Punjab - ಆರ್ಬಿಐ - Reserve Bank of India
Punjab
NORTHERN REGION |
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STATE : PUNJAB |
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(Amount in Rupees Lakh) |
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|
OCCUPATION |
RURAL |
SEMI-URBAN |
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No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
|
|
1 |
2 |
3 |
4 |
5 |
6 |
I. |
AGRICULTURE |
5,26,390 |
8885,14 |
7549,77 |
3,23,562 |
7011,51 |
5643,74 |
|
1. Direct Finance |
5,20,199 |
8019,05 |
6727,97 |
3,15,497 |
6001,15 |
4879,68 |
|
2. Indirect Finance |
6,191 |
866,09 |
821,80 |
8,065 |
1010,37 |
764,07 |
II. |
INDUSTRY |
21,937 |
3709,82 |
2106,09 |
34,693 |
10114,24 |
6084,00 |
|
1. Mining & Quarrying |
97 |
18,45 |
15,15 |
132 |
1306,91 |
62,79 |
|
2. Food Manufacturing & Processing |
1,609 |
904,90 |
622,73 |
4,264 |
2845,72 |
1804,37 |
|
(a) Rice Mills, Flour & Dal Mills |
824 |
750,57 |
534,05 |
2,565 |
1515,98 |
1154,15 |
|
(b) Sugar |
4 |
2,70 |
2,69 |
23 |
149,97 |
128,74 |
|
(c) Edible Oils & Vanaspati |
58 |
44,21 |
26,18 |
309 |
295,75 |
194,65 |
|
(d) Tea Processing |
3 |
12 |
5 |
14 |
3,07 |
2,76 |
|
(e) Processing of Fruits & Vegetables |
11 |
65,44 |
27,59 |
32 |
4,18 |
3,51 |
|
(f) Others |
709 |
41,86 |
32,16 |
1,321 |
876,75 |
320,57 |
|
3. Beverage & Tobacco |
19 |
31,47 |
24,42 |
61 |
25,17 |
17,71 |
|
4. Textiles |
3,861 |
950,05 |
316,38 |
3,517 |
1744,60 |
970,52 |
|
(a) Cotton Textiles |
1,065 |
747,27 |
138,04 |
1,649 |
612,82 |
435,86 |
|
(b) Jute & Other Natural Fibre Textiles |
170 |
2,15 |
1,45 |
54 |
50,45 |
48,68 |
|
(c) Handloom Textiles & Khadi |
1,867 |
7,94 |
5,80 |
827 |
49,90 |
39,67 |
|
(d) Other Textiles & Textile Products |
759 |
192,69 |
171,09 |
987 |
1031,43 |
446,31 |
|
5. Paper, Paper Products & Printing |
149 |
51,67 |
29,45 |
331 |
100,03 |
51,59 |
|
6. Woods and Wood Products |
520 |
8,14 |
6,20 |
570 |
28,63 |
22,97 |
|
7. Leather & Leather Products |
133 |
4,53 |
3,69 |
168 |
14,27 |
8,28 |
|
8. Gems and Jewellery |
41 |
1,37 |
82 |
60 |
8,93 |
6,03 |
|
9. Rubber & Plastic Products |
132 |
11,65 |
9,30 |
490 |
69,36 |
49,55 |
|
10. Chemicals & Chemical Products |
215 |
128,62 |
77,58 |
567 |
168,71 |
127,75 |
|
(a) Heavy Industrial Chemicals |
13 |
58,36 |
36,89 |
103 |
43,59 |
39,13 |
|
(b) Fertilisers |
7 |
44 |
42 |
39 |
6,84 |
4,88 |
|
(c) Drugs & Pharmaceuticals |
64 |
32,13 |
16,37 |
76 |
35,81 |
22,14 |
|
(d) Non-Edible Oils |
7 |
84 |
43 |
27 |
13,67 |
12,30 |
|
(e) Other Chemicals & Chemical Products |
124 |
36,84 |
23,47 |
322 |
68,81 |
49,31 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
34 |
454,61 |
69,10 |
53 |
178,86 |
177,21 |
|
12. Manufacture of Cement & Cement Products |
135 |
10,71 |
8,20 |
251 |
25,03 |
18,67 |
|
13. Basic Metals & Metal Products |
575 |
144,51 |
124,06 |
2,271 |
1430,49 |
1047,66 |
|
(a) Iron & Steel |
71 |
15,92 |
13,30 |
1,017 |
952,27 |
680,53 |
|
(b) Non-Ferrous Metals |
9 |
2,66 |
1,47 |
63 |
11,45 |
7,85 |
|
(c) Metal Products |
495 |
