Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

SOUTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

27,410

28,78

29,31

7,653

17,77

17,73

1.

Direct Finance

27,380

28,75

29,29

7,647

17,25

17,23

2.

Indirect Finance

30

3

2

6

52

51

II.

INDUSTRY

419

35,65

32,84

1,080

53,90

48,23

1.

Mining & Quarrying

1

8

8

1

9

9

2.

Food Manufacturing and Processing

7

25

26

83

3,48

2,19

(a)

Rice Mills, Flour and Dal Mills

2

12

12

24

2,04

1,23

(b)

Sugar

—

—

—

—

—

—

(c)

Edible Oils and Vanaspati

—

—

—

22

82

66

(d)

Tea Processing

—

—

—

—

—

—

(e)

Processing of Fruits & Vegetables

5

13

14

37

61

30

(f)

Others

—

—

—

—

—

—

3.

Beverage and Tobacco

—

—

—

1

4

3

4.

Textiles

13

12,03

10,86

19

1,98

2,10

(a)

Cotton Textiles

4

2,26

2,01

3

1,81

1,95

(b)

Jute Textiles

1

30

33

—

—

—

(c)

Handloom Textiles & Khadi

—

—

—

1

8

8

(d)

Other Textiles

8

9,47

8,52

15

9

7

5.

Paper, Paper Products and Printing

8

5,29

3,86

20

75

54

6.

Leather and Leather Products

1

50

43

3

14

14

7.

Rubber and Rubber Products

1

90

72

15

1,36

1,31

8.

Chemicals and Chemical Products

17

7,95

7,95

54

3,88

3,70

(a)

Heavy Industrial Chemicals

5

6,41

6,42

13

1,39

93

(b)

Fertilizers

—

—

—

—

—

—

(c)

Drugs and Pharmaceuticals

2

1,35

1,35

3

2

1

(d)

Non-Edible Oils

—

—

—

1

—

—

(e)

Other Chemicals & Chemical Products

10

19

18

37

2,47

2,76

9.

Petroleum, Coal Products & Nuclear Fuels

—

—

—

1

4

4

10.

Manufacture of Cement & Cement Products

—

—

—

4

5

5

11.

Basic Metals & Metal Products

7

11

10

13

54

41

(a)

Iron and Steel

—

—

—

5

26

16

(b)

Non-Ferrous Metals

1

6

6

4

2

2

(c)

Other Metal Products

6

5

4

4

26

23

12.

Engineering

7

23

20

20

2,00

83

(a)

Heavy Engineering

—

—

—

2

29

30

(b)

Light Engineering

1

—

1

6

17

13

(c)

Electrical Machinery & Goods

5

17

16

8

1,52

38

(d)

Electronic Machinery & Goods

1

6

3

4

2

1

13.

Vehicles, Vehicle Parts & Transport Equipments

1

4

4

7

1,29

1,23

14.

Other Industries

349

8,16

8,27

828

37,96

35,30

15.

Electricity, Gas & Water

—

—

—

1

1

1

(a)

Electricity Generation & Transmission

—

—

—

1

1

1

(b)

Non-Conventional Energy

—

—

—

—

—

—

(c)

Gas, Steam & Water Supply

—

—

—

—

—

—

16.

Construction

7

10

6

10

29

24

III.

TRANSPORT OPERATORS

55

62

55

491

2,84

2,34

IV.

PROFESSIONAL AND OTHER SERVICES

254

51

44

767

2,64

2,41

V.

PERSONAL LOANS

1,798

4,29

4,07

5,380

15,50

14,66

1.

Loans for Purchase of Consumer Durables

462

34

46

457

67

59

2.

Loans for Housing

78

1,28

1,05

596

4,98

5,84

3.

Rest of the Personal Loans

1,258

2,67

2,56

4,327

9,86

8,23

VI.

TRADE

1,086

3,86

3,48

2,854

10,70

8,22

1.

Wholesale Trade

198

1,08

65

97

2,40

1,68

2.

Retail Trade

888

2,78

2,82

2,757

8,30

6,55

VII.

FINANCE

1

45

46

3

6

4

VIII.

ALL OTHERS

1,208

1,84

1,30

1,812

4,80

3,56

TOTAL BANK CREDIT

32,231

76,02

72,44

20,040

108,21

97,19

OF WHICH :

1.

Artisans & Village Industries

61

20

17

429

91

1,00

2.

