Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

MARCH 1997

WESTERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

9,56,491

1421,35

1279,09

4,98,759

795,00

679,60

1.

Direct Finance

9,47,333

1267,61

1137,86

4,93,352

694,52

617,95

2.

Indirect Finance

9,158

153,73

141,24

5,407

100,47

61,65

II.

INDUSTRY

47,736

1059,57

871,99

51,184

882,90

752,18

1.

Mining & Quarrying

244

17,51

15,65

186

8,06

5,54

2.

Food Manufacturing and Processing

1,937

102,47

79,60

2,119

169,60

127,14

(a) Rice Mills, Flour and Dal Mills

498

12,00

8,92

569

32,82

28,64

(b) Sugar

23

29,98

23,13

30

54,06

35,70

(c) Edible Oils and Vanaspati

245

9,23

7,43

324

40,13

30,43

(d) Tea Processing

2

20,02

14,39

4

5

2

(e) Processing of Fruits & Vegetables

134

8,53

8,02

55

4,20

3,14

(f) Others

1,035

22,71

17,71

1,137

38,34

29,21

3.

Beverage and Tobacco

37

1,18

1,07

88

5,87

7,13

4.

Textiles

530

204,40

129,34

883

100,74

81,90

(a) Cotton Textiles

217

163,30

103,49

363

82,28

66,62

(b) Jute Textiles

11

26

16

7

15

14

(c) Handloom Textiles & Khadi

35

39

32

49

40

1,32

(d) Other Textiles

267

40,45

25,37

464

17,90

13,82

5.

Paper, Paper Products and Printing

477

80,33

65,83

822

44,84

45,78

6.

Leather and Leather Products

156

5,10

5,01

184

1,62

1,61

7.

Rubber and Rubber Products

140

57,10

57,60

208

12,66

10,10

8.

Chemicals and Chemical Products

911

183,59

150,82

1,165

147,90

129,59

(a) Heavy Industrial Chemicals

108

20,83

15,28

125

15,44

14,06

(b) Fertilizers

18

95

73

21

10,93

12,59

(c) Drugs and Pharmaceuticals

146

48,79

37,92

177

33,90

30,20

(d) Non-Edible Oils

26

2,15

2,61

50

10,10

8,05

(e) Other Chemicals & Chemical Products

613

110,87

94,29

792

77,53

64,69

9.

Petroleum, Coal Products & Nuclear Fuels

62

15,34

12,75

125

7,73

5,27

10.

Manufacture of Cement & Cement Products

115

18,28

15,90

206

24,02

19,25

11.

Basic Metals & Metal Products

915

136,15

130,38

1,271

71,90

63,56

(a) Iron and Steel

281

99,82

101,90

210

32,01

28,95

(b) Non-Ferrous Metals

27

4,49

4,19

80

5,08

4,11

(c) Other Metal Products

607

31,85

24,29

981

34,81

30,50

12.

Engineering

909

100,81

88,56

1,474

87,98

84,79

(a) Heavy Engineering

156

36,77

27,09

230

29,16

27,30

(b) Light Engineering

375

22,89

20,48

532

24,82

22,74

(c) Electrical Machinery & Goods

243

15,94

17,65

469

24,08

26,70

(d) Electronic Machinery & Goods

135

25,21

23,35

243

9,93

8,05

13.

Vehicles, Vehicle Parts & Transport Equipments

744

19,72

14,35

830

27,52

18,68

14.

Other Industries

39,947

92,89

82,72

40,516

119,77

110,10

15.

Electricity, Gas & Water

74

5,74

4,67

82

8,54

7,11

(a) Electricity Generation & Transmission

47

5,34

4,29

64

7,99

6,50

(b) Non-Conventional Energy

6

14

15

3

1

1

(c) Gas, Steam & Water Supply

21

26

24

15

53

61

16.

Construction

538

18,97

17,75

1,025

44,14

34,66

III.

TRANSPORT OPERATORS

27,200

140,28

115,98

20,414

117,76

94,30

IV.

PROFESSIONAL AND OTHER SERVICES

94,852

122,37

106,36

58,296

145,32

128,12

V .

PERSONAL LOANS

1,62,820

324,03

294,77

1,90,572

470,35

414,36

1.

Loans for Purchase of Consumer Durables

9,509

14,49

11,29

12,985

19,58

15,92

2.

Loans for Housing

11,945

84,32

80,04

18,538

160,27

144,59

3.

Rest of the Personal Loans

1,41,366

225,22

203,44

1,59,049

290,50

253,85

V I.

TRADE

2,65,615

668,91

613,06

1,85,522

438,00

368,57

1.

Wholesale Trade

12,000

360,05

344,56

6,048

72,20

59,04

2.

Retail Trade

2,53,615

308,86

268,50

1,79,474

365,80

309,53

VII.

FINANCE

67

7,14

6,42

152

55,42

48,16

VIII.

ALL OTHERS

50,760

141,72

92,40

48,697

128,98

99,87

TOTAL BANK CREDIT

16,05,541

3885,37

3380,08

10,53,596

3033,73

2585,16

OF WHICH :

1. Artisans & Village Industries

20,900

22,08

20,11

17,426

25,60

22,13

2. Other Small Scale Industries

19,531

207,58

177,31

24,632

320,09

283,12

(Amount in Rupees Lakh)

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

89,614

326,19

274,10

15,378

1281,71

1011,88

1.

Direct Finance

87,879

184,65

173,00

13,498

427,73

374,50

2.