125,93 |
109,29 |
1,191 |
466,77 |
359,28 |
|
14. Engineering |
1,266 |
107,51 |
74,95 |
3,484 |
525,11 |
384,72 |
|
(a) Heavy Engineering |
229 |
49,52 |
41,77 |
675 |
246,08 |
197,08 |
|
(b) Light Engineering |
817 |
44,77 |
25,64 |
2,393 |
182,45 |
102,39 |
|
(c) Electrical Machinery & Goods |
168 |
10,92 |
6,25 |
296 |
91,75 |
81,31 |
|
(d) Electronic Machinery & Goods |
52 |
2,29 |
1,29 |
120 |
4,84 |
3,95 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
300 |
134,62 |
97,26 |
437 |
185,68 |
138,03 |
|
16. Other Industries |
12,079 |
441,55 |
375,48 |
16,093 |
1119,45 |
913,50 |
|
17. Electricity, Gas & Water |
19 |
179,40 |
179,50 |
78 |
103,62 |
96,94 |
|
(a) Electricity Generation & Transmission |
6 |
178,02 |
178,22 |
23 |
98,69 |
93,59 |
|
(b) Non-Conventional Energy |
9 |
98 |
88 |
46 |
3,18 |
2,11 |
|
(c) Gas, Steam & Water Supply |
4 |
40 |
39 |
9 |
1,74 |
1,25 |
|
18. Construction |
753 |
126,05 |
71,82 |
1,866 |
233,68 |
185,70 |
|
(a) Other than Infrastructure |
556 |
74,59 |
28,70 |
1,190 |
102,33 |
80,69 |
|
(b) Infrastructure Construction |
197 |
51,46 |
43,13 |
676 |
131,35 |
105,01 |
III. |
TRANSPORT OPERATORS |
3,188 |
81,79 |
64,41 |
2,336 |
79,65 |
57,43 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
13,682 |
645,29 |
544,30 |
23,406 |
1072,58 |
790,87 |
|
1. Professional Services |
1,535 |
56,88 |
52,27 |
1,782 |
85,98 |
68,29 |
|
2. Tourism, Hotel & Restaurants |
282 |
104,66 |
100,23 |
402 |
44,30 |
35,15 |
|
3. Recreation services |
158 |
22,21 |
19,25 |
176 |
25,09 |
12,02 |
|
4. IT and Telecommunications |
7 |
47 |
40 |
73 |
11,62 |
10,86 |
|
5. Others |
11,700 |
461,07 |
372,15 |
20,973 |
905,59 |
664,56 |
V. |
PERSONAL LOANS |
1,20,826 |
2400,20 |
1813,60 |
2,10,816 |
5148,10 |
3814,62 |
|
1. Housing |
31,560 |
1014,89 |
849,61 |
53,297 |
2317,15 |
1878,05 |
|
2. Consumer Durables |
5,724 |
48,22 |
36,51 |
7,200 |
57,11 |
42,56 |
|
3. Vehicles |
12,207 |
341,69 |
210,04 |
29,356 |
850,55 |
521,64 |
|
4. Education |
3,864 |
146,61 |
93,58 |
7,694 |
279,12 |
173,77 |
|
5. Personal Credit Cards |
1,579 |
11,41 |
5,36 |
2,234 |
28,07 |
14,00 |
|
6. Others |
65,892 |
837,38 |
618,50 |
1,11,035 |
1616,10 |
1184,59 |
VI. |
TRADE |
40,214 |
661,33 |
541,42 |
48,363 |
3241,38 |
2292,90 |
|
1. Wholesale Trade |
1,929 |
150,70 |
132,94 |
3,507 |
556,69 |
424,83 |
|
2. Retail Trade |
38,285 |
510,62 |
408,48 |
44,856 |
2684,69 |
1868,07 |
VII. |
FINANCE |
1,230 |
39,02 |
28,34 |
803 |
127,21 |
106,54 |
VIII. |
ALL OTHERS |
23,956 |
298,69 |
249,89 |
25,984 |
511,79 |
358,69 |
|
TOTAL BANK CREDIT |
7,51,423 |
16721,28 |
12897,83 |
6,69,963 |
27306,45 |
19148,78 |
TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION 'MARCH 2009(Amount in Rupees Lakh)
OCCUPATION
URBAN
METROPOLITAN
No. of
AccountsCredit
LimitAmount
OutstandingNo. of
AccountsCredit
LimitAmount
Outstanding
7
8
9
10
11
12
I.
AGRICULTURE
78,939
3172,79
2760,11
17,889
1083,07
860,35
1. Direct Finance
76,125
1897,44
1554,79
15,974
490,26
370,98
2. Indirect Finance
2,814
1275,36
1205,32
1,915
592,81
489,37
II.
