List of Abbreviation - ಆರ್ಬಿಐ - Reserve Bank of India
List of Abbreviation
AACS |
As Applicable to Co-operative Societies |
ABEP |
Annual Branch Expansion Programme |
ADF |
Automated Data Flow |
ADR |
American Depository Receipt |
AEs |
Advanced Economies |
AFA |
Additional Factor of Authentication |
AFCs |
Asset Finance Companies |
AFI |
Annual Financial Inspection |
AIFIs |
All-India Financial Institutions |
AGM |
Annual General Meeting |
ALD |
Aggregate Liability to Depositors |
ALM |
Asset-Liability Management |
AMA |
Advanced Measurement Approach |
AML |
Anti-Money Laundering |
ANBC |
Adjusted Net Bank Credit |
ARDB |
Agriculture and Rural Development Bank |
ATM |
Automated Teller Machine |
BBA |
British Bankers’ Association |
BC |
Business Correspondent |
BCBS |
Basel Committee on Banking Supervision |
BCSBI |
Banking Codes and Standards Board of India |
BFS |
Board for Financial Supervision |
BIA |
Basic Indicator Approach |
BIS |
Bank for International Settlements |
BO |
Banking Ombudsman |
BoE |
Bank of England |
BoJ |
Bank of Japan |
BOS |
Banking Ombudsman Scheme |
BSE |
Bombay Stock Exchange Ltd. |
CAD |
Current Account Deficit |
CAG |
Comptroller and Auditor General |
CAMELS |
Capital Adequacy, Asset Quality, Management, Earnings, Liquidity, and Systems & Control |
CAR |
Capital Adequacy Ratio |
CASA |
Current Account and Savings Account |
CBRC |
China Banking Regulatory Commission |
CBS |
Core Banking Solutions |
CCBs |
Central Co-operative Banks |
CCP |
Central Counter Party |
CD |
Certificate of Deposit |
CD Ratio |
Credit to Deposit Ratio |
CDR |
Corporate Debt Restructuring |
CEO |
Chief Executive Officer |
CETI |
Common Equity Tier I |
CICs |
Core Investment Companies |
CIS |
Collective Investment Schemes |
CMBs |
Cash Management Bills |
CME |
Capital Market Exposure |
CoR |
Certificate of Registration |
CP |
Commercial Paper |
CPSS |
Committee on Payment and Settlement System |
CRAR |
Capital to Risk-Weighted Assets Ratio |
CRE-RH |
Commercial Real Estate – Residential Housing |
CRR |
Cash Reserve Ratio |
CTS |
Cheque Truncation System |
DBT |
Direct Benefit Transfer |
DCCB |
District Central Co-operative Bank |
DICGC |
Deposit Insurance and Credit Guarantee Corporation |
DIF |
Deposit Insurance Fund |
DRT |
Debt Recovery Tribunal |
D-SIB |
Domestic Systemically Important Bank |
DTS |
Direct Transfer of Subsidies |
Delhi NCR |
Delhi National Capital Region |
EBA |
European Banking Authority |
EBT |
Electronic Benefit Transfer |
ECB |
European Central Bank |
ECCS |
Express Cheque Clearing System |
ECS |
Electronic Clearing Service |
EMDEs |
Emerging Market and Developing Economies |
EME |
Emerging Market Economy |
ETF |
Exchange Traded Fund |
EU |
European Union |
EXIM Bank |
Export-Import Bank of India |
FB |
Foreign Banks |
FCs |
Financial Conglomerates |
FCA |
Financial Conduct Authority |
FCNR (B) |
Foreign Currency Non-Resident (Banks) |
FDI |
Foreign Direct Investment |
FEDAI |
Foreign Exchange Dealers’ Association of India |
FI |
Financial Institution |
FII |
Foreign Institutional Investor |
FIP |
Financial Inclusion Plan |
FLCs |
Financial Literacy Centres |
FMI |
Financial Market Infrastructure |
FSA |
Financial Services Authority |
FSB |
Financial Stability Board |
FSDC |
Financial Stability and Development Council |
FSLRC |
Financial Sector Legislative Reforms Commission |
G-SIBs |
Global Systemically Important Banks |
GCC |
General Credit Card |
GDP |
Gross Domestic Product |
GDR |
Global Depository Receipt |
GFSR |
Global Financial Stability Report |
GIC |
General Insurance Corporation of India |
G-Secs |
Government Securities |
GoI |
Government of India |
HLSC |
High-Level Steering Committee |
HTM |
Held to Maturity |
HUF |
Hindu Undivided Families |
IBA |
Indian Banks’ Association |
IBAN |
International Bank Account Number |
IBPS |
India Bill Payment System |
ICB |
Independent Commission on Banking |
ICBC |
Industrial and Commercial Bank of China |
ICs |
Investment Companies |
ICDs |
Inter-Corporate Deposits |
ICICI |
Industrial Credit and Investment Corporation of India |
IDBI |
Industrial Development Bank of India |
IDF |
Infrastructure Debt Funds |
IDF-NBFCs |
Infrastructure Debt Fund - Non- Banking Financial Companies |
ID Ratio |
Investment-to-Deposit Ratio |
IFC |
Infrastructure Finance Company |
IFCI |
Industrial Finance Corporation of India |
IVCF |
IFCI Venture Capital Funds Ltd. |
IFSC |
Indian Financial System Code |
IIBI |
Industrial Investment Bank of India |
