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Meghalaya

Tableno.5.6 – State and Bank Group-wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation–March 2002

NORTH-EASTERN REGION

     

(Amount in Rupees Lakh)


     

STATE BANK OF INDIA

NATIONALISED BANKS

     

AND ITS ASSOCIATES

 

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

     

Accounts

Limit

Out-

Accounts

Limit

Out-

         

standing

   

standing


     

1

2

3

4

5

6


I.

AGRICULTURE

8,915

32,56

22,21

2,056

9,18

8,25

 

1. Direct Finance

8,896

24,79

20,05

1,905

3,05

2,92

 

2. Indirect Finance

19

7,77

2,16

151

6,13

5,32

II.

INDUSTRY

2,310

99,90

71,86

1,093

178,89

73,25

 

1. Mining & Quarrying

89

32,03

18,51

13

1,89

1,53

 

2. Food Manufacturing & Processing

182

4,37

4,02

12

1,39

93

 

(a)

Rice Mills, Flour & Dal Mills

33

2,03

1,91

1

5

5

 

(b)

Sugar

 

(c)

Edible Oils & Vanaspati

2

3

4

3

1,29

83

 

(d)

Tea Processing

 

(e)

Processing of Fruits & Vegetables

6

30

23

 

(f)

Others

141

2,01

1,85

8

6

5

 

3. Beverage & Tobacco

1

3

3

 

4. Textiles

140

13,77

9,16

31

23

17

 

(a)

Cotton Textiles

3

2,65

1,37

1

1

 

(b)

Jute & Other Natural Fibre Textiles

2

2

2

 

(c)

Handloom Textiles & Khadi

31

13

12

 

(d)

Other Textiles & Textile Products

104

10,97

7,65

30

22

17

 

5. Paper, Paper Products & Printing

35

1,13

1,10

15

53

46

 

6. Leather & Leather Products

4

3

2

 

7. Rubber & Plastic Products

26

6,97

4,95

3

10

8

 

8. Chemicals & Chemical Products

21

2,08

2,05

8

73

60

 

(a)

Heavy Industrial Chemicals

3

46

60

 

(b)

Fertilisers

 

(c)

Drugs & Pharmaceuticals

5

51

44

3

17

13

 

(d)

Non-Edible Oils

2

5

6

1

12

3

 

(e)

Other Chemicals & Chemical Products

11

1,05

96

4

44

45

 

9. Petroleum, Coal Products & Nuclear Fuels

5

46

36

1

6

6

 

10. Manufacture of Cement & Cement Products

5

33

26

4

11

5

 

11. Basic Metals & Metal Products

50

16,16

12,54

6

5

4

 

(a)

Iron & Steel

23

5,68

4,70

 

(b)

Non-Ferrous Metals

2

14

8

 

(c)

Metal Products

25

10,34

7,76

6

5

4

 

12. Engineering

30

13,59

12,41

48

100,54

40,62

 

(a)

Heavy Engineering

4

8,76

8,88

1

100,00

40,16

 

(b)

Light Engineering

19

2,55

1,90

6

21

15

 

(c)

Electrical Machinery & Goods

4

1,52

98

10

14

14

 

(d)

Electronic Machinery & Goods

3

76

65

31

18

17

 

13. Vehicles, Vehicle Parts & Transport Equipments

22

1,89

6

7

10

8

 

14. Other Industries

1,675

6,59

5,99

860

4,47

4,22

 

15. Electricity, Gas & Water

5

62,62

18,25

 

(a)

Electricity Generation &Transmission

2

62,50

18,16

 

(b)

Non-Conventional Energy

1

4

4

 

(c)

Gas, Steam & Water Supply

2

8

4

 

16. Construction

30

54

45

75

6,02

6,10

III.

TRANSPORT OPERATORS

999

14,80

9,79

399

8,30

4,67

IV.

PROFESSIONAL AND OTHER SERVICES

417

7,26

4,81

353

9,25

8,35

V.

PERSONAL LOANS

10,578

64,81

53,75

5,635

35,47

29,58

 

1. Loans for Purchase of Consumer Durables

2,036

7,64

5,37

910

2,86

2,20

 

2. Loans for Housing

673

19,01

16,84

297

6,13

5,04

 

3. Rest of the Personal Loans

7,869

38,16

31,54

4,428

26,47

22,35

VI.

