SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION |
MARCH 2006 |
SOUTHERN REGION STATE: KERALA |
(Amount in Rupees Lakh) |
OCCUPATION
|
RURAL |
SEMI-URBAN |
No of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
1 |
2 |
3 |
4 |
5 |
6 |
I. |
AGRICULTURE |
2,87,770 |
798,83 |
705,08 |
14,53,425 |
4503,58 |
3954,83 |
|
1. |
Direct Finance |
2,85,324 |
760,32 |
676,55 |
14,37,722 |
4254,47 |
3747,02 |
|
2. |
Indirect Finance |
2,446 |
38,51 |
28,52 |
15,703 |
249,12 |
207,80 |
II. |
INDUSTRY |
41,034 |
860,96 |
680,57 |
1,96,193 |
3948,21 |
2904,44 |
|
1. |
Mining & Quarrying |
95 |
5,33 |
4,46 |
1,117 |
84,39 |
67,04 |
|
2. |
Food Manufacturing & Processing |
1,690 |
106,09 |
80,31 |
15,512 |
510,98 |
399,78 |
|
|
(a) |
Rice Mills, Flour & Dal Mills |
249 |
20,96 |
18,50 |
2,906 |
94,45 |
76,76 |
|
|
(b) |
Sugar |
2 |
59 |
58 |
19 |
1,33 |
1,10 |
|
|
(c) |
Edible Oils & Vanaspati |
110 |
3,31 |
1,86 |
1,298 |
51,40 |
43,43 |
|
|
(d) |
Tea Processing |
7 |
9,83 |
9,58 |
88 |
101,41 |
83,42 |
|
|
(e) |
Processing of Fruits & Vegetables |
9 |
28 |
24 |
79 |
14,09 |
10,62 |
|
|
(f) |
Others |
1,313 |
71,12 |
49,54 |
11,122 |
248,31 |
184,46 |
|
3. |
Beverage & Tobacco |
18 |
75 |
65 |
140 |
48,86 |
45,25 |
|
4. |
Textiles |
767 |
15,57 |
12,48 |
10,006 |
334,30 |
269,92 |
|
|
(a) |
Cotton Textiles |
101 |
3,71 |
2,99 |
2,647 |
146,05 |
120,43 |
|
|
(b) |
Jute & Other Natural Fibre Textiles |
13 |
7 |
7 |
316 |
3,62 |
3,14 |
|
|
(c) |
Handloom Textiles & Khadi |
27 |
1,15 |
99 |
898 |
69,93 |
52,08 |
|
|
(d) |
Other Textiles & Textile Products |
626 |
10,63 |
8,44 |
6,145 |
114,69 |
94,27 |
|
5. |
Paper, Paper Products & Printing |
459 |
77,98 |
68,20 |
5,138 |
173,70 |
125,31 |
|
6. |
Leather & Leather Products |
127 |
1,03 |
79 |
1,262 |
10,26 |
7,82 |
|
7. |
Rubber & Plastic Products |
377 |
82,60 |
72,37 |
8,456 |
464,08 |
277,46 |
|
8. |
Chemicals & Chemical Products |
267 |
43,42 |
31,40 |
3,879 |
182,35 |
132,52 |
|
|
(a) |
Heavy Industrial Chemicals |
6 |
10,91 |
10,64 |
52 |
4,95 |
4,18 |
|
|
(b) |
Fertilisers |
5 |
84 |
30 |
53 |
29,77 |
28,10 |
|
|
(c) |
Drugs & Pharmaceuticals |
122 |
12,58 |
2,29 |
1,966 |
64,56 |
40,13 |
|
|
(d) |
Non-Edible Oils |
6 |
96 |
91 |
20 |
3,41 |
2,83 |
|
|
(e) |
Other Chemicals & Chemical Products |
128 |
18,14 |
17,26 |
1,788 |
79,66 |
57,28 |
|
9. |
Petroleum, Coal Products & Nuclear Fuels |
34 |
4,38 |
4,19 |
271 |
15,53 |
11,62 |
|
10. |
Manufacture of Cement & Cement Products |
161 |
16,17 |
11,05 |
1,527 |
35,23 |
24,45 |
|
11. |
Basic Metals & Metal Products |
423 |
65,93 |
34,42 |
3,038 |
111,15 |
94,63 |
|
|
(a) |
Iron & Steel |
45 |
5,63 |
5,45 |
460 |
43,52 |
38,71 |
|
|
(b) |
Non-Ferrous Metals |
14 |
40,22 |
13,31 |
52 |
5,27 |
4,35 |
|
|
(c) |
Metal Products |
364 |
20,07 |
15,66 |
2,526 |
62,36 |
51,57 |
|
12. |
Engineering |
716 |
22,86 |
18,39 |
13,035 |
242,46 |
139,30 |
|
|
(a) |
Heavy Engineering |
24 |
3,16 |
1,14 |
102 |
8,07 |
7,00 |
|
|
(b) |
Light Engineering |
390 |
12,27 |
10,65 |
3,208 |
51,48 |
41,84 |
|
|
(c) |
Electrical Machinery & Goods |
188 |
6,00 |
5,40 |
8,560 |
164,56 |
74,87 |
|
|
(d) |
