,53

-

-

-

(c)

Handloom Textiles & Khadi

97

1,55

1,51

132

5,86

5,41

-

-

-

(d)

Other Textiles

1,658

302,94

198,25

2,417

307,78

242,54

20

28,11

14,54

5.

Paper, Paper Products and Printing

799

57,92

48,75

1,740

120,18

84,43

1

43

1,11

6.

Leather and Leather Products

223

91,16

72,15

446

40,46

32,15

-

-

-

7.

Rubber and Rubber Products

231

33,49

22,58

413

79,31

61,74

1

19

19

8.

Chemicals and Chemical Products

1,161

212,42

172,93

2,285

377,80

325,23

24

35,31

28,15

(a)

Heavy Industrial Chemicals

92

9,92

7,65

168

35,54

32,86

1

1,00

62

(b)

Fertilizers

36

40,90

39,68

71

88,33

82,29

-

-

-

(c)

Drugs and Pharmaceuticals

210

78,43

62,87

411

129,07

104,75

10

13,40

11,09

(d)

Non-Edible Oils

23

11,18

5,75

61

2,92

2,36

-

-

-

(e)

Other Chemicals & Chemical Products

800

71,98

56,99

1,574

121,94

102,97

13

20,91

16,45

9.

Petroleum, Coal Products & Nuclear Fuels

414

27,53

25,58

107

5,94

4,80

1

50

21

10.

Manufacture of Cement & Cement Products

173

35,49

24,91

340

43,12

44,50

-

-

-

11.

Basic Metals & Metal Products

1,727

306,59

249,29

3,195

385,07

319,66

13

13,33

12,46

(a)

Iron and Steel

429

199,58

158,86

966

202,24

179,09

4

79

80

(b)

Non-Ferrous Metals

77

22,47

14,62

220

47,63

36,95

2

1,58

2,13

(c)

Other Metal Products

1,221

84,54

75,81

2,009

135,20

103,62

7

10,97

9,52

12.

Engineering

3,727

1303,48

1039,65

4,543

1479,45

1135,55

134

441,95

334,84

(a)

Heavy Engineering

424

278,62

225,83

508

404,59

294,66

23

25,14

24,38

(b)

Light Engineering

1,823

475,90

398,07

2,039

375,14

342,03

22

69,62

47,30

(c)

Electrical Machinery & Goods

732

141,87

110,71

1,034

196,00

169,30

35

97,39

51,08

(d)

Electronic Machinery & Goods

748

407,09

305,05

962

503,73

329,57

54

249,80

212,08

Vehicles, Vehicle Parts & Transport Equipments

807

210,58

144,23

1,444

180,13

132,04

15

37,45

27,45

14.

Other Industries

42,748

378,43

341,77

67,670

394,98

342,00

11

5,70

5,47

15.

Electricity, Gas & Water

131

26,00

11,61

173

64,78

61,41

2

1,95

1,50

(a)

Electricity Generation & Transmission

74

23,81

9,71

132

63,11

59,80

2

1,95

1,50

(b)

Non-Conventional Energy

12

90

76

19

91

88

-

-

-

(c)

Gas, Steam & Water Supply

45

1,29

1,13

22

76

73

-

-

-

16.

Construction

423

39,43

14,70

1,379

65,76

56,35

4

17,37

17,29

III.

TRANSPORT OPERATORS

12,423

87,28

68,97

27,384

255,30

209,78

2

40

10

IV.

PROFESSIONAL AND OTHER SERVICES

25,432

127,08

100,47

1,44,706

518,18

454,13

48

51,43

39,96

V .

PERSONAL LOANS

2,56,698

588,44

514,48

4,19,971

1212,47

1080,35

3,312

68,82

51,42

1.

Loans for Purchase of Consumer Durables

13,523

28,51

24,48

27,239

48,57

42,15

128

2,42

2,42

2.