TRADE

3,171

42,13

26,96

1,909

39,88

36,72

 

1. Wholesale Trade

130

15,11

9,64

168

23,18

21,83

 

2. Retail Trade

3,041

27,02

17,31

1,741

16,70

14,89

VII.

FINANCE

17

97

83

41

83

73

VIII.

ALL OTHERS

3,448

60,65

39,17

2,667

49,97

41,47


TOTAL BANK CREDIT

29,855

323,08

229,37

14,153

331,77

203,02

OF WHICH: 1.ArtisansandVillage&TinyIndustries

909

11,43

9,93

240

1,11

1,02

2.OtherSmallScaleIndustries

1,080

6,02

5,29

602

6,66

5,62




     

FOREIGN BANKS

REGIONAL RURAL BANKS


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

     

Accounts

Limit

Out-

Accounts

Limit

Out-

         

standing

   

standing


     

7

8

9

10

11

12


I.

AGRICULTURE

19,530

12,43

12,47

 

1. Direct Finance

18,788

11,99

12,00

 

2. Indirect Finance

742

44

47

II.

INDUSTRY

2,932

5,84

5,24

 

1. Mining & Quarrying

2

17

14

 

2. Food Manufacturing & Processing

38

82

77

 

(a)

Rice Mills, Flour & Dal Mills

4

4

2

 

(b)

Sugar

 

(c)

Edible Oils & Vanaspati

 

(d)

Tea Processing

 

(e)

Processing of Fruits & Vegetables

7

20

14

 

(f)

Others

27

59

60

 

3. Beverage & Tobacco

 

4. Textiles

5

16

8

 

(a)

Cotton Textiles

5

16

8

 

(b)

Jute & Other Natural Fibre Textiles

 

(c)

Handloom Textiles & Khadi

 

(d)

Other Textiles & Textile Products

 

5. Paper, Paper Products & Printing

3

13

10

 

6. Leather & Leather Products

1

1

 

7. Rubber & Plastic Products

1

3

3

 

8. Chemicals & Chemical Products

1

 

(a)

Heavy Industrial Chemicals

 

(b)

Fertilisers

 

(c)

Drugs & Pharmaceuticals

 

(d)

Non-Edible Oils

 

(e)

Other Chemicals & Chemical Products

1

 

9. Petroleum, Coal Products & Nuclear Fuels

 

10. Manufacture of Cement & Cement Products

1

4

3

 

11. Basic Metals & Metal Products

 

(a)

Iron & Steel

 

(b)

Non-Ferrous Metals

 

(c)

Metal Products

 

12. Engineering

 

(a)

Heavy Engineering

 

(b)

Light Engineering

 

(c)

Electrical Machinery & Goods

 

(d)

Electronic Machinery & Goods

 

13. Vehicles, Vehicle Parts & Transport Equipments

1

9

9

 

14. Other Industries

2,869

4,12

3,74

 

15. Electricity, Gas & Water

 

(a)

Electricity Generation &Transmission

 

(b)

Non-Conventional Energy

 

(c)

Gas, Steam & Water Supply

 

16. Construction

10

26

25

III.

TRANSPORT OPERATORS

351

5,49

3,85

IV.

PROFESSIONAL AND OTHER SERVICES

121

60

48

V.

PERSONAL LOANS

2,310

11,43

10,09

 

1. Loans for Purchase of Consumer Durables

1,065

2,07

1,65

 

2. Loans for Housing

178

3,67

3,51

 

3. Rest of the Personal Loans

1,067

5,69

4,93

VI.

TRADE

2,398

5,37

4,28

 

1. Wholesale Trade

4

7

7

 

2. Retail Trade

2,394

5,30

4,21

VII.

FINANCE

2

2

2

VIII.

ALL OTHERS

210

79

83


TOTAL BANK CREDIT

27,854

41,98

37,27

OF WHICH: 1.ArtisansandVillage&TinyIndustries

1,677

2,76

2,65

2.OtherSmallScaleIndustries

1,196

2,57

2,17




     

OTHER SCHEDULED

ALL SCHEDULED

     

COMMERCIAL BANKS

COMMERCIAL BANKS


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

     

Accounts

Limit

Out-

Accounts

Limit

Out-

         

standing

   

standing


     

13

14

15

16

17

18


I.