IMF |
International Monetary Fund |
IRDA |
Insurance Regulatory and Development Authority |
IRF |
Inter-Regulatory Forum |
IT |
Information Technology |
JLGs |
Joint Liability Groups |
KA |
Key Attributes |
KCC |
Kisan Credit Card |
KYC |
Know Your Customer |
LAB |
Local Area Bank |
LAF |
Liquidity Adjustment Facility |
LCs |
Loan Companies |
LDA |
Loss Distribution Approach |
LE |
Large Exposure |
LEG |
Large Exposure Group |
LIC |
Life Insurance Corporation of India |
LPG |
Liquefied Petroleum Gas |
LTRO |
Long-Term Refinancing Operations |
LTV |
Loan-to-Value |
MAP |
Monitorable Action Plan |
MDR |
Merchant Discount Rate |
MFI |
Micro Finance Institution |
MGNREGA |
Mahatma Gandhi National Rural Employment Guarantee Act |
MICR |
Magnetic Ink Character Recognition |
MIS |
Management Information System |
MoU |
Memorandum of Understanding |
MSE |
Micro and Small Enterprise |
MSF |
Marginal Standing Facility |
MSME |
Micro, Small and Medium Enterprises |
NABARD |
National Bank for Agriculture and Rural Development |
NBFC |
Non-Banking Financial Company |
NBFC-D |
Non-Banking Financial Company- Deposit taking |
NBFC-MFIs |
Non-Banking Financial Companies - Micro Finance Institutions |
NBFC-ND |
Non-Deposit taking Non-Banking Financial Company |
NBFCs-ND-SI |
Systemically Important Non-Deposit taking Non-Banking Financial Companies |
NBFI |
Non-Banking Financial Institution |
NDTL |
Net Demand and Time Liability |
NECS |
National Electronic Clearing Service |
NEFT |
National Electronic Fund Transfer |
NGO |
Non-Government Organisation |
NHB |
National Housing Bank |
NIA |
New India Assurance Company Ltd. |
NII |
Net Interest Income |
NIM |
Net Interest Margin |
NOF |
Net Owned Fund |
NOFHC |
Non-Operative Financial Holding Company |
NPA |
Non-Performing Asset |
NPCI |
National Payments Corporation of India |
NPLs |
Non-Performing Loans |
NRE |
Non-Resident (External) |
NRI |
Non-Resident Indian |
NRLM |
National Rural Livelihood Mission |
OBS |
Off-Balance Sheet |
OFIs |
Other Financial Intermediaries |
OIC |
Oriental Insurance Company Ltd. |
OMT |
Outright Monetary Transactions |
ORM |
Operational Risk Management |
OSMOS |
Off-Site Monitoring and Surveillance System |
OTC |
Over the Counter |
PACS |
Primary Agricultural Credit Society |
PAT |
Profit After Tax |
PBT |
Profit Before Tax |
PCARDB |
Primary Co-operative Agriculture and Rural Development Bank |
PCR |
Provisioning Coverage Ratio |
PD |
Primary Dealer |
PDO – NDS |
Public Debt Office - Negotiated Dealing System |
PFRDA |
Pension Fund Regulatory and Development Authority |
PLR |
Prime Lending Rate |
PoS |
Point of Sale |
PSB |
Public Sector Bank |
QE |
Quantitative Easing |
QIS |
Quantitative Impact Study |
RBS |
Risk-Based Supervision |
RCS |
Registrar of Co-operative Societies |
RDDBFI |
Recovery of Debts Due to Banks and Financial Institutions |
RGG |
Returns Governance Group |
RNBC |
Residuary Non-Banking Company |
RoA |
Return on Assets |
RoE |
Return on Equity |
RoAA |
Return on Average Assets |
RoNW |
Return on Net Worth |
RRB |
Regional Rural Bank |
RTGS |
Real Time Gross Settlement System |
RWAs |
Risk-Weighted Assets |
SARFAESI |
Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest |
SBI |
State Bank of India |
SC |
Scheduled Caste |
SCARDB |
State Co-operative Agriculture and Rural Development Bank |
SCB |
Scheduled Commercial Bank |
SCs/RCs |
Securitisation Companies/ Reconstruction Companies |
SEBI |
Securities and Exchange Board of India |
SGSY |
Swarnajayanti Gram Swarojgar Yojana |
SHG |
Self-Help Group |
SIDBI |
Small Industries Development Bank of India |
SIFI |
Systemically Important Financial Institution |
SLBC |
State Level Bankers’ Committee |
SLR |
Statutory Liquidity Ratio |
SME |
Small and Medium Enterprise |
SRs |
Security Receipts |
ST |
Scheduled Tribe |
StCB |
State Co-operative Bank |
STCCS |
Short-Term Co-operative Credit Structure |
T-Bills |
Treasury Bills |
TCF |
Treating Customers Fairly |
TFCI |
Tourism Finance Corporation of India Ltd. |
TRs |
Trade Repositories |
TSA |
The Standardised Approach |
UCB |
Urban Co-operative Bank |
UIIC |
United India Insurance Company Ltd. |
UTI |
Unit Trust of India |
VaR |
Value at Risk |
WAC |
Weighted Average Cost |
WAM |
Weighted Average Maturity |
WEO |
World Economic Outlook |
WG |
Working Group |
WLA | White-Label ATM |
WMP |
Wealth Management Product |
WOS |
Wholly Owned Subsidiary |
WPI |
Wholesale Price Index |
XML |
Extensible Mark-up Language |