Electronic Machinery & Goods |
114 |
1,42 |
1,20 |
1,165 |
18,35 |
15,58 |
|
13. |
Vehicles, Vehicle Parts & Transport Equipments |
292 |
3,22 |
2,67 |
4,601 |
61,35 |
32,37 |
|
14. |
Other Industries |
33,308 |
175,34 |
131,39 |
1,15,888 |
748,93 |
614,01 |
|
15. |
Electricity, Gas & Water |
24 |
12,01 |
10,12 |
373 |
66,89 |
23,74 |
|
|
(a) |
Electricity Generation & Transmission |
9 |
10,83 |
9,03 |
305 |
23,01 |
19,25 |
|
|
(b) |
Non-Conventional Energy |
6 |
49 |
46 |
26 |
40,30 |
1,29 |
|
|
(c) |
Gas, Steam & Water Supply |
9 |
69 |
63 |
42 |
3,58 |
3,21 |
|
16. |
Construction |
2,276 |
228,29 |
197,67 |
11,950 |
857,74 |
639,23 |
III. |
TRANSPORT OPERATORS |
5,218 |
113,54 |
105,27 |
25,468 |
346,06 |
285,77 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
13,116 |
160,41 |
126,66 |
1,04,174 |
1465,62 |
1136,09 |
V. |
PERSONAL LOANS |
1,15,991 |
1481,50 |
1222,41 |
8,43,504 |
11680,66 |
9621,14 |
|
1. |
Loans for Purchase of Consumer Durables |
7,992 |
46,15 |
35,84 |
54,159 |
378,21 |
303,88 |
|
2. |
Loans for Housing |
32,178 |
887,34 |
747,57 |
2,38,241 |
6573,34 |
5531,66 |
|
3. |
Rest of the Personal Loans |
75,821 |
548,01 |
439,00 |
5,51,104 |
4729,11 |
3785,60 |
VI. |
TRADE |
|
33,688 |
575,42 |
503,00 |
2,14,194 |
4623,03 |
2878,12 |
|
1. |
Wholesale Trade |
1,598 |
254,42 |
237,66 |
9,792 |
1022,78 |
764,07 |
|
2. |
Retail Trade |
32,090 |
321,00 |
265,33 |
2,04,402 |
3600,25 |
2114,05 |
VII. |
FINANCE |
|
1,324 |
18,42 |
14,44 |
3,206 |
84,78 |
66,99 |
VIII. |
ALL OTHERS |
1,98,251 |
674,90 |
507,37 |
14,05,028 |
4990,75 |
3899,74 |
TOTAL BANK CREDIT |
6,96,392 |
4683,99 |
3864,80 |
42,45,192 |
31642,69 |
24747,10 |
OF WHICH : 1. |
Artisans and Village & Tiny Industries |
7,997 |
45,87 |
37,81 |
43,817 |
325,11 |
262,68 |
|
|
2. |
Other Small Scale Industries |
22,549 |
165,41 |
133,98 |
1,03,560 |
1187,96 |
953,77 |
TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION |
MARCH 2006 |
SOUTHERN REGION STATE: KERALA |
(Amount in Rupees Lakh) |
OCCUPATION
|
URBAN |
METROPOLITAN |
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
7 |
8 |
9 |
10 |
11 |
12 |
I. |
AGRICULTURE |
1,69,117 |
1311,98 |
1148,82 |
– |
– |
– |
|
1. |
Direct Finance |
1,65,576 |
974,08 |
849,75 |
– |
– |
– |
|
2. |
Indirect Finance |
3,541 |
337,90 |
299,07 |
– |
– |
– |
II. |
INDUSTRY |
82,740 |
15962,35 |
5550,46 |
– |
– |
– |
|
1. |
Mining & Quarrying |
528 |
97,34 |
86,11 |
– |
– |
– |
|
2. |
Food Manufacturing & Processing |
19,447 |
4724,24 |
1109,36 |
– |
– |
– |
|
|
(a) |
Rice Mills, Flour & Dal Mills |
1,022 |
57,16 |
50,84 |
– |
– |
– |
|
|
(b) |
Sugar |
10 |
48 |
45 |
– |
– |
– |
|
|
(c) |
Edible Oils & Vanaspati |
234 |
59,19 |
45,14 |
– |
– |
– |
|
|
(d) |
Tea Processing |
84 |
87,41 |
54,36 |
– |
– |
– |
|
|
(e) |
Processing of Fruits & Vegetables |
47 |
32,03 |
23,95 |
– |
– |
– |
|
|
(f) |
Others |
18,050 |
4487,97 |
934,62 |
– |
– |
– |
|
3. |
Beverage & Tobacco |
93 |
86,71 |
84,26 |
– |
– |
– |
|
4. |
Textiles |
9,435 |
5904,74 |
547,54 |
– |
– |
– |
|
|
(a) |
Cotton Textiles |
847 |
209,17 |
166,00 |
– |
– |
– |
|
|
(b) |
Jute & Other Natural Fibre Textiles |