AGRICULTURE

1

1

1

30,502

54,18

42,94

 

1. Direct Finance

29,589

39,83

34,97

 

2. Indirect Finance

1

1

1

913

14,35

7,97

II.

INDUSTRY

10

1,96

1,54

6,345

286,59

151,90

 

1. Mining & Quarrying

104

34,09

20,19

 

2. Food Manufacturing & Processing

232

6,59

5,72

 

(a)

Rice Mills, Flour & Dal Mills

38

2,12

1,98

 

(b)

Sugar

 

(c)

Edible Oils & Vanaspati

5

1,32

86

 

(d)

Tea Processing

 

(e)

Processing of Fruits & Vegetables

13

49

37

 

(f)

Others

176

2,66

2,50

 

3. Beverage & Tobacco

1

3

3

 

4. Textiles

1

5

177

14,21

9,42

 

(a)

Cotton Textiles

9

2,82

1,46

 

(b)

Jute & Other Natural Fibre Textiles

2

2

2

 

(c)

Handloom Textiles & Khadi

31

13

12

 

(d)

Other Textiles & Textile Products

1

5

135

11,24

7,82

 

5. Paper, Paper Products & Printing

1

3

3

54

1,82

1,69

 

6. Leather & Leather Products

5

4

3

 

7. Rubber & Plastic Products

30

7,10

5,06

 

8. Chemicals & Chemical Products

30

2,81

2,66

 

(a)

Heavy Industrial Chemicals

3

46

60

 

(b)

Fertilisers

 

(c)

Drugs & Pharmaceuticals

8

68

56

 

(d)

Non-Edible Oils

3

17

8

 

(e)

Other Chemicals & Chemical Products

16

1,50

1,42

 

9. Petroleum, Coal Products & Nuclear Fuels

6

52

42

 

10. Manufacture of Cement & Cement Products

2

1,13

69

12

1,60

1,03

 

11. Basic Metals & Metal Products

56

16,21

12,58

 

(a)

Iron & Steel

23

5,68

4,70

 

(b)

Non-Ferrous Metals

2

14

8

 

(c)

Metal Products

31

10,40

7,81

 

12. Engineering

78

114,13

53,03

 

(a)

Heavy Engineering

5

108,76

49,04

 

(b)

Light Engineering

25

2,76

2,05

 

(c)

Electrical Machinery & Goods

14

1,66

1,12

 

(d)

Electronic Machinery & Goods

34

94

82

 

13. Vehicles, Vehicle Parts & Transport Equipments

30

2,08

23

 

14. Other Industries

4

3

3

5,408

15,21

13,98

 

15. Electricity, Gas & Water

5

62,62

18,25

 

(a)

Electricity Generation &Transmission

2

62,50

18,16

 

(b)

Non-Conventional Energy

1

4

4

 

(c)

Gas, Steam & Water Supply

2

8

4

 

16. Construction

2

72

80

117

7,53

7,59

III.

TRANSPORT OPERATORS

9

9

5

1,758

28,68

18,36

IV.

PROFESSIONAL AND OTHER SERVICES

4

32

25

895

17,44

13,90

V.

PERSONAL LOANS

128

1,18

99

18,651

112,89

94,42

 

1. Loans for Purchase of Consumer Durables

4

1

1

4,015

12,59

9,22

 

2. Loans for Housing

4

10

9

1,152

28,91

25,48

 

3. Rest of the Personal Loans

120

1,07

89

13,484

71,40

59,72

VI.

TRADE

43

1,17

1,07

7,521

88,55

69,02

 

1. Wholesale Trade

14

73

55

316

39,09

32,09

 

2. Retail Trade

29

44

52

7,205

49,46

36,93

VII.

FINANCE

60

1,82

1,58

VIII.

ALL OTHERS

138

1,79

1,55

6,463

113,20

83,02


TOTAL BANK CREDIT

333

6,52

5,46

72,195

703,35

475,13

OF WHICH: 1.ArtisansandVillage&TinyIndustries

2,826

15,31

13,60

2.OtherSmallScaleIndustries

6

11

6

2,884

15,36

13,14


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