Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

CENTRAL REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

3,50,194

860,85

680,75

5,38,551

1178,50

1029,16

—

—

—

1.

Direct Finance

3,46,833

799,69

640,05

5,32,612

1017,16

912,88

—

—

—

2.

Indirect Finance

3,361

61,16

40,70

5,939

161,33

116,28

—

—

—

II.

INDUSTRY

59,056

2672,16

1891,01

99,284

2513,41

2112,52

21

86,75

82,40

1.

Mining & Quarrying

383

12,75

9,76

478

50,24

46,72

—

—

—

2.

Food Manufacturing and Processing

3,077

561,14

302,32

3,689

440,71

343,47

3

7,35

7,94

(a)

Rice Mills, Flour and Dal Mills

1,333

57,53

46,23

1,829

78,28

56,13

—

—

—

(b)

Sugar

15

18,65

19,62

34

16,95

9,51

2

5,35

5,44

(c)

Edible Oils and Vanaspati

574

416,23

191,23

558

316,88

254,24

1

2,00

2,51

(d)

Tea Processing

11

1,74

44

16

6,39

4,64

—

—

—

(e)

Processing of Fruits & Vegetables

20

2,58

2,20

64

5,10

3,43

—

—

—

(f)

Others

1,124

64,41

42,60

1,188

17,10

15,52

—

—

—

3.

Beverage and Tobacco

99

40,65

34,49

197

73,65

65,58

—

—

—

4.

Textiles

2,032

356,77

296,80

3,688

384,05

300,99

2

11,51

8,02

(a)

Cotton Textiles

654

187,18

146,26

500

133,81

97,81

—

—

—

(b)

Jute Textiles

35

1,34

1,19

61

9,97

7,08

—

—

—

(c)

Handloom Textiles & Khadi

20

1,02

1,03

151

2,25

2,82

—

—

—

(d)

Other Textiles

1,323

167,23

148,32

2,976

238,01

193,29

2

11,51

8,02

5.

Paper, Paper Products and Printing

1,041

68,10

55,49

1,628

73,31

71,34

2

13,88

13,88

6.

Leather and Leather Products

422

31,72

26,06

348

6,25

4,54

—

—

—

7.

Rubber and Rubber Products

173

16,42

8,93

260

34,69

30,62

3

23,42

24,51

8.

Chemicals and Chemical Products

1,388

214,65

164,70

1,954

224,48

199,45

3

1,75

(a)

Heavy Industrial Chemicals

96

10,38

7,03

317

36,68

33,15

—

—

—

(b)

Fertilizers

40

27,43

28,56

57

24,12

19,92

3

1,75

—

(c)

Drugs and Pharmaceuticals

250

40,18

28,07

335

92,79

82,29

—

—

—

(d)

Non-Edible Oils

87

5,16

5,50

34

8,51

5,87

—

—

—

(e)

Other Chemicals & Chemical Products

915

131,50

95,54

1,211

62,38

58,22

—

—

—

9.

Petroleum, Coal Products & Nuclear Fuels

81

6,63

4,57

199

8,81

7,43

—

—

—

10.

Manufacture of Cement & Cement Products

313

86,90

60,02

321

52,66

52,96

—

—

—

11.

Basic Metals & Metal Products

2,061

513,97

386,53

2,895

468,59

398,26

—

—

—

(a)

Iron and Steel

599

381,34

274,30

875

372,06

326,76

—

—

—

(b)

Non-Ferrous Metals

155

49,52

46,72

107

17,33

16,90

—

—

—

(c)

Other Metal Products

1,307

83,11

65,52

1,913

79,20

54,60

—

—

—

12.

Engineering

1,740

425,80

282,70

2,455

255,92

230,36

5

23,02

22,36

(a)

Heavy Engineering

209

30,43

24,95

267

77,94

65,46

—

—

—

(b)

Light Engineering

641

38,68

29,13

858

27,76

25,34

1

27

16

(c)

Electrical Machinery & Goods

571

312,95

197,58

896

130,26

121,11

3

4,75

4,19

(d)

Electronic Machinery & Goods

319

43,75

31,04

434

19,96

18,44

1

18,00

18,00

13.

Vehicles, Vehicle Parts & Transport Equipments

410

61,32

40,74

685

47,71

42,12

2

4,98

4,84

14.