5,470 |
29,90 |
25,63 |
– |
– |
– |
|
|
(c) |
Handloom Textiles & Khadi |
78 |
5,85 |
5,48 |
– |
– |
– |
|
|
(d) |
Other Textiles & Textile Products |
3,040 |
5659,82 |
350,43 |
– |
– |
– |
|
5. |
Paper, Paper Products & Printing |
2,165 |
163,43 |
134,93 |
– |
– |
– |
|
6. |
Leather & Leather Products |
414 |
13,54 |
10,88 |
– |
– |
– |
|
7. |
Rubber & Plastic Products |
1,452 |
694,46 |
540,33 |
– |
– |
– |
|
8. |
Chemicals & Chemical Products |
1,453 |
484,21 |
359,15 |
– |
– |
– |
|
|
(a) |
Heavy Industrial Chemicals |
73 |
109,55 |
78,31 |
– |
– |
– |
|
|
(b) |
Fertilisers |
22 |
67,94 |
60,45 |
– |
– |
– |
|
|
(c) |
Drugs & Pharmaceuticals |
600 |
78,25 |
55,77 |
– |
– |
– |
|
|
(d) |
Non-Edible Oils |
15 |
14,17 |
8,90 |
– |
– |
– |
|
|
(e) |
Other Chemicals & Chemical Products |
743 |
214,30 |
155,73 |
– |
– |
– |
|
9. |
Petroleum, Coal Products & Nuclear Fuels |
25 |
49,79 |
48,85 |
– |
– |
– |
|
10. |
Manufacture of Cement & Cement Products |
369 |
14,57 |
11,19 |
– |
– |
– |
|
11. |
Basic Metals & Metal Products |
1,434 |
150,05 |
112,04 |
– |
– |
– |
|
|
(a) |
Iron & Steel |
226 |
74,42 |
58,50 |
– |
– |
– |
|
|
(b) |
Non-Ferrous Metals |
35 |
27,34 |
18,72 |
– |
– |
– |
|
|
(c) |
Metal Products |
1,173 |
48,28 |
34,83 |
– |
– |
– |
|
12. |
Engineering |
6,283 |
263,64 |
210,88 |
– |
– |
– |
|
|
(a) |
Heavy Engineering |
136 |
17,43 |
15,96 |
– |
– |
– |
|
|
(b) |
Light Engineering |
1,492 |
94,07 |
72,64 |
– |
– |
– |
|
|
(c) |
Electrical Machinery & Goods |
3,881 |
55,19 |
45,35 |
– |
– |
– |
|
|
(d) |
Electronic Machinery & Goods |
774 |
96,95 |
76,93 |
– |
– |
– |
|
13. |
Vehicles, Vehicle Parts & Transport Equipments |
2,231 |
206,17 |
188,86 |
– |
– |
– |
|
14. |
Other Industries |
32,156 |
551,97 |
434,97 |
– |
– |
– |
|
15. |
Electricity, Gas & Water |
405 |
1413,35 |
751,08 |
– |
– |
– |
|
|
(a) |
Electricity Generation & Transmission |
335 |
1221,33 |
566,17 |
– |
– |
– |
|
|
(b) |
Non-Conventional Energy |
19 |
2,39 |
2,11 |
– |
– |
– |
|
|
(c) |
Gas, Steam & Water Supply |
51 |
189,62 |
182,80 |
– |
– |
– |
|
16. |
Construction |
4,850 |
1144,15 |
920,05 |
– |
– |
– |
III. |
TRANSPORT OPERATORS |
14,627 |
366,54 |
301,38 |
– |
– |
– |
IV. |
PROFESSIONAL AND OTHER SERVICES |
31,991 |
2044,92 |
1556,94 |
– |
– |
– |
V. |
PERSONAL LOANS |
5,84,626 |
10393,49 |
8512,23 |
– |
– |
– |
|
1. |
Loans for Purchase of Consumer Durables |
27,658 |
207,48 |
168,58 |
– |
– |
– |
|
2. |
Loans for Housing |
1,21,908 |
5645,69 |
4831,79 |
– |
– |
– |
|
3. |
Rest of the Personal Loans |
4,35,060 |
4540,33 |
3511,86 |
– |
– |
– |
VI. |
TRADE |
|
68,223 |
8366,79 |
3627,31 |
– |
– |
– |
|
1. |
Wholesale Trade |
14,818 |
6148,86 |
2028,30 |
– |
– |
– |
|
2. |
Retail Trade |
53,405 |
2217,93 |
1599,01 |
– |
– |
– |
VII. |
FINANCE |
|
1,598 |
768,72 |
524,20 |
– |
– |
– |
VIII. |
ALL OTHERS |
3,70,948 |
2502,02 |
1896,89 |
– |
– |
– |
TOTAL BANK CREDIT |
13,23,870 |
41716,81 |
23118,23 |
– |
– |
– |
OF WHICH : 1. |
Artisans and Village & Tiny Industries |
6,016 |
58,73 |
47,51 |
– |
– |
– |
|
|
2. |
Other Small Scale Industries |
49,746 |
1098,10 |
830,95 |
– |
– |
– |
|