Indirect Finance

1,735

141,54

101,11

1,880

853,98

637,38

II.

INDUSTRY

43,955

3168,86

2545,33

75,752

51622,37

38389,10

1.

Mining & Quarrying

305

10,55

9,76

330

2639,73

1754,34

2.

Food Manufacturing and Processing

2,020

300,60

235,55

1,789

1601,22

1097,33

(a) Rice Mills, Flour and Dal Mills

517

71,02

45,61

185

117,56

75,27

(b) Sugar

26

77,16

62,74

53

100,43

83,98

(c) Edible Oils and Vanaspati

323

89,28

71,90

251

599,31

430,10

(d) Tea Processing

22

6,17

5,11

25

56,14

26,44

(e) Processing of Fruits & Vegetables

65

3,74

3,65

141

110,55

69,82

(f) Others

1,067

53,22

46,55

1,134

617,24

411,72

3.

Beverage and Tobacco

125

37,67

28,07

260

355,00

271,40

4.

Textiles

4,199

369,18

297,20

8,523

7934,81

5413,79

(a) Cotton Textiles

2,611

196,75

150,26

1,874

3123,81

2252,27

(b) Jute Textiles

30

2,97

2,62

60

4,38

3,79

(c) Handloom Textiles & Khadi

127

7,20

6,16

64

34,04

32,47

(d) Other Textiles

1,431

162,27

138,17

6,525

4772,58

3125,25

5.

Paper, Paper Products and Printing

1,424

99,21

90,41

3,461

1017,23

739,80

6.

Leather and Leather Products

315

15,50

13,36

803

193,20

148,55

7.

Rubber and Rubber Products

294

23,86

22,12

848

478,25

331,34

8.

Chemicals and Chemical Products

2,694

576,95

472,40

10,941

10138,75

7420,40

(a) Heavy Industrial Chemicals

335

98,13

73,74

1,814

2659,82

1965,67

(b) Fertilizers

47

26,83

15,89

191

641,98

452,67

(c) Drugs and Pharmaceuticals

466

181,17

167,19

2,466

2960,69

2178,60

(d) Non-Edible Oils

50

4,46

4,01

86

34,52

30,97

(e) Other Chemicals & Chemical Products

1,796

266,36

211,57

6,384

3841,73

2792,49

9.

Petroleum, Coal Products & Nuclear Fuels

196

26,20

22,11

576

2282,26

1852,17

10.

Manufacture of Cement & Cement Products

328

29,24

26,80

326

754,08

620,81

11.

Basic Metals & Metal Products

2,696

464,35

396,50

6,721

5699,72

4466,41

(a) Iron and Steel

773

300,31

253,53

2,423

4450,82

3599,60

(b) Non-Ferrous Metals

132

14,58

15,20

571

283,42

230,45

(c) Other Metal Products

1,791

149,47

127,76

3,727

965,48

636,36

12.

Engineering

4,172

674,24

511,42

11,826

8088,51

6021,74

(a) Heavy Engineering

539

247,22

190,19

2,265

2831,68

2053,61

(b) Light Engineering

1,834

171,65

122,62

4,467

1767,16

1257,91

(c) Electrical Machinery & Goods

1,022

128,68

88,46

2,732

1930,57

1427,53

(d) Electronic Machinery & Goods

777

126,69

110,15

2,362

1559,11

1282,69

13.

Vehicles, Vehicle Parts & Transport Equipments

1,046

185,35

127,19

1,919

1984,17

1535,42

14.

Other Industries

22,621

246,66

196,13

24,405

5961,46

4620,18

15.

Electricity, Gas & Water

183

16,01

15,08

311

787,48

622,84

(a) Electricity Generation & Transmission

93

7,13

10,60

255

734,02

573,01

(b) Non-Conventional Energy

16

77

60

11

5,88

4,84

(c) Gas, Steam & Water Supply

74

8,11

3,88

45

47,58

44,99

16.

Construction

1,337

93,30

81,24

2,713

1706,49

1472,61

III.

TRANSPORT OPERATORS

20,540

160,94

133,43

20,217

656,25

552,59

IV.

PROFESSIONAL AND OTHER SERVICES

44,430

251,45

207,52

32,844

2150,31

1680,12

V.

PERSONAL LOANS

1,84,592

692,36

607,84

6,61,069

3613,44

2793,41

1.

Loans for Purchase of Consumer Durables

14,322

25,71

20,02

11,707

31,90

25,50

2.

Loans for Housing

34,295

305,40

273,72

51,170

813,97

737,91

3.

Rest of the Personal Loans

1,35,975

361,26

314,10

5,98,192

2767,57

2030,00

V I.

TRADE

1,15,958

634,46

525,74

72,687

11059,69

8792,64

1.

Wholesale Trade

8,160

227,08

178,32

18,005

8789,82

6957,39

2.

Retail Trade

1,07,798

407,38

347,42

54,682

2269,87

1835,25

VII.

FINANCE

195

44,98

35,57

2,803

5979,11

4723,46

VIII.

ALL OTHERS

68,259

359,07

284,41

1,09,672

5959,23

4876,13

TOTAL BANK CREDIT

5,67,543

5638,31

4613,95

9,90,422

82322,11

62819,34

OF WHICH :

1. Artisans & Village Industries

4,754

21,63

17,66

3,360

26,01

24,02

2. Other Small Scale Industries

26,452

847,61

699,46

35,639

6088,99

4067,83