Other Industries

45,330

227,08

185,57

79,549

294,54

242,42

1

84

84

15.

Electricity, Gas & Water

115

26,98

13,48

142

53,99

31,82

—

—

—

(a)

Electricity Generation & Transmission

96

23,52

12,14

90

51,75

29,88

—

—

—

(b)

Non-Conventional Energy

5

32

18

11

18

17

—

—

—

(c)

Gas, Steam & Water Supply

14

3,14

1,17

41

2,06

1,78

—

—

—

16.

Construction

391

21,28

18,86

796

43,82

44,45

—

—

—

III.

TRANSPORT OPERATORS

17,813

164,96

132,05

26,087

149,86

141,71

—

—

—

IV.

PROFESSIONAL AND OTHER SERVICES

18,807

84,44

69,63

1,10,185

362,06

308,09

—

—

—

V.

PERSONAL LOANS

2,21,241

634,59

540,92

1,83,240

528,88

467,86

223

1,08

1,03

1.

Loans for Purchase of Consumer Durables

20,476

31,55

26,52

13,324

22,91

18,14

—

—

—

2.

Loans for Housing

20,254

180,17

160,61

20,183

150,44

140,92

1

4

4

3.

Rest of the Personal Loans

1,80,511

422,87

353,79

1,49,733

355,53

308,80

222

1,04

99

VI.

TRADE

1,50,453

704,27

532,79

3,09,534

822,23

679,13

1

3,00

1,65

1.

Wholesale Trade

15,050

338,28

266,14

14,130

232,58

173,04

1

3,00

1,65

2.

Retail Trade

1,35,403

365,99

266,64

2,95,404

589,66

506,09

—

—

—

VII.

FINANCE

187

49,70

33,54

281

38,18

27,79

2

54

57

VIII.

ALL OTHERS

33,774

1121,56

719,02

99,677

291,92

243,63

—

—

—

TOTAL BANK CREDIT

8,51,525

6292,53

4599,70

13,66,839

5885,04

5009,90

247

91,37

85,65

OF WHICH :

1.

Artisans & Village Industries

18,110

25,37

20,05

29,698

44,42

37,28

—

—

—

2.

Other Small Scale Industries

29,548

597,67

451,32

51,505

687,60

533,41

2

1,12

88

(Amount in Rupees Lakh)

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

4,38,488

413,12

323,00

1,132

7,30

6,01

13,28,365

2459,76

2038,93

1.

Direct Finance

4,29,404

398,62

311,72

1,053

5,51

5,67

13,09,902

2220,98

1870,33

2.

Indirect Finance

9,084

14,49

11,28

79

1,79

34

18,463

238,78

168,59

II.

INDUSTRY

1,00,707

67,00

53,36

1,144

146,54

131,00

2,60,212

5485,85

4270,29

1.

Mining & Quarrying

27

54

46

5

8

5

893

63,61

56,99

2.

Food Manufacturing and Processing

257

2,02

1,48

78

27,83

20,70

7,104

1039,05

675,91

(a)

Rice Mills, Flour and Dal Mills

86

1,25

97

25

48

38

3,273

137,55

103,71

(b)

Sugar

9

21

15

—

—

—

60

41,16

34,72

(c)

Edible Oils and Vanaspati

14

10

7

20

22,45

15,68

1,167

757,66

463,71

(d)

Tea Processing

—

—

—

—

—

—

27

8,14

5,08

(e)

Processing of Fruits & Vegetables

2

2

1

2

5

4

88

7,75

5,68

(f)

Others

146

44

28

31

4,85

4,61

2,489

86,80

63,00

3.

Beverage and Tobacco

—

—

—

2

4

1

298

114,34

100,08

4.

Textiles

39

30

29

168

40,76

34,21

5,929

793,39

640,31

(a)

Cotton Textiles

22

19

19

95

9,96

6,00

1,271

331,14

250,25

(b)

Jute Textiles

—

—

—

1

1

—

97

11,32

8,27

(c)

Handloom Textiles & Khadi

2

1

1

—

—

—

173

3,28

3,86

(d)

Other Textiles

15

11

9

72

30,79

28,21

4,388

447,65

377,93

5.

Paper, Paper Products and Printing

22

22

19

28

49

34

2,721

156,00

141,23

6.

Leather and Leather Products

5

3

2

9

11

11

784

38,11

30,73

7.