Other Small Scale Industries

323

11,97

10,85

465

11,53

9,59

(Amount in Rupees Lakh)

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

10,628

52,70

49,96

—

—

—

1.

Direct Finance

10,619

51,61

48,87

—

—

—

2.

Indirect Finance

9

1,09

1,09

—

—

—

II.

INDUSTRY

1,595

142,53

124,75

—

—

—

1.

Mining & Quarrying

3

22

7

—

—

—

2.

Food Manufacturing and Processing

86

4,38

4,25

—

—

—

(a)

Rice Mills, Flour and Dal Mills

15

1,07

82

—

—

—

(b)

Sugar

—

—

—

—

—

—

(c)

Edible Oils and Vanaspati

11

1,87

1,91

—

—

—

(d)

Tea Processing

—

—

—

—

—

—

(e)

Processing of Fruits & Vegetables

—

—

—

—

—

—

(f)

Others

60

1,44

1,52

—

—

—

3.

Beverage and Tobacco

5

1,00

64

—

—

—

4.

Textiles

62

41,98

45,78

—

—

—

(a)

Cotton Textiles

25

34,84

39,85

—

—

—

(b)

Jute Textiles

1

2

2

—

—

—

(c)

Handloom Textiles & Khadi

2

3

3

—

—

—

(d)

Other Textiles

34

7,10

5,89

—

—

—

5.

Paper, Paper Products and Printing

90

5,70

6,53

—

—

—

6.

Leather and Leather Products

24

2,50

2,18

—

—

—

7.

Rubber and Rubber Products

28

1,01

73

—

—

—

8.

Chemicals and Chemical Products

212

44,69

29,51

—

—

—

(a)

Heavy Industrial Chemicals

16

11,24

11,40

—

—

—

(b)

Fertilizers

3

22

15

—

—

—

(c)

Drugs and Pharmaceuticals

23

12,02

5,21

—

—

—

(d)

Non-Edible Oils

—

—

—

—

—

—

(e)

Other Chemicals & Chemical Products

170

21,21

12,75

—

—

—

9.

Petroleum, Coal Products & Nuclear Fuels

1

1

1

—

—

—

10.

Manufacture of Cement & Cement Products

—

—

—

—

—

—

11.

Basic Metals & Metal Products

122

13,91

12,79

—

—

—

(a)

Iron and Steel

37

5,58

5,53

—

—

—

(b)

Non-Ferrous Metals

7

3,02

3,03

—

—

—

(c)

Other Metal Products

78

5,31

4,23

—

—

—

12.

Engineering

126

13,65

10,81

—

—

—

(a)

Heavy Engineering

6

1,79

1,89

—

—

—

(b)

Light Engineering

31

2,57

2,32

—

—

—

(c)

Electrical Machinery & Goods

36

4,21

2,27

—

—

—

(d)

Electronic Machinery & Goods

53

5,08

4,33

—

—

—

13.

Vehicles, Vehicle Parts & Transport Equipments

32

1,38

92

—

—

—

14.

Other Industries

771

7,43

6,04

—

—

—

15.

Electricity, Gas & Water

7

3,80

3,74

—

—

—

(a)

Electricity Generation & Transmission

2

3,51

3,51

—

—

—

(b)

Non-Conventional Energy

1

—

—

—

—

—

(c)

Gas, Steam & Water Supply

4

28

23

—

—

—

16.

Construction

26

87

75

—

—

—

III.

TRANSPORT OPERATORS

482

3,88

3,31

—

—

—

IV.

PROFESSIONAL AND OTHER SERVICES

2,510

13,11

11,94

—

—

—

V.

PERSONAL LOANS

12,755

37,93

34,13

—

—

—

1.

Loans for Purchase of Consumer Durables

1,559

1,98

1,74

—

—

—

2.

Loans for Housing

922

8,86

8,83

—

—

—

3.

Rest of the Personal Loans

10,274

27,09

23,56

—

—

—

VI.

TRADE

4,627

39,10

28,76

—

—

—

1.

Wholesale Trade

229

12,07

8,65

—

—

—

2.

Retail Trade

4,398

27,03

20,11

—

—

—

VII.

FINANCE

5

6,42

6,47

—

—

—

VIII.

ALL OTHERS

6,558

20,66

17,01

—

—

—

TOTAL BANK CREDIT

39,160

316,34

276,33

—

—

—

OF WHICH :

1.

Artisans & Village Industries

232

1,15

1,03

2.

Other Small Scale Industries

935

30,99

27,79