Loans for Housing

11,429

144,25

127,03

45,853

387,39

351,15

161

6,12

6,12

3.

Rest of the Personal Loans

2,31,746

415,67

362,97

3,46,879

776,51

687,04

3,023

60,28

42,88

VI.

TRADE

1,42,480

452,80

382,67

2,57,798

802,34

657,14

11

11,86

8,21

1.

Wholesale Trade

6,704

162,80

127,43

7,850

329,08

256,40

9

11,03

7,39

2.

Retail Trade

1,35,776

290,00

255,24

2,49,948

473,25

400,74

2

83

82

VII.

FINANCE

325

133,79

98,54

915

452,11

356,04

17

50,85

44,68

VIII.

ALL OTHERS

1,15,332

726,48

694,72

2,75,334

530,16

442,83

105

27,92

19,48

TOTAL BANK CREDIT

10,30,617

6539,77

5384,48

21,14,993

9530,17

7980,61

3,784

1045,70

806,67

OF WHICH :

1.

Artisans & Village Industries

10,505

18,18

14,16

32,059

43,74

39,11

-

-

-

2.

Other Small Scale Industries

30,633

693,21

588,20

44,733

926,62

780,13

39

21,04

17,38

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

   Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

5,15,066

534,97

532,08

45,378

209,69

190,24

18,78,091

3106,48

2828,29

1.

Direct Finance

4,97,295

514,40

514,02

44,667

187,75

171,43

18,48,207

2658,00

2495,93

2.

Indirect Finance

17,771

20,57

18,06

711

21,94

18,81

29,884

448,48

332,36

II.

INDUSTRY

43,793

46,66

42,37

8,581

581,90

496,33

2,01,828

9284,68

7380,53

1.

Mining & Quarrying

64

2,14

2,12

158

33,71

30,05

1,203

204,44

187,78

2.

Food Manufacturing and Processing

1,354

8,77

8,34

732

72,34

58,99

8,221

839,98

638,30

(a)

Rice Mills, Flour and Dal Mills

116

1,17

1,05

195

10,26

9,23

1,901

71,06

59,52

(b)

Sugar

3

1

1

11

9,17

9,32

122

153,83

130,22

(c)

Edible Oils and Vanaspati

46

1,00

83

67

2,77

2,09

776

50,83

40,57

(d)

Tea Processing

-

-

-

2

1,52

1,51

46

204,73

152,80

(e)

Processing of Fruits & Vegetables

63

31

26

12

62

73

215

24,98

21,46

(f)

Others

1,126

6,29

6,18

445

48,00

36,13

5,161

334,56

233,73

3.

Beverage and Tobacco

20

10

8

86

13,39

11,64

698

234,50

193,91

4.

Textiles

157

91

78

712

85,86

71,38

6,110

1080,74

808,53

(a)

Cotton Textiles

8

5

5

133

17,58

16,42

1,031

358,71

283,99

(b)

Jute Textiles

14

8

7

1

-

-

42

6,73

6,67

(c)

Handloom Textiles & Khadi

22

8

8

8

3,72

3,84

259

11,22

10,83

(d)

Other Textiles

113

70

59

570

64,55

51,12

4,778

704,08

507,03

5.

Paper, Paper Products and Printing

33

36

34

311

24,03

26,41

2,884

202,93

161,05

6.

Leather and Leather Products

20

14

14

69

10,09

7,03

758

141,85

111,47

7.

Rubber and Rubber Products

6

5

5

78

4,07

3,57

729

117,10

88,12

8.

Chemicals and Chemical Products

28

23

22

384

49,27

36,38

3,882

675,03

562,91

(a)

Heavy Industrial Chemicals

2

2

1

19

16,20

7,97

282

62,67

49,11

(b)

Fertilizers

2

1

1

3

9

9

112

129,34

122,07

(c)

Drugs and Pharmaceuticals

6

3

2

67

11,66

9,79

704

232,58

188,52

(d)

Non-Edible Oils

5

4

5

2

11

8

91

14,26

8,24

(e)

Other Chemicals & Chemical Products

13

13

12

293

21,21

18,45

2,693

236,17

194,98

9.