Rubber and Rubber Products

3

5

4

9

27

28

448

74,85

64,37

8.

Chemicals and Chemical Products

14

24

22

45

17,05

14,08

3,404

458,18

378,44

(a)

Heavy Industrial Chemicals

—

—

—

4

1,76

1,23

417

48,82

41,40

(b)

Fertilizers

—

—

—

—

—

—

100

53,30

48,48

(c)

Drugs and Pharmaceuticals

5

4

4

14

4,94

3,51

604

137,94

113,91

(d)

Non-Edible Oils

1

1

1

—

—

—

122

13,68

11,38

(e)

Other Chemicals & Chemical Products

8

20

17

27

10,35

9,34

2,161

204,44

163,27

9.

Petroleum, Coal Products & Nuclear Fuels

3

8

6

—

—

—

283

15,51

12,06

10.

Manufacture of Cement & Cement Products

20

13

4

—

—

—

654

139,69

113,02

11.

Basic Metals & Metal Products

73

90

98

65

33,87

34,97

5,094

1017,32

820,74

(a)

Iron and Steel

7

11

12

38

31,78

33,28

1,519

785,29

634,45

(b)

Non-Ferrous Metals

—

—

—

4

1,75

1,39

266

68,60

65,01

(c)

Other Metal Products

66

79

86

23

33

30

3,309

163,44

121,28

12.

Engineering

86

84

79

46

6,58

5,99

4,332

712,16

542,19

(a)

Heavy Engineering

22

31

32

12

3,02

2,82

510

111,70

93,54

(b)

Light Engineering

41

38

33

11

1,93

1,72

1,552

69,02

56,69

(c)

Electrical Machinery & Goods

5

2

2

18

1,44

1,39

1,493

449,41

324,29

(d)

Electronic Machinery & Goods

18

13

12

5

19

6

777

82,03

67,67

13.

Vehicles, Vehicle Parts & Transport Equipments

124

2,04

1,71

1

50

43

1,222

116,55

89,84

14.

Other Industries

1,00,016

59,11

46,64

609

16,06

17,33

2,25,505

597,63

492,80

15.

Electricity, Gas & Water

5

8

5

1

1

—

263

81,05

45,36

(a)

Electricity Generation & Transmission

2

6

4

1

1

—

189

75,33

42,06

(b)

Non-Conventional Energy

3

2

1

—

—

—

19

52

35

(c)

Gas, Steam & Water Supply

—

—

—

—

—

—

55

5,21

2,94

16.

Construction

13

41

41

78

2,91

2,48

1,278

68,41

66,21

III.

TRANSPORT OPERATORS

16,599

44,01

36,45

169

2,61

2,11

60,668

361,44

312,32

IV.

PROFESSIONAL AND OTHER SERVICES

31,575

19,58

17,58

679

7,16

6,82

1,61,246

473,24

402,11

V.

PERSONAL LOANS

66,640

93,12

82,78

4,405

15,93

14,33

4,75,749

1273,61

1106,91

1.

Loans for Purchase of Consumer Durables

4,545

6,63

5,79

199

29

24

38,544

61,39

50,68

2.

Loans for Housing

6,474

22,04

21,41

421

3,58

3,49

47,333

356,27

326,47

3.

Rest of the Personal Loans

55,621

64,45

55,58

3,785

12,06

10,61

3,89,872

855,95

729,77

VI.

TRADE

2,06,980

137,12

114,90

3,090

56,23

48,65

6,70,058

1722,86

1377,13

1.

Wholesale Trade

2,673

4,92

3,65

351

33,32

31,32

32,205

612,09

475,81

2.

Retail Trade

2,04,307

132,21

111,25

2,739

22,91

17,33

6,37,853

1110,77

901,31

VII.

FINANCE

3

15

15

24

6,77

6,44

497

95,34

68,49

VIII.

ALL OTHERS

17,958

16,76

15,33

1,541

5,13

4,80

1,52,950

1435,37

982,78

TOTAL BANK CREDIT

8,78,950

790,86

643,55

12,184

247,67

220,17

31,09,745

13307,47

10558,96

OF WHICH :

1.

Artisans & Village Industries

87,354

48,78

37,87

252

79

67

1,35,414

119,36

95,86

2.

Other Small Scale Industries

11,870

11,11

9,38

384

20,76

18,15

93,309

1318,26

1013,15