INDUSTRY
36,287
19541,54
14683,86
48,942
16233,54
11487,60
1. Mining & Quarrying
98
67,04
62,62
119
87,00
52,56
2. Food Manufacturing & Processing
1,287
1279,02
932,16
2,347
534,91
417,61
(a) Rice Mills, Flour & Dal Mills
519
435,20
306,91
669
147,09
114,61
(b) Sugar
23
228,49
168,57
8
102,30
93,34
(c) Edible Oils & Vanaspati
98
169,11
132,65
29
23,25
20,59
(d) Tea Processing
11
57
30
10
56
41
(e) Processing of Fruits & Vegetables
23
3,91
3,13
42
11,61
11,37
(f) Others
613
441,74
320,61
1,589
250,10
177,29
3. Beverage & Tobacco
61
124,91
77,17
33
70,22
59,47
4. Textiles
5,157
5149,80
3824,73
13,759
8187,63
5515,86
(a) Cotton Textiles
1,228
2691,20
1884,48
4,177
2882,72
1833,38
(b) Jute & Other Natural Fibre Textiles
1,342
52,62
47,27
246
9,86
8,22
(c) Handloom Textiles & Khadi
125
90,30
37,26
287
47,99
32,51
(d) Other Textiles & Textile Products
2,462
2315,68
1855,72
9,049
5247,05
3641,75
5. Paper, Paper Products & Printing
638
469,36
427,85
1,360
688,74
570,57
6. Woods and Wood Products
488
40,33
32,16
192
11,98
11,44
7. Leather & Leather Products
1,051
155,19
120,28
113
8,89
6,70
8. Gems and Jewellery
52
12,61
10,41
229
116,30
90,41
9. Rubber & Plastic Products
1,607
342,79
269,80
547
130,47
89,80
10. Chemicals & Chemical Products
1,217
477,84
405,83
811
266,82
227,80
(a) Heavy Industrial Chemicals
86
159,00
155,69
80
27,81
22,03
(b) Fertilisers
141
6,11
3,76
11
2,83
1,52
(c) Drugs & Pharmaceuticals
135
169,46
141,66
345
136,54
125,71
(d) Non-Edible Oils
13
2,77
2,25
16
8,88
7,13
(e) Other Chemicals & Chemical Products
842
140,50
102,47
359
90,77
71,41
11. Petroleum, Coal Products & Nuclear Fuels
65
405,42
91,61
21
3,99
3,31
12. Manufacture of Cement & Cement Products
252
48,76
37,95
169
25,00
19,64
13. Basic Metals & Metal Products
4,707
3171,37
2411,86
6,325
2635,43
1786,04
(a) Iron & Steel
1,099
949,70
643,13
778
873,32
571,67
(b) Non-Ferrous Metals
356
126,54
86,13
84
53,27
30,09
(c) Metal Products
3,252
2095,12
1682,60
5,463
1708,84
1184,27
14. Engineering
4,647
1355,16
1002,64
4,110
922,94
714,40
(a) Heavy Engineering
850
313,38
244,96
882
407,35
315,87
(b) Light Engineering
3,133
707,61
482,26
2,765
445,26
348,00
(c) Electrical Machinery & Goods
525
230,59
203,03
343
50,48
36,02
(d) Electronic Machinery & Goods
139
103,57
72,39
120
19,86
14,52
15. Vehicles, Vehicle Parts & Transport Equipments
1,076
552,10
404,77
3,966
1090,54
829,78
16. Other Industries
11,253
1368,88
1118,16
13,715
1082,80
809,34
17. Electricity, Gas & Water
48
2647,92
2132,81
38
44,24
36,97
(a) Electricity Generation & Transmission
28
2629,11
2114,80
16
28,76
24,32
(b) Non-Conventional Energy
6
16,31
16,34
6
10,89
9,19
(c) Gas, Steam & Water Supply
14
2,51
1,67
16
4,59
3,46
18. Construction
2,583
1873,04
1321,07
1,088
325,63
245,89
(a) Other than Infrastructure
2,071
393,93
286,76
805
171,69
147,30
(b) Infrastructure Construction
512
1479,12
1034,31
283
153,94
98,59
III.
TRANSPORT OPERATORS
4,515
282,49
187,00
4,567
288,83
223,97
IV.
PROFESSIONAL AND OTHER SERVICES
19,973
2102,46
1533,14
12,318
1016,97
751,08
1. Professional Services
1,427
338,33
313,30
1,314
157,94
133,43
2. Tourism, Hotel & Restaurants
611
151,17
118,82
513
162,13
124,29
3. Recreation services
302
19,45
15,82
56
25,97
23,60
4. IT and Telecommunications
67
5,93
4,77
51
3,90
3,48
5. Others
17,566
1587,58
1080,44
10,384
667,02
466,29
V.
PERSONAL LOANS
2,43,763
6182,94
4693,63
1,56,150
4055,56
3079,07
1. Housing
55,391
2807,97
2352,06
34,365
1979,90
1654,37
2. Consumer Durables
9,433
98,52
66,57
6,705
65,11
47,70
3. Vehicles
64,960
1047,07
677,53
45,706
748,54
496,19
4. Education
8,019
315,94
198,91
4,479
182,44
99,94
5. Personal Credit Cards
1,692
30,31
9,21
1,031
13,71
6,67
6. Others
1,04,268
1883,14
1389,35
63,864
1065,86
774,20
VI.
TRADE
35,555
6024,34
3049,02
20,521
2352,89
1887,40
1. Wholesale Trade
3,046
1487,73
1336,81
4,672
1002,65
785,27
2. Retail Trade
32,509
4536,60
1712,21
15,849
1350,24
1102,13
VII.
FINANCE
497
1034,36
89,36
664
93,44
37,68
VIII.
ALL OTHERS
20,002
1210,42
1050,63
22,798
461,87
366,83
TOTAL BANK CREDIT
4,39,531
39551,33
28046,77
2,83,849
25586,16
18694,00