Petroleum, Coal Products & Nuclear Fuels

2

4

5

21

1,75

1,72

545

35,75

32,36

10.

Manufacture of Cement & Cement Products

4

6

7

66

11,72

10,75

583

90,40

80,23

11.

Basic Metals & Metal Products

48

45

42

502

44,34

39,84

5,485

749,79

621,66

(a)

Iron and Steel

14

16

15

151

20,99

19,86

1,564

423,77

358,76

(b)

Non-Ferrous Metals

12

8

8

30

1,56

1,38

341

73,32

55,16

(c)

Other Metal Products

22

21

18

321

21,80

18,60

3,580

252,71

207,74

12.

Engineering

144

1,73

1,46

742

88,08

74,58

9,290

3314,69

2586,08

(a)

Heavy Engineering

69

1,02

94

80

11,78

12,11

1,104

721,14

557,92

(b)

Light Engineering

35

35

19

243

28,36

23,91

4,162

949,36

811,49

(c)

Electrical Machinery & Goods

15

18

18

218

27,55

19,54

2,034

462,99

350,80

(d)

Electronic Machinery & Goods

25

18

16

201

20,40

19,01

1,990

1181,20

865,87

Vehicles, Vehicle Parts & Transport Equipments

128

1,82

1,49

328

20,73

17,50

2,722

450,71

322,72

14.

Other Industries

41,756

29,49

26,48

3,701

67,60

54,07

1,55,886

876,20

769,78

15.

Electricity, Gas & Water

12

9

9

26

5,37

5,43

344

98,20

80,05

(a)

Electricity Generation & Transmission

9

5

5

20

5,25

5,31

237

94,17

76,38

(b)

Non-Conventional Energy

2

4

3

1

6

6

34

1,91

1,74

(c)

Gas, Steam & Water Supply

1

-

-

5

6

6

73

2,12

1,93

16.

Construction

17

27

26

665

49,55

46,99

2,488

172,38

135,58

III.

TRANSPORT OPERATORS

6,656

44,00

37,48

5,787

67,87

54,11

52,252

454,86

370,44

IV.

PROFESSIONAL AND OTHER SERVICES

40,653

28,87

25,84

10,478

135,40

115,57

2,21,317

860,97

735,97

V .

PERSONAL LOANS

93,525

88,79

82,85

1,23,891

318,64

265,43

8,97,397

2277,15

1994,52

1.

Loans for Purchase of Consumer Durables

6,472

6,86

5,90

38,104

58,47

45,00

85,466

144,84

119,96

2.

Loans for Housing

2,641

22,19

21,49

3,783

46,69

40,78

63,867

606,64

546,57

3.

Rest of the Personal Loans

84,412

59,73

55,46

82,004

213,48

179,64

7,48,064

1525,67

1327,99

VI.

TRADE

1,08,500

95,75

85,09

27,360

395,87

327,13

5,36,149

1758,62

1460,25

1.

Wholesale Trade

3,714

5,37

4,91

3,222

245,17

196,39

21,499

753,46

592,54

2.

Retail Trade

1,04,786

90,38

80,18

24,138

150,70

130,73

5,14,650

1005,16

867,71

VII.

FINANCE

4

2

4

434

172,63

150,24

1,695

809,39

649,54

VIII.

ALL OTHERS

1,35,958

80,73

76,46

20,691

85,13

75,07

5,47,420

1450,42

1308,56

TOTAL BANK CREDIT

9,44,155

919,79

882,22

2,42,600

1967,13

1674,11

43,36,149

20002,56

16728,09

OF WHICH :

1.

Artisans & Village Industries

31,185

24,92

22,89