Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of
Scheduled Commercial Banks According to Occupation - March 1996

SOUTHERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

   Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

-

-

-

622

57

57

-

-

-

1.

Direct Finance

-

-

-

622

57

57

-

-

-

2.

Indirect Finance

-

-

-

-

-

-

-

-

-

II.

INDUSTRY

-

-

-

54

42

39

-

-

-

1.

Mining & Quarrying

-

-

-

-

-

-

-

-

-

2.

Food Manufacturing and Processing

-

-

-

7

2

2

-

-

-

(a)

Rice Mills, Flour and Dal Mills

-

-

-

1

1

1

-

-

-

(b)

Sugar

-

-

-

-

-

-

-

-

-

(c)

Edible Oils and Vanaspati

-

-

-

1

1

1

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

-

-

-

(f)

Others

-

-

-

5

1

1

-

-

-

3.

Beverage and Tobacco

-

-

-

1

2

-

-

-

-

4.

Textiles

-

-

-

-

-

-

-

-

-

(a)

Cotton Textiles

-

-

-

-

-

-

-

-

-

(b)

Jute Textiles

-

-

-

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

-

-

-

(d)

Other Textiles

-

-

-

-

-

-

-

-

-

5.

Paper, Paper Products and Printing

-

-

-

1

1

1

-

-

-

6.

Leather and Leather Products

-

-

-

-

-

-

-

-

-

7.

Rubber and Rubber Products

-

-

-

-

-

-

-

-

-

8.

Chemicals and Chemical Products

-

-

-

-

-

-

-

-

-

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

-

-

-

(b)

Fertilizers

-

-

-

-

-

-

-

-

-

(c)

Drugs and Pharmaceuticals

-

-

-

-

-

-

-

-

-

(d)

Non-Edible Oils

-

-

-

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

-

-

-

-

-

-

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

-

-

-

11.

Basic Metals & Metal Products

-

-

-

2

11

11

-

-

-

(a)

Iron and Steel

-

-

-

1

10

10

-

-

-

(b)

Non-Ferrous Metals

-

-

-

-

-

-

-

-

-

(c)

Other Metal Products

-

-

-

1

-

-

-

-

-

12.

Engineering

-

-

-

-

-

-

-

-

-

(a)

Heavy Engineering

-

-

-

-

-

-

-

-

-

(b)

Light Engineering

-

-

-

-

-

-

-

-

-

(c)

Electrical Machinery & Goods

-

-

-

-

-

-

-

-

-

(d)

Electronic Machinery & Goods

-

-

-

-

-

-

-

-

-

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

-

-

-

-

-

-

14.

Other Industries

-

-

-

43

27

25

-

-

-

15.

Electricity, Gas & Water

-

-

-

-

-

-

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

-

-

-

16.

Construction

-

-

-

-

-

-

-

-

-

III.

TRANSPORT OPERATORS

-

-

-

46

1,16

1,20

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

205

31

25

-

-

-

V.

PERSONAL LOANS

-

-

-

506

1,01

98

-

-

-

1.

Loans for Purchase of Consumer Durables

-

-

-

4

-

-

-

-

-

2.

Loans for Housing

-

-

-

16

32

30

-

-

-

3.

Rest of the Personal Loans

-

-

-

486

69

68

-

-

-

VI.

TRADE

-

-

-

179

1,22

1,02

-

-

-

1.

Wholesale Trade

-

-

-

12

37

37

-

-

-

2.

Retail Trade

-

-

-

167

85

65

-

-

-

VII.

FINANCE

-

-

-

-

-

-

-

-

-

VIII.

ALL OTHERS

-

-

-

86

5

5

-

-

-

TOTAL BANK CREDIT

-

-

-

1698

4,73

4,45

-

-

-

OF WHICH :

1. Artisans & Village Industries

-

-

-

4

2

1

-

-

-

2. Other Small Scale Industries

-

-

-

47

33

31

-

-

-

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

   Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

-

-

-

-

-

-

622

57

57

1.

Direct Finance

-

-

-

-

-

-

622

57

57

2.

Indirect Finance

-

-

-

-

-

-

-

-

-

II.

INDUSTRY

-

-

-

-

-

-

54

42

39

1.

Mining & Quarrying

-

-

-

-

-

-

-

-

-

2.

Food Manufacturing and Processing

-

-

-

-

-

-

7

2

2

(a)

Rice Mills, Flour and Dal Mills

-

-

-

-

-

-

1

1

1

(b)

Sugar

-

-

-

-

-

-

-

-

-

(c)

Edible Oils and Vanaspati

-

-

-

-

-

-

1

1

1

(d)

Tea Processing

-

-

-

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

-

-

-

(f)

Others

-

-

-

-

-

-

5

1

1

3.

Beverage and Tobacco

-

-

-

-

-

-

1

2

-

4.

Textiles

-

-

-

-

-

-

-

-

-

(a)

Cotton Textiles

-

-

-

-

-

-

-

-

-

(b)

Jute Textiles

-

-

-

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

-

-

-

(d)

Other Textiles

-

-

-

-

-

-

-

-

-

5.

Paper, Paper Products and Printing

-

-

-

-

-

-

1

1

1

6.

Leather and Leather Products

-

-

-

-

-

-

-

-

-

7.

Rubber and Rubber Products

-

-

-

-

-

-

-

-

-

8.

Chemicals and Chemical Products

-

-

-

-

-

-

-

-

-

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

-

-

-

(b)

Fertilizers

-

-

-

-

-

-

-

-

-

(c)

Drugs and Pharmaceuticals

-

-

-

-

-

-

-

-

-

(d)

Non-Edible Oils

-

-

-

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

-

-

-

-

-

-

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

-

-

-

11.

Basic Metals & Metal Products

-

-

-

-

-

-

2

11

11

(a)

Iron and Steel

-

-

-

-

-

-

1

10

10

(b)

Non-Ferrous Metals

-

-

-

-

-

-

-

-

-

(c)

Other Metal Products

-

-

-

-

-

-

1

-

-

12.

Engineering

-

-

-

-

-

-

-

-

-

(a)

Heavy Engineering

-

-

-

-

-

-

-

-

-

(b)

Light Engineering

-

-

-

-

-

-

-

-

-

(c)

Electrical Machinery & Goods

-

-

-

-

-

-

-

-

-

(d)

Electronic Machinery & Goods

-

-

-

-

-

-

-

-

-

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

-

-

-

-

-

-

14.

Other Industries

-

-

-

-

-

-

43

27

25

15.

Electricity, Gas & Water

-

-

-

-

-

-

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

-

-

-

16.

Construction

-

-

-

-

-

-

-

-

-

III.

TRANSPORT OPERATORS

-

-

-

-

-

-

46

1,16

1,20

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

-

-

-

205

31

25

V.

PERSONAL LOANS

-

-

-

-

-

-

506

1,01

98

1.

Loans for Purchase of Consumer Durables

-

-

-

-

-

-

4

-

-

2.

Loans for Housing

-

-

-

-

-

-

16

32

30

3.

Rest of the Personal Loans

-

-

-

-

-

-

486

69

68

VI.

TRADE

-

-

-

-

-

-

179

1,22

1,02

1.

Wholesale Trade

-

-

-

-

-

-

12

37

37

2.

Retail Trade

-

-

-

-

-

-

167

85

65

VII.

FINANCE

-

-

-

-

-

-

-

-

-

VIII.

ALL OTHERS

-

-

-

-

-

-

86

5

5

TOTAL BANK CREDIT

-

-

-

-

-

-

1698

4,73

4,45

OF WHICH :

1. Artisans & Village Industries

-

-

-

-